MIRA INFORM REPORT

 

 

Report No. :

299817

Report Date :

03.02.2014

 

IDENTIFICATION DETAILS

 

Name :

EPG BELEGGINGS CC

 

 

Registered Office :

C/o 450 DF Malan Drive and Bloed Street, Pretoria, Gauteng

 

 

Country :

South Africa

 

 

Date of Incorporation :

24.02.1992

 

 

Com. Reg. No.:

1992/004916/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Subject is wholesalers, retailers and distributors of LPG gas cylinders.

 

 

No. of Employee :

15                                             

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 

 

COMPANY NAME

 

EPG GAS

 

                                                

PHYSICAL ADDRESS

 

C/o 450 DF Malan Drive and Bloed Street, Pretoria, Gauteng

                                                

Telephone Number:      +27 12 324 3294

 

On investigation it was established that the correct legal name for the subject is EPG BELEGGINGS CC which trades as EPG GAS. Please find attached a report for the subject EPG BELEGGINGS CC.


COMPANY NAME

 

EPG BELEGGINGS CC

 

 

TRADING NAME

 

EPG GAS        

 

 

ADDRESS

 

C/o 450 DF Malan Drive and Bloed Street, PRETORIA,  Gauteng

 

Postal Address:                        P O Box 35758, MENLO PARK,             0102

                                                   

Telephone Number:                  +27 12 324 3294

 

Fax Number:                            +27 12 328 6778

 

 

MEMBERS

 

                        40%      E LE ROUX                                           ID No.   7911150006089

                        40%      S UYS                                                  ID No.   7609180156086

                        10%      H LE ROUX                                           ID No.   7407130049083

                        10%      P G LE ROUX                                       ID No.   8107165069084

 

 

BANKERS

 

The subject banks with ABSA, Andries Street. The subject does not require an overdraft facility as credit balances are maintained at the bank.

 

 

DATE REGISTERED

 

24 February 1992

Registration Certificate Number: 1992/004916/23

 

It was stated that the subject commenced trading in 1992 as a new business.

VAT NUMBER

 

4040135206

 

                                               

TAX NUMBER    

 

9260906640                  

 

 

BBBEE STATUS

 

Non-compliant

 

 

MAJOR OPERATION

 

Wholesalers, retailers and distributors of LPG gas cylinders.

 

 

MAJOR SUPPLIERS

 

It was stated that the subject operates on a strict COD basis only with the sole supplier.

 

Previously, we have divulged the names of the major suppliers in our reports.  We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

                       

General public

 

 

AREA OF DISTRIBUTION AND SELLING:  

 

Pretoria and surrounding areas              

 

 

TOTAL EMPLOYEES

 

15                                             

 

 

OWNED OR LEASED

 

The premises are reported to be owned, further details were not forthcoming from the respondent at the subject.

 

 

MEMBERS CONTRIBUTION

 

R100

 

 

FINANCIALS

 

Full financial information was not forthcoming from the respondent at the subject and outside authorities were unable to assist in this regard.

 

 

AUDITORS       

 

J W VAN DEN BERG                                                                                                               

 

 

YEAR END       

 

FEBRUARY                                                                                                                             

 

 

INSURANCE BROKERS     

 

SANTAM INSURANCE BROKERS                                                                                 

 


 

CURRENT TRADE REFERENCES

 

ACCOUNT   HIGHEST     AVERAGE     TERMS           PAYMENT   EXPERIENCE

OPENED     CREDIT        CREDIT                               PATTERN

 

1.Do not give trade references- which is the subject’s only supplier, but the subject only deals on a COD basis.

 

 

COMMENTS

 

This is a-well established company that deals on a strict COD basis with its only supplier whose company policy is to not give out trade references, Due to the lack of a payment pattern, financial information and the fact that the subject deals only on a COD basis, we suggest dealings be on a COD basis or a letter of credit basis only. Consequently we are unable to recommend a maximum credit.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 61.88

UK Pound

1

Rs. 93.27

Euro

1

Rs. 69.94

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.