MIRA INFORM REPORT

 

 

Report No. :

357137

Report Date :

26.12.2015

 

IDENTIFICATION DETAILS

 

Name :

PHARMASTAR INT’L. TRADING CORPORATION

 

 

Registered Office :

Felipe Pike St., Greenvalley  Subd., Bagong Ilog, Pasig City 1600

 

 

Country :

Philippines

 

 

Financials (as on) :

2014

 

 

Date of Incorporation :

27.10.2008

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

Importation, selling, distributor of pharmaceutical products and others in                                                          similar nature, merchandise, commodities products and goods, and similar in nature.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PHILIPPINES ECONOMIC OVERVIEW

 

The economy has weathered global economic shocks better than its regional peers due to less exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding outsourcing industry. The current account balance has recorded consecutive surpluses since 2003, international reserves remain at comfortable levels, and the banking system is stable; the stock market resumed an upward trajectory in 2014, climbing to new record highs during the first four months of 2015. Efforts to improve tax administration and management of expenditures have helped ease the Philippines' tight fiscal situation and reduce debt levels. Nevertheless, government taxation and spending remain weak. The Philippines has received investment-grade credit ratings on its sovereign debt under the AQUINO administration and has had little difficulty financing its deficits. Economic growth has accelerated, averaging 6.0% per year from 2011-2014, compared with 4.5% under the MACAPAGAL-ARROYO government; competitiveness has improved; and foreign direct investment hit a historic high in 2014, although it continues to lag compared with the rest of the region. Unemployment has remained high, hovering at around 7% of the population, and underemployment is nearly 20%. At least 40% of the employed work in the informal sector and poverty afflicts about a quarter of the population. The AQUINO administration has been working to boost expenditures for education, health, transfers to the poor, and other social spending programs. Infrastructure remains underfunded and the government is relying on the private sector to help with major projects under its Public-Private Partnership program. Other long term challenges include reforming governance, the judicial system, and the regulatory environment, and improving the ease of doing business. The Philippine Constitution and other laws restrict foreign ownership in important activities/sectors - such as land ownership and public utilities. Some progress has been made in establishing a Customs Modernization Act to meet international standards and commitments.

 

Source : CIA


Company name and address

 

Company:                 PHARMASTAR INT’L. TRADING CORPORATION   

Address:                   Felipe Pike St., Greenvalley  Subd., Bagong Ilog, Pasig City 1600

Country:                    Philippines

Service Type:            Normal

             

      

FINDINGS

 

We conducted research and verification on PHARMASTAR INT’L. TRADING CORPORATION. Hereunder our

report, viz:

 

 

LEGAL ENTITY

 

Private Corporation

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC)

 
PHARMASTAR INT’L. TRADING  CORPORATION

 

-       REGISTRATION –  (Per General Information Sheet for the Year 2014, filed Oct. 16, 2015)

 

Certificate No.               :        CS200816907

Date                             :        October 27, 2008

Term                             :        Fifty (50) years.                 

 Corp. Tax No.              :        007 162 170 000

Type of

Organization                  :         Stock Corporation

            Telephone No.               :         (632) 706 4750

            Fax No,                        :         (632) 661 7933

 

 

Address                          :          Block 1  Lot 10, No. 8 Felipe Pike Street, Greenvalley Subdivision,

                                                        Bagong Ilog, Pasig City    

           

 

PRIMARY PURPOSE

 

Importation, selling, distributor of pharmaceutical products and others in                                                          similar nature, merchandise, commodities products and goods, and similar in nature.

 

 

CAPITALIZATION                                        

                                                                                                                                 (Php)

                                                                No. of Shares           Par Value/share                    Amount                                                                              

            Authorized Capital Stock :        

 

                          Common              -            150,000         -              100.00                  -      15,000,000.

                                                                                                                                      vvvvvvvvv

 

             Subscribed & Paid Up       -              50,000         -              100.00                  -        5,000,000.

                                                                                                                                      vvvvvvvvv     

        

SHAREHOLDERS/DIRECTORS/OFFICERS

 

            Name/Nationality/Designation

  Paid – Up (Php)  

1.Chandru K. Jainani           -  Indian   -  Chairman

      2,000,000.

2.Gina A. Jainani                 -  Fil.       -  Corp. Secretary

      2,000,000.

3.Monty Krizchen A. Jainani – Fil.       -  President

         250,000.

4.Chirag A. Jainani               - Fil.       -  Treasurer

         500,000.

5.Florencio P. Valero            - Fil.         Vice President

         250,000. 

                          TOTAL

      5,000,000.  

    vvvvvvvvv

 

BUSINESS ACTIVITY

 

Establsihed in 1990, subject company is a fast rising company engaged in the importation, marketing and distribution of medical, surgical and laboratory disposables, instruments, devices and  equipment. It has expanded its operations locally by providing services not only to Metro Manila but also to the different regions of the archipelago. Dealings with private & government hospitals and participate  with government tenders. Likewise, engage in the rental of real estate property.

 

Product Lines, include –

 

PHARMACEUTICALS – anti coagulant; adrenergic agent; anticholinergic agent; anti anemic; antibiotics; biphosphonates; anti cancer; estrogen antagonist; anti ulcer; antispasmodic, etc.

 

MEDICAL EQUIPMENT – wheelchairs; walkers; canes; crutches; i.v. stand; hospital tables & beds; etc.

 

MEDICAL SUPPLIES -  needles; feeding bags; umbilical cord clamp; dialysis set; endotracheal tube; surgical gloves; etc.

 

IN-VITRO DIAGNOSTIC/LABORATORY  - reagents; equipments; flash chemiluminesence reagents & equipment; Elisa reagent & equipment; etc.

 

 

Office address at Suite 3202 Antel Global Corp. Center, No. 3 Dona Julia Vargas Avenue, Ortigas Center, Pasig, Metro Manila.

Tel. Nos. (632) 501 4693 / 661 7933

Email: phitco1@gmail.com

 

 

FINANCIAL CONDITION

 

(Audited Financial Statement for years 2014, 2013, & 2012, as compiled)

 

Balance Sheet

 

 

          2014 (Php)

        2013 (Php)

          2012 (Php)

                                                Assets

 

 

 

Current Assets

 

 

 

     Cash

           1,404,946.

         1,068,403.

                852,886.

     Accounts Receivable

           4,755,342.

         2,490,709.

            1,022,718.

     Prepaid Insurance

                 39,564.

              NIL        

                  NIL        

     Inventories

         28,474,821.

       14,742,524.

             9,322,983.

             Total Current Assets

         34,674,673.

       18,301,636.

          11,198,587.

 

 

 

 

Non - Current Assets     

 

 

 

     Property & Equipment

         10,239,762.

          9,561,554.

             9,540,356.

             TOTAL ASSETS

         44,914,435.

         vvvvvvvvvv              

        27,863,189.

         vvvvvvvvvv

           20,738,943.

           vvvvvvvvvv

 

 

 

 

                               Liabilities & Stockholder’s

Equity

 

 

Current Liabilities

 

 

 

       Trade & Other Payables 

               626,974.

               664,600.

             1,023,596.

        Loan Payable

         13,670,865.

         12,523,281.

           10,322,114.

        Income Tax Payable

                 64,718.

               122,353.

                128,334.

        Other Current Liabilities

               448,350.

                 59,049.

                   64,265.

            Total Current Liabilities

         14,810,907.

         13,369,283.

           11,583,309.

 

 

 

 

Non Current Liabilities

 

 

 

        Notes Payable

         10,213,066.

                NIL

                   NIL

         Advances from Stockholders

         15,000,000.

         10,000,000.

           10,000,000.

            Total Non Current Liabilities

         25,213,066.

         10,000,000.

           10,000,000.

            TOTAL LIABILITIES

         40,023,973.

         23,369,283.

           21,583,309.

 

                                                                        

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

                   Stockholder’s Equity

 

 

 

       Share Capital

            5,000,000.

           5,000,000.

                   62,500.

       Cumulative Earnings         

          (    109,538.)

         (    506,094.)

           (    861,866.)

           Total Stockholder’s Equity

            4,890,462.

           4,493,906.

           (    799,366.)

TOTAL LIABILITIES &   STOCKHOLDERS

           EQUITY

          44,914,435.

          vvvvvvvvvv

         27,863,189.

         vvvvvvvvvv

           20,738,943.    

           vvvvvvvvvv

 

 

 

 

                                     Income

Statement

 

 

 

 

 

 

Revenues

          30,121,080.

         16,054,649.

         16,029,909.

Gross Profit

            7,745,257.

            5,505,770.

            3,938,729.

Administrative Expenses

          ( 7,178,749.)

         (  4,997,525.)

          ( 3,510,949.)

Net Income before Tax

                566,508.

                508,245.

                427,780.

 NET INCOME AFTER TAX

                396,556.

          vvvvvvvvvv

                355,772.

         vvvvvvvvvvv

                299,446.

        vvvvvvvvvvvv

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.20

UK Pound

1

Rs.98.30

Euro

1

Rs.72.41

PHP

1

Rs.1.40

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.