MIRA INFORM REPORT

 

 

Report No. :

354162

Report Date :

19.12.2015

 

IDENTIFICATION DETAILS

 

Name :

COMARK INC.

 

 

Registered Office :

6789 Millcreek Drive, Mississauga, Ontario L5N 5M4

 

 

Country :

Canada

 

 

Date of Incorporation :

30.10.1988

 

 

Legal Form :

Federal Corporation – Profit

 

 

Line of Business :

Subject operates a chain of specialty fashion retail stores.

 

 

No. of Employee :

4,500+

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CANADA ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, and electric power, and a top source of US uranium imports. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the early intervention by the Bank of Canada and the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-14 and plans to balance the budget by 2015 despite the recent drop in oil prices. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela and is the world’s fifth-largest oil producer.

 

Source : CIA

 

Note

 

Your order on:   BOOTLEGGER A DIVISION OF COMARK INC

                        4460 Jacombs Road, Richomond, British Columbia V6V 2C5 –

Canada

 

The correct name is:

 

 

Company name and summary

 

Company name:            COMARK INC.

 

Headquarters:              6789 Millcreek Drive, Mississauga, Ontario L5N 5M4

                                     Canada

                       

Telephone:                    +1 905-567-7375

 

Fax:                              +1 905-567-5965

 

Website:                       www.comark.ca

 

Corporate ID#:              4240405

 

State:                           Federal

 

Judicial form:                Federal Corporation – Profit

 

Date incorporated:        02-29-2004

 

Date founded:              01-30-1988

 

Stock:                           --

 

Value:                           --

 

 

Name of manager:   Gerald BACHYNSKI

 

 

ACTIVITIES & OPERATIONS

 

Business:

 

Comark Inc. operates a chain of specialty fashion retail stores in Canada. It retails professional suiting, relaxed separates, and casual options, including tops and blouses, sweaters, tees and camis, dresses, pants, leggings, jeans, skirts, blazers, and outerwear; and accessories, such as earrings, bracelets and rings, necklaces, hats and belts, scarves, handbags, small accessories, and jewelry.

The company also provides jeans, fashion tops, tees and tanks, sweaters and cardigans, fleece, jackets and blazers, leggings and pants, dresses, skirts, capris, shorts, jewelry, and accessories for women; and jeans, shirts, graphic tees, fashion tees, sweaters, fleece, jackets, pants, and accessories for men.

 

In addition, it offers necklaces, bracelets, earrings, rings, and watches; and accessories, including shapers, socks and tights, home and gift accessories. The company offers products for working women and younger adults. It also sells products online.

The company was founded in 1976 and is based in Mississauga, Canada.

Comark Inc. is a former subsidiary of COFRA Holding AG.

As of August 20, 2015, Comark Inc. operates as a subsidiary of Pacific West Commercial Corporation.

 

Comark is a leading Canadian specialty fashion retailer, serving customers through three popular divisions:

- Ricki's

- Cleo

- Bootlegger

 

Today, all three divisions are represented across Canada, and the business has grown to over 300 stores – currently 142 Ricki’s, 91 Bootlegger and 85

Cleo locations.

 

 

Staff:                4,500+

 

Operations & branches:

 

At above address, we find a large store, warehouse and office, owned.

 

It maintains a BOOTLEGGER store located:

 

4460 Jacombs Rd, Richmond, British Columbia V6V 2C5, Canada

Ph: +1 604-276-8400

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

 

On August 20, 2015, Pacific West Commercial Corporation, an affiliate of Vancouver-based Stern Partners Inc., announced the closing of the previously announced acquisition of the business and assets of Comark Inc.

 

 

Management:

 

Gerald BACHYNSKI, President and CEO

He has been Chief Executive Officer and President of Comark, Inc. since December 2007.

He has been Chief Executive Officer and President of Comark, Inc. since December 2007. Mr. Bachynski served as the President of Ricki's since 1988 and Chief Operating Officer of Comark, Inc.

Mr. Bachynski began his career with Laventhol & Horwath in a consulting capacity. He joined the prior family owners of Ricki s in the Fall of 1975 and was responsible for a variety of business holdings/interests.

After the sale of Ricki’s to Comark, he became General Manager of Mannequin, an upscale ladies wear division of Ricki s and took over as President of Ricki s in 1988.

Mr. Bachynski is a former Bell Canada Fellowship winner and holds both a Bachelor of Commerce (Hons.) degree and an MBA from the University of Manitoba.

 

 

Bill KING, Vice President and CFO

He serves as Vice President and Chief Financial Officer of Comark Inc.

Mr. King joined Comark in August 2003 with 16 years experience in a variety of national and multi-national retail organizations. Mr. King is responsible for leadership of all Finance, I.T., and Supply Chain functions within Comark. From 1998 to 2003, he held a number of senior financial positions, most recently Vice-President, Finance, at Zellers Inc. From 1996 to 1998, he was Controller of Venator Canada Inc. (now Foot Locker Inc.) and previously held senior financial roles in both the quick-service restaurant and supermarket industries. Mr. King is a member of the Institute of Chartered Accountants of Ontario and holds a Bachelor of Commerce (Hons.) degree from Memorial University.

 

Dan SAUCIER, COO

He serves as the Chief Operating Officer of Comark, Inc. Mr. Saucier joined Comark in September 2009. He has over 25 years of senior retail operations experience. Prior to Comark, he served as the Chief Operating Officer of CMT Clothing operating 130+ stores under the Costa Blanca and Urban Behavior banners.

Prior to that, he was with the Winner’s/ HomeSense organization as Senior Vice President Director of Stores, where he was responsible for senior regional staff and the day to day operations of all 300 stores. Prior to Winners, Mr. Saucier held various senior positions in IKEA throughout North America.

 

Subsidiaries &

Partnership:      None

 

 

FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

On a direct call, a financial assistant controlled the present report.

 

Sales declared for fiscal year ending June 2014 is in the range of

CAD 400,000,000= (same as 2013)

 

The business is profitable.

 

 

Banks:  Royal Bank of Canada

 

 

LEGAL FILINGS

 

Legal filings & complaints:

 

As of today date, there is no legal filing pending with the Courts.

 

Secured debts summary:   None

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               November 2015

High credit:                   CAD 100,000

Now owing:                   0

Past due:                      0

Last purchase:              October 2015

Line of business:           Office supply

Paying status:               On terms

 

Date reported:               November 2015

High credit:                   CAD 5,000,000+

Now owing:                   0

Past due:                      0

Last purchase:              October 2015

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               November 2015

High credit:                   CAD 12,000

Now owing:                   0

Past due:                      0

Last purchase:              October 2015

Line of business:           Telecommunications

Paying status:               On terms

 

 

Domestic credit history:

 

National Credit Bureaus gave a correct medium credit rating.

 

According to our credit analysts, during the last 6 months, domestic payments were made on terms.

 

 

International credit history:

 

Payments of imports are currently made on terms.

 

 

Other comments:

 

The Company maintains a regular business.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on August 31, 2015.

 

The risk is low.

 

 

Our opinion:

 

A business connection may be conducted.

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.42

UK Pound

1

Rs.99.17

Euro

1

Rs.72.14

USD

1

Rs.66.31

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.