MIRA INFORM REPORT

 

 

Report No. :

305988

Report Date :

05.02.2015

 

IDENTIFICATION DETAILS

 

Name :

SEARS CANADA, INC.

 

 

Registered Office :

290 Yonge Street, Toronto, Ontario M5B 2B8

 

 

Country :

Canada

 

 

Date of Incorporation :

30.12.1999

 

 

Legal Form :

Public Company    (TSX = SCC)

 

 

Line of Business :

Subject operates department stores that offer women’s apparel, men’s and children’s apparel, nursery products, cosmetics, jewelry, and footwear, and accessories; and home and hardlines, including home furnishings and mattresses, home decors, lawn and garden products, hardware products, electronics and leisure products, and seasonal products, as well as provides appliances comprising refrigeration, laundry, ranges, floor care, and sewing products

 

 

No. of Employee :

20,000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Canada

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CANADA ECONOMIC OVERVIEW

 

As a high-tech industrial society in the trillion-dollar class, Canada resembles the US in its market-oriented economic system, pattern of production, and high living standards. Since World War II, the impressive growth of the manufacturing, mining, and service sectors has transformed the nation from a largely rural economy into one primarily industrial and urban. The 1989 US-Canada Free Trade Agreement (FTA) and the 1994 North American Free Trade Agreement (NAFTA) (which includes Mexico) touched off a dramatic increase in trade and economic integration with the US, its principal trading partner. Canada enjoys a substantial trade surplus with the US, which absorbs about three-fourths of Canadian merchandise exports each year. Canada is the US's largest foreign supplier of energy, including oil, gas, uranium, and electric power. Given its abundant natural resources, highly skilled labor force, and modern capital plant, Canada enjoyed solid economic growth from 1993 through 2007. Buffeted by the global economic crisis, the economy dropped into a sharp recession in the final months of 2008, and Ottawa posted its first fiscal deficit in 2009 after 12 years of surplus. Canada's major banks, however, emerged from the financial crisis of 2008-09 among the strongest in the world, owing to the financial sector's tradition of conservative lending practices and strong capitalization. Canada achieved marginal growth in 2010-13 and plans to balance the budget by 2015. In addition, the country's petroleum sector is rapidly expanding, because Alberta's oil sands significantly boosted Canada's proven oil reserves. Canada now ranks third in the world in proved oil reserves behind Saudi Arabia and Venezuela.

 

Source : CIA

 

Company name and address

 

SEARS CANADA, INC.

 

Headquarters:              290 Yonge Street, Toronto, Ontario M5B 2B8 - Canada

                              

Telephone:                    +1 416-362-1711

 

Fax:                              +1 416-941-2501

 

Website:                       www.sears.ca

 

 

Corporate ID#:              3706486

 

State:                           Federal

 

 

Judicial form:                Public Company    (TSX = SCC)

 

Date incorporated:        12-30-1999

 

Date founded:              1952

 

Stock:                           101,877,662 shares issued and outstanding

                                    (as of 02-04-2015)

     

Market capitalization:     CAD 1,239,851,149=      (as of 02-04-2015)

 

 

Name of manager:         Ronald D. BOIRE

 

 

ACTIVITIES & OPERATIONS

 

History:

 

Business started in 1975.

 

Present Company is issue from the merger of:

 

- SEARS CANADA INC.

  Federal ID# 3330885

- THE T. EATON COMPANY LIMITED

  Federal ID# 3706478

 

 

Business:

 

Sears Canada Inc. operates as a multi-channel retailer in Canada.

 

The company operates department stores that offer women’s apparel, men’s and children’s apparel, nursery products, cosmetics, jewelry, and footwear, and accessories; and home and hardlines, including home furnishings and mattresses, home decors, lawn and garden products, hardware products, electronics and leisure products, and seasonal products, as well as provides appliances comprising refrigeration, laundry, ranges, floor care, and sewing products. It also operates home stores, which offer appliances and electronics; and home improvement products and services.

 

In addition, the company operates dealer stores that offer appliances, furniture, home electronics, and outdoor power equipment; outlet stores that offer clearance merchandise; appliances and mattresses stores that provide appliances, mattresses, box-springs, and products of private labels; and a chain of appliance specialty stores under the Corbeil name. Further, it offers various home services, such as the sale, installation, maintenance, and repair of heating and cooling equipment, roofing, doors and windows, flooring, window coverings, energy audits, kitchen and bathroom renovations, carpet and upholstery cleaning, and duct cleaning; and travel and logistics services. The company offers its products directly through telephone, mail, fax, and online at sears.ca, as well as through its stores and catalogue agents.

 

As of June 14, 2013, it operated 181 corporate stores, 248 Hometown stores, approximately 1,400 catalogue and online merchandise pick-up locations, and 101 Sears Travel offices, as well as a nationwide home maintenance, repair, and installation network.

 

The company was formerly known as Simpsons-Sears Limited and changed its name to Sears Canada Inc. in May 1984.

 

The company was founded in 1952 and is headquartered in Toronto, Ontario. Sears Canada Inc. is a subsidiary of Sears Canada Holdings Corporation.

 

 

Staff:                20,000

 

Operations & branches:

 

At the headquarters, we find the corporate office.

 

The Company maintains several branches in Canada including a store located:

 

3001 Thimens Blvd

Saint Laurent, Quebec H4R 1X7

 

 


SHAREHOLDERS & MANAGERS

 

Shareholders:

 

SEARS CANADA HOLDING CORPORATION     

3711 Kennett Pike, Greenville, DE 19807 – USA

 

SHLD ACQUISITION CORP.

1959-900 St Upper Water, Halifax NS B3J 3N2 - CANADA

 

CEDE AND CO

BOX 20, Bowling Green Station, New York, NY 10274 – USA

 

Management:

 

Ronald D. BOIRE is the President and CEO, since 01-26-2015.

Mr. Boire has served as the Company's acting president and CEO since October 15, 2014. 

Prior to his role with Sears Canada, Mr. Boire was Executive Vice President, Chief Merchandising Officer and President, Sears and Kmart Formats, Sears Holdings Corporation in Hoffman Estates, Illinois. 

 

Prior to joining Sears Holdings in January, 2012, Mr. Boire was President and CEO at Brookstone, Inc., a position he held from October, 2009. 

Mr. Boire joined Toys R Us in 2006 eventually becoming President, North America. From 2003 to 2006, he served as Best Buy's Executive Vice President, Global Merchandise Manager and before that spent 17 years at Sony Electronics Inc. in a variety of increasingly senior roles. 

Mr. Boire has MBAs from the Columbia Business School and the London Business School.

 

E.J. BIRD is Executive Vice President and CFO

 

Directors include William C. CROWLEY, R. Raja KHANNA, Debi E. ROSATI,

William R. HARKER, James McBURNEY, Sam Jeffrey STOLLENWERK,

Danita STEVENSON, Timothy FLEMMING, and Klaudio LESHNJANI.

 

 

FINANCIALS

 

On attachment:

- 10K 2013

- 3rd 10Q 2014

 

On November 18, 2014, Sears Canada Inc. reported unaudited consolidated earnings results for third quarter and nine months ended November 1, 2014.

 

For the quarter, the company’s total revenues were CAD 834.5 million compared to CAD 982.3 million a year ago. Same store sales decreased by 9.5%. The balance of the decrease in Revenue was primarily attributable to revenues from stores closed as a result of early termination and amendment of certain full-line store leases and the sale of certain joint arrangement interests in Fiscal 2013. Operating loss was CAD 88.7 million against CAD 63.3 million a year ago. Loss before income tax was CAD 75.0 million against CAD 65.5 million a year ago. Net loss was CAD 118.7 million or CAD 1.16 per share compared to a net loss of CAD 48.8 million or CAD 0.48 per share for the third quarter of last year. Cash used in operations was CAD 54.6 million against CAD 64.5 million a year ago. Purchases of property, plant and equipment and intangible assets were CAD 14.4 million against CAD 13.4 million a year ago. Adjusted EBITDA was a loss of CAD 19.4 million compared to adjusted EBITDA of CAD 7.3 million for the third quarter of last year.

 

For the nine months, the company’s revenue was CAD 2,452.0 million against CAD 2,809.5 million a year ago. Operating loss was CAD 252.6 million against CAD 110.1 million a year ago. Loss before income tax was CAD 210.6 million against profit before income tax of CAD 69.1 million a year ago. Net loss was CAD 215.2 million or CAD 2.11 per share compared to net earnings of CAD 72.8 million or CAD 0.71 per share for the same period of last year. Cash used in operations was CAD 307.7 million against CAD 152.3 million a year ago.

 

 

Purchases of property, plant and equipment and intangible assets were CAD 34.9 million against CAD 31.5 million a year ago. Adjusted EBITDA was a loss of CAD 93.6 million compared to adjusted EBITDA of CAD 17.7 million for the same period last year. For the quarter, the company pre-tax impairment charges of CAD 44.4 million, compared to pre-tax impairment charges of CAD 22.6 million for the third quarter of last year.

 

 

Banks:  Royal Bank of Canada

HSBC

CIBC

 

 

LEGAL FILINGS

 

Legal filings & complaints:

 

As of today date, there is no legal filing pending with the Courts.

 

 

Secured debts summary:   None

 

 

COMPANY CREDIT HISTORY

 

Trade references:

 

Date reported:               January 2015

High credit:                   CAD 50,000

Now owing:                   0

Past due:                      0

Last purchase:              December 2014

Line of business:           Office supply

Paying status:               8 days beyond terms

 

Date reported:               January 2015

High credit:                   USD 25,000,000

Now owing:                   0

Past due:                      0

Last purchase:              December 2014

Line of business:           Payroll

Paying status:               As agreed

 

Date reported:               January 2015

High credit:                   USD 5,000

Now owing:                   0

Past due:                      0

Last purchase:              December 2014

Line of business:           Telecommunications

Paying status:               8 days beyond terms

 

 

Domestic credit history:

 

National Credit Bureaus gave a medium credit rating.

 

According to our credit analysts, during the last 6 months, domestic payments were made with an average of 5 to 10 days beyond terms.

 

 

International credit history:

 

Payments of imports are currently made with an average of 2 to 5 days beyond terms.

 

Other comments:

 

We noted a slow-down in business since 2010.

 

The bank confirmed late payments.

 

The Company is in good standing.

This means that all local and federal taxes were paid on due date.

Last report was filed on November 4, 2014.

 

The risk is medium.

 

Our opinion:

 

A business connection may be conducted but we suggest you to check regularly the way of payments.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.68

UK Pound

1

Rs.93.53

Euro

1

Rs.70.75

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.