MIRA INFORM REPORT

 

 

Report No. :

354968

Report Date :

19.12.2015

 

IDENTIFICATION DETAILS

 

Name :

MADNESS THE NATURE TEXTILE COMPANY GMBH

 

 

Registered Office :

Moorweg 12, D 21261 Welle

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

09.01.2009

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of textiles

 

 

No. of Employee :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company name and address

 

 MADNESS THE NATURE TEXTILE COMPANY GMBH

 

 Company Status:         active

                                    Moorweg 12

                                    D 21261 Welle

                                    Telephone:04188/894911

                                    Telefax:  04188/891420

                                    Homepage: www.madness-online.com

                                    E-mail:   info@madness-online.com

 

 VAT no.:                      DE263034283

 

 

 CONCLUSION

 

 Business relations are permissible.

 LEGAL FORM              Private limited company

 Date of foundation:      09.01.2009

 Shareholders'

 agreement:                   09.01.2009

 Registered on:             12.03.2009

 Commercial Register:   Local court 21255 Tostedt

 under:                          HRB 201656

 Share capital:               EUR             25,000.00

 

 

 Shareholder

 

                      Matthias Warnke

                      Moorweg 12

                      D 21261 Welle

                      born:                  21.11.1959

                      Share:                 EUR             15,000.00

 Shareholder:

                      Baochun Ling

                      D 21261 Welle

                      Share:                 EUR             10,000.00

 


 Manager

 

                      Matthias Warnke

                      Moorweg 12

                      D 21261 Welle

                      having sole power of representation

                      born:                  21.11.1959

                      Profession:         Businessman

                      Marital status:     married

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 46410   Wholesale of textiles

 

 

 FINANCIAL INFORMATION

 

 Payment experience:                within periods customary in this trade

 

 Negative information:               We have no negative information at hand.

 

 Balance sheet year:                  2014

 

 

 REAL ESTATE

 

 Type of ownership:                   Tenant

 Address                                   Moorweg 12

                                                D 21261 Welle

 

 Land register documents were not available.

 

 

 BANKERS

 

 VOLKSBANK LÜNEBURGER HEIDE, 21412 WINSEN (LUHE)

 Sort. code:                  24060300

 BIC:                             GENODEF1NBU

 

 

 FINANCIAL FIGURES

 

 Turnover:            2014               EUR          1,495,651.00

 Profit:              2013               EUR             36,636.00

                      2014               EUR             18,721.00

 further business figures:

 Equipment:                              EUR             21,610.00

 Ac/ts receivable:                       EUR            148,729.00

 Liabilities:                            EUR            311,806.00

 Employees:                                                      5

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                 01.01.2014 - 31.12.2014

 Equity ratio [%]:                       31.12

 Liquidity ratio:                          0.48

 Return on total capital [%]:       3.54

 

 Balance sheet ratios                 01.01.2013 - 31.12.2013

 Equity ratio [%]:                       34.59

 Liquidity ratio:                          0.40

 Return on total capital [%]:       8.69

 

 Balance sheet ratios                 01.01.2012 - 31.12.2012

 Equity ratio [%]:                       25.69

 Liquidity ratio:                          1.10

 Return on total capital [%]:       4.76

 

 Balance sheet ratios                 01.01.2011 - 31.12.2011

 Equity ratio [%]:                       27.13

 Liquidity ratio:                          1.10

 Return on total capital [%]:       3.88

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Financial

 

Type of balance sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2014 - 31.12.2014

 

 ASSETS                                  EUR            528,677.32

  Fixed assets                           EUR             21,704.76

   Tangible assets                       EUR             21,610.22

   Financial assets                      EUR                 94.54

    Other / unspecified financial assets EUR                 94.54

  Current assets                         EUR            428,853.41

   Stocks                                EUR            280,119.65

   Accounts receivable                   EUR            148,729.32

   Liquid means                          EUR                  4.44

  Remaining other assets                 EUR             78,119.15

   Accruals (assets)                     EUR             78,119.15

 

 LIABILITIES                             EUR            528,677.32

  Shareholders' equity                   EUR            164,520.61

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR            139,520.61

    Profit / loss brought forward        EUR            120,799.15

    Annual surplus / annual deficit      EUR             18,721.46

  Provisions                             EUR             52,350.71

  Liabilities                            EUR            311,806.00

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR            421,790.18

  Fixed assets                           EUR              1,474.62

   Tangible assets                       EUR              1,380.08

   Financial assets                      EUR                 94.54

    Other / unspecified financial assets EUR                 94.54

  Current assets                         EUR            376,742.69

   Stocks                                EUR            276,297.69

   Accounts receivable                   EUR            100,265.10

   Liquid means                          EUR                179.90

  Remaining other assets                 EUR             43,572.87

   Accruals (assets)                     EUR             43,572.87

 

 LIABILITIES                             EUR            421,790.18

  Shareholders' equity                   EUR            145,913.68

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Balance sheet profit/loss (+/-)       EUR            120,913.68

    Profit / loss brought forward        EUR             84,277.97

    Annual surplus / annual deficit      EUR             36,635.71

  Provisions                             EUR             25,880.69

  Liabilities                            EUR            249,995.81

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.42

UK Pound

1

Rs.99.17

Euro

1

Rs.72.14

EUR

1

Rs.72.06

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.