MIRA INFORM REPORT

 

 

Report No. :

306706

Report Date :

04.02.2015

 

IDENTIFICATION DETAILS

 

Name :

FLO-CERT CERTIFICATION OF SOCIAL-ECONOMIC DEVELOPMENT GMBH

 

 

Registered Office :

Bonner Talweg 177, D 53129 Bonn

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

13.03.1998

 

 

Com. Reg. No.:

HRB 12937

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Business and Other Management Consultancy Activities

·         Market Research and Public Opinion Polling

·         Membership Organizations n. e. c.

 

 

No. of Employees :

89

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA


Company Name and address

 

FLO-CERT Certification of Social-Economic Development GmbH

 

 Company Status:      Active

                      Bonner Talweg 177

                      D 53129 Bonn

                      Telephone:0228/24930

                      Telefax:  0228/2483120

                      Homepage: www.flo-cert.net

                      E-mail:   info@flo-cert.net

 

 

Tax ID number   

 

205/5716/1236

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      13.03.1998

 Shareholders'

 agreement:                   13.03.1998

 Registered on:             09.02.2004

 Commercial Register:   Local court 53111 Bonn

 under:                          HRB 12937

 

 

Share capital                   

 

EUR                             25,564.59

 

 

Shareholder

 

                      Rüdiger Meyer

                      Kaiser-Friedrich-Str. 13

                      Geschäftsanschrift

                      D 53113 Bonn

                      born: 06.08.1965

                      Share:             EUR             25,564.59

 Manager:

                      Rüdiger Meyer

                      Kaiser-Friedrich-Str. 13

                      Geschäftsanschrift

                      D 53113 Bonn

                      having sole power of representation

                      born: 06.08.1965

                      Profession: Businessman

 President of the Supervisory Board:

                      Nigel Croft

                      Mount Ford House, Mount Ford,

                      Tavistock

                      GB - Devon PL19 8EB

                      Nationality: British

                      Marital status: unknown

 Member of the Supervisory Board:

                      Dagmar Bottenbruch

                      Wilhelm-Bonn-Str. 7  Wilhelm-

                      Bonn-Str. 7

                      D 61476 Kronberg

                      born: 14.04.1960

                      Profession: Fully qualified management

                      expert

                      Marital status: married

 Member of the Supervisory Board:

                      Christian Oliver Thrun

                      Glauberstr. 27a

                      D 12209 Berlin

                      born: 17.06.1971

 Member of the Supervisory Board:

                      Dr. Christian Thorun

                      Moltkestr. 5

                      D 53604 Bad Honnef

                      born: 08.06.1976

 Member of the Supervisory Board:

                      Mariana Abrantes

                      Rua Augusto J. Cunha, 5, RC-B

                      P 1495 -240 Alges

                      Nationality: Portuguese

                      Marital status: unknown

 Member of the Supervisory Board:

                      Dr. Werner Kiene

                      2816 27h Street NW

                      USA - Washington DC 20008

 Member of the Supervisory Board:

                      Esther Guluma

                      14 Faran St. P.O.B. 1417

                      IL 25147 Kfar Vradim

                      Nationality: Israeli

                      Marital status: unknown

 Member of the Supervisory Board:

                      Emmanuel Kwabena Arthur

                      Dr. Baidoo Street, Asokwa

                      GH 00233 Kumasi

                      Nationality: Ghanaian

                      Marital status: unknown

 

 

COMPANY HISTORY

 

 13.03.1998 - 06.02.2004  ONEWORLD PUBLISHING Verlag für Faires

                          Handeln GmbH

                          Remigiusstr. 21

                          D 50937 Köln

                          Private limited company

 06.02.2004 - 11.03.2009  FLO-CERT Certification of

                          Social-Economical Development GmbH

                          Kaiser-Friedrich-Str. 13

                          D 53113 Bonn

                          Private limited company

 11.03.2009 - 23.07.2010  FLO-CERT Certification of

                          Social-Economical Development GmbH (bis

                          23.07.2010)

                          Bonner Talweg 177

                          D 53129 Bonn

                          Private limited company

 

 

RESIGNED ACTING PERSONS AND SHAREHOLDERS

 

 06.11.2012 - 07.01.2014  Member of the Supervisory Board

                          Juan Eduardo Henriquez

                          RCH - Casilla 66, Paillaco

 06.11.2012 - 31.12.2012  Vice-president of the Supervisory Board

                          Simon Hunt

                          D 53175 Bonn

 

 

BUSINESS ACTIVITIES

 

 Sectors

 7022    Business and other management consultancy activities

7320    Market research and public opinion polling

94999   Membership organizations n. e. c.

 

 

FINANCIAL INFORMATION

 

Payment experience:  within periods customary in this trade

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2012

 

 

REAL ESTATE

 

 Type of ownership:       Tenant

 Address                       Bonner Talweg 177

                                    D 53129 Bonn

 

 Land register documents were not available.

 

 

BANKERS

 

 SPARKASSE KÖLNBONN, 50667 KÖLN

 Sort. code: 37050198

 BIC: COLSDE33XXX

 

 

 FINANCIAL FIGURES

 

 Turnover:            2013              *EUR         10,383,000.00

 Ac/ts receivable:                       EUR          1,391,214.00

 Liabilities:                            EUR            790,761.00

 Employees:                                                     89

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 27.23

 Liquidity ratio:                  10.00

 Return on total capital [%]:       6.52

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 28.44

 Liquidity ratio:                  10.00

 Return on total capital [%]:       5.49

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 39.68

 Liquidity ratio:                   2.63

 Return on total capital [%]:       0.63

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 -7.13

 Liquidity ratio:                   0.91

 Return on total capital [%]:     -15.09

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 

 Financial year:                          01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          4,958,753.81

  Fixed assets                           EUR            614,503.81

   Intangible assets                     EUR            380,842.52

   Tangible assets                       EUR            167,588.00

   Financial assets                      EUR             66,073.29

    Other / unspecified financial assets EUR             66,073.29

  Current assets                         EUR          4,291,417.99

   Accounts receivable                   EUR          1,391,213.90

   Liquid means                          EUR          2,900,204.09

  Remaining other assets                 EUR             52,832.01

   Accruals (assets)                     EUR             52,832.01

 

 LIABILITIES                             EUR          4,958,753.81

  Shareholders' equity                   EUR          1,488,842.44

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR            940,000.00

    Capital reserves                     EUR            940,000.00

   Balance sheet profit/loss (+/-)       EUR            523,277.85

    Profit / loss brought forward        EUR            212,222.94

    Annual surplus / annual deficit      EUR            311,054.91

  Provisions                             EUR            909,081.45

  Liabilities                            EUR            790,761.33

  Other liabilities                      EUR          1,770,068.59

   Deferrals (liabilities)               EUR          1,770,068.59

 

 

 Type of balance sheet:                    Company balance sheet

 

 Financial year:                          01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR          3,700,980.93

  Fixed assets                           EUR            558,777.77

   Intangible assets                     EUR            349,748.00

    Other / unspecified intangible assetsEUR            349,748.00

   Tangible assets                       EUR            185,253.00

    Other / unspecified tangible assets  EUR            185,253.00

   Financial assets                      EUR             23,776.77

    Other / unspecified financial assets EUR             23,776.77

  Current assets                         EUR          3,113,088.49

   Accounts receivable                   EUR          1,458,978.36

    Other debtors and assets             EUR          1,458,978.36

   Liquid means                          EUR          1,654,110.13

  Remaining other assets                 EUR             29,114.67

   Accruals (assets)                     EUR             29,114.67

 

 LIABILITIES                             EUR          3,700,980.93

  Shareholders' equity                   EUR          1,177,787.51

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Reserves                              EUR            940,000.00

    Capital reserves                     EUR            940,000.00

   Balance sheet profit/loss (+/-)       EUR            212,222.92

    Profit / loss brought forward        EUR             18,478.79

    Annual surplus / annual deficit      EUR            193,744.13

  Provisions                             EUR            349,925.35

   Other / unspecified provisions        EUR            349,925.35

  Liabilities                            EUR          1,072,424.08

   Other liabilities                     EUR          1,072,424.08

    Unspecified other liabilities        EUR          1,072,424.08

  Other liabilities                      EUR          1,100,843.99

   Deferrals (liabilities)               EUR          1,100,843.99

 

Accounts for 2013 have not been published yet.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.74

UK Pound

1

Rs.92.71

Euro

1

Rs.69.94

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.