MIRA INFORM REPORT

 

 

Report No. :

356926

Report Date :

30.12.2015

 

IDENTIFICATION DETAILS

 

Name :

SIMEXCO SĀRL

 

 

Registered Office :

24, Bohey 9647 Doncols

 

 

Country :

Luxembourg

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

30.04.2008

 

 

Com. Reg. No.:

Luxembourg B 138.327

 

 

Legal Form :

Limited liability company

 

 

Line of Business :

Sale of wood

 

 

No. of Employee :

2

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small company

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Luxembourg

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

LUXEMBOURG ECONOMIC OVERVIEW

 

This small, stable, high-income economy has historically featured solid growth, low inflation, and low unemployment. The industrial sector, initially dominated by steel, has become increasingly diversified to include chemicals, machinery and equipment, rubber, automotive components, and other products. The financial sector, which accounts for about 36% of GDP, is the leading sector in the economy. The economy depends on foreign and cross-border workers for about 39% of its labor force. Luxembourg experienced uneven economic growth in the aftermath of the global economic crisis that began in late 2008. Luxembourg's GDP contracted 3.6% in 2009, rebounded in 2010-12, fell again in 2013, but recovered in 2014. Unemployment has remained below the EU average despite having increased from a historically-low rate of 4% in the 2000s to 7% in 2014. The country continues to enjoy an extraordinarily high standard of living - GDP per capita ranks among the highest in the world and is the highest in the euro zone. Luxembourg has one of the highest current account surpluses as a share of GDP in the euro zone, and it maintains a healthy budgetary position and the lowest public debt levels in the region. Luxembourg has lost some of its advantage as a favorable tax location because of OECD and EU pressure. In 2015 the government’s compliance with EU requirements to implement automatic exchange of tax information on savings accounts - thus ending banking secrecy - has depressed banking activity and dampened GDP growth. Likewise, changes to the way EU members collect taxes from e-Commerce has cut Luxembourg’s tax revenues, requiring the government to raise additional levies and to reduce some direct social benefits.

 

Source : CIA

 

Contact information

 

Company name

SIMEXCO SĀRL

Trading name

Simexco

Operative address

24, Bohey

9647 Doncols

Luxembourg

Correspondence address

24, Bohey

9647 Doncols

Luxembourg

 

Telephone number

+352 26953645

Fax number

+352 26953647

Email address

info@simexco.lu

Website

www.simexco.lu

 

 

Registration

 

Registration number

Luxembourg B 138.327

Fiscal number

2008/2416/278

VAT-number

LU 225.154.73

Status

Active

Establishment date

30.04.2008

 

Legal form

Société ā responsabilité limitée

Subscribed share capital

EUR 40.000

 

 

Activities

 

Holding. Sale of wood.

 

 

Relations

           

Shareholders

Jean-Pierre Simon, born 16.12.1964, Paliseul, Belgium, 80%

Martine Goffin, born 06.07.1964, Paliseul, Belgium, 20%

Structure

Related company: Execo SA, Rue de la Scierie 37, B-6852 Paliseul

 

Branches

No branches on record.

 

 

Management

 

Management

Martine Goffin, born 06.07.1964Paliseul, Belgium

 

 

Employees

 

Year

2015

 

 

 

 

 

2

 

 

 

 

 

 

Bank 

 

 ING LUXEMBOURG S.A.

 

 

Payments

 

Within agreed terms

 

 

Remarks

 

History:

 

15.06.2014

Change of registered business address

Move from: 9647 Doncols, 36, Bohey

 

 

Finances

 

BALANCE SHEET

 

Type of account:

Annual report

 

Balance sheet category

small balance sheet

small balance sheet

Legal system

HGB

HGB

Reporting period

01.01.2014 - 31.12.2014

01.01.2013 - 31.12.2013

 

Assets

in EUR

in EUR

Balance sheet total

726.939,05

787.579,37

Start-up and business expansion expenses

406,52

781,75

Financial assets

117.797,26

118.797,26

Stocks

274.350,00

364.880,80

Receivables and other assets

241.755,86

291.656,25

Cheque, cash in hand and in banks

86.845,49

Deferred items - assets -

5.783,92

11.463,31

Liabilities

in EUR

in EUR

Balance sheet total

726.939,05

787.579,37

Subscribed capital, credit balance, capital accounts

40.000,00

40.000,00

Profit reserves

11.500,00

11.500,00

Profit carried forward

105.862,70

82.203,44

Net profit

11.113,02

23.659,26

Liabilities

558.463,33

630.216,67

 

 

BALANCE SHEET RATIOS

 

 

Reporting period

01.01.2014 - 31.12.2014

01.01.2013 - 31.12.2013

Financial position

Equity ratio (%)

23,13

19,90

Debt equity ratio

3,32

4,02

Net asset position

Liquid assets ratio (%)

11,95

0,00

Asset tangibility (%)

16,21

15,10

Liquidity position

Success rate (%)

16,10

13,45

Cash ratio, extended (%)

15,55

0,00

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.37

UK Pound

1

Rs.98.91

Euro

1

Rs.72.85

EUR

1

Rs.72.58

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.