MIRA INFORM REPORT

 

 

Report No. :

355026

Report Date :

22.12.2015

 

IDENTIFICATION DETAILS

 

Name :

BBS GMBH

 

 

Registered Office :

Welschdorf 220, D 77761 Schiltach

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

14.03.2011

 

 

Com. Reg. No.:

HRB 741148

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Manufacture of other parts and accessories for motor vehicles

·         Other research and experimental development on natural sciences and engineering

 

 

No. of Employees :

430

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 


Company name & address

 

BBS GMBH

 

 Company Status:         active

                                    Welschdorf 220

                                    D 77761 Schiltach

                                    Telephone:07836/52-0

                                    Telefax:  07836/52-1140

                                    Homepage: www.bbs.com

                                    E-mail:   info@bbs.com

 

 VAT no.:                      DE281925661

 Tax ID number:             15050/12793

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

 LEGAL FORM           Private limited company

 Date of foundation:  14.03.2011

 Shareholders'

 agreement:           14.03.2011

 Registered on:       03.05.2012

 Commercial Register: Local court 70190 Stuttgart

 under:               HRB 741148

 

 Share capital:                          EUR             29,000.00

 

 Shareholder:

                      NICE Holdings Co., Ltd.

                      KOR  Seoul

                      Legal form: Other legal form

                      Share:             EUR             17,594.00

 Shareholder:

                      NICE Information Services Co., Ltd.

                      KOR  Seoul

                      Legal form: Other legal form

                      Share:             EUR              3,956.00

 Shareholder:

                      Tyrol Equity AG

                      Kaiserjägerstr. 30

                      A 6020 Innsbruck

                      Legal form: Other legal form

                      Share:             EUR              3,184.00

 Shareholder:

                      NICE D&B Co Ltd.

                      KOR  Seoul

                      Legal form: Other legal form

                      Share:             EUR              1,650.00

 Shareholder:

                      Konstant Industriebeteiligung GmbH

                      A 6020 Innsbruck

                      Legal form: Other legal form

                      Share:             EUR              1,364.00

 Shareholder:

                      Jürgen Lohmann

                      Nieder-Modauer Weg 5

                      D 64367 Mühltal

                      born: 20.04.1964

                      Share:             EUR                568.00

 Shareholder:

                      LCP Holding LTD

                      M VLT Valleta

                      Legal form: Other legal form

                      Share:             EUR                568.00

 Shareholder:

                      Dr. Stefan Hamm

                      Claudiaplatz 3

                      A 6020 Innsbruck

                      born: 07.10.1965

                      Share:             EUR                116.00

 Manager:

                      Jürgen Lohmann

                      Nieder-Modauer Weg 5

                      D 64367 Mühltal

                      born: 20.04.1964

                      Marital status: unknown

 Manager:

                      Tobias Schleicher

                      D 78713 Schramberg

                      born: 25.12.1978

 Proxy:

                      Erwin Eigel

                      D 67134 Birkenheide

                      authorized to jointly represent the company

                      born: 29.03.1964

                      Profession: Businessman

 Proxy:

                      Thomas Weimann

                      D 53343 Wachtberg

                      authorized to jointly represent the company

                      born: 25.04.1965

 Proxy:

                      Christian Lux

                      D 72336 Balingen

                      authorized to jointly represent the company

                      born: 25.11.1964

 Proxy:

                      Jürgen Klingelmeyer

                      Schwanenstr. 17

                      D 64297 Darmstadt

                      authorized to jointly represent the company

                      born: 13.11.1966

 

 Further functions/participations of Jürgen Lohmann (Manager)

 Manager:

                      Ostfriesische Tee-Union GmbH

                      D 79713 Bad Säckingen

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         27.05.1998

                      Reg. data:  28195 Bremen, HRB 18043

 

 

COMPANY HISTORY

 

 16.09.2011 - 03.05.2012  Blitz F11-sieben-drei GmbH

                          Welschdorf 220

                          D 77761 Schiltach

                          Private limited company

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 09.05.2012 - 08.06.2015  Manager

                          Stefan Hamm

                          A Innsbruck

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 2932    Manufacture of other parts and accessories for motor vehicles

 

 Secondary industrial sector

 72190   Other research and experimental development on natural sciences and engineering

 

 

FINANCIAL INFORMATION

 

Payment experience:  cash discount/within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2013

 

 PMI:                 No significant / relevant payment experience

                      information pertaining to the company

                      inquired upon is shown in the Deutscher

                      Debitoren Monitor (DDMonitor).

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Welschdorf 220

                      D 77761 Schiltach

 

 Real Estate of:      Jürgen Lohmann

 Type of ownership:   unknown

 Address              Nieder-Modauer Weg 5

                      D 64367 Mühltal

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK VILLINGEN U SCHWENNINGEN, 78002

 VILLINGEN-SCHWENNINGEN

 Sort. code: 69440007, Account no.: 25017810

 BIC: COBADEFFXXX

 RAIFFEISENLANDESBANK OÖ ZNDL SÜDDEUTSCHLAND, 80333 MÜNCHEN

 Sort. code: 74020100, Account no.: 8701591

 BIC: RZOODE77XXX, IBAN: DE52740201000008701591

 

 

FINANCIAL FIGURES

 

 Turnover:            2013               EUR         51,619,885.00

                      2014               EUR         55,000,000.00

 Expected turnover:                     *EUR         55,000,000.00

 Profit:              2013               EUR            306,892.00

 further business figures:

 Equipment:                             *EUR          2,580,000.00

 Ac/ts receivable:                      *EUR            860,000.00

 Liabilities:                           *EUR          2,150,000.00

 Total numbers of vehicles:                                     24

 - Lorries:                                                      1

 - Passenger cars:                                              22

 Employees:                                                    430

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                  2.03

 Liquidity ratio:                   0.16

 Return on total capital [%]:      10.94

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                  1.50

 Liquidity ratio:                   0.38

 Return on total capital [%]:       0.01

 

 Balance sheet ratios 14.03.2011 - 31.12.2011

 Equity ratio [%]:                 95.45

 Liquidity ratio:                  10.00

 Return on total capital [%]:      -7.89

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 Origin of the present

 balance sheet:       self-disclosure

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         19,788,181.93

  Fixed assets                           EUR          4,080,778.44

   Intangible assets                     EUR            453,241.04

    Concessions, licences, rights        EUR            433,741.04

    Advance payments for intang. assets  EUR             19,500.00

   Tangible assets                       EUR          3,428,185.46

    Land / similar rights                EUR             10,484.21

    Plant / machinery                    EUR          2,309,856.01

    Other tangible assets / fixtures and

    fittings                             EUR            314,730.00

    Advance payments made / construction

    in progress                          EUR            793,115.24

   Financial assets                      EUR            199,351.94

    Shares in participations /

    subsidiaries and the like            EUR            199,351.94

     Shares in related companies         EUR            199,351.94

  Current assets                         EUR         15,545,248.10

   Stocks                                EUR          8,127,346.01

    Raw materials, consumables and

    supplies                             EUR          1,233,244.13

    Finished goods / work in progress    EUR          6,894,101.88

   Accounts receivable                   EUR          5,887,551.77

    Trade debtors                        EUR          1,097,996.69

    Amounts due from related companies   EUR            210,290.19

    Other debtors and assets             EUR          4,579,264.89

   Liquid means                          EUR          1,530,350.32

  Remaining other assets                 EUR            162,155.39

   Accruals (assets)                     EUR            162,155.39

 

 LIABILITIES                             EUR         19,788,181.93

  Shareholders' equity                   EUR          4,281,783.92

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Reserves                              EUR          3,950,000.00

    Capital reserves                     EUR          3,950,000.00

   Balance sheet profit/loss (+/-)       EUR            306,783.92

    Profit / loss brought forward        EUR               -108.41

    Annual surplus / annual deficit      EUR            306,892.33

  Provisions                             EUR          1,719,300.00

  Liabilities                            EUR         13,608,098.01

   Financial debts                       EUR          4,850,282.12

    Liabilities due to banks             EUR          4,850,282.12

   Other liabilities                     EUR          8,757,815.89

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          4,162,614.41

    Liabilities from received advance

    payments                             EUR             94,500.00

    Liabililties due to related companiesEUR            638,832.48

    Unspecified other liabilities        EUR          3,861,869.00

     thereof liabilities from tax /

     financial authorities               EUR             82,213.37

     thereof liabilities from social

     security                            EUR              1,063.80

  Other liabilities                      EUR            179,000.01

   Deferred taxes (not included under

   provisions/liabilities)               EUR            179,000.01

  Difference assets / liabilities        EUR                 -0.01

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         51,619,885.28

  Inventory change + own costs (+/-)     EUR          1,378,567.36

   Inventory change (+/-)                EUR          1,329,939.95

   Capitalised own costs                 EUR             48,627.41

  Other operating income                 EUR            460,049.25

  Cost of materials                      EUR         21,967,655.37

   Raw materials and supplies, purchased

   goods                                 EUR         16,045,625.05

   Purchased services                    EUR          5,922,030.32

  Gross result (+/-)                     EUR         31,490,846.52

  Staff expenses                         EUR         19,462,209.15

   Wages and salaries                    EUR         16,412,956.55

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          3,049,252.60

  Total depreciation                     EUR            903,242.90

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            903,242.90

  Other operating expenses               EUR          8,790,810.03

  Operating result from continuing

  operations                             EUR          2,334,584.44

  Interest result (+/-)                  EUR           -404,179.19

   Interest and similar income           EUR              6,112.11

   Interest and similar expenses         EUR            410,291.30

  Financial result (+/-)                 EUR           -404,179.19

  Result from ordinary operations (+/-)  EUR          1,930,405.25

  Extraordinary income                   EUR            700,000.00

  Extraordinary expenses                 EUR          2,124,895.39

  Extraordinary result (+/-)             EUR         -1,424,895.39

  Income tax / refund of income tax (+/-)EUR           -130,097.37

  Other taxes / refund of taxes          EUR            -68,520.16

  Tax (+/-)                              EUR           -198,617.53

  Annual surplus / annual deficit        EUR            306,892.33

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       self-disclosure

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         17,867,339.36

  Fixed assets                           EUR          2,305,347.06

   Intangible assets                     EUR            597,377.91

    Concessions, licences, rights        EUR            577,877.91

    Advance payments for intang. assets  EUR             19,500.00

   Tangible assets                       EUR          1,481,117.21

    Plant / machinery                    EUR          1,356,595.06

    Other tangible assets / fixtures and

    fittings                             EUR            124,522.15

   Financial assets                      EUR            226,851.94

    Shares in participations /

    subsidiaries and the like            EUR            226,851.94

     Shares in related companies         EUR            226,851.94

  Current assets                         EUR         15,530,229.05

   Stocks                                EUR          6,865,826.80

    Raw materials, consumables and

    supplies                             EUR            987,462.07

    Finished goods / work in progress    EUR          5,878,364.73

   Accounts receivable                   EUR          7,400,469.11

    Trade debtors                        EUR          1,379,717.26

    Other debtors and assets             EUR          6,020,751.85

   Liquid means                          EUR          1,263,933.14

  Remaining other assets                 EUR             31,763.25

   Accruals (assets)                     EUR             31,763.25

 

 LIABILITIES                             EUR         17,867,339.36

  Shareholders' equity                   EUR          4,024,891.59

   Capital                               EUR             25,000.00

    Subscribed capital (share capital)   EUR             25,000.00

   Reserves                              EUR          4,000,000.00

    Capital reserves                     EUR          4,000,000.00

   Balance sheet profit/loss (+/-)       EUR               -108.41

    Profit / loss brought forward        EUR             -1,908.63

    Annual surplus / annual deficit      EUR              1,800.22

  Provisions                             EUR          3,281,058.11

   Other / unspecified provisions        EUR          3,281,058.11

  Liabilities                            EUR         10,511,389.66

   Financial debts                       EUR             80,245.68

    Liabilities due to banks             EUR             80,245.68

   Other liabilities                     EUR         10,431,143.98

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,630,681.64

    Liabililties due to related companiesEUR            346,146.28

    Unspecified other liabilities        EUR          8,454,316.06

     thereof liabilities from tax /

     financial authorities               EUR            202,538.73

  Other liabilities                      EUR             50,000.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR             50,000.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         34,873,867.25

  Inventory change + own costs (+/-)     EUR            172,446.59

   Inventory change (+/-)                EUR            172,446.59

  Other operating income                 EUR            733,571.64

  Cost of materials                      EUR          9,986,636.69

   Raw materials and supplies, purchased

   goods                                 EUR          6,669,625.04

   Purchased services                    EUR          3,317,011.65

  Gross result (+/-)                     EUR         25,793,248.79

  Staff expenses                         EUR         14,497,247.94

   Wages and salaries                    EUR         12,161,841.54

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          2,335,406.40

  Total depreciation                     EUR            561,704.88

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            561,704.88

  Other operating expenses               EUR         10,483,865.09

  Operating result from continuing

  operations                             EUR            250,430.88

  Interest result (+/-)                  EUR           -151,448.01

   Interest and similar income           EUR              7,430.44

   Interest and similar expenses         EUR            158,878.45

  Financial result (+/-)                 EUR           -151,448.01

  Result from ordinary operations (+/-)  EUR             98,982.87

  Income tax / refund of income tax (+/-)EUR            -50,000.00

  Other taxes / refund of taxes          EUR            -47,182.65

  Tax (+/-)                              EUR            -97,182.65

  Annual surplus / annual deficit        EUR              1,800.22

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.32

UK Pound

1

Rs.98.98

Euro

1

Rs.72.13

EUR

1

Rs.72.32

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

AMR

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.