MIRA INFORM REPORT

 

 

Report No. :

356716

Report Date :

30.12.2015

 

IDENTIFICATION DETAILS

 

Name :

ELOF HANSSON SINGAPORE PTE LTD

 

 

Registered Office :

298, Tiong Bahru Road, 08-04, Central Plaza, 168730

 

 

Country :

Singapore

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.10.2001

 

 

Com. Reg. No.:

200106461-E

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Wholesale of Paper and Paper Products.

 

 

No. of Employees :

10 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA


EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

200106461-E

COMPANY NAME

:

ELOF HANSSON SINGAPORE PTE LTD

FORMER NAME

:

N/A

INCORPORATION DATE

:

01/10/2001

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

298, TIONG BAHRU ROAD, 08-04, CENTRAL PLAZA, 168730, SINGAPORE.

BUSINESS ADDRESS

:

298, TIONG BAHRU ROAD, CENTRAL PLAZA, 08-04, 168730, SINGAPORE.

TEL.NO.

:

65-62234393

FAX.NO.

:

65-62212917

EMAIL

:

SINGAPORE@ELOFHANSSON.COM

WEB SITE

:

WWW.ELOFHANSSON.COM

CONTACT PERSON

:

RAMASWAMY SHYAM SUNDER ( MANAGING DIRECTOR )

PRINCIPAL ACTIVITY

:

WHOLESALE OF PAPER AND PAPER PRODUCTS

ISSUED AND PAID UP CAPITAL

:

500,000.00 ORDINARY SHARE, OF A VALUE OF SGD 500,000.00

SALES

:

USD 78,481,902 [2014]

NET WORTH

:

USD (1,612,356) [2014]

STAFF STRENGTH

:

10 [2015]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

POOR

PAYMENT

:

FAIR

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

MODERATE

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

 

HISTORY/ BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

 

The Subject is principally engaged in the (as a / as an) wholesale of paper and paper products.

 

The immediate holding company of the Subject is ELOF HANSSON TRADE AB, a company incorporated in SWEDEN.

 

Share Capital History

Date

Issue & Paid Up Capital

29/12/2015

SGD 500,000.00

 

The major shareholder(s) of the Subject are shown as follows :


Current Shareholder(s) :

Name

Address

IC/PP/Loc No

Shareholding

(%)

ELOF HANSSON TRADE AB

FORSTA LANGGATAN, 17, S-413, 80, GOTEBORG SWEDEN

T03UF0994

500,000.00

100.00

---------------

------

500,000.00

100.00

============

=====

+ Also Director



DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

DWIGHT SVEN PIERRE SJOSTEDT

Address

:

VASTGOTAGATAN 11, 41139, GOTEBORG, SWEDEN.

IC / PP No

:

83053200

Nationality

:

SWEDE

Date of Appointment

:

21/09/2015

 

DIRECTOR 2

 

Name Of Subject

:

GUNNAR MIKAEL EHRENBORG

Address

:

POST-ANNAS VAG 1, S-439 94 ONSALA, SWEDEN.

IC / PP No

:

81557290

Nationality

:

SWEDE

Date of Appointment

:

21/09/2015

 

DIRECTOR 3

 

Name Of Subject

:

RAMASWAMY SHYAM SUNDER

Address

:

3, ALEXANDRA VIEW, 32-11, ASCENTIA SKY, 158749, SINGAPORE.

IC / PP No

:

G5109584M

Nationality

:

INDIAN

Date of Appointment

:

01/04/2012

 

DIRECTOR 4

 

Name Of Subject

:

SHUM YI

Address

:

116, LENGKONG TIGA, 07-183, 410116, SINGAPORE.

IC / PP No

:

S6982409I

Nationality

:

SINGAPOREAN

Date of Appointment

:

01/10/2015



MANAGEMENT

 

 

1)

Name of Subject

:

RAMASWAMY SHYAM SUNDER

Position

:

MANAGING DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

TAN,CHAN & PARTNERS

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

NG CHEE TIONG

IC / PP No

:

S1481834J

Address

:

1, WEST COAST WALK, 06-04, PARC CONDOMINIUM, 127158, SINGAPORE.

 

 

 

BANKING


No Banker found in our databank.

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201507529

07/07/2015

N/A

SKANDINAVISKA ENSKILDA BANKEN AB (PUBL)

-

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The Subject refused to disclose its suppliers.

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

 

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

]

Fair 91-120 Days

[

X

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

WORLDWIDE

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

OPERATIONS

 

Goods Traded

:

PAPER AND PAPER PRODUCTS

 

Total Number of Employees:

YEAR

2015

2014


GROUP

N/A

N/A

COMPANY

10

6

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) wholesale of paper and paper products.

The Subject sells papers.

The Subject is also the Regional office for sales support for pulp & paper machinery, machinery and equipment for converting, corrugating, packing and wood handling industries.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-62234393

Match

:

N/A

Address Provided by Client

:

298, TIONG BAHRU ROAD, CENTRAL PLAZA, 08-04,168730,SINGAPORE

Current Address

:

298, TIONG BAHRU ROAD, CENTRAL PLAZA, 08-04, 168730, SINGAPORE.

Match

:

YES

 

Other Investigations


We contacted one of the staff from the Subject and she provided some information.


FINANCIAL ANALYSIS

 

Profitability

Turnover

:

Erratic

[

2010 - 2014

]

Profit/(Loss) Before Tax

:

Decreased

[

2010 - 2014

]

Return on Shareholder Funds

:

Unfavourable

[

17.18%

]

Return on Net Assets

:

Unfavourable

[

14.91%

]

The fluctuating turnover reflects the fierce competition among the existing and new market players.The Subject could be more efficient in controlling its operating costs and had managed to reduce its losses during the year. Although the Subject's returns showed positive figures it is not reflective of the true situation. The Subject incurred losses during the year and its shareholders' funds have turned red. The positive returns on shareholders' funds is the result of losses divided by negative shareholders' funds. The Subject's management was inefficient in utilising the assets to generate returns.

Working Capital Control

Stock Ratio

:

Nil

[

0 Days

]

Debtor Ratio

:

Acceptable

[

63 Days

]

Creditors Ratio

:

Unfavourable

[

72 Days

]

As the Subject is a service oriented company, the Subject does not need to keep stocks. The Subject's management was quite efficient in handling its debtors. The Subject's debtors days were at an acceptable range, thus the risk of its debts turning bad was minimised. The unfavourable creditors' ratio could be due to the Subject taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

Liquidity

Liquid Ratio

:

Acceptable

[

0.91 Times

]

Current Ratio

:

Unfavourable

[

0.91 Times

]

The Subject's liquid ratio was slightly low. This could indicate that the Subject's working capital was slightly deficient. The Subject will have to improve its liquidity position either by obtaining short term financing or increase its paid up capital so that it can meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Unfavourable

[

(6.55 Times)

]

Gearing Ratio

:

Unfavourable

[

(1.09 Times)

]

The Subject incurred losses in the year. It did not generate sufficient income to service its interest.  If the situation does not improve, the Subject may be vulnerable to default in servicing the interest. The Subject's gearing was negative during the year as its shareholders' funds was in the red. This means the Subject is running its business using borrowed money. We consider the Subject as facing high financial risks.

Overall Assessment :

The Subject's turnover showed a volatile trend but its losses were lower when compared to the previous corresponding period. This could suggest that the Subject was more efficient in its operating cost control and was more competitive. The Subject's liquidity was at an acceptable range. If the Subject is able to obtain further short term financing, it should be able to meet all its short term obligations. The Subject's interest cover was negative, indicating that it did not generate sufficient income to service its interest. If its result does not show impressive improvements or succeed obtaining short term financing or capital injection, it may not be able to service its interest and repay the loans. The Subject has high financial risks. If its shareholders do not inject more capital into the company or if its business performance does not improve, its going concern may be in question.

Overall financial condition of the Subject : POOR

 

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2010

2011

2012

2013

2014

 

Population (Million)

5.08

5.18

5.31

5.40

5.47

Gross Domestic Products ( % )

14.5

4.9

1.3

3.7

(3.5)

Consumer Price Index

2.8

5.2

4.6

2.4

2.4

Total Imports (Million)

423,221.8

459,655.1

474,554.0

466,762.0

463,779.1

Total Exports (Million)

478,840.7

514,741.2

510,329.0

513,391.0

518,922.7

 

Unemployment Rate (%)

2.2

2.1

2.0

1.9

1.9

Tourist Arrival (Million)

11.64

13.17

14.49

15.46

15.01

Hotel Occupancy Rate (%)

85.6

86.5

86.4

86.3

85.5

Cellular Phone Subscriber (Million)

1.43

1.50

1.52

1.97

1.98

 

Registration of New Companies (No.)

29,798

32,317

31,892

37,288

41,589

Registration of New Companies (%)

12.8

8.5

(1.3)

9.8

11.5

Liquidation of Companies (No.)

15,126

19,005

17,218

17,369

18,767

Liquidation of Companies (%)

(32.5)

25.6

9.4

(5.3)

8.0

 

Registration of New Businesses (No.)

23,978

23,494

24,788

22,893

35,773

Registration of New Businesses (%)

(10.78)

2.02

5.51

1.70

56.30

Liquidation of Businesses (No.)

24,211

23,005

22,489

22,598

22,098

Liquidation of Businesses (%)

2.8

(5)

(2.2)

0.5

(2.2)

 

Bankruptcy Orders (No.)

1,537

1,527

1,748

1,992

1,757

Bankruptcy Orders (%)

(25.3)

(0.7)

14.5

14.0

(11.8)

Bankruptcy Discharges (No.)

2,252

1,391

1,881

2,584

3,546

Bankruptcy Discharges (%)

(26.3)

(38.2)

35.2

37.4

37.2

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(10.5)

12.10

(0.5)

-

2.80

 

Manufacturing *

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

96.4

100.0

103.5

103.5

105.0

Textiles

122.1

100.0

104.0

87.1

74.9

Wearing Apparel

123.3

100.0

92.1

77.8

49.5

Leather Products & Footwear

81.8

100.0

98.6

109.8

95.9

Wood & Wood Products

104.0

100.0

95.5

107.4

112.0

Paper & Paper Products

106.1

100.0

97.4

103.2

103.4

Printing & Media

103.5

100.0

93.0

86.1

80.3

Crude Oil Refineries

95.6

100.0

99.4

93.5

85.6

Chemical & Chemical Products

97.6

100.0

100.5

104.1

114.0

Pharmaceutical Products

75.3

100.0

109.7

107.2

115.7

Rubber & Plastic Products

112.3

100.0

96.5

92.9

92.8

Non-metallic Mineral

92.5

100.0

98.2

97.6

82.2

Basic Metals

102.2

100.0

90.6

76.5

98.3

Fabricated Metal Products

103.6

100.0

104.3

105.1

105.1

Machinery & Equipment

78.5

100.0

112.9

114.5

124.0

Electrical Machinery

124.1

100.0

99.3

108.5

121.3

Electronic Components

113.6

100.0

90.6

94.3

95.0

Transport Equipment

94.0

100.0

106.3

107.5

103.2

 

Construction

14.20

20.50

28.70

-

22.00

Real Estate

21.3

25.4

31.9

-

145.1

 

Services

Electricity, Gas & Water

4.00

7.00

6.30

-

Transport, Storage & Communication

12.80

7.40

5.30

-

14.20

Finance & Insurance

(0.4)

8.90

0.50

-

6.00

Government Services

9.70

6.90

6.00

-

Education Services

(0.9)

(1.4)

0.30

-

5.98

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

The wholesale and retail trade sectors have expanded by 2.0% in the third quarter of 2014, extending the 1.8 per cent growth in the previous quarter. In 2013, the wholesale and retail sector expanded by 5.0%, after declining by 1.4% the year before. Growth of the sector was driven by the wholesale trade segment.

The domestic wholesale trade index has increased by 3.2% in the fourth quarter of 2013, moderating from the 6.6% growth in the previous quarter. The slower growth was due to a decline in the sales of furniture and household equipment (-12%) and petroleum and petroleum products (-0.6%). For the full year, the domestic wholesale trade index grew by 5.2% reversing the 2.2% decline in 2012. On the other hand, the foreign wholesale trade index has increased by a slower pace of 5.6% in the fourth quarter, compared to the 7.7% expansion in the preceding quarter. The slowdown was due to a fall in the sales of telecommunication equipment and computer (-3.8%) and petroleum and petroleum products (-2.5%). For the full year, the growth of the foreign wholesale trade index moderated slightly to 8.6% from 9.1% in the previous year.

In the fourth quarter of 2013, retail sales volume fell by 6.2%, extending the 5.6% decline in the previous quarter. Excluding motor vehicles, retail sales volume increased by 0.4%, a slower pace of expansion as compared to the 1.6% gain in the preceding quarter. The sales volume of motor vehicles fell by 33% in the fourth quarter of 2013, extending the 32% decline in the previous quarter. Meanwhile, the sales of several discretionary items also fell in the fourth quarter of 2013. For instance, the sales of telecommunications apparatus and computers fell by 12%, while the sales of furniture and household equipment declined by 5.4%.

For the full year, retail sales volume contracted by 4.3%, a reversal from the 1.3% expansion in 2012. Excluding motor vehicle sales, the retail sales volume grew by 1.1% in 2013, slower than the 1.7% increase in 2012. Watches and jewellery recorded the largest increase (11%) in sales in 2013, followed by optical goods and book (3%) and medical goods and toiletries (3%). By contrast, the sales of telecommunications apparatus and computer (-7.3%), furniture and household equipment (-4.2%) and petrol service stations (-1.4) declined in 2013.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2001, the Subject is a Private Limited company, focusing on wholesale of paper and paper products. Having been in the industry for over a decade, the Subject has achieved a certain market share and has built up a satisfactory reputation in the market. It should have received supports from its regular customers. Presently, the issued and paid up capital of the Subject stands at SGD 500,000. The Subject have a strong support from its holding company.


Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. Being a small company, the Subject's business operation is supported by 10 employees. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

Due to the challenging market conditions, the Subject's business performance seems to be deteriorating and losses incurred. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. The Subject managed to maintain an adequate liquidity level, indicating that the Subject has the ability to meet its financial obligations. The Subject has generated an unfavourable gearing ratio indicated that the Subject is in high financial risk. The Subject's unfavourable financial performance over the years has wiped out its shareholders' funds to a deficit of USD -1,612,356. Therefore, the Subject as a going concern is much dependent on its ability to generate sufficient cash flow and obtain additional financing to meet its future obligations.


The Subject's overall payment habit is fair and this clearly implied a weak credit control of the Subject.


The industry shows an upward trend and this trend is very likely to sustain in the near terms.


Based on the above unfavourable condition, we regard granting credit to the Subject to be quite risky. Hence, credit is not recommended.

 



PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

ELOF HANSSON SINGAPORE PTE LTD

 

Financial Year End

2014-12-31

2013-12-31

2012-12-31

2011-12-31

2010-12-31

Months

12

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

SUMMARY

SUMMARY

Currency

USD

USD

USD

SGD

SGD

TURNOVER

78,481,902

105,675,419

86,813,925

38,415,750

21,426,754

----------------

----------------

----------------

----------------

----------------

Total Turnover

78,481,902

105,675,419

86,813,925

38,415,750

21,426,754

Costs of Goods Sold

(76,531,640)

(102,171,579)

(83,690,729)

-

-

----------------

----------------

----------------

----------------

----------------

Gross Profit

1,950,262

3,503,840

3,123,196

-

-

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

(277,033)

(764,722)

(364,326)

104,039

340,376

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

(277,033)

(764,722)

(364,326)

104,039

340,376

Taxation

-

-

3,639

(3,645)

9,875

----------------

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

(277,033)

(764,722)

(360,687)

100,394

350,251

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

(1,691,623)

(926,901)

(566,214)

(892,695)

(1,242,946)

----------------

----------------

----------------

----------------

----------------

As restated

(1,691,623)

(926,901)

(566,214)

(892,695)

(1,242,946)

----------------

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

(1,968,656)

(1,691,623)

(926,901)

(792,301)

(892,695)

----------------

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

(1,968,656)

(1,691,623)

(926,901)

(792,301)

(892,695)

=============

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Bank overdraft

15,437

31,052

23,975

-

-

Loan from holding company

21,240

28,500

12,150

-

-

----------------

----------------

----------------

----------------

----------------

36,677

59,552

36,125

-

-

=============

=============

=============

-

-

DEPRECIATION (as per notes to P&L)

17,525

16,664

16,542

-

-

----------------

----------------

----------------

----------------

----------------

17,525

16,664

16,542

-

-

=============

=============

=============

 

 

 

BALANCE SHEET

 

 

ELOF HANSSON SINGAPORE PTE LTD

 

ASSETS EMPLOYED:

FIXED ASSETS

21,648

25,517

35,295

47,744

46,861

Others

-

-

2,527

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

-

-

2,527

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

21,648

25,517

37,822

47,744

46,861

Trade debtors

13,493,055

12,566,831

18,806,742

-

-

Other debtors, deposits & prepayments

177,069

184,642

66,321

-

-

Amount due from holding company

72,225

-

-

-

-

Amount due from related companies

295,892

741,782

142,343

-

-

Cash & bank balances

1,581,572

2,095,337

4,430,553

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

15,619,813

15,588,592

23,445,959

13,130,018

3,328,390

----------------

----------------

----------------

----------------

----------------

TOTAL ASSET

15,641,461

15,614,109

23,483,781

13,177,762

3,375,251

=============

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

15,172,110

13,364,272

15,667,258

-

-

Other creditors & accruals

130,806

251,962

234,354

-

-

Short term borrowings/Term loans

1,752,936

2,758,171

7,826,085

-

-

Deposits from customers

-

24,215

244,819

-

-

Amounts owing to holding company

81,866

81,866

81,866

-

-

Amounts owing to related companies

116,099

468,946

-

-

-

----------------

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

17,253,817

16,949,432

24,054,382

13,387,676

2,782,423

----------------

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(1,634,004)

(1,360,840)

(608,423)

(257,658)

545,967

----------------

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

(1,612,356)

(1,335,323)

(570,601)

(209,914)

592,828

=============

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

356,300

356,300

356,300

500,000

500,000

----------------

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

356,300

356,300

356,300

500,000

500,000

Retained profit/(loss) carried forward

(1,968,656)

(1,691,623)

(926,901)

(792,301)

(892,695)

----------------

----------------

----------------

----------------

----------------

TOTAL RESERVES

(1,968,656)

(1,691,623)

(926,901)

(792,301)

(892,695)

----------------

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

(1,612,356)

(1,335,323)

(570,601)

(292,301)

(392,695)

TOTAL LONG TERM LIABILITIES

-

-

-

82,387

985,523

----------------

----------------

----------------

----------------

----------------

(1,612,356)

(1,335,323)

(570,601)

(209,914)

592,828

=============

=============

=============

=============

=============

 

 

 

FINANCIAL RATIO

 

ELOF HANSSON SINGAPORE PTE LTD

 

TYPES OF FUNDS

Cash

1,581,572

2,095,337

4,430,553

-

-

Net Liquid Funds

1,581,572

2,095,337

4,430,553

-

-

Net Liquid Assets

(1,634,004)

(1,360,840)

(608,423)

(257,658)

545,967

Net Current Assets/(Liabilities)

(1,634,004)

(1,360,840)

(608,423)

(257,658)

545,967

Net Tangible Assets

(1,612,356)

(1,335,323)

(570,601)

(209,914)

592,828

Net Monetary Assets

(1,634,004)

(1,360,840)

(608,423)

(340,045)

(439,556)

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

(240,356)

(705,170)

(328,201)

-

-

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

(222,831)

(688,506)

(311,659)

-

-

BALANCE SHEET ITEMS

Total Borrowings

1,752,936

2,758,171

7,826,085

-

-

Total Liabilities

17,253,817

16,949,432

24,054,382

13,470,063

3,767,946

Total Assets

15,641,461

15,614,109

23,483,781

13,177,762

3,375,251

Net Assets

(1,612,356)

(1,335,323)

(570,601)

(209,914)

592,828

Net Assets Backing

(1,612,356)

(1,335,323)

(570,601)

(292,301)

(392,695)

Shareholders' Funds

(1,612,356)

(1,335,323)

(570,601)

(292,301)

(392,695)

Total Share Capital

356,300

356,300

356,300

500,000

500,000

Total Reserves

(1,968,656)

(1,691,623)

(926,901)

(792,301)

(892,695)

LIQUIDITY (Times)

Cash Ratio

0.09

0.12

0.18

-

-

Liquid Ratio

0.91

0.92

0.97

-

-

Current Ratio

0.91

0.92

0.97

0.98

1.20

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

0

0

-

-

Debtors Ratio

63

43

79

-

-

Creditors Ratio

72

48

68

-

-

SOLVENCY RATIOS (Times)

Gearing Ratio

(1.09)

(2.07)

(13.72)

-

-

Liabilities Ratio

(10.70)

(12.69)

(42.16)

(46.08)

(9.60)

Times Interest Earned Ratio

(6.55)

(11.84)

(9.09)

-

-

Assets Backing Ratio

(4.53)

(3.75)

(1.60)

(0.42)

1.19

PERFORMANCE RATIO (%)

Operating Profit Margin

(0.35)

(0.72)

(0.42)

0.27

1.59

Net Profit Margin

(0.35)

(0.72)

(0.42)

0.26

1.63

Return On Net Assets

14.91

52.81

57.52

(49.56)

57.42

Return On Capital Employed

14.91

52.81

57.52

(49.56)

57.42

Return On Shareholders' Funds/Equity

17.18

57.27

63.21

(34.35)

(89.19)

Dividend Pay Out Ratio (Times)

0

0

0

-

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.37

UK Pound

1

Rs.98.91

Euro

1

Rs.72.85

SGD

1

Rs.46.97

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.