MIRA INFORM REPORT

 

 

Report No. :

356388

Report Date :

31.12.2015

 

IDENTIFICATION DETAILS

 

Name :

IDEAL IMPEX (HK) LTD.

 

 

Registered Office :

Room 806, 8/F., Multifield Plaza, 3-7A Prat Avenue, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

22.12.2011

 

 

Com. Reg. No.:

59284213

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of All kinds of diamonds.

 

 

No. of Employee :

2.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company name and address

 

IDEAL IMPEX (HK) LTD.

 

 

ADDRESS:                   Room 806, 8/F., Multifield Plaza, 3-7A Prat Avenue, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:                        852- 3460 2603

 

FAX:                             852- 2360 2605

 

E-MAIL:                        idealimpexhk@gmail.com

 

MANAGEMENT:

 

Managing Director:        Mr. Vicky Pravinchandra Desai

 

 

SUMMARY

 

Incorporated on:            22nd December, 2011.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$2,500,000.00

           

Business Category:       Diamond Trader.

 

Employees:                   2.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

Room 806, 8/F., Multifield Plaza, 3-7A Prat Avenue, Tsimshatsui, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

59284213

 

 

COMPANY FILE NUMBER

 

1693094

 

 

MANAGEMENT

 

Managing Director:  Mr. Vicky Pravinchandra Desai

 

 

ISSUED SHARE CAPITAL

 

HK$2,500,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 22-12-2014)

Name

 

No. of shares

Ajaykumar Jivrajbhai DAKHRA

 

1,000,000

Vicky Pravinchandra DESAI

 

1,500,000

 

 

–––––––––

 

Total:

2,500,000

=======

 

 

DIRECTOR

 

(As per registry dated 22-12-2014)

Name

(Nationality)

 

Address

Vicky Pravinchandra DESAI

Flat B4, 9/F., Prat Mansion, 26-36 Prat Avenue, Tsimshatsui, Kowloon, Hong Kong.

 

 

SECRETARY

 

(As per registry dated 22-12-2014)

Name

Address

Co. No.

Lodestar Secretaries Ltd.

13/F., Wah Kit Commercial Centre, 302 Des Voeux Road Central, Hong Kong.

0113023

 

 

HISTORY

 

The subject was incorporated on 22nd December, 2011 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject was located at Room B4, 9/F., Prat Mansion, 26-36 Prat Avenue, Tsimshatsui, Kowloon, Hong Kong, moved to the present address in December 2012.

 

A new shareholder Vicky Pravinchandra Desai joined on 19th December, 2014.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of diamonds

 

Employees:                  2.

 

Commodities Imported: India, other Asian countries

 

Markets:                        Hong Kong, China, other Asian countries

 

Terms/Sales:                 CAD, L/C, T/T

 

Terms/Buying:               L/C, Advanced T/T

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$2,500,000.00

 

Profit or Loss:               Made small profits in 2013 & 2014.

 

Condition:                     Business is normal.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                          The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                       Normal.

 

 

GENERAL

 

Formerly had issued 1 million ordinary shares of HK$1.00 each, Ideal Impex (HK) Ltd. was wholly owned by Mr. Ajaykumar Jivrajbhai Dakhra.  Now, the subject has issued 2.5 million ordinary shares of HK$1.00 each in total, 40% are owned by Ajaykumar Jivrajbhai Dakhra while 60% are owned by Vicky Pravinchandra Desai.  Both are India merchants.  The latter joined on 19th December, 2014.

 

The latter is a Hong Kong ID holder and has got the right to reside in Hong Kong permanently.  He is also the only director of the subject.

 

The subject commenced business in December 2011.

 

Formerly the subject did not have its own operating office.  Its registered address was in a private building located at Room B4, 9/F., Prat Mansion, 26‑36 Prat Avenue, Tsimshatsui, Kowloon, Hong Kong.  It moved to the present address in December 2012.

 

The subject is a diamond importer, exporter and wholesaler.  It is trading in loose, polished and cut diamonds.  It is specialized in full cut diamonds, -2, ‑6.5, +6.5,  +11 to 0.3 pts below.

 

Most of the commodities are imported from Surat, India.  Prime markets are Hong Kong, China, India, the other Asian countries, Europe, etc.  Business is normal.

 

According to the subject, it is able to offer customers with quality products.  Prices are competitive and the delivery is prompt.  It has had its own manufacturing units.

 

The subject has got an associated company in Surat, India which is also a diamond trader.  Its phone numbers are 91-22-4003 6888 and
91-22-4003 5888.

 

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.

 

For instance, it is going to take part in “HKTDC Hong Kong International Jewellery Show 2016” which will be held in Hong Kong Convention and Exhibition Centre, Wanchai, Hong Kong during the period of 3rd to 7th March, 2016.

 

Besides, it is going to take part in “HKTDC Hong Kong International Diamond, Gem & Pearl Show 2016” which will be held in Hong Kong AsiaWorld-Expo, Lantau, Hong Kong during the period of 2nd to 6th March, 2016.  Its booth No. is AWE 5-B38.

 

It is also going to take part in Europe Jewellery & Gem Fair.

 

The history of the subject in Hong Kong is just over four years.

 

On the whole, consider it good for normal business engagements in small credit amounts.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.42

UK Pound

1

Rs.98.55

Euro

1

Rs.72.60

HKD

1

Rs.8.54

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.