MIRA INFORM REPORT

 

 

Report No. :

355442

Report Date :

22.12.2015

 

IDENTIFICATION DETAILS

 

Name :

WEINMANN AACH AG

 

 

Registered Office :

Am Eichwald 6, D 72280 Dornstetten

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.01.1949

 

 

Com. Reg. No.:

HRB 727315

 

 

Legal Form :

Public Limited Company

 

 

Line of Business :

·         Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

·         Wholesale of non-ferrous ores, metals and metal semi-finished goods

·         Retail sale of paints and building materials

 

 

No. of Employees :

234

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

Company Name and address

 

WEINMANN AACH AG

 

 Company Status:      active

                      Am Eichwald 6

                      D 72280 Dornstetten

                      Telephone:07443/24020

                      Telefax:  07443/20031

                      Homepage: www.weinmann-aach.de

                      E-mail:   info@weinmann-aach.de

 

 

VAT no.            

 

DE261627677

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Public limited company

 Date of foundation:      01.01.1949

 Registered on:             11.09.2008

 Commercial Register:   Local court 70190 Stuttgart

 under:                          HRB 727315

 

 

Share capital                         

 

EUR          2,827,536.00

 

 President of the Board of Directors:

                      Friedrich Weinmann

                      D 72280 Dornstetten

                      having sole power of representation

                      born: 13.02.1948

                      Marital status: married

 Member of the Board of Directors:

                      Gebhard Strähler

                      D 72280 Dornstetten

                      born: 24.06.1965

 Member of the Board of Directors:

                      Simon Schultz

                      D 72172 Sulz

                      born: 24.04.1977

 Member of the Board of Directors:

                      Sascha Rauter

                      D 72290 Loßburg

                      born: 21.01.1980

 President of the Supervisory Board:

                      Dr. Immanuel Stauch

                      Schwärzlocher Str. 75

                      D 72070 Tübingen

 

 Further functions/participations of Friedrich Weinmann (President

 of the Board of Directors)

 Manager:

                      VRW Metallhandel GmbH

                      Lise-Meitner-Str. 14

                      D 73529 Schwäbisch Gmünd

                      Legal form: Private limited company

                      Share capital:     EUR            100,000.00

                      Registered

                      on:         04.12.2014

                      Reg. data:  70190 Stuttgart, HRB 750920

 

 

COMPANY HISTORY

 

 01.01.1949 - 11.09.2008  Weinmann KG

                          Glattalstr. 33

                          D 72280 Dornstetten

                          Limited partnership

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 46721   Wholesale of iron ores, iron, steel and iron and steel semi-finished goods

46722   Wholesale of non-ferrous ores, metals and metal semi-finished goods

47523   Retail sale of paints and building materials

 

 

BRANCHES AND FACTORIES

 

 Works:

                      Weinmann Aach AG

                      Robert-Bosch-Str. 10

                      D 72280 Dornstetten

                      TEL.: 07443/24020

                      FAX.: 07443/20031

 

 

PARTICIPATIONS

 

 Shareholder:

                      VRW Metallhandel GmbH

                      Lise-Meitner-Str. 14

                      D 73529 Schwäbisch Gmünd

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            100,000.00

                      Share:             EUR            100,000.00

                      Reg. data:  04.12.2014

                                  Local court 70190 Stuttgart

                                  HRB 750920

 

 

FINANCIAL INFORMATION

 

Payment experience:  cash discount/within agreed terms

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2014

 

 

REAL ESTATE

 

 Type of ownership:       Proprietor

 Share:                          100.00 %

 Address                       Glattalstr. 33

                                    D 72280 Dornstetten

 

 Type of real estate: factory building

 Value at selling price:                 EUR          1,278,000.00

 

 Type of ownership:       Tenant

 Address                       Am Eichwald 6

                                    D 72280 Dornstetten

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK, 72232 FREUDENSTADT

 Sort. code: 69440007

 BIC: COBADEFFXXX

 COMMERZBANK VORMALS DRESDNER BANK, 72232 FREUDENSTADT

 Sort. code: 60080000

 BIC: DRESDEFF600

 VOLKSBANK DORNSTETTEN, 72277 DORNSTETTEN, WÜRTT

 Sort. code: 64262408

 BIC: GENODES1VDS

 BADEN-WÜRTTEMBERGISCHE BANK, 70049 STUTTGART

 Sort. code: 60020030

 BIC: SOLADEST601

 LANDESBANK BADEN-WÜRTTEMBERG, 70144 STUTTGART

 Sort. code: 60050000

 BIC: SOLADESTXXX

 

 

FINANCIAL FIGURES

 

 Turnover:            2013               EUR        101,452,364.00

                      2014               EUR        118,478,340.00

 Expected turnover:                      EUR        120,000,000.00

 Profit:              2013               EUR          1,405,948.00

                      2014               EUR          2,044,531.00

 further business figures:

 Equipment:                              EUR          1,691,184.00

 Ac/ts receivable:                       EUR         10,458,950.00

 Liabilities:                            EUR         24,119,155.00

 Total numbers of vehicles:             *                       25

 Employees:                                                    234

 - thereof permanent staff:                                    218

 - Trainees:                                                    16

 

 The business figures marked with an asterisk are estimates based  on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2014 - 31.12.2014

 Equity ratio [%]:                 47.89

 Liquidity ratio:                   0.49

 Return on total capital [%]:       4.19

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 48.71

 Liquidity ratio:                   0.47

 Return on total capital [%]:       2.96

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 58.85

 Liquidity ratio:                   0.83

 Return on total capital [%]:       4.22

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 54.21

 Liquidity ratio:                   0.79

 Return on total capital [%]:       5.20

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2014 - 31.12.2014

 

 ASSETS                                  EUR         48,786,477.29

  Fixed assets                           EUR          7,924,863.34

   Intangible assets                     EUR            562,592.75

    Concessions, licences, rights        EUR            562,592.75

   Tangible assets                       EUR          3,466,228.90

    Land / similar rights                EUR          1,042,181.90

    Plant / machinery                    EUR            732,863.50

    Other tangible assets / fixtures and

    fittings                             EUR          1,691,183.50

   Financial assets                      EUR          3,896,041.69

    Shares in participations /

    subsidiaries and the like            EUR            171,179.35

     Shares in related companies         EUR            170,879.35

     Shares in cooperatives              EUR                300.00

    Loans to participations /

    subsidiaries and the like            EUR          3,724,862.34

     Loans to related companies          EUR          3,724,862.34

  Current assets                         EUR         40,565,326.95

   Stocks                                EUR         27,547,707.44

    Raw materials, consumables and

    supplies                             EUR             74,516.00

    Finished goods / work in progress    EUR         27,342,360.13

    Advance payments made                EUR            130,831.31

   Accounts receivable                   EUR         10,458,950.11

    Trade debtors                        EUR          9,988,234.27

    Other debtors and assets             EUR            470,715.84

   Liquid means                          EUR          2,558,669.40

  Remaining other assets                 EUR            296,287.00

   Accruals (assets)                     EUR            296,287.00

 

 LIABILITIES                             EUR         48,786,477.29

  Shareholders' equity                   EUR         23,362,667.82

   Capital                               EUR          2,827,536.00

    Subscribed capital (share capital)   EUR          2,827,536.00

   Reserves                              EUR         20,023,998.98

    Capital reserves                     EUR          3,033,063.00

    Retained earnings / revenue reserves EUR         16,990,935.98

   Balance sheet profit/loss (+/-)       EUR            511,132.84

    Balance sheet profit / loss          EUR            511,132.84

  Provisions                             EUR          1,298,336.33

   Provisions for taxes                  EUR            134,788.00

   Other / unspecified provisions        EUR          1,163,548.33

  Liabilities                            EUR         24,119,155.14

   Financial debts                       EUR         17,457,864.90

    Liabilities due to banks             EUR         17,457,864.90

   Other liabilities                     EUR          6,661,290.24

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,832,212.24

    Unspecified other liabilities        EUR          3,829,078.00

     thereof liabilities from tax /

     financial authorities               EUR            555,819.16

     thereof liabilities from social

     security                            EUR             45,256.51

  Other liabilities                      EUR              6,318.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR              6,318.00

  Guarantees and other commitments       EUR          8,492,862.89

   Other guarantees and other commitmentsEUR          8,492,862.89

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        118,478,340.04

  Inventory change + own costs (+/-)     EUR         -7,138,499.87

   Inventory change (+/-)                EUR         -7,163,499.87

   Capitalised own costs                 EUR             25,000.00

  Other operating income                 EUR            655,989.99

  Cost of materials                      EUR         88,035,034.63

   Raw materials and supplies, purchased

   goods                                 EUR         85,823,973.23

   Purchased services                    EUR          2,211,061.40

  Gross result (+/-)                     EUR         23,960,795.53

  Staff expenses                         EUR         11,338,817.17

   Wages and salaries                    EUR          9,455,067.94

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,883,749.23

  Total depreciation                     EUR            574,268.90

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            574,268.90

  Other operating expenses               EUR          8,710,771.45

  Operating result from continuing

  operations                             EUR          3,336,938.01

  Interest result (+/-)                  EUR           -393,620.20

   Interest and similar income           EUR             99,600.14

   Interest and similar expenses         EUR            493,220.34

  Financial result (+/-)                 EUR           -393,620.20

  Result from ordinary operations (+/-)  EUR          2,943,317.81

  Income tax / refund of income tax (+/-)EUR           -858,533.32

  Other taxes / refund of taxes          EUR            -40,253.11

  Tax (+/-)                              EUR           -898,786.43

  Annual surplus / annual deficit        EUR          2,044,531.38

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         47,488,778.68

  Fixed assets                           EUR          5,169,811.88

   Intangible assets                     EUR            429,657.00

    Concessions, licences, rights        EUR            429,657.00

   Tangible assets                       EUR          2,604,054.94

    Land / similar rights                EUR          1,080,646.22

    Plant / machinery                    EUR            152,375.50

    Other tangible assets / fixtures and

    fittings                             EUR          1,208,512.50

    Advance payments made / construction

    in progress                          EUR            162,520.72

   Financial assets                      EUR          2,136,099.94

    Shares in participations /

    subsidiaries and the like            EUR                300.00

     Shares in cooperatives              EUR                300.00

    Loans to participations /

    subsidiaries and the like            EUR          2,135,799.94

     Loans to related companies          EUR          2,135,799.94

  Current assets                         EUR         42,092,147.80

   Stocks                                EUR         30,363,303.03

    Raw materials, consumables and

    supplies                             EUR             44,335.00

    Finished goods / work in progress    EUR         30,092,907.90

    Advance payments made                EUR            226,060.13

   Accounts receivable                   EUR         10,209,712.50

    Trade debtors                        EUR          9,171,981.21

    Other debtors and assets             EUR          1,037,731.29

   Liquid means                          EUR          1,519,132.27

  Remaining other assets                 EUR            226,819.00

   Accruals (assets)                     EUR            226,819.00

 

 LIABILITIES                             EUR         47,488,778.68

  Shareholders' equity                   EUR         21,669,622.74

   Capital                               EUR          2,827,536.00

    Subscribed capital (share capital)   EUR          2,827,536.00

   Reserves                              EUR         18,490,599.72

    Capital reserves                     EUR          3,033,063.00

    Retained earnings / revenue reserves EUR         15,457,536.72

   Balance sheet profit/loss (+/-)       EUR            351,487.02

    Balance sheet profit / loss          EUR            351,487.02

  Provisions                             EUR          1,021,891.83

   Other / unspecified provisions        EUR          1,021,891.83

  Liabilities                            EUR         24,797,264.11

   Financial debts                       EUR         12,584,397.99

    Liabilities due to banks             EUR         12,584,397.99

   Other liabilities                     EUR         12,212,866.12

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,319,819.94

    Liabilities from received advance

    payments                             EUR          6,633,542.60

    Unspecified other liabilities        EUR          3,259,503.58

     thereof liabilities from tax /

     financial authorities               EUR            378,479.09

     thereof liabilities from social

     security                            EUR             18,782.38

  Guarantees and other commitments       EUR          9,307,716.05

   Discounted bills of exchange          EUR            100,716.05

   Other guarantees and other commitmentsEUR          9,207,000.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        101,452,364.24

  Inventory change + own costs (+/-)     EUR          6,036,458.21

   Inventory change (+/-)                EUR          6,008,458.21

   Capitalised own costs                 EUR             28,000.00

  Other operating income                 EUR            423,521.85

  Cost of materials                      EUR         87,558,981.66

   Raw materials and supplies, purchased

   goods                                 EUR         81,324,918.13

   Purchased services                    EUR          6,234,063.53

  Gross result (+/-)                     EUR         20,353,362.64

  Staff expenses                         EUR         10,535,530.70

   Wages and salaries                    EUR          8,853,102.24

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,682,428.46

  Total depreciation                     EUR            415,622.52

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            415,622.52

  Other operating expenses               EUR          7,145,764.55

  Operating result from continuing

  operations                             EUR          2,256,444.87

  Interest result (+/-)                  EUR           -248,230.49

   Interest and similar income           EUR            126,676.28

   Interest and similar expenses         EUR            374,906.77

  Financial result (+/-)                 EUR           -248,230.49

  Result from ordinary operations (+/-)  EUR          2,008,214.38

  Income tax / refund of income tax (+/-)EUR           -564,242.19

  Other taxes / refund of taxes          EUR            -38,024.11

  Tax (+/-)                              EUR           -602,266.30

  Annual surplus / annual deficit        EUR          1,405,948.08


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.32

UK Pound

1

Rs.98.99

Euro

1

Rs.72.13

EUR

1

Rs.72.35

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

HEE

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.