MIRA INFORM REPORT

 

 

Report No. :

305959

Report Date :

02.02.2015

 

IDENTIFICATION DETAILS

 

Name :

I-H & S GMBH

 

 

Registered Office :

Mairichweg 50 D 71546 Aspach

 

 

Country :

Germany

 

 

Financials (as on) :

30.06.2013

 

 

Date of Incorporation :

10.08.1987

 

 

Com. Reg. No.:

HRB 270805

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

 

·         Engaged as Service Providers for the Overhauling of CNC TRUMPF Second Hand Machines. 

·         Engaged in Installation of machines and equipment

·         Agents involved in the sale of machines (except agricultural machinery and office machinery) as well as industrial supplies

 

 

No. of Employees

33

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production

 

Source : CIA

 

 

 


Company name and address

 

I-H & S GMBH

 

Mairichweg 50

D 71546 Aspach

Telephone:07191/3414-0

Telefax:  07191/3414-14

Homepage: www.ihs-gmbh.de

E-mail:   info@ihs-gmbh.de

 

 VAT no.:                      DE144748636

 

Company Status:          active

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Company summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      1987

 Shareholders'

 agreement:                    01.07.1987

 Registered on:             10.08.1987

 Commercial Register:   Local court 70190 Stuttgart

 under:                          HRB 270805

 

 Share capital:                          EUR            150,000.00

 

 Shareholder:

                      Lothar Schad

                      Mairichweg 27

                      D 71546 Aspach

                      born: 16.06.1951

                      Share:             EUR             90,000.00

 Shareholder:

                      Kewin Michael Schad

                      Mairichweg 27

                      D 71546 Aspach

                      born: 09.08.1978

                      Share:             EUR             60,000.00

 Manager:

                      Lothar Schad

                      Mairichweg 27

                      D 71546 Aspach

                      having sole power of representation

                      born: 16.06.1951

                      Profession: Technical engineer

                      Marital status: married

 Manager:

                      Kewin Michael Schad

                      Mairichweg 27

                      D 71546 Aspach

                      having sole power of representation

                      born: 09.08.1978

 

 

 COMPANY HISTORY

 

 01.07.1987 - 30.08.2001  Industrielle Hard & Software Vertriebs

                          GmbH

                          Sommerrain 16

                          D 71546 Aspach

                          Private limited company

 01.09.2001 - 28.06.2004  Industrielle Hard & Software Vertriebs

                          GmbH

                          Mairichweg 50

                          D 71546 Aspach

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

·         Engaged as Service Providers for the Overhauling of CNC TRUMPF Second Hand Machines. 

·         Engaged Installation of machines and equipment

·         Agents involved in the sale of machines (except agricultural machinery and office machinery) as well as industrial supplies

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

 Negative information: We have no negative information at hand.

 

 BALANCE SHEET YEAR:  2012/2013

 

 

REAL ESTATE

 

 Type of ownership:        Tenant

 Address                        Mairichweg 50

                                    D 71546 Aspach

 

 Land register documents were not available.

 

 

 BANKERS

 

 KREISSPARKASSE WAIBLINGEN, 71546 ASPACH B BACKNANG

 Sort. code: 60250010

 BIC: SOLADES1WBN

 VOLKSBANK BACKNANG, 71546 ASPACH B BACKNANG

 Sort. code: 60291120

 BIC: GENODES1VBK

 

 

 FINANCIAL FIGURES

 

 Turnover:                     2013/2014         *EUR          4,011,500.00

 Profit:                          2011/2012          EUR            193,614.00

                                    2012/2013          EUR            174,301.00

 further business figures:

 Ac/ts receivable:                       EUR            229,966.00

 Liabilities:                            EUR          1,734,176.00

 Total numbers of vehicles:                                     11

 - Lorries:                                                      1

 - Passenger cars:                                              10

 Employees:                                                     33

 - Part-time employees:                                          8

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.07.2012 - 30.06.2013

 Equity ratio [%]:                 35.96

 Liquidity ratio:                   0.23

 Return on total capital [%]:       5.42

 

 Balance sheet ratios 01.07.2011 - 30.06.2012

 Equity ratio [%]:                 23.67

 Liquidity ratio:                   0.39

 Return on total capital [%]:       5.42

 

 Balance sheet ratios 01.07.2010 - 30.06.2011

 Equity ratio [%]:                 30.40

 Liquidity ratio:                   0.58

 Return on total capital [%]:       2.70

 

 Balance sheet ratios 01.07.2009 - 30.06.2010

 Equity ratio [%]:                 16.06

 Liquidity ratio:                   0.38

 Return on total capital [%]:       1.38

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 


 

 TYPE OF BALANCE SHEET:               COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                01.07.2012 - 30.06.2013

 

 ASSETS                                  EUR          3,230,696.04

  Fixed assets                           EUR            342,001.55

   Intangible assets                     EUR             29,974.00

   Tangible assets                       EUR            311,977.55

   Financial assets                      EUR                 50.00

    Other / unspecified financial assets EUR                 50.00

  Current assets                         EUR          2,874,556.69

   Stocks                                EUR          2,049,002.00

   Accounts receivable                   EUR            229,966.17

   Liquid means                          EUR            595,588.52

  Remaining other assets                 EUR             14,137.80

   Accruals (assets)                     EUR             14,137.80

 

 LIABILITIES                             EUR          3,230,696.04

  Shareholders' equity                   EUR          1,041,416.95

   Capital                               EUR            150,000.00

    Subscribed capital (share capital)   EUR            150,000.00

   Balance sheet profit/loss (+/-)       EUR            891,416.95

    Profit / loss brought forward        EUR            717,115.77

    Annual surplus / annual deficit      EUR            174,301.18

  Provisions                             EUR            455,103.00

  Liabilities                            EUR          1,734,176.09

 

 

 TYPE OF BALANCE SHEET:                            COMPANY BALANCE SHEET

 

 FINANCIAL YEAR:                                            01.07.2011 - 30.06.2012

 

 ASSETS                                  EUR          3,593,662.01

  Fixed assets                           EUR            351,709.55

   Intangible assets                     EUR             38,623.00

    Other / unspecified intangible assetsEUR             38,623.00

   Tangible assets                       EUR            313,036.55

    Other / unspecified tangible assets  EUR            313,036.55

   Financial assets                      EUR                 50.00

    Other / unspecified financial assets EUR                 50.00

  Current assets                         EUR          3,231,300.96

   Stocks                                EUR          2,244,318.36

   Accounts receivable                   EUR            853,658.57

    Other debtors and assets             EUR            853,658.57

   Liquid means                          EUR            133,324.03

  Remaining other assets                 EUR             10,651.50

   Accruals (assets)                     EUR             10,651.50

 

 LIABILITIES                             EUR          3,593,662.01

  Shareholders' equity                   EUR            867,115.77

   Capital                               EUR            150,000.00

    Subscribed capital (share capital)   EUR            150,000.00

   Balance sheet profit/loss (+/-)       EUR            717,115.77

    Profit / loss brought forward        EUR            523,501.65

    Annual surplus / annual deficit      EUR            193,614.12

  Provisions                             EUR            386,892.62

  Liabilities                            EUR          2,339,653.62

   Other liabilities                     EUR          2,339,653.62

    Unspecified other liabilities        EUR          2,339,653.62


                       

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.76

UK Pound

1

Rs.93.13

Euro

1

Rs.70.03

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

MNL

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.