MIRA INFORM REPORT

 

 

Report No. :

357686

Report Date :

30.12.2015

 

IDENTIFICATION DETAILS

 

Name :

FB CO LTD

 

 

Registered Office :

2-36-2 Torii-Dori Nakamuraku Nagoya 453-0044

 

 

Country :

Japan

 

 

Financials (as on) :

28.02.2015

 

 

Date of Incorporation :

February 1976

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Manufactures Women’s Fashion Clothing: One-Piece Dress, Suits, Blouse, Coat, Jacket, Skirt, Pants, Other (--100%)

 

 

No. of Employees :

72

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Japan

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 


COMPANY NAME & ADDRESS:

 

FB CO LTD

 

REGD NAME:               KK F. B.

MAIN OFFICE:              2-36-2 Torii-Dori Nakamuraku Nagoya 453-0044 JAPAN

                                                Tel: 052-482-7171      Fax: 052-482-7261

 

URL:                             http://www.Fb-fashion.com

E-Mail address:                        (thru the URL)

 

 

ACTIVITIES:    

 

Mfg of women’s fashion clothing, underwear

 

 

BRANCHES:    

 

Nagoya (2)

 

 

OVERSEAS:    

 

Bangladesh, India, China, Thailand

 

FACTORIES:    Bangladesh, India, China, Thailand (--partnership factories)

 

 

OFFICERS:      

 

KATSUNORI YOSHIKAWA, PRES

Yukio Ando, ch             Junko Ando, v ch

Mieko Ando, dir

                       

Yen Amount:     In million Yen, unless otherwise stated

 

 

SUMMARY:   

 

FINANCES        FAIR                             A/SALES          Yen 2,916 M

PAYMENTSNO COMPLAINTS    CAPITAL           Yen 100 M

TREND STEADY                       WORTH            Yen 1,230 M    

STARTED         1976                             EMPLOYES      72

 

 

COMMENT:

 

MFR OF WOMEN’S FASHION CLOTHING.  FINANCIAL SITUATION CONSIDERED FAIR AND GOOD FOR ORDINARY BUSINESS ENGAGEMENTS.

                       

 

HIGHLIGHTS:

           

The subject company was established by Yukio Ando in order to make most of his experience in the subject line of business.  This is basically a trading firm, with mfg division, specializing in women’s fashion clothing and underwear.  Mfg is at overseas partnership factories: India, China, Bangladesh and Thailand.  Goods are all imported.  Clients include supermarkets, chain stores, other.

 

 

FINANCIAL INFORMATION:

           

The sales volume for Feb/2015 fiscal term amounted to Yen 2,916 million, an 11% up from Yen 2,618 million in the previous term.  Production in overseas factories rose and imports increased.  Recurring profit posted at Yen 43 million and the net profit at Yen 45 million, respectively, compared with Yen 27 million recurring profit and Yen 5 million net profit, respectively, a year ago.

 

For the current term ending Feb 2016 the recurring profit is projected at Yen 45 million and the net profit at Yen 45 million, respectively, on a 5% rise in turnover, to Yen 3,060 million.  The weaker Yen will raise import revenues in Yen terms.

 

The financial situation is considered FAIR and good for ORDINARY business engagements. 

 

 

REGISTRATION:

 

Date Registered:                                   Feb 1976

Legal Status:                            Limited Company (Kabushiki Kaisha)

Authorized:                              804,000 shares

Issued:                                     201,000 shares

Sum:                                        Yen 100.5 million

Major shareholders (%):                       Yukio Ando (50), Junko Ando (20), Katsunori Yoshikawa (15),

Mieko Ando (5), Ryosuke Ando (5)

No. of shareholders:                             7

 

Nothing detrimental is known as to the commercial morality of executives.

 

 

OPERATION:

           

Activities: Manufactures women’s fashion clothing: one-piece dress, suits, blouse, coat, jacket, skirt, pants, other (--100%)

Goods are manufactures at overseas partnership factories in Inia, China, Bangladesh and Thailand and imported therefrom.

 

Clients: [Mfrs, wholesalers] Shimamura Co, Nissen Co, Belluna Co, Dinos Cecile Co, Scroll Corp, Ito-Yokado, Aeon Retail, Daiei Corp, Izumiya, other 

No. of accounts: 450

Domestic areas of activities: Nationwide

Suppliers: [Mfrs, wholesalers] Imports from partnership makers in India, Bangladesh, China, Thailand, Korea, Taiwan, other.

Domestically supplied from: Takihyo Co, Nakaden Keori, Kiyohara & Co, other

 

Payment record: No Complaints

 

Location: Business area in Nagoya.  Office premises at the caption address are owned and maintained satisfactory.

 

Bank References:

Ogaki Kyoritsu Bank (Kurokawa)

MUFG (Nagoya-Ekimae)

Relations: Satisfactory

 

 

FINANCES

 

 (In Million Yen)

Terms Ending:

29/02/2016

28/02/2015

28/02/2014

28/02/2013

Annual Sales

 

3,060

2,916

2,618

2,466

Recur. Profit

 

45

43

27

80

Net Profit

 

45

45

5

48

Total Assets

 

 

3,198

2,941

2,797

Current Assets

 

 

1,907

1,567

1,527

Current Liabs

 

 

1,682

1,521

1,298

Net Worth

 

 

1,230

1,205

1,223

Capital, Paid-Up

 

 

100

100

100

Div.Ttl in Million (¥)

 

 

10

10

10

<Analytical Data>

 

(%)

(%)

(%)

(%)

    S.Growth Rate

 

4.94

11.38

6.16

-8.94

    Current Ratio

 

..

113.38

103.02

117.64

    N.Worth Ratio

 

..

38.46

40.97

43.73

    R.Profit/Sales

 

1.47

1.47

1.03

3.24

    N.Profit/Sales

 

1.47

1.54

0.19

1.95

    Return On Equity

 

..

3.66

0.41

3.92

 

Notes: Forecast (or estimated) figures for the 29/02/2016 fiscal term.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.37

UK Pound

1

Rs.98.91

Euro

1

Rs.72.85

YEN

1

Rs.0.55

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

TPT

 


               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.