MIRA INFORM REPORT

 

 

Report No. :

356435

Report Date :

23.12.2015

 

IDENTIFICATION DETAILS

 

Name :

VISHNU IMPORTS 

 

 

Registered Office :

#194 E, 4/A, Duro Courts, Pickerings Road,  Colombo – 13

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

Not Available

 

 

Legal Form :

Partnership Company 

 

 

Line of Business :

Importers and distributors of food items

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

C

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 

Status :

Close down  

 

 

Payment Behaviour :

--

 

 

Litigation :

--

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SRI LANKA - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the government's 26-year conflict with the Liberation Tigers of Tamil Eelam. The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit, but low tax revenues remain a concern. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern, but strong remittances from Sri Lankan workers abroad help offset the trade deficit. Government debt of about 80% of GDP remains among the highest in emerging markets.

 

Source : CIA

company name

 

VISHNU IMPORTS 

 

 

GENERAl

 

         Basic information at a glance

     

a.

Name of Subject of Inquiry

:

VISHNU IMPORTS  ( Not In Operation)    

b.

Legal Form  & Status

:

Partnership Company  ( Not In Operation)

c.

Managing Partner

:

P. Mohan

d.

Primary Line of Business

:

Importers and Distributors of Food Items

e.

Office & Place of Business

 

:

#194 E, 4/A, Duro Courts, Pickerings Road,

Colombo – 13.

Sri Lanka

    

Mobile No: (00 94 77) 736 5813 – P. Mohan

 

 

h.

No. of Employees

:

Company closed and not in operation

        

 

COMPANY DETAILS

 

Registration and Shareholder Details

 

 

a.

Registration No

:

Not Disclosed- Company closed and not in operation

b.

Date of Registration

:

Not Disclosed- Company closed and not in operation

c.

Registered Office

:

#194, 4/2, Duro Courts, Pickerings Road, Colombo – 13.

d.

Partners

 

:

P. Mohan

Managing Partner

i.

Auditors

:

Not Disclosed

j.

Company Secretaries

:

Not applicable for this category of companies

k.

Bankers

:

Bank of Ceylon

Hatton National Bank

Muslim Commercial Bank

 

FINANCIAL DETAILS

 

Most recent available Financial Information

 

 

Mr. Mohan, the Managing Partner was contacted and he informed that Subject Company is closed due to losses incurred and not in operation at present.

 

Financials are not available.

 

 

CURRENT INVESTIGATION

 

HISTORY

 

The Subject Company VISHNU IMPORTS was a Partnership Company and it is now been closed and not in operation as told by the Managing Partner of the company Mr. Mohan. He says that due to the losses incurred by the company, he was compelled to close it.

 

(Note: The Proprietorship/Partnership companies are being registered at the Provincial Registrar of Companies and when the owner refuses to provide details such as registration number, date of registration, auditors etc., it is not possible to obtain such details from the registry)

 

Location:

 

The subject company was located at client #194 E, 4/A, Duro Courts, Pickerings Road,

Colombo – 13 and is closed and not in operation, as told by the Managing Partner, Mr. Mohan

 

 

OPERATIONAL DETAILS

 

General:

 

The subject company’ primary line of business had been Importing and distribution of food items.

 

 

Products:

Imported products has been All kind of food items such as: Rice, Potatoes, Onions, Lentils etc                                                               

 

 

Importing Countries:

Products had been imported from India and China

 

Employees:

 Not applicable as the company has been closed at present.

 

 

Trade references

 

Company closed and not in operations The subject company did not provide any trade reference referrals

 

 

Credit Recommendations

 

Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

 

No computerised data bases exist to make checks whether the promoters or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.

 

 

INFORMATION DENIED BY

 

Name :

Mr. Thiru

Designation :

Partner

Contact No.:

0094-777413361

 

 

Note

 

A claimed by Mr. Thiru (Partner) that subject has no activity since last one year and he denied to parting any further information on it

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.30

UK Pound

1

Rs.98.71

Euro

1

Rs.72.33

LKR

1

Rs. 0.46

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Information Gathered by :

SUP

 

Analysis Done by :

AMR

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.