MIRA INFORM REPORT

 

 

Report No. :

305994

Report Date :

05.02.2015

 

IDENTIFICATION DETAILS

 

Name :

BHUTAN BITUMEN INDUSTRIES PVT LTD.

 

 

Registered Office :

P O Box No.111, 2nd Floor Bobl Building Samdruplam, Phuentsholing

 

 

Country :

Bhutan

 

 

Financials (as on) :

31.03.2013

 

 

Year of Establishments :

2008

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Engaged in manufacturing Different Grades of Cationic Bitumen Emulsion which is Eco-friendly, Pollution Free as no heating is required

 

 

No of Employees :

14 (Approximately)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Bhutan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Bhutan ECONOMIC OVERVIEW

 

Bhutan's economy, small and less developed, is based largely on agriculture and forestry, which provide the main livelihood for more than half of the population. Because rugged mountains dominate the terrain and make the building of roads and other infrastructure difficult and expensive, industrial production is primarily of the cottage industry type. The economy is closely aligned with India's through strong trade and monetary links and is dependent on India for financial assistance and migrant laborers for development projects, especially for road construction. Multilateral development organizations administer most educational, social, and environment programs, and take into account the government's desire to protect the country's environment and cultural traditions. For example, the government, in its cautious expansion of the tourist sector, encourages visits by upscale, environmentally conscientious tourists. Complicated controls and uncertain policies in areas such as industrial licensing, trade, labor, and finance continue to hamper foreign investment. Bhutan’s largest export - hydropower to India - is creating employment and will probably sustain growth in the coming years. Only 5% of Bhutan’s 30,000 megawatt hydropower potential is currently tapped. The large amount of equipment needed to import materials to build hydropower plants has expanded Bhutan's trade and current account deficits. Bhutan’s GDP has rebounded strongly since the global recession began in 2008. Bhutan hopes to play a larger role in regional economic integration as a member of the South Asia Association for Regional Cooperation and the Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation.

 

Source : CIA

 

Company name & address

 

Company Name

:

BHUTAN BITUMEN INDUSTRIES PVT LTD.

Address

:

P O BOX NO.111, 2ND FLOOR BOBL BUILDING SAMDRUPLAM, PHUENTSHOLING, BHUTAN

 

Phone                                       :  00975-5-25-1808

Mobile No.                                 :  +975-17114606 

Fax                                            :  00975-5-25-1808 

E-Mail:                                          bhubit13@gmail.com

 

 

Incorporation date

 

2008

 

 

Legal form

 

Private Limited Company

 

 

Directors

           

Tshering Dorji

Tum Thinley

 

 

Bankers

 

1.         Bhutan Bank Ltd. Phontsholing, Bhutan

 

 

Shareholding Pattern

                                                                                   

Shareholders Name

No. of Equity Shares

Tshering Dorji

20 %

Chimi Dorji Nurbu

20 %

Nim Dorji

10 %

S. Dorji

10%

Others

40 %

Total

100 %

 

 

Auditors    

 

Nag & Associates

Kolkata, India

 

 

Nature of Work

 

Engaged in manufacturing Different Grades of Cationic Bitumen Emulsion which is Eco-friendly, Pollution Free as no heating is required

 

 

Export

 

Product            Finished goods

Country             India

 

 

Import

 

Product            Raw Materials

Country             India

 

 

employees

 

14 (Approximately)

 

Capitalization Structure

 

Authorized Share Capital

:             

Nu. 5,000,000 divided into 500,000 Equity Shares of Nu. 10/- each.

Issued, Subscribed & Paid Up Capital

:

Nu. 2,616,680 divided into 261,668 Equity Shares of Nu. 10/- each.

Face Value

:

Nu. 10/- each.

Last AGM

:

July 15, 2013

 

 

Financial data

 

Balance Sheet

                                                                                    (Amount in Nu Mln.)

Particular

March 31, 2013
March 31, 2012

Sources of Funds

Share Capital

2.62

0.59

Reserves & Surplus

13.56

3.40

Unsecured Loans

2.67

4.30

Deferred Tax Liability (Net)

0.01

0.01

Total Liabilities

18.86

8.30

Application Of Funds

Gross Block

1.28

0.88

Less:  Depreciation

0.43

0.24

Net Block

0.85

0.64

Current Assets, Loan and Advances

Inventories

30.24

22.01

Sundry Debtors

10.84

9.63

Cash And Bank Balances

0.14

0.82

Loans and Advances

2.49

1.31

 

43.71

33.77

Less : Current Liabilities & Provisions

Current Liabilities

23.56

25.09

Provisions

2.18

1.06

 

25.74

26.15

Net Current Assets

17.97

7.62

Miscellaneous Expenditure

0.04

0.04

Total Assets

18.86

8.30

                       

 

INFORMATION parted BY

Name :

Mr. Lama

Designation :

Financial Department

Contact No.:

975-5-25-1808

Date :

03.02.2015

 

 

Remarks :         Payments are reported to be correct and regular as per commitments.  Trade relations are fair.

Consider good for normal business Engagement as usual trade terms & condition. Business may be done.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.68

UK Pound

1

Rs.93.53

Euro

1

Rs.70.75

 

INFORMATION DETAILS

               

Information Gathered by :

PRT

Analysis Done by :

SUB

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.