MIRA INFORM REPORT

 

 

Report No. :

355713

Report Date :

21.12.2015

 

IDENTIFICATION DETAILS

 

Name :

ANTARES VISION S.R.L.

 

 

Registered Office :

Via Del Ferro, 16, 25039 – Travagliato (BS) -IT-

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

19.11.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of computer, electronic and optical products; electro medical apparatus, measuring apparatus and clocks

 

 

No. of Employees :

From 111 to 130

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Excellent

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

 


Company Name & address

 

ANTARES VISION S.R.L.

Via Del Ferro, 16

25039 – Travagliato (BS) -IT-

 

 

Summary

 

Fiscal Code

:

02890871201

Legal Form

:

Limited liability company

start of Activities

:

19/11/2008

Equity

:

Over 2.582.254

Turnover Range

:

20.000.000/25.000.000

Number of Employees

:

from 111 to 130

 

 

Activity

 

Manufacture of computer, electronic and optical products; electro medical apparatus, measuring apparatus and clocks

 

 

Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 02890871201

 

Chamber of Commerce no. : 523277 of Brescia since 23/12/2011

 

Chamber of Commerce no. : 190347 of Latina

 

Chamber of Commerce no. : 260399 of Parma

 

V.A.T. Code : 02890871201

 

Establishment date

: 19/11/2008

Start of Activities

: 19/11/2008

Legal duration

: 31/12/2030

Nominal Capital

: 108.284

Subscribed Capital

: 108.284

Paid up Capital

: 108.284

 

Legal mail :

ANTARES.VISION@LEGALMAIL.IT

 

 

Members



Reconta Ernst E Young S.p.a.

 

 

Residence:

Po

, 32

- 00198

Roma

(RM)

- IT -

 

Position

Since

Shares Amount

% Ownership

Auditor

29/06/2015



Zorzella

Emidio

 

Born in Brescia

(BS)

on 16/07/1971

- Fiscal Code : ZRZMDE71L16B157R

 

Residence:

Delle Bassiche

, 1

- 25122

Brescia

(BS)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015

Board Chairman

29/06/2015

Managing Director

29/06/2015

 

No Prejudicial events are reported

 

No Protests registered

 

Bonardi

Massimo

 

Born in Iseo

(BS)

on 28/10/1970

- Fiscal Code : BNRMSM70R28E333U

 

Residence:

Localit Menzino

, 13

- 25050

Monte Isola

(BS)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015

Managing Director

29/06/2015

 

No Prejudicial events are reported

 

No Protests registered

 

Hit Srl

 

 

Residence:

Del Ferro

, 16

- 25039

Travagliato

(BS)

- IT -

 

Position

Since

Shares Amount

% Ownership

Partner

 

No Prejudicial events are reported

 

No Protests registered

 

Strampe

Carsten

 

Born in Bevensen

( )

on 03/05/1962

- Fiscal Code : STRCST62E03Z112G

 

Residence:

Hoehenstrasse

, 12

Niddatal Assenheim

- DE -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015



Cardella

Fabio

 

Born in Lumezzane

(BS)

on 10/09/1967

- Fiscal Code : CRDFBA67P10E738A

 

Residence:

Sesta

, 79

- 25125

Brescia

(BS)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015



Berto

Alioscia

 

Born in Lodi

(MI)

on 29/09/1970

- Fiscal Code : BRTLSC70P29E648L

 

Residence:

Del Ferro

, 16

- 25039

Travagliato

(BS)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Zorzella

Emidio

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Antares Vision S.r.l.

Castel Mella (BS) - IT -

02934470986

Director

Withdrawn

Registered

Smartvision S.r.l.

Trieste (TS) - IT -

01067250322

Director

Active

Registered

Smartvision S.r.l.

Trieste (TS) - IT -

01067250322

Board Chairman

Active

Registered

Hit Srl

Travagliato (BS) - IT -

03348380985

Director

Active

Registered

Hit Srl

Travagliato (BS) - IT -

03348380985

Board Chairman

Active

Registered

 

Bonardi

Massimo

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Antares Vision S.r.l.

Castel Mella (BS) - IT -

02934470986

Director

Withdrawn

Registered

Smartvision S.r.l.

Trieste (TS) - IT -

01067250322

Director

Active

Registered

Hit Srl

Travagliato (BS) - IT -

03348380985

Director

Active

Registered


The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Fondo Italiano D'investimento Sgr Spa

Milano - IT -

06968440963

22.854 .Eur

21,10

Hit Srl

Travagliato - IT -

03348380985

85.430 .Eur

78,89

 

 

Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Antares Vision S.r.l.

Castel Mella - IT -

02934470986

100,00

Active



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

Del Ferro

, 16

- 25039

- Travagliato

(BS)

- IT -

 

PHONE

: 0307283500

 

FAX

: 0305109958

 

Website

: WWW.ANTARESVISION.COM

 

Legal mail

: ANTARES.VISION@LEGALMAIL.IT

 

-

Branch

(office)

since 03/08/2012

 

Sminatori

, 11/13

- 04011

- Aprilia

(LT)

- IT -

 

-

Branch

(Administrative office)

since 13/11/2013

 

Eguaglianza

, 13

- 43044

- Collecchio

(PR)

- IT -

 

-

Branch

(Factory)

since 13/11/2013

 

8 Marzo

, 21

- 43044

- Collecchio

(PR)

- IT -

 

Employees

: 115

 

Fittings and Equipment for a value of 60.000

Eur

 

Stocks for a value of 5.080.000

Eur

 

 

Historical Information and/or Firm's Status

 

CEASINGS/INCORPORATIONS/MERGES:

 

Project of merging by taking over of

 

Antares Vision S.r.l.

 

Roncadelle

, 70/A

, 25030

, Castel Mella

(BS)

- IT -

 

Fiscal Code: 02934470986

 

Date

Merging/splitting-up project:

13/06/2012

 

The firm absorbed by merging of

 

Antares Vision S.r.l.

 

Roncadelle

, 70/A

, 25030

, Castel Mella

(BS)

- IT -

 

Fiscal Code: 02934470986

 

Date

:

02/08/2012


Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 

 

Financial and Economical Analysis

 

Company's starting of activities dates back to 2008.

The eonomic-financial analysis is based on the latest 3 b/s.

Under an economic point of view, profits were registered during the last years with a r.o.e. of 15,68% in 2014 with a remarkable upward trend (+45,53% on 2014 compared to 2013 and +48,93% on 2013 compared to 2012).

The return on Investment in the last financial year was positive (5,94%) and reflects the field's average.

The amount of the operating result for the year 2014 is of Eur. 1.663.786 showing an upward trend 41,17% compared to the previous financial year.

A gross operating margine for a value of Eur. 2.702.006 was reached. with a 55,6% growth.

The financial status of the company is fairly balanced with an indebtedness level of 1,25 yet on the increase as against the previous accounting period.

Subject can manage an equity capital funds for an amount of Eur. 9.215.440 , rising by 20,18%.

In the year 2014 total debts amounted to Eur. 18.520.338 increasing if compared to the previous year, during which they were equal to Eur. 7.777.933 (more then 100%).

The company does not exceed in bank borrowings; the recourse to suppliers' credit is also limited below the sector's average.

The liquidity level is positive (1,51).

Accounts receivable average term is high (197,2 days). also in relation to the average of the sector.

Eur. 2.483.377 is the value of cash flow during the year 2014

Labour cost expenses amount to Eur. 4.940.642 , representing 22,8% on the total of production costs. , whereas the incidence of such costs on sales revenues is equal to 22,95%.

Financial charges have a limited incidence (-0,22%) on sales volume.

 

Financial Data

 

Complete balance-sheet for the year

al 31/12/2014

(in Eur

x 1)

 

Item Type

Value

Sales

21.530.645

Profit (Loss) for the period

1.445.157

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

14.793.954

Profit (Loss) for the period

791.295

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

9.933.068

Profit (Loss) for the period

640.080

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

2.284.287

Profit (Loss) for the period

217.767

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

2.097.818

Profit (Loss) for the period

232.609

 

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

Years

2014

2013

2012

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

48.343

68.899

68.511

. . Research,develop. and advert.expens.

1.814.788

2.227.616

1.631.845

. . Industrial patent rights

85.584

114.498

73.318

. . Concessions,licenses,trademarks,etc.

60

180

300

. . Goodwill

. . Assets in formation and advance paymen.

. . Other intangible fixed assets

376.529

. Total Intangible Fixed Assets

2.325.304

2.411.193

1.773.974

. TANGIBLE FIXED ASSETS

. . Real estate

. . Plant and machinery

11.778

13.787

16.397

. . Industrial and commercial equipment

48.404

33.226

31.788

. . Other assets

69.447

104.488

121.228

. . Assets under construction and advances

. Total Tangible fixed assets

129.629

151.501

169.413

. FINANCIAL FIXED ASSETS

. . Equity investments

1.928.287

. . . Equity invest. in subsidiary companies

1.928.287

. . . Equity invest. in associated companies

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

. . Financial receivables

11.286

4.486

16.763

. . . . Within 12 months

11.286

4.486

16.763

. . . . Beyond 12 months

. . . Receivab due from subsidiaries

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

11.286

4.486

16.763

. . . . Within 12 months

11.286

4.486

16.763

. . . . Beyond 12 months

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

1.939.573

4.486

16.763

Total fixed assets

4.394.506

2.567.180

1.960.150

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

2.824.595

1.908.972

1.005.274

. . Work in progress and semimanufactured

1.052.299

407.336

98.381

. . Work in progress on order

. . Finished goods

982.313

619.498

565.550

. . Advance payments

225.258

149.209

. Total Inventories

5.084.465

3.085.015

1.669.205

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

13.074.406

6.207.262

5.857.965

. . Beyond 12 months

30.363

36.597

32.269

. . Trade receivables

11.794.189

5.590.320

5.003.685

. . . . Within 12 months

11.794.189

5.590.320

5.003.685

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

238.441

. . . . Within 12 months

238.441

. . . . Beyond 12 months

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Fiscal Receivables

363.557

589.799

823.536

. . . . Within 12 months

333.194

557.530

791.267

. . . . Beyond 12 months

30.363

32.269

32.269

. . Receivables for anticipated taxes

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from third parties

708.582

63.740

63.013

. . . . Within 12 months

708.582

59.412

63.013

. . . . Beyond 12 months

4.328

. Total Credits not held as fixed assets

13.104.769

6.243.859

5.890.234

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

1.244.893

1.482.811

1.716.691

. Total Financial Assets

1.244.893

1.482.811

1.716.691

. LIQUID FUNDS

. . Bank and post office deposits

4.033.756

2.266.881

1.754.982

. . Checks

. . Banknotes and coins

1.122

3.792

1.045

. Total Liquid funds

4.034.878

2.270.673

1.756.027

Total current assets

23.469.005

13.082.358

11.032.157

ADJUSTMENT ACCOUNTS

. Discount on loans

110.642

62.540

. Other adjustment accounts

153.055

Total adjustments accounts

153.055

110.642

62.540

TOTAL ASSETS

28.016.566

15.760.180

13.054.847

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

108.284

108.284

108.284

. Additional paid-in capital

3.981.716

3.981.716

3.981.716

. Revaluation reserves

1.231.903

. Legal reserve

98.798

98.798

98.798

. Reserve for Own shares

. Statute reserves

. Other reserves

2.349.582

2.381.726

2.052.180

. Accumulated Profits (Losses)

306.093

. Profit( loss) of the year

1.445.157

791.295

640.080

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

9.215.440

7.667.912

6.881.058

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

. . Taxation fund, also differed

. . Other funds

31.225

35.871

Total Reserves for Risks and Charges

31.225

35.871

Employee termination indemnities

279.663

281.601

290.686

ACCOUNTS PAYABLE

. . . . Within 12 months

15.556.478

5.832.643

3.691.647

. . . . Beyond 12 months

2.963.860

1.945.290

2.147.054

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

1.893.743

1.854.145

1.823.016

. . . . Within 12 months

495.326

531.855

298.962

. . . . Beyond 12 months

1.398.417

1.322.290

1.524.054

. . Due to other providers of finance

1.035.400

. . . . Within 12 months

92.957

. . . . Beyond 12 months

942.443

. . Advances from customers

9.430.934

1.635.840

628.358

. . . . Within 12 months

9.430.934

1.635.840

628.358

. . . . Beyond 12 months

. . Trade payables

3.852.748

2.194.519

1.867.329

. . . . Within 12 months

3.852.748

2.194.519

1.867.329

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

152.766

. . . . Within 12 months

152.766

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

290.000

146.208

. . . . Within 12 months

290.000

146.208

. . . . Beyond 12 months

. . Due to the tax authorities

469.740

299.347

161.860

. . . . Within 12 months

469.740

299.347

161.860

. . . . Beyond 12 months

. . Due to social security and welfare inst.

364.789

270.769

159.265

. . . . Within 12 months

364.789

270.769

159.265

. . . . Beyond 12 months

. . Other payables

1.320.218

1.233.313

1.052.665

. . . . Within 12 months

697.218

610.313

429.665

. . . . Beyond 12 months

623.000

623.000

623.000

Total accounts payable

18.520.338

7.777.933

5.838.701

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

1.125

1.509

8.531

Total adjustment accounts

1.125

1.509

8.531

TOTAL LIABILITIES

28.016.566

15.760.180

13.054.847

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

Risk accounts

664.177

3.345.332

Civil and fiscal norms relation

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

21.530.645

14.793.954

9.933.068

. Changes in work in progress

1.325.598

362.903

518.404

. Changes in semi-manufact. products

. Capitalization of internal work

458.458

976.168

1.287.040

. Other income and revenues

16.381

15.522

83.107

. . Contributions for operating expenses

. . Different income and revenues

16.381

15.522

83.107

Total value of production

23.331.082

16.148.547

11.821.619

PRODUCTION COSTS

. Raw material,other materials and consum.

7.862.427

5.758.903

4.123.975

. Services received

8.164.192

. Leases and rentals

406.594

5.111.707

3.205.029

. Payroll and related costs

4.940.642

4.407.063

3.170.731

. . Wages and salaries

3.763.696

3.379.497

2.407.373

. . Social security contributions

976.625

822.725

619.574

. . Employee termination indemnities

200.321

192.623

128.860

. . Pension and similar

. . Other costs

12.218

14.924

. Amortization and depreciation

1.038.220

557.922

227.229

. . Amortization of intangible fixed assets

930.404

451.560

179.078

. . Amortization of tangible fixed assets

46.068

55.597

47.966

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

61.748

50.765

185

. Changes in raw materials

-803.796

-903.698

216.521

. Provisions to risk reserves

. Other provisions

. Other operating costs

59.017

38.151

40.576

Total production costs

21.667.296

14.970.048

10.984.061

Diff. between value and cost of product.

1.663.786

1.178.499

837.558

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

. . In subsidiary companies

. . In associated companies

. . In other companies

. Other financial income

57.800

77.181

127.747

. . Financ.income from receivables

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

45.785

. . Financ.income from secur. cur.assets

56.965

62.295

. . Financ.income other than the above

20.216

65.452

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

20.216

65.452

. Interest and other financial expense

-105.454

-50.058

-67.370

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

. . Towards other companies

-50.058

-67.370

Total financial income and expense

-47.654

27.123

60.377

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

370.629

. . Of equity investments

370.629

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

. . Of equity investments

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

370.629

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

2

32.269

. . Gains on disposals

. . Other extraordinary income

2

32.269

. Extraordinary expense

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

Total extraordinary income and expense

2

32.269

Results before income taxes

1.986.761

1.205.624

930.204

. Taxes on current income

541.604

414.329

290.124

. . current taxes

541.604

414.329

290.124

. . differed taxes(anticip.)

. Net income for the period

1.445.157

791.295

640.080

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

1.445.157

791.295

640.080

 

RATIOS

Value Type

as at 31/12/2014

as at 31/12/2013

as at 31/12/2012

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,16

0,16

0,15

0,23

Elasticity Ratio

Units

0,84

0,83

0,85

0,82

Availability of stock

Units

0,18

0,20

0,13

0,20

Total Liquidity Ratio

Units

0,66

0,63

0,72

0,44

Quick Ratio

Units

0,19

0,24

0,27

0,02

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

1,25

0,46

0,28

2,41

Self Financing Ratio

Units

0,33

0,49

0,53

0,20

Capital protection Ratio

Units

0,83

0,88

0,89

0,64

Liabilities consolidation quotient

Units

0,21

0,38

0,66

0,21

Financing

Units

2,01

1,01

0,85

3,34

Permanent Indebtedness Ratio

Units

0,44

0,63

0,71

0,35

M/L term Debts Ratio

Units

0,12

0,14

0,19

0,11

Net Financial Indebtedness Ratio

Units

0,00

0,00

0,01

0,62

CORRELATION

Fixed assets ratio

Units

2,84

3,85

4,75

1,56

Current ratio

Units

1,51

2,24

2,99

1,14

Acid Test Ratio-Liquidity Ratio

Units

1,18

1,71

2,54

0,97

Structure's primary quotient

Units

2,10

2,99

3,51

1,23

Treasury's primary quotient

Units

0,34

0,64

0,94

0,05

Rate of indebtedness ( Leverage )

%

304,02

205,53

189,72

406,56

Current Capital ( net )

Value

7.912.527

7.249.715

7.340.510

703.383

RETURN

Return on Sales

%

11,53

9,12

8,73

4,24

Return on Equity - Net- ( R.O.E. )

%

15,68

10,32

9,30

6,53

Return on Equity - Gross - ( R.O.E. )

%

21,56

15,72

13,52

16,96

Return on Investment ( R.O.I. )

%

5,94

7,48

6,42

5,51

Return/ Sales

%

7,73

7,97

8,43

5,27

Extra Management revenues/charges incid.

%

86,86

67,14

76,42

33,28

Cash Flow

Value

2.483.377

1.349.217

867.309

196.923

Operating Profit

Value

1.663.786

1.178.499

837.558

249.492

Gross Operating Margin

Value

2.702.006

1.736.421

1.064.787

365.971

MANAGEMENT

Credits to clients average term

Days

197,20

136,04

181,35

125,50

Debts to suppliers average term

Days

87,75

82,28

98,90

131,94

Average stock waiting period

Days

85,01

75,07

60,50

55,15

Rate of capital employed return ( Turnover )

Units

0,77

0,94

0,76

1,17

Rate of stock return

Units

4,23

4,80

5,95

5,89

Labour cost incidence

%

22,95

29,79

31,92

15,57

Net financial revenues/ charges incidence

%

-0,22

0,18

0,61

-1,40

Labour cost on purchasing expenses

%

22,80

29,44

28,87

15,11

Short-term financing charges

%

0,57

0,64

1,15

2,72

Capital on hand

%

130,12

106,53

131,43

71,72

Sales pro employee

Value

247.478

107.985

100.334

158.312

Labour cost pro employee

Value

56.788

32.168

32.027

31.092

 

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

1.169.259

Population living in the region

:

9.393.092

Number of families in the region

:

3.858.736

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

460

- per non food products

:

2.090

- per energy consume

:

114



Statistical Detrimental Data

 

Statistically the trade activity shows periods of crisis.

The area is statistically considered moderately risky.

In the region 50.886 protested subjects are found; in the province they count to 5.551.

The insolvency index for the region is 0,55, , while for the province it is 0,48.

Total Bankrupt companies in the province : 3.452.

Total Bankrupt companies in the region : 39.612.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.42

UK Pound

1

Rs.99.17

Euro

1

Rs.72.14

ITL

1

Rs.72.03

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.