MIRA INFORM REPORT

 

 

Report No. :

356578

Report Date :

24.12.2015

 

IDENTIFICATION DETAILS

 

Name :

MAYAR FOODS COMPANY

 

 

Formerly Known As :

AL MUHAIDIB FOODS CO

 

 

Registered Office :

Al Muhaidib Building, King Faisal Coastal Road, Salman Al Faresi Street,9149, Dammam 31413, 8495, Dammam 32221 , Dammam

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

18.01.1959

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Subject engaged in the import and distribution of general foodstuffs, including rice and sugar and fast moving  consumer goods.

 

 

No. of Employee :

540

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. In 2014 the Kingdom ran its first budget deficit since 2009, and faces budget deficits for the foreseeable future because it requires an oil price greater than $100 per barrel to balance its budget. Although the Kingdom can finance high deficits for several years by drawing down its considerable foreign assets or borrowing, it probably will begin to reduce capital spending if oil prices stay low through the next year.

 

Source : CIA


SUMMARY

 

Company Name                                    : MAYAR FOODS COMPANY

Previously Known As                             : AL MUHAIDIB FOODS CO

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Joint Stock Company

Registration Date                                  : 18th January 1959

Commercial Registration Number           : 2050050746, Dammam

Tax Number                                          : 399950105

Chamber Membership Number               : 76276

Issued Capital                                       : SR 10,000,000

Paid up Capital                                     : SR 10,000,000

Total Workforce                         : 540

Activities                                               : Distributors of general foodstuff and fast moving consumer goods.

Financial Condition                                : Good

Payments                                             : Regular

Operating Trend                                    : Steady

Person Interviewed                                : Amer Satar, Financial Manager

 

COMPANY NAME

 

MAYAR FOODS COMPANY

 

PREVIOUSLY KNOWN AS: AL MUHAIDIB FOODS CO

 

 

ADDRESS

 

Registered & Physical Address

 

Building                        : Al Muhaidib Building

Street               : King Faisal Coastal Road, Salman Al Faresi Street

 

PO Box            : 9149, Dammam 31413

                          8495, Dammam 32221

 

Town                : Dammam

Country : Saudi Arabia

 

Telephone         : (966-13) 8455555 / 8472633

Facsimile          : (966-13) 8455553 / 8472263

Email                : webadmin@muhaidib-food.com / info@mayar.com

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Dammam.

 

Branch Office (s)                                                                                             

 

     Location                                                                                          Description

 

·       PO Box: 3325                                                                                   Showroom premises

Riyadh 11471

Tel: (966-11) 2443000

Fax: (966-11) 2448777

 

·       PO Box: 10092                                                                                 Showroom premises

Hail

Tel: (966-16) 5329225

Fax: (966-16) 5332531

 

·       PO Box: 5360                                                                                   Showroom premises

Qassim

Tel: (966-16) 3220438

Fax: (966-16) 3220820

 

·       PO Box: 9149                                                                                   Showroom premises

Dammam 31411

Tel: (966-13) 8472633

Fax: (966-13) 8472263

 

·       PO Box: 4167                                                                                   Showroom premises

Al Ahsa

Tel: (966-13) 5313379

Fax: (966-13) 5313378

 

·       PO Box: 1085                                                                                   Showroom premises

Hafr El Baten

Tel: (966-14) 7213058

Fax: (966-14) 7213058

 

·       PO Box: 700                                                                                    Showroom premises

Arar

Tel: (966-14) 6610759

Fax: (966-14) 6623500

 

·       PO Box: 16197                                                                                 Showroom premises     

Jeddah 21464

Tel: (966-12) 6372000

Fax: (966-12) 6095959

 

·       PO Box: 16197                                                                                 Showroom premises

Makkah

Tel: (966-12) 5317879

Fax: (966-12) 5317901

 

·       PO Box: 5531                                                                                   Showroom premises

Al Madina Al Munawara

Tel: (966-14) 8425555

Fax: (966-14) 8424810

 

·       PO Box: 4657                                                                                   Showroom premises

Taif

Tel: (966-12) 7420222

Fax: (966-12) 7463948

 

·       PO Box: 1416                                                                                   Showroom premises

Tabuk

     Tel: (966-14) 4276103

     Fax: (966-14) 4276106

 

·       PO Box: 1623                                                                                   Showroom premises     

Khamis Mushait

Tel: (966-17) 3215555

Fax: (966-17) 3222816

 

·       Jizan                                                                                                Showroom premises

Tel: (966-17) 5329225

Fax: (966-17) 5332531

 

·       Najran                                                                                              Showroom premises

Tel: (966-17) 5440149           

Fax: (966-17) 5440564

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Essam Abdul Qader Al Muhaidib                                                       Managing Director

 

·       Emad Abdul Qader Al Muhaidib                                                        Director

 

·       Sulaiman Abdul Qader Al Muhaidib                                                    Director

 

·       Khaled Farooqi                                                                                 General Manager

 

·       Emad Arar                                                                                        Accounts Manager

 

·       Amer Satar                                                                                       Financial Manager

 

·       Fatima Batouk                                                                                  Marketing Manager

 

·       Khaled El Mazrou                                                                             Human Resources Manager

 

·       Ahmed Al Muhaidib                                                                          Export Manager

 

·       Farouk Mgahed                                                                                Accountant

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 18th January 1959

 

Legal Form                  : Joint Stock Company

 

Commercial Reg. No.   : 2050050746, Dammam

 

Tax No.                        : 399950105

 

Chamber Member No.  : 76276

 

Issued Capital              : SR 10,000,000

 

Paid up Capital            : SR 10,000,000

 

Name of Partner (s)                                                             Percentage           

 

·       Essam Abdul Qader Al Muhaidib                                           33%                                         

 

·       Emad Abdul Qader Al Muhaidib                                            33%     

 

·       Sulaiman Abdul Qader Al Muhaidib                                        33%

 

·       Unnamed Shareholder                                                             1%    

 

 

AFFILIATED COMPANIES

 

Subject is a member of the A K Al Muhaidib & Sons Group of Companies, which comprises the following concerns:

 

·       Abdul Kader Al Muhaidib & Sons

Al Akaria Building

King Saud Street

PO Box: 30 & 1023

Dammam 31411

Tel: (966-13) 8322033

Fax: (966-13) 8336082

CR No. 2050009333

 

·       Al Muhaidib Land Transport Co.

PO Box: 30

Dammam 31411

Tel: (966-13) 8587587

Fax: (966-13) 8587585

 

·       Al Muhaidib Contracting Company

PO Box: 1023

Dammam 31431

Tel: (966-13) 8260345

Fax: (966-13) 8262144

 

·       Dewan Trading Group (DTG)

PO Box: 17756

Riyadh 11494

Tel: (966-11) 4038186

Fax: (966-11) 4058829

 

·       Al Muhaidib Building Materials

PO Box: 16197

Jeddah 21464

Tel: (966-12) 6372000

Fax: (966-12) 6372288

 

·       International Timber

PO Box: 9815

     Riyadh 11423

     Tel: (966-11) 4484332

     Fax: (966-11) 4482317

 

·       Al Muhaidib Food Industries Co

PO Box: 9149

Dammam 31413

Tel: (966-13) 8328888

Fax: (966-13) 8336082

 

·       Al Muhaidib Grains

PO Box: 2149

Dammam 31413

Tel: (966-13) 8328888

Fax: (966-13) 8311888

 

·       Giant Stores

PO Box: 4822

Dammam 31412

Tel: (966-13) 8592525

Fax: (966-13) 8592626

 

·       The Marketers

PO Box: 21657

Riyadh 11485

Tel: (966-11) 4881478

Fax: (966-11) 4883952

 

·       Forte Industries Company

PO Box: 40225

Riyadh 11499

Tel: (966-1) 2652050

Fax: (966-1) 2650933

 

·       Saudi Industrial Paint Company (Sipco)

PO Box: 5795

Dammam 31432

Tel: (966-13) 8578584

Fax: (966-13) 8573780

 

·       United Central Supermarket

PO Box: 508

Al Hassa 31982

Tel: (966-13) 5870708

Fax: (966-13) 5877853

 

·       Dar Al Marefa Company

PO Box: 119

Al Khobar 31952

Tel: (966-13) 8587777

Fax: (966-13) 8592223

 

·       United Wood Products

PO Box: 240

Riyadh 11383

Tel: (966-11) 2650999

Fax: (966-11) 2651108

 

·       United Feed Company (UFC)

PO Box: 21

Dammam 31411

Tel: (966-13) 8579018

Fax: (966-13) 8579018

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general foodstuffs, including rice and sugar and fast moving

     consumer goods. Subject owns and operates approximately 200 vehicles.

 

Import Countries: India, Pakistan, Egypt, United States of America and GCC countries.

 

Local Suppliers:

 

  • United Sugar Company

 

Local Clients:

 

  • Carrefour
  • Al Othaim Mall

 

 

International Clients:

 

  • SunRice                                                            Austria
  • Elyosr for Import and Export                             Egypt
  • Universal International                                        Bahrain
  • Inter Rice                                                          Jordan

 

Export Countries: Jordan, Egypt, Austria and Bahrain

 

Brand Names: PUNJABI AL-MUHAIDIB, AL-WALIMAH and WHITE SWAN RICE

 

Operating Trend: Steady

 

Subject has a workforce of approximately 540 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                    Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                    SR 700,000,000             SR 900,000,000

 

Fixed Assets                                         -                       SR   30,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Amer Satar, Financial Manager

 

 

BANKERS

 

·       Al Bank Al Saudi Al Fransi

PO Box: 754

Dammam

Tel: (966-13) 8985760

 

·       Al Bank Al Saudi Al Hollandi

Dhahran Street

PO Box: 70

Dammam

Tel: (966-13) 8323212

 

·       Saudi American Bank

PO Box: 3113

Dammam 31471

Tel: (966-13) 8337171

 

 

PAYMENT HISTORY

 

Regular

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.20

UK Pound

1

Rs.98.30

Euro

1

Rs.72.41

SAR

1

Rs.17.59

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

TRU

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.