|
Report No. : |
356540 |
|
Report Date : |
31.12.2015 |
IDENTIFICATION DETAILS
|
Name : |
OAO
"SBERBANK ROSSII"
|
|
|
|
|
Registered Office : |
Ul
Vavilova d 19, 117997 G Moskva |
|
|
|
|
Country : |
Russia |
|
|
|
|
Financials (as on) : |
01.10.2015 |
|
|
|
|
Date of Incorporation : |
20.06.1991 |
|
|
|
|
Legal Form : |
Public Limited Company |
|
|
|
|
Line of Business : |
Other monetary intermediation
|
|
|
|
|
No. of Employee : |
231304 (2011) |
RATING & COMMENTS
|
MIRA’s Rating : |
A |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General unfavourable
factors will not cause fatal effect. Satisfactory capability for payment of
interest and principal sums |
Fairly Large |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
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|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Russia |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
RUSSIA - ECONOMIC
OVERVIEW
Russia has undergone significant changes since the collapse of the Soviet Union, moving from a globally-isolated, centrally-planned economy towards a more market-based and globally-integrated economy, but stalling as a partially reformed, statist economy with a high concentration of wealth in officials' hands. Economic reforms in the 1990s privatized most industry, with notable exceptions in the energy and defense-related sectors. The protection of property rights is still weak and the private sector remains subject to heavy state interference. Russia is one of the world's leading producers of oil and natural gas, and is also a top exporter of metals such as steel and primary aluminum. Russia's manufacturing sector is generally uncompetitive on world markets and is geared toward domestic consumption. Russia's reliance on commodity exports makes it vulnerable to boom and bust cycles that follow the volatile swings in global prices. The economy, which had averaged 7% growth during 1998-2008 as oil prices rose rapidly, was one of the hardest hit by the 2008-09 global economic crisis as oil prices plummeted and the foreign credits that Russian banks and firms relied on dried up. In 2014, economic growth declined further when Russia forcibly violated Ukraine’s sovereignty and territorial integrity, and interfered in Ukraine’s internal affairs. In the second half of 2014, the Russian ruble lost about half of its value, contributing to increased capital outflows that reached $151.5 billion for the year; the ruble remains volatile. Declining oil prices, lack of economic reforms, and the imposition of foreign sanctions have contributed to the downturn and created wide expectations the economy will continue to slump. In April 2015, the Russian Ministry of Economic Development predicted that the Russia’s economy will contract by 3% in 2015, and average only 2.5% growth through 2030.
|
Source
: CIA |
OAO "SBERBANK
ROSSII"
Ul
Vavilova d 19, 117997 G Moskva
Tel:
74959575731
E-Mail:
sberbank@sberbank.ru
Web:
www.sberbank.ru
Terms
of Mostly within agreed terms, partly dalays of (32)
payment payments
/ payment reminders.
Business Business
connection and credit are permissible. (21)
connection
Established
on 20/06/1991
- Public limited company (OAO)
Registered
on 16/08/2002,
Upravlenie MNS Rossii po g.Moskve, RegNr.:
1027700132195
Tax
number: 7707083893
Statistical
number: 00032537
Registered RUB 67 760 844 000,-
capital
Stockholders Bank
Rossii % 60,57
ul
Neglinnaya d 12, 107016 g
Moskva
Beginning
of validity: 26.07.2012
Other
legal entities % 18,92
ZAO "DKK" % 9,85
ul Spartakovskaya d 12, 105066 g
Moskva
Beginning
of validity: 26.07.2012
Zakrytoe
aktsionernoe obshchestvo % 7,77
"Natsionalnyy depozitarnyy tsentr"
per Sredniy Kislovskiy d 1/13 str
4, 125009 g Moskva
Citizens of Russia %
2,55
Aleksey
Leonidovich Kudrin
Member
of the board of directors
Alessandro
Profumo
Member
of the board of directors
Anton
Germanovich Siluanov
Member
of the board of directors
Dmitriy
Vladislavovich Tulin
Member
of the board of directors
Gennadiy
Georgievich Melikyan
Member
of the board of directors
Georgiy
Ivanovich Luntovskiy
Member
of the board of directors
Martin
Grant Gilman
Member
of the board of directors
Nadezhda
YUrevna Ivanova
Member
of the board of directors
Nadya
Uells
Member
of the board of directors
Sergey
Anatolevich SHvetsov
Member of the board of directors
Sergey
Germanovich Sinelnikov-Murylev
Member
of the board of directors
Vladimir
Aleksandrovich Mau
Member
of the board of directors
Marina
YUrevna Lukyanova
Director
of accounting
German
Oskarovich Gref
President
Main
activity:
Other monetary intermediation (65.12)
Full name:
Publichnoe aktsionernoe
obshchestvo "Sberbank Rossii"
Name in foreign language:
Sberbank of Russia
Short name:
PAO "Sberbank
Rossii"
Residence address:
ul Vavilova d 19, 117997 g
Moskva
Tel: 74959575280 / 74959575731
E-Mail:
sberbank@sberbank.ru
Web:
www.sberbank.ru
Office address:
The department of the bank and
securities subsidiaries
ul. B. YAkimanka 42 str. 2,
119049 g. Moskva
Tel:
74955058885
Telefax:
74955058884
E-Mail:
invocb@sberbank.ru
Employees 2010 231666 Employees
2011 231304
employees
31/12/2005 Enterprise turnover RUB 233 396 464 000,-
31/12/2006 Enterprise turnover RUB 295 303 015 000,-
31/12/2007 Enterprise turnover RUB 411 442 988 000,-
31/12/2008 Enterprise turnover RUB 623 901 911 000,-
31/12/2009 Enterprise turnover RUB 811 316 235 000,-
31/03/2010 Enterprise turnover RUB 207 829 000 000,-
31/12/2010 Enterprise turnover RUB 796 993 292 000,-
31/03/2011 Enterprise turnover RUB 197 760 000 000,-
31/12/2011 Enterprise turnover RUB 837 887 816 000,-
OAO
“Sberbank” participated in state inspections
15.09.2011 "Sberbank" and Japanese
Mizuho Corporate Bank signed an agreement on cooperation in investment and
commercial activity
09.12.2011 portfolio of outstanding loans on
credit cards Savings exceeded 50 billion
rubles
12.09.2011 - Sberbank of Russia will provide
Belarus state enterprise JSC
"Belaruskali" loan of $ 1 billion without requiring a pledge of
shares
60.25% shares of OAO "Sberbank of
Russia" is controlled by the Central Bank of Russia
In 1991, the Savings Bank became the property
of the Central Bank and was registered
as
"Joint-Stock Commercial Savings Bank of
Russian Federation."
Moscow Bank for Savings Bank of Russia is
involved in corporate philanthropy
programs, and supporting the organization of celebrations and social action in
Moscow.
The register is a Joint Stock Company
"Registration Company"
Stataus, "it is impossible to identify all the founders.
The
company has 19,089 branches in Russia BOARD OF DIRECTORS:
Bazarov
Alexander - Member of the Board, Vice President, Director of the Department of
Global Customer Solutions
Mounds
Denis A. - Member of the Board, Senior Vice President
Kanovitch
Olga - Member of the Board, Senior Vice President
Morozov,
Alexander - Member of the Board, Vice President, Director of Finance
Orlov
Victor M. - Member of the Board, Senior Vice President
Lending
to corporate customers:
Unexpired
credits evaluated on a collective basis - 574 490 000 000 rubles (76.9%)
Unexpired
credits evaluated on an individual basis - 43.636 billion rubles (5.8%)
Loans
past due debts for a period of 1 to 90 days - 28.689 billion rubles (3.8%)
Loans
past due debts for more than 90 days - 78.406 billion rubles (10.5%)
TOTAL:
725 221 000 000 rubles (97.0)
Lending
to individuals:
Unexpired
credits evaluated on a collective basis - 8.82 billion rubles (1.2%)
Loans
past due debts for a period of 1 to 90 days - 250 000 000
Loans
past due debts for more than 90 days - 13.428 billion rubles
TOTAL:
747 721 000 000 rubles
Credit
limit is very high.
Bank
relations SBERBANK ROSSII OAO:
Central
address: RU MOSKVA, UL.VAVILOVA,19
Account
number: 30301810000006000001
A.
The enclosed balance of 2015 is originated from other source, no data available
about authentication. (01.10.2015 - 1000 RUB) - Warning! The figures stated in
the balance sheet may contain error(s).
balance A 01.10.2015 B C
1.
ASSETS
Cash
567 999 089
Accounts
of financial
498 942 027
institutions
in the Central
Bank
of Russian Federation
Required
reserves
109 884 260
Accounts
in financial
680 911 049
institutions
Net
investments in securities,
437 188 067
estimated
at fair value by
profit
or loss
Net
loans receivable
16 476 417 442
Net
investments in securities
1 847 500 300
and
other financial assets
available
for sale
Investments
in subsidiaries
451 192 445
and
associated organizations
Net
investments in securities
349 318 780
held
to maturity
Fixed
assets, intangible
472 255 784
assets
and inventories
Other
assets
463 037 136
>Total
assets
>21 816 869 918
>2.
LIABILITIES
Loans,
deposits and other
1 509 811 904
funds
of the Central Bank of
Russian
Federation
Liabilities
to credit
542 627 655
institutions
Customer
accounts (non-
16 237 348 326
financial
institutions)
Deposits
of individuals
9 137 912 620
Financial
liabilities, 289 496 916
estimated
at fair value by
profit
or loss
Debt
securities issued
591 503 096
Other
liabilities
307 609 579
Reserves
for possible losses
43 616 510
on
contingent credit related
liabilities,
other possible
losses
and transactions with
residents
of offshore zones
>Total
liabilities
>19 588 978 897
>3.
EQUITY
Funds
of shareholders
67 760 844
(participants)
Treasury
shares (shares)
0
repurchased
from shareholders
(members)
Share
premium
228 054 226
Reserve
fund
3 527 429
Reassessment
at fair value of
-79 392 082
securities
available for sale
Reassessment
of capital assets
73 253 992
Retained
earnings (uncovered 1 790 253 924
loss)
of previous years
Retained
earnings (loss) for
144 432 688
the
reporting period
>Total
equity
>2 227 891 021
4.
OFF-BALANCE SHEET
COMMITMENTS
Irrevocable
commitments of
7 876 355 667
financial
institution
Issued
by financial
1 495 186 617
institution
guarantees and
sureties
Total
interest income,
1 477 251 589
including:
from
placements of assets in
32 857 786
credit
institutions
from
loans to customers (non-
1 347 980 892
financial
institutions)
from
providing financial lease
0
(leasing)
from
investments in securities
96 412 911
Total
Interest expense,
873 011 892
including:
on
borrowed funds of financial
215 815 340
institutions
on
borrowed funds of clients
617 045 489
(non-financial
institutions)
on
debt securities issued
40 151 063
Net
interest income (negative
604 239 697
interest
margin)
Total
change in reserve for
-190 926 568
possible
loan losses, loan and
similar
debt, funds placed in
correspondent
accounts, as
well
as accrued interest
income,
including:
Net
interest income (negative
413 313 129
interest
margin) after
provision
for possible losses
Net
income from operations
-49 148 895
with
securities at fair value
by
profit or loss
Net
income from operations
-3 788 658
with
securities, available for
sale
Net
income from operations
-659
with
securities held to
maturity
Net
income from foreign
80 986 841
currency
transactions
Net
income from foreign
12 088 015
currency
revaluation
Income
from participation in
3 294 929
other
legal entities
Fee
and commission income
209 965 272
Commission
expenses
22 128 165
Change
in reserve for possible
26 700
losses
on securities available
for
sale
Change
in reserve for possible
-4 712 210
losses
on securities held to
maturity
Change
in reserve for other
-26 238 263
losses
Other
operating income
10 230 851
Net
income (loss)
623 888 987
Operating
expenses
424 909 703
Income
(loss) before taxation
198 979 284
Assessed
(paid) taxes
54 546 596
Income
(loss) after taxation
144 432 688
Total
payments from profit
0
after
tax, including:
distribution
to shareholders 0
(participants)
in the form of
dividends
deductions
for forming and 0
maintenance
of a reserve fund
Retained
earnings (loss) for
144 432 688
the
reporting period
Ratios
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.42 |
|
|
1 |
Rs.98.54 |
|
Euro |
1 |
Rs.72.60 |
|
RUB |
1 |
Rs. 0.90 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
KAS |
|
|
|
|
Report Prepared
by : |
ASH |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.