MIRA INFORM REPORT

 

 

Report No. :

357599

Report Date :

29.12.2015

 

IDENTIFICATION DETAILS

 

Name :

MS NEUMANN ELEKTRONIK GMBH

 

 

Registered Office :

Lahnstr. 30, D 45478 Mülheim

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

02.06.2004

 

 

Com. Reg. No.:

HRB 16959

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacture of other electric equipment n.e.c.

 

 

No. of Employees :

67

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company name and address

 

MS NEUMANN ELEKTRONIK GMBH

 

 Company Status:      active

                      Lahnstr. 30

                      D 45478 Mülheim

                      Telephone:0208/5995-0

                      Telefax:  0208/5995-235

                      Homepage: www.neumann-elektronik.de

                      E-mail:   info@neumann-elektronik.de

 

 VAT no.:             DE813988598

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      02.06.2004

 Shareholders'

 agreement:                   02.06.2004

 Registered on:             18.06.2004

 Commercial Register:   Local court 47051 Duisburg

 under:                          HRB 16959

 

 

Share capital              

 

EUR          1,000,000.00

 

 Shareholder:

                      MATTIG-SCHAUER GmbH

                      Gorskistr. 19

                      A 1230 Wien

                      Legal form: Other legal form

                      Share:             EUR          1,000,000.00

 Manager:

                      Jörg Michhöfer

                      Gerhart-Hauptmann-Str. 63

                      D 47918 Tönisvorst

                      born: 19.03.1961

                      Profession: Fully qualified management

                      expert

 Proxy:

                      Karsten Stamm

                      D 40699 Erkrath

                      authorized to jointly represent the company

                      born: 08.03.1964

 

 Further functions/participations of Jörg Michhöfer (Manager)

 Manager:

                      Neumann Elektronik Osteuropa GmbH

                      Lahnstr. 30

                      D 45478 Mülheim

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         23.04.1999

                      Reg. data:  47051 Duisburg, HRB 15696

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 02.07.2013 - 15.10.2013  Manager

                          Dr. Gerald Schildheuer

                          D 44879 Bochum

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 2790    Manufacture of other electric equipment n.e.c.

 

 

PARTICIPATIONS

 

 Shareholder:

                      Neumann Elektronik Osteuropa GmbH

                      Lahnstr. 30

                      D 45478 Mülheim

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR             25,000.00

                      Share:             EUR             25,000.00

                      Reg. data:  23.04.1999

                                  Local court 47051 Duisburg

                                  HRB 15696

 

 

FINANCIAL INFORMATION

 

Payment experience:  within 60 days

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2014

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Lahnstr. 30

                                    D 45478 Mülheim

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 COMMERZBANK VORMALS DRESDNER BANK, 45404 MÜLHEIM AN DER RUHR

 Sort. code: 36280071

 BIC: DRESDEFF362

 

 

FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR          5,050,111.00

                      2014               EUR          6,506,659.00

 Profit:              2013               EUR         -1,669,260.00

                      2014               EUR            119,841.00

 further business figures:

 Equipment:                              EUR            304,709.00

 Ac/ts receivable:                       EUR          1,295,880.00

 Liabilities:                            EUR          4,515,508.00

 Total numbers of vehicles:                                     18

 - Passenger cars:                                               4

 Employees:                                                     67

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2014 - 31.12.2014

 Equity ratio [%]:                 65.28

 Liquidity ratio:                   1.59

 Return on total capital [%]:       2.17

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 57.63

 Liquidity ratio:                   1.23

 Return on total capital [%]:     -26.92

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 53.92

 Liquidity ratio:                   1.98

 Return on total capital [%]:     -21.73

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 52.60

 Liquidity ratio:                   1.18

 Return on total capital [%]:       1.63

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2014 - 31.12.2014

 

 ASSETS                                  EUR          5,604,036.34

  Fixed assets                           EUR            630,172.66

   Intangible assets                     EUR            319,186.94

    Internally generated industrial

    property rights and similar rights

    and assets                           EUR            114,132.00

    Goodwill                             EUR             74,794.00

    Other / unspecified intangible assetsEUR            130,260.94

   Tangible assets                       EUR            310,983.72

    Plant / machinery                    EUR              6,274.57

    Other tangible assets / fixtures and

    fittings                             EUR            304,709.15

   Financial assets                      EUR                  2.00

    Shares in participations /

    subsidiaries and the like            EUR                  2.00

     Shares in investee companies        EUR                  2.00

  Current assets                         EUR          4,973,267.92

   Stocks                                EUR          3,275,321.93

   Accounts receivable                   EUR          1,295,879.83

    Amounts due from related companies   EUR             23,089.45

    Amounts due from investee companies  EUR                  2.00

    Other debtors and assets             EUR          1,272,788.38

   Liquid means                          EUR            402,066.16

  Remaining other assets                 EUR                595.76

   Accruals (assets)                     EUR                595.76

 

 LIABILITIES                             EUR          5,604,036.34

  Shareholders' equity                   EUR            384,323.35

   Capital                               EUR          1,000,000.00

    Subscribed capital (share capital)   EUR          1,000,000.00

   Reserves                              EUR            933,743.07

    Capital reserves                     EUR            933,743.07

   Balance sheet profit/loss (+/-)       EUR         -1,549,419.72

    Balance sheet profit / loss          EUR         -1,549,419.72

  Provisions                             EUR            666,570.43

  Liabilities                            EUR          4,515,507.56

   Other liabilities                     EUR          4,515,507.56

    Liabililties due to related companiesEUR          3,372,277.97

    Liabilities due to investee companiesEUR             55,934.62

    Unspecified other liabilities        EUR          1,087,294.97

  Other liabilities                      EUR             37,635.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR             37,635.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          6,506,658.62

  Staff expenses                         EUR          4,105,549.60

   Wages and salaries                    EUR          3,460,848.84

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            644,700.76

  Total depreciation                     EUR            204,077.69

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            204,077.69

  Other operating expenses               EUR          1,921,650.24

  Operating result from continuing

  operations                             EUR            275,381.09

  Interest result (+/-)                  EUR            -25,295.01

   Interest and similar income           EUR                661.97

   Interest and similar expenses         EUR             25,956.98

  Other financial result                 EUR           -146,999.00

   Depreciation on financial assets and

   marketable securities                 EUR            146,999.00

  Financial result (+/-)                 EUR           -172,294.01

  Result from ordinary operations (+/-)  EUR            103,087.08

  Income tax / refund of income tax (+/-)EUR             19,024.77

  Other taxes / refund of taxes          EUR             -2,271.33

  Tax (+/-)                              EUR             16,753.44

  Annual surplus / annual deficit        EUR            119,840.52

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          6,291,602.18

  Fixed assets                           EUR            837,276.75

   Intangible assets                     EUR            444,343.36

    Internally generated industrial

    property rights and similar rights

    and assets                           EUR            173,679.00

    Goodwill                             EUR             91,729.00

    Other / unspecified intangible assetsEUR            178,935.36

   Tangible assets                       EUR            245,932.39

    Plant / machinery                    EUR              7,756.57

    Other tangible assets / fixtures and

    fittings                             EUR            238,175.82

   Financial assets                      EUR            147,001.00

    Shares in participations /

    subsidiaries and the like            EUR            147,001.00

     Shares in related companies         EUR            147,001.00

  Current assets                         EUR          5,433,336.51

   Stocks                                EUR          2,996,153.65

   Accounts receivable                   EUR          2,349,609.54

    Amounts due from related companies   EUR            164,043.77

    Amounts due from investee companies  EUR            314,388.38

    Other debtors and assets             EUR          1,871,177.39

   Liquid means                          EUR             87,573.32

  Remaining other assets                 EUR             20,988.92

   Accruals (assets)                     EUR             20,988.92

 

 LIABILITIES                             EUR          6,291,602.18

  Shareholders' equity                   EUR            264,482.83

   Capital                               EUR          1,000,000.00

    Subscribed capital (share capital)   EUR          1,000,000.00

   Reserves                              EUR            933,743.07

    Capital reserves                     EUR            933,743.07

   Balance sheet profit/loss (+/-)       EUR         -1,669,260.24

    Annual surplus / annual deficit      EUR         -1,669,260.24

  Provisions                             EUR            578,205.07

  Liabilities                            EUR          5,392,251.28

   Financial debts                       EUR            795,349.36

    Liabilities due to banks             EUR            795,349.36

   Other liabilities                     EUR          4,596,901.92

    Liabililties due to related companiesEUR          3,444,704.91

    Unspecified other liabilities        EUR          1,152,197.01

  Other liabilities                      EUR             56,663.00

   Deferred taxes (not included under

   provisions/liabilities)               EUR             56,663.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          5,050,111.24

  Staff expenses                         EUR          4,236,527.14

   Wages and salaries                    EUR          3,569,351.94

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            667,175.20

  Total depreciation                     EUR            212,030.20

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            212,030.20

  Other operating expenses               EUR          2,198,170.69

  Operating result from continuing

  operations                             EUR         -1,596,616.79

  Interest result (+/-)                  EUR            -44,744.45

   Interest and similar expenses         EUR             44,744.45

    thereof paid to related companies    EUR              2,175.61

  Financial result (+/-)                 EUR            -44,744.45

  Result from ordinary operations (+/-)  EUR         -1,641,361.24

  Income tax / refund of income tax (+/-)EUR            -21,591.50

  Other taxes / refund of taxes          EUR             -6,307.50

  Tax (+/-)                              EUR            -27,899.00

  Annual surplus / annual deficit        EUR         -1,669,260.24


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.14

UK Pound

1

Rs.98.69

Euro

1

Rs.72.55

EUR

1

Rs.72.81

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.