MIRA INFORM REPORT

 

 

Report No. :

304674

Report Date :

02.02.2015

 

IDENTIFICATION DETAILS

 

Name :

P.T. CENTRAL NIAGA MANDIRI

 

 

Registered Office :

Ruko Mutiara Dupak Block C No. 11 Jl. Dupak No. 63, Gundih Bubutan Surabaya 60172, East Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

16.10.2006

 

 

Com. Reg. No.:

AHU-AH.01.10-48586

 

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Line of Business :

Trading, Importing and Distribution of Steel Plate and Steel Products.

 

 

No. of Employee :

20 Persons

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – September 30, 2014

 

Country Name

Previous Rating

(30.06.2014)

Current Rating

(30.09.2014)

Indonesia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, has grown strongly since 2010. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25% and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government also faces the challenges of quelling labor unrest and reducing fuel subsidies in the face of high oil prices.

 

Source : CIA


Company Name

 

P.T. CENTRAL NIAGA MANDIRI

 

 

Address

 

Head Office

 

Ruko Mutiara Dupak Block C No. 11

Jl. Dupak No. 63, Gundih Bubutan

Surabaya 60172, East Java

Indonesia

Phones             - (62-31) 534 7788 (hunting)

Fax                   - (62-31) 532 9555

Building Area    - 3 storey

Office Space    - 160 sq. meters

Region              - Commercial

Status               - Owned

 

 

Date of Incorporation

 

16 October 2006

 

 

Legal Form

 

P.T. (Perseroan Terbatas) or Limited Liability Company

 

 

Company Reg. No.

 

The Ministry of Law and Human Rights

a. No. W10-00025.AH.01.01.Tahun 2007

    Dated 04 January 2007

b. No. AHU-45470.AH.01.02.Tahun 2010

    Dated 24 September 2010

c. No. AHU-AH.01.10-48586

    Dated 14 November 2013

 

 

Company Status

 

National Private Company

 

 

Permit by the Government Department

 

The Department of Finance

NPWP No. 02.114.342.5-631.000

 

 

Related Company

 

Not available

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital         - Rp. 6,000,000,000.-

Issued Capital               - Rp. 1,500,000,000.-

Paid up Capital             - Rp. 1,500,000,000.-

 

Shareholders/Owners :

a. Mr. Purnomo Oesman AKA Ong Tjau Tjin    - Rp. 1,350,000,000.- (90%)

    Address : Komp. Graha Famili Selatan 5-B/43

                    Surabaya, East Java

                    Indonesia

 

b. Mrs. Dewi Odawato Raskod Gamdja - Rp.    150,000,000.- (10%)

    Address : Komp. Graha Famili Selatan 5-B/43

                    Surabaya, East Java

                    Indonesia

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

Trading, Importing and Distribution of Steel Plate and Steel Products

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2007

Technical Assistance :

None

 

Number of Employee :

20 persons

 

Marketing Area :

Local – 100%

 

Market Situation :

Very Competitive

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

Bankers:

a.   P.T. Bank DANAMON Tbk

      Surabaya Branch

      Jl. Gubernur Suryo No. 12

      Surabaya, East Java

      Indonesia

b.   P.T. Bank CENTRAL ASIA Tbk

      Pertokoan Dupak Megah Blok B/1

      Jl. Dupak No. 3-9

      Surabaya, East Java

      Indonesia

c.   P.T. Bank MANDIRI Tbk

      Surabaya Branch

      Jl. Veteran No. 42-44

      Surabaya, East Java

      Indonesia

 

Auditor :

No Comment

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Net Sales/Revenues (estimated) :

2011 – Rp. 38.0 billion

2012 – Rp. 43.0 billion

2013 – Rp. 49.0 billion

2014 – Rp. 56.0 billion

 

Net Profit (Loss) :

2011 – Rp. 2.5 billion

2012 – Rp. 2.8 billion

2013 – Rp. 3.2 billion

2014 – Rp. 3.6 billion

 

Payment Manner :

Average

 

Financial Comments :

Fairly

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                                - Mr. Purnomo Oesman AKA Ong Tjau Tjin

 

Board of Commissioner :

Commissioner                           - Mrs. Vonny Dewi Idawati Rasjid Ganda

 

Signatories :

Director (Mr. Purnomo Oesman AKA Ong Tjau Tjin) which must be approved by Board of Commissioner (Mrs. Vonny Dewi Idawati Rasjid Gandha)

 

 

CAPABILITIES

 

Management Capability :

Fairly

 

Business Morality :

Fairly

 

OVERALL PERFORMANCE

 

P.T. CENTRAL NIAGA MANDIRI (P.T. CNM) was established in Surabaya (East Java) based on Notarial Deed of Evy Retno Budiarty, SH., No. 37 dated 16 October 2006 with an authorized capital of Rp. 1,000,000,000.- of which Rp. 250,000,000.-  was issued and fully paid up. The founding shareholders of the company are Mr. Purnomo Oesman AKA Ong Tjau Tjin (90%) and his wife Mrs. Vonny Dewi Indawati Rasjid Gandha (10%), both are Indonesian business persons of Chinese extraction.  The Deed of establishment was approved by the Minister of Law and Human Rights through Decision Letter No. W10-00025.HT.01.01.TH.2007 dated 4 January 2007.  The Articles of association of the company have been revised, most recently by notarial Deed No. 12 dated 12 October 2013 was made by Evy Retno Budiary, SH., the authorized  capital was raised to Rp. 6,000,000,000.- of which Rp. 1,500,000,000.- was issued and fully paid up.  Since then, no changes have been effected in term of its shareholding composition and capital structures to date.

 

Pursuant to the company’s notary deed, P.T. CNM engaged to operate in general trading, general contracting and services.  The Company’s registered office located on Jalan Dupak No. 63, Blok C No. 11, Surabaya, East Java and the company can open branch offices or representative offices at home and abroad. 

 

P.T. CNM has been in operation since early of 2007 dealing with trading, importing and distribution of steel plate and steel products.  Miss Yuni, an administrative staff of the company explained that P.T. CNMis selling steel plate with various type and other steel products.   She added that the steel plate and steel products are imported from India and China.  Whole of the products are marketed locally to dealer and retailer of steel building materials and steel plate shops which located in Surabaya, Semarang, Jakarta and Kalimantan.  We observe that P.T. CNM is classified as a medium sized company in the country dealing with trading, import and distribution of car audio of which the operation has been running smoothly and growing in the last five years.

 

Generally, the demand for steel plate, steel products and other steel building materials has been growing in the last five years in line with the growth of property business such as real estate, housing development, hotels, apartment, office building, road, bridge and other infrastructure sectors.  The solid and steady domestic economy, increased government activity in infrastructure development and improving investment climate in Indonesia with the rising of Country Rating to Investment Grade, and also supported by Indonesia’s economic indicators such as inflation, exchange rates and interest rates are expected to encourage the business sectors.

 

The global economy is expected to grow faster in 2015 than it did in 2013 and 2014, although it still face risks stemming from the slowing economic growth in developed countries and the on going crisis in Europe.  Despite the slowing global economy, Indonesia’s economy still grew quite briskly in 2013.  Indonesia’s economic growth reached 5.8% in 2013, or slightly below the projection contained in the 2013 Revised State Budget and 2012’s economic growth of 6.2%.

 

 Indonesian Economic Indicators

  2009

  2010

  2011

  2012

  2013

Gross Domestic Product
   (annual percentage change)

   4.6

   6.1

   6.5

   6.2

   5.8

Consumer Price Index
   (annual percentage change)

   4.8

   5.1

   5.4

   4.3

   8.4

Government Debt  (percentage of GDP)

  28.6

  27.4

  26.6

  27.3

  28.7

Exchange Rate  (GBP / USD)

10,389

 9,074

 8,773

 9,419

11,500

Population  (in millions)

     -

 237.6

     -

     -

     -

Poverty  (percentage of population)

  14.2

  13.3

  12.5

  11.7

  11.5¹

Unemployment  (percentage of labor force)

   7.9

   7.1

   6.6

   6.1

   6.3

Reserves  (in billion USD)

  66.1

  96.2

 110.1

 112.8

  99.4

 

Until this time P.T. CNM has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of P.T. CNM is very reclusive towards outsiders and rejected to disclose its financial condition. We estimate P.T. CNM's sales turnover in 2011 reached Rp. 38.0 billion increased to Rp. 43.0 billion in 2012 to Rp. 49.0 billion in 2013 and rose again to Rp. 56.0 billion in 2014.  The operation in 2014 yielded an estimated net profit of at least Rp. 3.6 billion and the company has an estimated total net worth of at least Rp. 12.0 billion.   So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

P.T. CNM's management is headed by Mr. Purnomo Oesman AKA Ong Tjau Tjin (55) as director with more than 20 years of experience in trading, importing and distribution of steel plate and steel building materials.  In daily activities, he is assisted by his wife Mrs. Vonny Dewi Idawati Rasjid Gandha (51) as commissioner.  The company's management is also handled by professional staffs in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any fraudulent dealings. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.

 

P.T. CENTRAL NIAGA MANDIRI is appraised to be good for business transaction.  However, in view of the economic condition in the country is still unstable and slowdown, so we recommend to treat prudently in extending a loan to the company.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.76

UK Pound

1

Rs.93.13

Euro

1

Rs.70.03

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.