MIRA INFORM REPORT
|
Report No. : |
355343 |
|
Report Date : |
19.12.2015 |
IDENTIFICATION DETAILS
|
Name : |
PRUDENT AGRI-COMMODITIES INDIA PRIVATE LIMITED |
|
|
|
|
Registered
Office : |
RNM Centre, 68/2, Janpath, New Delhi-110001 |
|
Tel. No.: |
91-120-4625600 |
|
|
|
|
Country : |
India |
|
|
|
|
Financials (as
on) : |
31.03.2014 |
|
|
|
|
Date of
Incorporation : |
12.12.2012 |
|
|
|
|
Com. Reg. No.: |
55-246047 |
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|
|
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Capital
Investment / Paid-up Capital : |
Rs. 5.301 Million |
|
|
|
|
CIN No.: [Company Identification
No.] |
U51900DL2012PTC246047 |
|
|
|
|
IEC No.: |
Not Divulged |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
DELP19553C |
|
|
|
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PAN No.: [Permanent Account No.] |
AAGCP9228E |
|
|
|
|
Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Trading
of Agricultural Commodities like Cotton, Meal, Wheat, Corn, Rice etc.
(Registered Activity) |
|
|
|
|
No. of Employees
: |
Not Divulged |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (43) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
USD 133500 |
|
|
|
|
Status : |
Satisfactory |
|
|
|
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Payment Behaviour : |
Slow but correct |
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Litigation : |
Clear |
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|
Comments : |
Subject is a subsidiary of Louis Dreyfus Commodities Asia Pte Limited,
Singapore. It is incorporated in the year 2012. As per Registrar of Companies the date of balance sheet (i.e)
financial filed) is shown as 31.03.2015 but the documents related to the
financials are not available from any sources. For the financial year ended 2014, the company has improved its
operational activity and earned decent profit in comparison with previous
year losses. The company has satisfactory financial base. Further, it receives
healthy support from its holding company. Business is active. Payments are slow but correct. The company can be considered for business dealings at usual trade
terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
EXTERNAL AGENCY RATING
NOT AVAILABLE
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2015.
INFORMATION DECLINED
MANAGEMENT NON-COOPERATIVE
(Contact No: 91-120-4625600)
LOCATIONS
|
Registered Office : |
RNM Centre, 68/2, Janpath, New Delhi-110001, India |
|
Tel. No.: |
91-11-23724116 |
|
Fax No.: |
Not Available |
|
E-Mail : |
|
|
|
|
|
Correspondence Office : |
8th Floor, tower A, Building No. 5, Cyber City, DLF
Phase-III, Gurgaon-122002, Haryana, India |
|
Tel. No.: |
91-124-4625600 |
|
Fax No.: |
91-124-4233670 |
DIRECTORS
AS ON 25.09.2014
|
Name : |
Mr. Rakesh Aggarwal |
|
Designation : |
Director |
|
Address : |
A-75/ II DDA Residential Area, Naraina Vihar, New Delhi-110028, Delhi,
India |
|
Date of Birth/Age : |
01.11.1962 |
|
Date of Appointment : |
15.07.2014 |
|
PAN No.: |
AAAPA1391C |
|
DIN No.: |
00091568 |
|
|
|
|
Name : |
Mr. Mitesh Kishorchandra Shah |
|
Designation : |
Director |
|
Address : |
C-33 The Icon, Off Golf Course Road, DLF Phase-5, Gurgaon-122002,
Haryana, India |
|
Date of Birth/Age : |
03.12.1977 |
|
Date of Appointment : |
12.12.2012 |
|
PAN No.: |
AJPPS2683H |
|
DIN No.: |
02188584 |
|
|
|
|
Name : |
Mr. James Fernando O' Donahue |
|
Designation : |
Director |
|
Address : |
30 Mt Elizabeth, 14-32 High Point, Singapore, 228519, Singapore |
|
Date of Birth/Age : |
14.05.1972 |
|
Date of Appointment : |
12.12.2012 |
|
DIN No.: |
05200037 |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 31.03.2015
|
Names of Shareholders |
|
No. of Shares |
|
Louis Dreyfus Commodities Asia Pte Limited, Singapore |
|
530000 |
|
Louis Dreyfus Commodities Asia Investments Pte Limited, Singapore |
|
100 |
|
Total |
|
530100 |
AS ON 17.08.2015
|
Names of Allottees |
|
No. of Shares |
|
Louis Dreyfus Commodities Asia Pte Limited, Singapore |
|
580707 |
|
LDC Asia Investments Pte
Limited, Singapore |
|
110 |
|
Total |
|
580817 |
AS ON 25.09.2014
|
Equity Share Breakup |
Percentage of Holding |
|
Category |
|
|
Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others] |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Trading
of Agricultural Commodities like Cotton, Meal, Wheat, Corn, Rice etc.
(Registered Activity) |
|
|
|
|
Brand Names : |
-- |
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|
|
|
Agencies Held : |
-- |
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|
|
|
Exports : |
Not Divulged |
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|
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Imports : |
Not Divulged |
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|
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|
Terms : |
Not Divulged |
PRODUCTION STATUS: NOT AVAILABLE
GENERAL INFORMATION
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Suppliers : |
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Customers : |
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No. of Employees : |
Not Divulged |
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Bankers : |
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Facilities : |
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Banking
Relations : |
-- |
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|
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Auditors : |
|
|
Name : |
Deloitte
Haskins and Sells Chartered Accountants |
|
Address : |
7Th Floor, Building
10,Tower-B, Dlf Cyber City Complex, Dlf City Phase-II, Gurgaon-122002,
Haryana, India |
|
Income-tax
PAN of auditor or auditor's firm : |
AABFD2095B |
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Memberships : |
-- |
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Collaborators : |
-- |
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|
|
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Holding Company : |
Louis
Dreyfus Commodities Asia Pte Limited |
|
|
|
|
Fellow Subsidiary Company : |
·
Louis Dreyfus Commodities Suisse SA ·
LDC Asia Investments Pte ltd. ·
Louis Dreyfus Commodities India Private
Limited, India (U51909DL1997PTC126131) ·
Focus Agri-Commodities India Private
Limited, India (U51909DL2012PTC245980) ·
Sunny Agri-Commodities India Private
Limited, India (U51909DL2012PTC245923) ·
Sunder Agri-Commodities India Private
Limited, India (U51101DL2012PTC246188) ·
Apex Agri-Commodities India Private
Limited, India (U51909DL2012PTC245951) ·
Grow More Agri-Commodities India Private
Limited, India (U51909DL2012PTC245920) ·
Louis Dreyfus Commodities MEA Trading DMCC ·
Jin Xing Mianhua Pte Limited, Singapore |
CAPITAL STRUCTURE
AFTER 25.09.2014
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
3000,000 |
Equity Shares |
Rs. 10/- each |
Rs. 30.000 Million |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
1110900 |
Equity Shares |
Rs. 10/- each |
Rs. 11.109
Million |
|
|
|
|
|
AS ON 31.03.2014
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
600,000 |
Equity Shares |
Rs. 10/- each |
Rs. 6.000 Million |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
530,100 |
Equity Shares |
Rs. 10/- each |
Rs. 5.301
Million |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Million]
ABRIDGED
BALANCE SHEET
|
SOURCES OF FUNDS |
|
31.03.2014 |
31.03.2013 |
|
I.
EQUITY AND LIABILITIES |
|
|
|
|
(1)Shareholders' Funds |
|
|
|
|
(a) Share Capital |
|
5.301 |
5.301 |
|
(b) Reserves & Surplus |
|
41.454 |
(19.328) |
|
(c) Money received against share warrants |
|
0.000 |
0.000 |
|
|
|
|
|
|
(2) Share
Application money pending allotment |
|
0.000 |
0.000 |
|
Total
Shareholders’ Funds (1) + (2) |
|
46.755 |
(14.027) |
|
|
|
|
|
|
(3)
Non-Current Liabilities |
|
|
|
|
(a) Long-term borrowings |
|
0.000 |
0.000 |
|
(b) Deferred tax liabilities (Net) |
|
0.000 |
0.000 |
|
(c)
Other long term liabilities |
|
0.000 |
0.000 |
|
(d)
long-term provisions |
|
0.147 |
0.080 |
|
Total
Non-current Liabilities (3) |
|
0.147 |
0.080 |
|
|
|
|
|
|
(4) Current Liabilities |
|
|
|
|
(a)
Short term borrowings |
|
175.202 |
1102.350 |
|
(b)
Trade payables |
|
5378.717 |
57.538 |
|
(c)
Other current liabilities |
|
92.524 |
4220.661 |
|
(d)
Short-term provisions |
|
11.096 |
0.016 |
|
Total
Current Liabilities (4) |
|
5657.539 |
5380.565 |
|
|
|
|
|
|
TOTAL |
|
5704.441 |
5366.618 |
|
|
|
|
|
|
II.
ASSETS |
|
|
|
|
(1) Non-current assets |
|
|
|
|
(a)
Fixed Assets |
|
|
|
|
(i)
Tangible assets |
|
0.052 |
0.000 |
|
(ii)
Intangible Assets |
|
0.000 |
0.000 |
|
(iii)
Capital work-in-progress |
|
0.000 |
0.000 |
|
(iv) Intangible assets under development |
|
0.000 |
0.000 |
|
(b) Non-current
Investments |
|
0.000 |
0.000 |
|
(c) Deferred tax assets
(net) |
|
4.597 |
9.950 |
|
(d) Long-term Loan
and Advances |
|
9.658 |
0.071 |
|
(e)
Other Non-current assets |
|
0.000 |
0.000 |
|
Total
Non-Current Assets |
|
14.307 |
10.021 |
|
|
|
|
|
|
(2) Current assets |
|
|
|
|
(a)
Current investments |
|
0.000 |
0.000 |
|
(b)
Inventories |
|
241.503 |
5074.541 |
|
(c)
Trade receivables |
|
5090.078 |
5.158 |
|
(d)
Cash and cash equivalents |
|
92.128 |
22.473 |
|
(e)
Short-term loans and advances |
|
266.425 |
254.425 |
|
(f)
Other current assets |
|
0.000 |
0.000 |
|
Total
Current Assets |
|
5690.134 |
5356.597 |
|
|
|
|
|
|
TOTAL |
|
5704.441 |
5366.618 |
PROFIT
& LOSS ACCOUNT
|
|
PARTICULARS |
|
31.03.2014 |
31.03.2013 |
|
|
|
SALES |
|
|
|
|
|
|
|
Turnover |
|
14988.870 |
56.760 |
|
|
|
Other Income |
|
NA |
NA |
|
|
|
TOTAL |
|
NA |
NA |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
TOTAL |
|
NA |
NA |
|
|
|
|
|
|
|
|
|
PROFIT BEFORE
TAX |
|
70.850 |
(29.280) |
|
|
|
|
|
|
|
|
|
Less |
TAX |
|
10.070 |
(9.950) |
|
|
|
|
|
|
|
|
|
|
PROFIT AFTER TAX
|
|
60.780 |
(19.330) |
|
|
|
|
|
|
|
|
|
|
Earnings Per
Share (Rs.) |
|
114.66 |
(36.46) |
|
CURRENT MATURITIES
OF LONG TERM DEBT DETAILS
|
Particulars |
|
31.03.2014 |
31.03.2013 |
|
Current Maturities of Long term debt |
|
NA |
NA |
|
|
|
|
|
|
Cash Generated from Operations |
|
NA |
NA |
|
|
|
|
|
|
Net Cash Flow from (used in) Operations |
|
892.045 |
(1089.066) |
KEY
RATIOS
|
PARTICULARS |
|
|
31.03.2014 |
31.03.2013 |
|
Net Profit Margin (PAT / Sales) |
(%) |
|
0.41 |
(34.06) |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
|
1.24 |
(0.55) |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
|
1.52 |
2.09 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Debt/Networth) |
|
|
3.75 |
(78.59) |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
|
1.01 |
1.00 |
FINANCIAL ANALYSIS
[all figures are
in Rupees Million]
DEBT EQUITY RATIO
|
Particular |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Million) |
(Rs.
In Million) |
|
Share Capital |
5.301 |
5.301 |
|
Reserves & Surplus |
(19.328) |
41.454 |
|
Money received against share
warrants |
0.000 |
0.000 |
|
Share Application money
pending allotment |
0.000 |
0.000 |
|
Net
worth |
(14.027) |
46.755 |
|
|
|
|
|
Long-term borrowings |
0.000 |
0.000 |
|
Short term borrowings |
1102.350 |
175.202 |
|
Total
borrowings |
1102.350 |
175.202 |
|
Debt/Equity
ratio |
(78.588) |
3.747 |
YEAR-ON-YEAR GROWTH
|
Year
on Year Growth |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Million) |
(Rs.
In Million) |
|
Turnover |
56.760 |
14988.870 |
|
|
|
26,307.452 |
NET PROFIT MARGIN
|
Net
Profit Margin |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Million) |
(Rs.
In Million) |
|
Turnover |
56.760 |
14988.870 |
|
Profit/ (Loss) |
(19.330) |
60.780 |
|
|
(34.06%) |
0.41% |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check list by
info agents |
Available in
Report (Yes/No) |
|
1 |
Year of establishment |
Yes |
|
2 |
Constitution of the entity -Incorporation
details |
Yes |
|
3 |
Locality of the entity |
Yes |
|
4 |
Premises details |
No |
|
5 |
Buyer visit details |
-- |
|
6 |
Contact numbers |
Yes |
|
7 |
Name of the person contacted |
No |
|
8 |
Designation of contact person |
No |
|
9 |
Promoter’s background |
Yes |
|
10 |
Date of Birth of Proprietor / Partners /
Directors |
Yes |
|
11 |
Pan Card No. of Proprietor / Partners |
No |
|
12 |
Voter Id Card No. of Proprietor / Partners |
No |
|
13 |
Type of business |
Yes |
|
14 |
Line of Business |
Yes |
|
15 |
Export/import details (if applicable) |
No |
|
16 |
No. of employees |
No |
|
17 |
Details of sister concerns |
Yes |
|
18 |
Major suppliers |
No |
|
19 |
Major customers |
No |
|
20 |
Banking Details |
No |
|
21 |
Banking facility details |
No |
|
22 |
Conduct of the banking account |
-- |
|
23 |
Financials, if provided |
Yes |
|
24 |
Capital in the business |
Yes |
|
25 |
Last accounts filed at ROC, if applicable |
No |
|
26 |
Turnover of firm for last two years |
Yes |
|
27 |
Reasons for variation <> 20% |
-- |
|
28 |
Estimation for coming financial year |
No |
|
29 |
Profitability for last two years |
Yes |
|
30 |
Major shareholders, if available |
Yes |
|
31 |
External Agency Rating, if available |
No |
|
32 |
Litigations that the firm/promoter
involved in |
-- |
|
33 |
Market information |
-- |
|
34 |
Payments terms |
No |
|
35 |
Negative Reporting by Auditors in the
Annual Report |
No |
INDEX OF CHARGES: NO
CHARGES EXIST FOR COMPANY
BACKGROUND
Subject is part of Louis
Dreyfus Commodities who are commodity merchants and processors of agricultural
products having merchandised and traded bulk soft commodities in international
markets. Louis Dreyfus Commodities is controlled by the Louis Dreyfus Group.
Louis Dreyfus Commodities is a supplier of a range of agricultural commodities
integrated from origin to destination.
The Company is engaged in the
trading of agricultural commodities i.e. Cotton, Meal, Wheat, Corn, Rice etc.
The Company plans to trade into agricultural commodities like coffee, sugar,
oil, oilseeds etc.
FINANCIAL RESULTS
The Company has reported a
turnover of Rs. 14,988.470 million during the current year ended March 31, 2014
as compared to Rs. 59.760 million in the previous year ended March 31, 2013.
The Company has earned profit before tax of Rs. 70.850 million and profit after
tax of Rs. 60.780 million during the current year as compared to loss before
tax of Rs. 29.280 million and loss after tax of Rs. 19.330 million in the
previous year ended March 31, 2013.
In view of ongoing business
expansion activities, the directors, in order to conserve on cash resources,
regret to recommend any dividend on the Equity shares.
FIXED ASSETS:
Tangible Assets
·
Plant and Equipment
·
Furniture and Fixtures
·
Vehicles
·
Office Equipment
·
Computer Equipments
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 66.42 |
|
|
1 |
Rs. 99.17 |
|
Euro |
1 |
Rs. 72.14 |
INFORMATION DETAILS
|
Information
Gathered by : |
SVA |
|
|
|
|
Analysis Done by
: |
TRI |
|
|
|
|
Report Prepared
by : |
IND |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
4 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
4 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILIRY |
1~10 |
5 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
NO |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTER |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
43 |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.