MIRA INFORM REPORT

 

 

Report No. :

356474

Report Date :

25.12.2015

 

IDENTIFICATION DETAILS

 

Name :

AL AIN FOOD & BEVERAGES PJSC

 

 

Registered Office :

Al Ain Mineral Water Building, Khatem Al Shakla Street, P O Box: 16020, Al Ain

 

 

Country :

United Arab Emirates

 

 

Date of Incorporation :

13.10.2004

 

 

Com. Reg. No.:

185127

 

 

Legal Form :

Private Joint Stock Company

 

 

Line of Business :

·         Subject is engaged in the production and packaging of mineral water.

·         Subject is also engaged in the processing and packaging of vegetables and tomato puree.

 

 

No. of Employees :

1,200

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. The country's free trade zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis of 2008, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency and ultimately a $20 billion bailout from the UAE Central Bank and Abu Dhabi-emirate government that was refinanced in March 2014. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on economic diversification and creating more job opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : AL AIN FOOD & BEVERAGES PJSC

Country of Origin                                   : Dubai, United Arab Emirates

Legal Form                                           : Private Joint Stock Company

Registration Date                                  : 13th October 2004

Commercial Registration Number           : 185127

Trade Licence Number                           : 1002095

Chamber Membership Number               : 105991

Issued Capital                                       : UAE Dh 10,000,000

Paid up Capital                                     : UAE Dh 10,000,000

Total Workforce                                     : 1,200

Activities                                               : Producers and packagers of mineral water.

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

 

COMPANY NAME

 

AL AIN FOOD & BEVERAGES PJSC

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Al Ain Mineral Water Building

Street               : Khatem Al Shakla Street

 

PO Box            : 16020

 

Town                : Al Ain

Country             : United Arab Emirates

 

Telephone         : (971-3) 7686500 / 7083757 / 7687102 / 7083700 / 7083788 / 7083707

Facsimile          : (971-3) 7686515 / 7372588

Email                : hosam.azeem@agthia.com / ahmed.hakim@agthia.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Al Ain.

 

Branch Offices

 

Location                                                                                                       Description

 

·       Sky Tower                                                                                                    Office premises

Reem Island

Abu Dhabi

Tel: (971-2) 5960600

Fax: (971-2) 6926070

 

·       Branch 3, Al Wathba, Al Mafraq                                                                     Office premises

Al Wathba North P11

Abu Dhabi

 

 

KEY PRINCIPALS

 

     Name                                                                                                           Position

 

·       Fasahat Beg                                                                                                 General Manager

 

·       Elias Kapichlion                                                                                            Chief Executive Officer

 

·       Hamza Iqbal                                                                                                 Chief Financial Officer

 

·       Ahmed Anwar                                                                                               Finance Manager

 

·       Julie Toroug                                                                                                 Sales Manager

 

·       Salman Wasqi                                                                                              Procurement Manager

 

·       Shadik Tayel                                                                                                 Quality Control Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 13th October 2004

 

Legal Form                  : Private Joint Stock Company

 

Commercial Reg. No.   : 185127

 

Trade Licence No.        : 1002095

 

Chamber Member No.  : 105991

 

Issued Capital              : UAE Dh 10,000,000

 

Paid up Capital            : UAE Dh 10,000,000

 

Name of Shareholder (s)                                                          Percentage

 

·       Agthia Group PJSC                                                                  100%

Sky Tower, 17th Floor

Reem Island

PO Box: 37725

Abu Dhabi

Tel: (971-2) 4455221 / 4146444 / 5960600

Fax: (971-2) 4463644 / 6726070

 

 

AFFILIATED COMPANIES

 

·       Grand Mills Company PJSC

United Arab Emirates

 

·       Al Ain Food and Beverages LLC

Egypt

 

 

OPERATIONS

 

Activities: Engaged in the production and packaging of mineral water.

 

                 Subject is also engaged in the processing and packaging of vegetables and tomato puree.

 

Import Countries: Europe and GCC countries

 

Subject has a workforce of approximately 1,200 employees.

 

 

FINANCIAL DATA

 

Companies registered in Al Ain, United Arab Emirates are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Abu Dhabi Commercial Bank

PO Box: 15180

Al Ain

Tel: (971-3) 7660000

Fax: (971-3) 7511455

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.20

UK Pound

1

Rs.98.30

Euro

1

Rs.72.41

UAE Dh

1

Rs.17.95

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.