MIRA INFORM REPORT

 

 

Report No. :

354941

Report Date :

26.12.2015

 

IDENTIFICATION DETAILS

 

Name :

NORTH WEST TERMINAL LTD

 

 

Registered Office :

1 Mile East, Highway 14, Unity, Saskatchewan S0K 4L0

 

 

Country :

Canada

 

 

Date of Incorporation :

23.02.1993

 

 

Legal Form :

Corporation – Profit

 

 

Line of Business :

The Subject owns and operates an inland-grain terminal and bio-products production facility on the Canadian National and Canadian Pacific rail networks near Unity, Saskatchewan.

 

 

Employees:                         

19 + 3 part time

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

CANADA - ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, and electric power, and a top source of US uranium imports. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the early intervention by the Bank of Canada and the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-14 and plans to balance the budget by 2015 despite the recent drop in oil prices. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela and is the world’s fifth-largest oil producer.

Source : CIA

 

 


 company name and address

 

Company name:            NORTH WEST TERMINAL LTD

Address:                                   1 Mile East, Highway 14, Unity, Saskatchewan S0K 4L0 –Canada

Mailing address:            PO Box 1090, Unity, Saskatchewan S0K 4L0 – Canada

Telephone:                    +1 306-228-3735

Fax:                              +1 306-228-3877

Website:                        www.northwestterminal.com

 

 

Company summary

 

Corporate ID#:              602876

State:                           Saskatchewan

Judicial form:                Corporation – Profit

Date incorporated:        02-23-1993

Stock:                           45,000 shares class A

                                     3,232,915 shares Class B

Value:                            -

Name of manager:         John James LEIER

 

 

ACTIVITIES & OPERATIONS

 

IST

 

Business:

 

North West Terminal Ltd. (NWT) began operations in June of 1996. 

The Company owns and operates an inland-grain terminal and bio-products production facility on the Canadian National and Canadian Pacific rail networks near Unity, Saskatchewan.

Ownership of NWT is widely held by approximately 1,000 shareholders, the majority of which are area-farmers.

Today NWT’s facility at Unity is an efficient high-throughput grain elevator with a total storage capacity of 2.3 million bushels (63,000 metric tonnes) one of the largest grain handling facilities in Western Canada. 

 

The Company currently can: 

1) receive up to 30,000 bushels (816 tonnes) of grain per hour on two driveways;

2) clean grain at a rate of up to 20,000 bushels (544 tonnes) per hour;

3) dry grain at a rate of 2,500 bushels (68 tonnes) per hour; and

4) load rail cars on its rail siding at a rate of 30,000 bushels (816 tonnes) per hour.

 

No name of foreign suppliers available.

 

Staff:                            19 + 3 part time

 

Operations & branches:

 

At the headquarters, we find a large warehouse and office.

 

 

SHAREHOLDERS & MANAGERS

 

Shareholders:

 

There are approximately 1,000 shareholders, the majority of which are area-farmers.

 

Management:

 

John James LEIER, Chairman and President (not Director)

Bradley SPERLE, Vice President and Director

Rob WALLACE is Director and Secretary

Other Directors include Jason SKINNER, Marvin SLATER, James SKINNER,

Gerald REWERTS, Tim KELLY, Dale H. CUMMING, Rick BULLERWELL, and Larry BRIGGS.

Gayle HOLMAN, CFO.

 

Subsidiaries

And partnership:

 

NWT is an owner of Alliance Grain Terminal Ltd. (AGT). 

AGT owns and operates a 102,000 tonne bulk grain terminal in Vancouver, British Columbia. NWT is also a shareholder of Alliance Seed Company Ltd. (ASC). This company works with local seed growers to fulfill their objective of providing top performing varieties of seed to Western Canadian farmers.

NWT established North West Bio-Energy Ltd. (NWB) in February, 2005 for the purpose of constructing and operating a 25 million litre per year Bio-Product’s facility adjacent to the grain facility at Unity, Saskatchewan.

The Bio-Product’s facility produces ethanol for fuel, industrial and potable

markets. The facility also produces 25,000 tonnes per year of high-protein feed supplement in the form of dried distiller’s grain.

 

 

FINANCIALS

 

In Canada, privately held corporations are not required to publish any financials.

 

On a direct call, a financial assistant controlled the present report.

 

Sales declared for year 2014 is in the range of CAD 84,500,000=

 

The business is profitable.

 

Banks:  Canadian Imperial Bank of Commerce

 

 

 

LEGAL FILINGS

 

Legal filings & complaints:

 

As of today date, there is no legal filing pending with the Courts.

 

Secured debts summary:   None

 

Haut du formulaire

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               November 2015

High credit:                   CAD 15,000

Now owing:                   0

Past due:                      0

Last purchase:              October 2015

Line of business:           Office supply

Paying status:               On terms

 

Date reported:               November 2015

High credit:                   CAD 30,000

Now owing:                   0

Past due:                      0

Last purchase:              October 2015

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               November 2015

High credit:                   CAD 320

Now owing:                   0

Past due:                      0

Last purchase:              October 2015

Line of business:           Telecommunications

Paying status:               On terms

 

Domestic credit history:

 

National Credit Bureaus gave a satisfying credit risk.

 

According to our credit analysts, during the last 6 months, domestic payments were made on due date.

 

Other comments:

 

The Company is developing a regular business.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on 03-20-2015.

 

The risk is low.

 

Our opinion:

 

A business connection may be conducted.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.20

UK Pound

1

Rs.98.30

Euro

1

Rs.72.41

CAD

1

Rs.47.88

Note : Above are approximate rates obtained from sources believed to be correct

 

INFORMATION DETAILS

 

Analysis Done by :

HEE

 

 

Report Prepared by :

SDA

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.