MIRA INFORM REPORT

 

 

Report No. :

306298

Report Date :

06.02.2015

 

IDENTIFICATION DETAILS

 

Name :

VENUS STAR DIAMONDS LLC

 

 

Registered Office :

Gold Land Building, Suite M27 Al Ras Street Al Ras, Gold Souq, Deira 57959 Dubai

 

 

Country :

United Arab Emirates

 

 

Date of Incorporation :

30.12.2001

 

 

Com. Reg. No.:

58177, Dubai

 

 

Legal Form :

Limited Liability Company - LLC

 

 

Line of Business :

Engaged in the wholesale and retail of diamonds, precious stones and jewellery

 

 

No. of Employee :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED ARAB EMIRATES ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : VENUS STAR DIAMONDS LLC

Country of Origin                                   : Dubai, United Arab Emirates

Legal Form                                           : Limited Liability Company - LLC

Registration Date                                  : 30th December 2001

Commercial Registration Number           : 58177, Dubai

Trade Licence Number                           : 531062

Chamber Membership Number               : 66415

Issued Capital                                       : UAE Dh 300,000

Paid up Capital                                     : UAE Dh 300,000

Total Workforce                                     : 4

Activities                                               : Wholesale and retail of diamonds, precious stones and jewellery.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Nilesh Kumar Gadhiya, Finance Manager

 

 

 

COMPANY NAME

 

VENUS STAR DIAMONDS LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Gold Land Building, Suite M27

Street               : Al Ras Street

Area                 : Al Ras, Gold Souq, Deira

 

PO Box            : 57959

 

Town                : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 2266970

Facsimile          : (971-4) 2260633

Mobile              : (971-50) 7457847 / 971-55 2988099

Email                : venus@venusdiam.com / venusexport@yahoo.com

 

Please note that subject’s previous address was, 105 Project No. 334, Near Army Building, Gold Souk, Deira, Dubai.

 

Premises

 

Subject operates from a small suite of offices and a showroom that are rented and located in the Central Business Area of Dubai.

 

 

KEY PRINCIPALS

 

     Name                                                           Nationality                     Position

 

·       Vinodrae Harelal Gadhiya                                Indian                         Managing Director

 

·       Ali Abdullah Salih Hamad Al Jalaf                    Emirati                        Director

 

·       Nilesh Kumar Gadhiya                                     Indian                         Finance Manager

 

·       Shalish Hemat Bhai Gadhiya                           Indian                         Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 30th December 2001

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.   : 58177, Dubai

 

Trade Licence No.        : 531062 (Expires 29/12/2015)

 

Chamber Member No.  : 66415

 

Issued Capital              : UAE Dh 300,000

 

Paid up Capital            : UAE Dh 300,000

 

Name of Shareholder (s)                                                 Percentage

 

·       Ali Abdullah Salih Hamad Al Jalaf                                   51%

 

·       Vinodrae Harelal Gadhiya                                               49%

 

 

AFFILIATED COMPANIES

 

·       Venus Export

Mumbai

     India

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of diamonds, precious stones and jewellery.

 

Import Countries: Europe and the Far East

 

International Suppliers:

 

·       Dharmanan Diamond Pvt Ltd                        India

·       Naresh Export                                  India

 

Operating Trend: Steady

 

Subject has a workforce of 4 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United States Dollars (US$)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                US$ 26,100,000                         US$ 25,000,000

 

Local sources consider subject’s financial condition to be Good.

 

The above figures were provided by Mr Nilesh Kumar Gadhiya, Finance Manager

 

 

BANKERS

 

·       National Bank of Ras Al Khaimah

     PO Box: 1531

     Dubai

     Tel: (971-4) 2226291

     Fax: (971-4) 2281312

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.87

UK Pound

1

Rs.94.07

Euro

1

Rs.70.19

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.