MIRA INFORM REPORT

Report No. :	356730
Report Date :	29.12.2015

IDENTIFICATION DETAILS

Name :	GRANITOS LIMA S.A.C.
Registered Office :	Av. Jorge Chavez #464 Mz.D Lote 7 Villa Maria del Triunfo -Lima 16
Country :	Peru
Date of Incorporation :	18.12.2008
Legal Form :	Private Company
Line of Business :	Subject is engaged in the import, export, distribution and manufacturing-installation of granite, marble, quartz and travertine.
No. of Employee :	5

RATING & COMMENTS

MIRA’s Rating :

B

RATING		STATUS	PROPOSED CREDIT LINE
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small

Status :	Small Company
Payment Behaviour :	No complaints
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – March 31, 2015

Country Name	Previous Rating (31.12.2014)	Current Rating (31.03.2015)
Peru	A2	A2

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

STATUTORY INFORMATION

Order:	GRANITOS LIMA SAC
Address in the order:	WAREHOUSE: AV JORGE CHAVEZ #464 MZ B LOTE 7, VILLA MARIA DEL TRIUNFO - LIMA ADD: 16 SHOWROOM: AV BENAVIDES - CC ALBORADA, EL TRIGAL TIENDA # 103, SURCO LIMA 33
Legal Name:	GRANITOS LIMA S.A.C.
Trade Name:	GRANITOS LIMA
RUC:	20477818332
Date Created:	2008
Date Incorporated:	18/12/2008
Legal Address:	Av. Jorge Chavez #464 Mz.D Lote 7 Villa Maria del Triunfo -Lima 16, Perú
Operative Address:	Av. Jorge Chavez #464 Mz.D Lote 7 Villa Maria del Triunfo -Lima 16, Perú
Telephone:	1 628 5697 / 1 652 8939
Fax:	1 628 5697
Legal Form:	PRIVATE COMPANY
Email:	info@granitoslima.com
Registered in:	Perú
Website:	www.granitoslima.com
Contact:	Renzo R. Castro De La Mata Pinzas
Staff:	5
Activity:	Floors & Flooring Wholesale
Banks:	Banco Nacional de Perú
	The company does not make its banking data public
History
GRANITOS LIMA is a company that began operations in Miami - Florida in the 90s, in late 2008 commitment to invest in Peru, opening its doors in the city Lima.
PRINCIPAL ACTIVITY
The company is engaged in the import, export, distribution and manufacturing-installation of granite, marble, quartz and travertine.
Products/Services description:	Yellow Fiorito Aracruz Aracruz Premium Absolut Black Black Galaxy White Serena Blue Pearl Brazilian Network Emeral Pearl Ghyble Giallo Ornamental Giallo Topazio Giallo Veneziano Granite White Moon Gray Tin Jet Black Juparana Casablanca White Kashmier Katana Pearl Lady Dream Madura Gold Brown Autumn Multicolor Red Brazil Ouro Santa Cecilia Silver Pearl Tan Brown Green Ubatuba White Valley
Brands:	NA
Sales are:	Wholesale
Clients:	Velco Contratistas Generales S.A.C. Constructora Moromizato Decostudio S.A.C. Hotel El Olivar Inmobiliaria S.A.C. Consorcio Mantto Cypco L.K. Kitsutani S.A.C. Ros & Am S.A.C. Gruposac Builder & Contractor S.A.
Suppliers:	NA
Operations area:	National
The company imports from	Brazil, Italy, India, Egypt, Spain, China
The company exports to	No exports
The subject employs	5 employees
Payments:	No complaints
LOCATION
Headquarters :	Av. Jorge Chavez #464 Mz.D Lote 7 Villa Maria del Triunfo -Lima 16
Branches:	Showroom: C.C. La Alborada, Ca. Del Arco Iris 118, Of. 410, El Trigal, Santiago de Surco. Lima, Perú
GROUP STRUCTURE AND SUBSIDIARY COMPANIES
Listed at the stock exchange:	NO
Capital:	NA
Shareholders:	This is a private company. The owner is Renzo R. Castro De La Mata Pinzas.
Management:	Renzo R. Castro De La Mata Pinzas, General Manager
FINANCIAL INFORMATION
The company does not make its financial statements public. The following information has been provided by private sources:
USD 2014
Revenue	400 000
Cash Flow	Normal
LEGAL FILINGS
There are no legal connected to the subject
SUMMARY
The company is engaged in the import, export, distribution and manufacturing-installation of granite, marble, quartz and travertine. It has a small sized structure and 7 years of experience in the market. It mainly imports from Asia and operates nationally. The company is active, without negative.
RISK INFORMATION
DEBTS	Controlled
PAYMENTS	No complaints
CASH FLOW	Normal
STATUS	Active
INTERVIEW
NAME	Romi Rebasa
POSITION	Administrative
COMMENTS	The person contacted confirmed address, RUC, experience, staff, ownership, imports and payment terms.

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.66.14
UK Pound	1	Rs.98.69
Euro	1	Rs.72.55
PEN	1	Rs.19.54

Note : Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	KAS
Report Prepared by :	TRU

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.