MIRA INFORM REPORT

 

 

Report No. :

305671

Report Date :

04.02.2015

 

IDENTIFICATION DETAILS

 

Name :

AL WAFA TRADING COMPANY WLL

 

 

Registered Office :

Airport Road, Industrial Area, P O Box: 778, Doha

 

 

Country :

Qatar

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.01.1991

 

 

Com. Reg. No.:

13542, Doha

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Wholesale and Retail of General Building Materials and Construction Equipment, as well as timber, wooden products and hardware.

 

 

No. of Employees :

35

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Qatar

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

QATAR - ECONOMIC OVERVIEW

 

Qatar has prospered in the last several years with continued high real GDP growth. Throughout the financial crisis Qatari authorities sought to protect the local banking sector, with direct investments into domestic banks. GDP is driven largely by changes in oil prices and by investment in the energy sector. Economic policy is focused on developing Qatar's nonassociated natural gas reserves and increasing private and foreign investment in non-energy sectors, but oil and gas still account for more than 50% of GDP, roughly 85% of export earnings, and 50% of government revenues. Oil and gas have made Qatar the world's highest per-capita income country and the country with the lowest unemployment. Proved oil reserves in excess of 25 billion barrels should enable continued output at current levels for about 57 years. Qatar's proved reserves of natural gas exceed 25 trillion cubic meters, about 13% of the world total and third largest in the world. Qatar's successful 2022 World Cup bid is accelerating large-scale infrastructure projects such as Qatar's metro system, light rail system, the construction of a new port, roads, stadiums and related sporting infrastructure. The new Hamad International Airport is expected to open in mid-2014 with an annual passenger capacity of 24 million on initial opening and 50 million when complete.

 

Source : CIA

 

 


SUMMARY

 

Company Name                                     : AL WAFA TRADING COMPANY WLL

Country of Origin                                    : Qatar

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 1st January 1991

Commercial Registration Number            : 13542, Doha

Chamber Membership Number                : 376/1

Issued Capital                                        : QR 500,000

Paid up Capital                                      : QR 500,000

Total Workforce                                     : 35

Activities                                               : Wholesale and retail of general building materials and construction

                                                              equipment

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Samer Ahmed Reda Abbass, General Manager

 


COMPANY NAME

 

AL WAFA TRADING COMPANY WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Airport Road

Area                : Industrial Area

 

PO Box             : 778

 

Town                 : Doha

Country             : Qatar

 

Telephone         : (974) 44600849

Facsimile          : (974) 44504855

Email                : sales@alwafa.com.qa / admin@alwafa.com.qa / amir@alwafatrading.com

 

Premises

 

Subject operates from a medium sized suite of offices and a showroom that are rented and located in the Industrial Area of Doha.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Industrial Area                                                                                   Warehouse premises

Doha

     Tel : (974) 44600849

     Fax: (974) 44602536

 

 

KEY PRINCIPALS

 

     Name                                                          Nationality                   Position

 

·       Ahmed Reda Abbass                                     Jordanian                      Managing Director

 

·       Khalid Ahmed Al Suwaidi                                 Emirati                        Director

 

·       Samer Ahmed Reda Abbass                          Jordanian                      General Manager

 

·       Naeem Mohamed                                                 -                            Accountant

 

·       Arif Mohamed                                                      -                            Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st January 1991

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 13542, Doha

 

Chamber Member No. : 376/1

 

Issued Capital              : QR 500,000

 

Paid up Capital            : QR 500,000

 

Name of Shareholder (s)

 

·       Khalid Ahmed Al Suwaidi

 

·       Ahmed Reda Abbass                        

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of general building materials and construction equipment, as well as timber, wooden products and hardware.

 

Import Countries: Oman and the United Arab Emirates.

 

International Suppliers:

 

·       Sadolin Oman                       Oman

·       National Paints                     United Arab Emirates

 

Operating Trend: Steady

 

Subject has a workforce of 35 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Qatari Riyals (QR)

 

                                                Year Ending 31/12/13:                Year Ending 31/12/14:

 

Total Sales                                QR 18,925,000                          QR 19,400,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Doha Bank Ltd

Al Jasrah Street

PO Box: 3818

Doha

Tel: (974) 44435444

Fax: (974) 44416631 / 44410625

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.74

UK Pound

1

Rs.92.71

Euro

1

Rs.69.94

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.