MIRA INFORM REPORT

 

 

Report No. :

355933

Report Date :

23.12.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. HUBER INKS INDONESIA

 

 

Registered Office :

Jl. Gatot Subroto Km. 7,8 No. 88, Kelurahan Jatake, Kec. Jati Uwung, Kota Tangerang, Banten

 

 

Country :

Indonesia

 

 

Date of Incorporation :

03.08.2009

 

 

Com. Reg. No.:

AHU-AH.01.10-02663

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Offset Printing Ink Manufacturing

 

 

No. of Employees :

495

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia has seen a slowdown in growth since 2012, mostly due to the end of the commodities export boom. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, a current account deficit, and unequal resource distribution among regions. President Joko WIDODO - elected in July 2014 - has emphasized maritime and other infrastructure development, and especially increased electric power capacity, since taking office. Fuel subsidies were almost completely removed in early 2015, a move which could help the government increase spending on its development priorities. Indonesia, with the nine other ASEAN members, will continue to move towards participation in the ASEAN Economic Community, though full implementation of economic integration will not be completed by the previously-set deadline of year-end 2015.

 

Source : CIA

 


 

BASIC SEARCH

 

Name of Company :

P.T. HUBER INKS INDONESIA

 

A d d r e s s :

Head Office & Factory

Jl. Gatot Subroto Km. 7,8 No. 88

Kelurahan Jatake, Kec. Jati Uwung

Kota Tangerang, Banten

Indonesia

Phones - (62-21) 5931 3306 (hunting)

Fax.                  - (62-21) 5931 3312

Land Area         - 22,500 sq. meters

Building Area    - 14,600 sq. meters

Region              - Industrial Zone

Status               - Rent

 

Warehouse

Kawasan Industri & Pergudangan bandara Mas Blok A-6/28

Jl. Marsekal Suryadarma, Selapajang Jaya

Neglasari, Tangerang 15127

Kota Tangerang, Banten

Indonesia

Phones   - (62-21) 550 6875 (hunting)

Fax.                  - (62-21) 550 7072

 

Date of Incorporation :

03 August 2009

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

a. No. AHU-39847.AH.01.01.Tahun 2009

    Dated 14 August 2009

b. No. AHU-49657.AH.01.02.Tahun 2012

    Dated 21 September 2012

c. No. AHU-AH.01.10-02663

    Dated 21 January 2014

 

Company Status :

Foreign Investment Company (PMA)

 

Permits by the Government Department :

a. The Department of Finance

    NPWP No. 02.988.135.6-415.000

b. The Investment Coordinating Board

    No. 833/PMA/2009

    Dated 14 July 2009

 

Holding Company :

MICRO INKS LIMITED of India (Investment Holding)

 

Affiliated/Associated Company :

A member of HUBER Group GmbH of Germany

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - US$. 10,000,000.-

Issued Capital               - US$.   2,750,000.-

Paid up Capital             - US$.   2,750,000.-

 

Shareholders/Owners :

a. MICRO INKS LIMITED                                   - US$. 2,735,000.- (99.45%)

    Address : Bilakhia House,

                    Muktanand marg, Chala,

                    Vapi, India

b. MICHAEL HUBER MUNCHEN GmbH             - US$.      15,000.- (  0.55%)

    Address : Feldkirchener Strabe 15,

                    D-85551, Kirchheim

                    Germany

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Offset Printing Ink Manufacturing

 

Production Capacity :

Offset Printing Inks        - 1,850 tons p.a.

 

Total Investment :

a. Owned Capital           - US$. 10.0 million

b. Loan Capital              - US$    2.0 million

c. Total Investment        - US$. 12.0 million

 

Started Operation :

2010

 

Brand Name :

HUBER INKS

 

 

Technical Assistance :

Michael Huber Munchen GmbH of Germany

 

Number of Employee :

495 persons

 

Marketing Area :

a. Local                        - 95%

b. Export          -   5%

 

Main Customers :

Printing Companies in the country

a. P.T. TEMPO INTI MEDIA Tbk

b. P.T. SINAR PANCA SURYA

c. P.T. PRIMAGRAPHIA DIGITAL

d. P.T. TEMPRINT

e. Etc.

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. SAKATA INK INDONESIA

b. P.T. CEMANI TOKA

c. P.T. COLORPAK INDONESIA Tbk.

d. P.T. INKOTE INDONESIA

e. P.T. DIC GRAPHICS

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a. DEUTSCHE Bank

    Deutsche Building

    Jl. Imam Bonjol No. 61

    Jakarta Pusat

b. P.T. Bank MANDIRI Tbk

    Mandiri Plaza

    Jl. Jend. Gatot Surboto Kav. 36-38

    Jakarta Selatan

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2011 – Rp. 328.0 billion

2012 – Rp. 373.0 billion

2013 – Rp. 420.0 billion

2014 – Rp. 486.0 billion

2015 – Rp. 272.0 billion (January – June)

 

Net Profit (estimated) :

2011 – Rp. 28.0 billion

2012 – Rp. 32.0 billion

2013 – Rp. 36.0 billion

2014 – Rp. 42.0 billion

2015 – Rp. 23.5 billion (January – June)

 

Payment Manner :

Almost promptly

 

Financial Comments :

Fairly

 

 

KEY EXECUTIVES

 

Board of Management :

President Director              - Mr. Sambasive Pasumarthy

Directors                             - a. Mr. Sandor Janos Merszaros

                                            b. Mr. Prabir Kumar Guin

 

Board of Commissioners :

Commissioner                     - Mr. Ashwani Kumar Bhardwaj

 

Signatories :

President Director (Mr. Sambasive Pasumarthy) one of Directors (Mr. Sandor Janos Merszaros or Mr. Prabir Kumar Guin) which must be approved by Board of Commissioner (Mr. Ashwani Kumar Bhardwaj)

 

 

CAPABILITIES

 

Management Capability :

G o o d

 

Business Morality :

G o o d

 

 

OVERALL PERFORMANCE

 

P.T. HUBER INKS INDONESIA (P.T. HII) was established in Serang (Banten) based on Notarial Deed of Simon Yos Suarso, SH., No. 02 dated 3 August 2009 with an authorized capital of US$ 500,000.- of which US$ 350,000.- was issued and paid up. The founding shareholders of the company are MHM HOLDING GmbH of Germany (99%) and MICHAEL HUBER MUNCHEN GmbH., of Germany (1%). The Deed of establishment was approved by the Minister of Law and Human Rights of the Republic of Indonesia by virtue of Decision Letter No. AHU-39847. AH.01.01.Tahun 2009 dated 14 August 2009.

 

The company's Articles of Association was since revised a couple of times.  According to the latest revision of notary Deed of Mr. Simon Yos Sudarso, SH., No. 02 dated 3 January 2014 the authorized capital was raised to US$ 10,000,000.- of which US$ 2,750,000.- was issued and fully paid up. Concurrently, MHM HOLDING GmbH pulled out and replaced by MICRO INKS LIMITED of India.  Since at the time, the shareholders of the company are MICRO INKS LIMITED (99.45%) and MICHAEL BUBER MUNCHEN GmbH (0.55%). The amendment to Deed has been approved by the Minister of Law and Human Rights in its Decision Letter No. AHU-AH.01.10-02663 dated 21 January 2014. No changes have been effected in term of its shareholding composition and capital structures to date.

 

P.T. HII was established within the framework of Foreign Investment (PMA), which has received permit from the Capital Investment Coordinating Board (BKPM) in July 2009, to engage in the field of offset printing ink manufacturing. The company operates a factory located on Jalan Gatot Subroto Km. 7,8 No. 88, Jatake sub-district, Jati Uwung district, Tangerang, Banten Province. The factory had a production capacity of 1,850 tons of offset printing ink per year.  We observed that P.T. HII has a very extensive marketing network in the country. As many as 95% of production of this company  was sold the domestic market  mainly to a number of printing and offset printing companies such as PT. Tempo Inti Media Tbk,  PT. Sinar Panca Surya, PT. Primagraphia Digital, PT. Temprint and so forth.

 

In addition they also appointed a number of agents and distributors in major cities in Indonesia, such as Bandung, Semarang, Surabaya, Bali, Medan, Makassar and other big cities. About 5% of its production was exported a number of Southeast Asian countries like Malaysia, Brunei Darussalam, Philippines, Thailand, etc.  We observe that P.T. HII is classified as a medium-sized company in the country dealing with offset printing ink industry of which the operation has been running smoothly and growing in the last three years.

 

Generally, the demand for offset printing ink in the country had significantly rising by 8% to 10% per year in the last five years, in line with the growth of offset printing industries, food and beverages, electronic goods, snack, biscuit, instant noodle, biscuit, confectioneries, pharmaceutical, cosmetic industries, etc.  But, as from October 2008, the demand growth for offset printing inks has kept on dwindling as an impact of global economic crisis as told above.  The demand was increasing in the early 2009 due to economic condition was gradually recovery in the country. The growth rate is now estimated at 5% to 7% per year. Market competition is very tight due to a large number of similar companies operating in the country such as PT. Dic Graphics, PT. Cemani Toka, PT. Colorpak Indonesia, PT. Durachem Indonesia, PT. Hi-Tech Ink Indonesia, PT. IDS Manufacturing Indonesia, PT. Inkote Indonesia, PT. Intech Indahmulya and others.  Business position of P.T. HII is favorable for it has controlled a wide marketing network at home and their product has been widely known among consumers in the country.

 

The company is neither public listed nor bond issued company. Therefore, the company has no obligation to publish financial statement publicly.  The management of P.T. HII is very reclusive to outsider and rejected to disclose its financial condition. But we estimate the total sales turnover in 2012 amounted to Rp 373.0 billion increased to Rp 420.0 billion in 2013 and rose again to Rp 486.0 billion in 2014. It is estimated it will be higher by 12% in 2015. The operation of P.T. HII in 2014 is estimated to have gained a profit of Rp. 42.0 billion with an estimated net-worth of Rp. 190.0 billion. So far, we did not hear that the P.T. HII having been black listed by Bank Indonesia (Central Bank) and registered in district court for detrimental cases. The company usually pays its debts punctually to suppliers.

 

The management of P.T. HII is headed by Mr. Sambasive Pasumarthy (44) as president director, a professional manager of Hyderabad, India, with broad experience in industry and trading of offset printing ink.  In his daily activities, he is assisted by two directors, namely Mr. Sandor Janos Merszaros (53) of Thailand and Mr. Prabir Kumar Guin (53) of India.  The management is handled by professional managers having wide relation with private businessmen of home and overseas as well as with the government sectors.  So far, we did not hear that the company’s management involved in the business malpractices or detrimental cases that settled in the country. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. HUBER INKS INDONESIA is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable, we recommend to treat prudently in extending any new loan to the company.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.30

UK Pound

1

Rs.98.70

Euro

1

Rs.72.33

Rupiah

1

Rs.0.0048

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.