MIRA INFORM REPORT

 

 

Report No. :

305752

Report Date :

05.02.2015

 

IDENTIFICATION DETAILS

 

Name :

DIAMOND PLUS GENERAL TRADING AND CONTRACTING CO WLL

 

 

Registered Office :

Al Arbeel Building, 5th Floor, Office No. 30, Al Osmani Street, Hawalli

 

 

Country :

Kuwait

 

 

Date of Incorporation :

17.01.2005

 

 

Com. Reg. No.:

105114

 

 

Legal Form :

With Limited Liability

 

 

Line of Business :

Engaged in the import and distribution of general merchandise and the provision of general contracting services.

 

 

No. of Employees :

12

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Kuwait

A2

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : DIAMOND PLUS GENERAL TRADING AND CONTRACTING CO WLL

Country of Origin                                   : Kuwait

Legal Form                                           : With Limited Liability - WLL

Registration Date                                  : 17th January 2005

Commercial Registration Number           : 105114

Chamber Membership Number               : 92528

Issued Capital                                       : KD 250,000

Paid up Capital                                     : KD 250,000

Total Workforce                                     : 12

Activities                                               : Distributors of general merchandise and the provision of general

  contracting services

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

ARIC Credit Rating                                : BB

Recommended Credit Limit                    : US$ 50,000

 

COMPANY NAME

 

DIAMOND PLUS GENERAL TRADING AND CONTRACTING CO WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Al Arbeel Building, 5th Floor, Office No. 30

Street               : Al Osmani Street

Town                : Hawalli

Country             : Kuwait

Telephone         : (965) 22656008

Facsimile          : (965) 22656008

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Hawalli.

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Khalida J Al Hajri                                                                       Managing Director

 

Mohammed J Al Hajri                                                                Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 17th January 2005

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.   : 105114

 

Chamber Member No.  : 92528

 

Issued Capital              : KD 250,000

 

Paid up Capital            : KD 250,000

 

Name of Shareholder (s)

 

Khalida J Al Hajri

 

Mohammed J Al Hajri

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of general merchandise and the provision of general contracting services.

 

Subject has a workforce of 12 employees.

 

 

FINANCIAL DATA

 

Companies registered in Kuwait are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

National Bank of Kuwait SAK

Hawalli

Tel: (965) 22653303 / 22645964

Fax: (965) 22611366

 

           

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that we were unable to contact the subject directly during our investigation.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.68

UK Pound

1

Rs.93.53

Euro

1

Rs.70.75

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.