MIRA INFORM REPORT

 

 

Report No. :

306580

Report Date :

06.02.2015

 

IDENTIFICATION DETAILS

 

Name :

WALCHAND INSTITUTE OF TECHNOLOGY

 

 

Registered Office :

 P.B.No.634, Walchand Hirachand Marg, Ashok Chowk, Solapur – 413006, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Year of Establishment:

July 1983

 

 

Capital Investment / Paid-up Capital :

Not Available

 

 

TIN No.:

Not Available

 

 

IEC No.:

Not Available

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

Not Available

 

 

PAN No.:

[Permanent Account No.]

Not Available

 

 

Legal Form :

Educational Institute

 

 

Line of Business :

Educational Institute

 

 

No. of Employees :

Information declined by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Usually correct

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established educational Institute. It is the oldest engineering college in Solapur, India. It was ranked as the 42nd top college in India by the Engineering Committee of India.

 

It is having a satisfactory track record.

 

Trade relations are reported as fair. Business is active. Payments terms are reported to be usually correct.

 

The subject can be considered normal for business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number,

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

Not Available

Rating

Not Available

Rating Explanation

Not Available

Date

Not Available

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2014.

 

INFORMATION DECLINED BY

 

Name :

Mr. Pandit

Designation :

Account Officer

Contact No.:

91-217-2652700

Date :

04.02.2015

 

 

LOCATIONS

 

Registered Office :

P.B.No.634, Walchand Hirachand Marg, Ashok Chowk, Solapur – 413006, Maharashtra, India

Tel. No.:

91- 217-2652700, 2653040, 2391700.

Fax No.:

91- 217-2651538

E-Mail :

principal@witsolapur.org

Website :

www.witsolapur.org

 

 

MANAGEMENT

 

GOVERNING BODY

 

SR. NO.

MEMBER

NAME AND ADDRESS

1

Chairman: (Eminent Industrialist)

Shri. Arvind R.Joshi

Chairman,PAE Limited

69,Tardeo Road,(Opp. Film Center), Mumbai-4100037,  Maharashtra, India

2

Member: (Eminent Industrialist)

Shri Bhushan Vilas Shah

Engineer

94,Siddheshwar Peth, Solapur-413007, Maharashtra, India

3

Member: (Hon. Secretary and

Trustee: S.A.P.D. Jain Pathshala Solapur)

Dr.Ranjeet Hiralaal Gandhi,

'Jethiram Bhawan', 363,South Kasaba, Solapur-413007, Maharashtra, India

4

Member: (Trustee)

Shr.SuhasK.Shah

"Kasturi,8389/2/B-6",Railway Lines, Solapur-413007, Maharashtra, India

5

Member: (Eminent Industrialist)

Shri. Prithviraj Hiralal Gandhi.

163/1,railway Lines, Solapur-413001, Maharashtra, India

6

Member: (Ex Officio )

Regional Officer, Nominee Of the All India Counseling For Technical Education

Shri.Sahoo

Reginal Officer-WROAICTE,

Industrial Assurance BLDG, Second Floor, B.N.Road, Opposite Chaurch Gate, Station, Mumbai-400020, Maharashtra, India

7

Member: (An Industrialist/Technologist/Educationist)

C.R.Doshi

Chartered Accountant,

196/7,Budhwar Peth, Solapur-413002, Maharashtra, India

8

Member: (An Industrialist/Technologist/Educationist)

Shri.Sanjeev Patil

Director,Laxmi Drunken Component Private Limited

C/47/48,MIDC,Chincholi, Solapur-413255, Maharashtra, India

9

Member: (Ex Officio )

Nominee Of The state government Director of technical education

Dr. S.K.Mahajan

I/C Director Of Technical Education,

Maharashtra State,

3,Mahapalika Marg, Postbox No.1967, Mumbai-400001, Maharashtra, India

10

Member: (Nominee) An Industrialist/An Technologist/An Educationist)

Dr.R.R. Shah

14 A,Ganladhar Housing Society, Gurunanank Nagar, Solapur-413003, Maharashtra, India

11

Member: (Secretary)

Principal Of The Institute

Dr. S.A. Halkude

Principal,

Walchand Institute Of Technology,

Solapur, Maharashtra, India

 

LOCAL MANAGING COMMITTEE    

 

Sr.No.

Name and LMC Member

Designation

1

Shri. Bhushan Vilas Shah

Engineer -Local Member

Chairmen's Nominee

2

Dr. Ranjeet Hiralal Gandhi

Doctor-Local Member

Member

3

Shri. Jagdish R. Shah

Local  Member

Member

4

Shri. Suhas K. Shah

Local  Member

Member

5

Shri. Pushkar  P. Shah.

Local  Member

Member

6

Shri. S.S.Patil

Representative Of Teaching Staff

Member

7

Shri. L.M.R.J  Lobo

Representative Of Teaching Staff

Member

8

Shri. B.D. Shejal

Representative Of Teaching Staff

Member

9

Shri. D.G. Sarasambe

Representative Of  Non Teaching Staff

Member

10

Dr. S.A. Halkude

Principal Of College

Member-Secretary

11

Shri. Deepak Jambukumar Shah

Representative Of Management

Member

 

GOVERNING BODY MEMBERS

 

SR.NO.

MEMBER

NAME AND ADDRESS

EDUCATIONAL QUALIFICATION

 

1

Chairman : (Eminent

Industrialist)

Shri. Arvind R. Doshi

Chairman, PAE Limited.,

69, Tardeo Road, (Opposite Film Centre), Mumbai – 400 034, Maharashtra, India

Civil and Sanitary

Engineer, Diploma in

Business Management

2

Member : (Eminent

Industrialist)

Shri. Bhushan Vilas Shah

Engineer,

94, Siddheshwar Peth, Solapur – 413 007, Maharashtra, India

B.E. (Prod)

3

Member : (Hon.

Secretary and Trustee:

S.A.P.D.Jain

Pathashala, Solapur)

Dr. Ranjeet Hiralal Gandhi

‘Jethiram Bhavan’,

363, South Kasba, Solapur – 413 007, Maharashtra, India

M.B.B.S.

4

Member : (Trustee)

(Industrialist)

Shri Shreyans Suhas Shah

“Kasturi”, 8389/2/B-6, Railway Lines, Solapur – 413 003, Maharashtra, India

 

5

Member : (Eminent

Industrialist)

Shri. Prithviraj Hiralal Gandhi

163/1, Railway Lines,

SOLAPUR – 413 001, Maharashtra, India

B.Com.

6

Member :

An Industrialist/

Technologist/

Educationist

Shri C.R.Doshi

Chartered Accountant,

196/7, Budhawar Peth, Solapur – 413 002, Maharashtra, India

C.A.

7

Member : (Ex-Officio)

Regional Officer,

Nominee of the All

India Council for

Technical Education.

Dr. P.K.Sahoo

Regional Officer – WRO AICTE,

Industrial Assurance Bldg., 2nd floor, V.N.Road,

Opp. Churchgate Station,

Mumbai – 400 020, Maharashtra, India

 

8

Member :

An Industrialist/

Technologist/

Educationist

Shri Sanjeev Patil

Director,

Laxmi Drunken Komponant Private Limited., C-47/48, MIDC, Chincholi, Solapur – 413 255, Maharashtra, India

 

9

Member :

An Educationist

Dr.Ajit Hirachand Manikshete

Principal,

Walchand College of Arts and Science, Ashok Chowk, Solapur – 413 006, Maharashtra, India

 

10

Member : (Ex-Officio)

Nominee of the State

Government –

Director of Technical

Education

Dr.S.K.Mahajan

I/c Director of Technical Education,

Maharashtra State,3,  ahapalika Marg, Post Box No.1967, Mumbai – 400 001, Maharashtra, India

M.E. (Mech), Ph.D.

11

Member : (Nominee)

An Industrialist/

Technologist/

Educationist

Dr.R.R.Shah

14A, Gangadhar Housing Society,

Gurunanak Nagar, Solapur – 413 003, Maharashtra, India

B.A., M.A., Ph.D.

12

Member – Secretary

Principal of the

Institute

Dr. Shashikant Annarao Halkude

Principal,

Walchand Institute of Technology, Solapur, Maharashtra, India

B.E. (Civil),

M.Tech. (Civil),

Ph.D. (Civil)

13

Member:

(Faculty Member)

Prof. Dr. Sachin Ratikant Gengaje

Head, Electronics Engg. Dept.,

Walchand Institute of Technology, Solapur, Maharashtra, India

B.E. (Electronics)

M.E. (Electronics)

Ph.D

14

Member

(Faculty Member)

Shri. Akshay Neminath Surde

Asst. Prof. in Mechanical Engg. Dept.

Walchand Institute of Technology, Solapur, Maharashtra, India

B.E. (Mechanical)

M.E.(Mechanical)

 

ACADEMIC ADVISORY BODY :

 

Sr.No.

Name and LMC Member

Designation

1

Shri. Bhushan Vilas Shah

Engineer -Local Member

Chairmen's Nominee

2

Dr. Ranjeet Hiralal Gandhi

Doctor-Local Member

Member

3

Shri. Jagdish R. Shah

Local  Member

Member

4

Shri. Suhas K. Shah

Local  Member

Member

5

Shri. Pushkar  P. Shah.

Local  Member

Member

6

Shri. S.S.Patil

Representative Of Teaching Staff

Member

7

Shri. L.M.R.J  Lobo

Representative Of Teaching Staff

Member

8

Shri. B.D. Shejal

Representative Of Teaching Staff

Member

9

Shri. D.G. Sarasambe

Representative Of  Non Teaching Staff

Member

10

Dr. S.A. Halkude

Principal Of College

Member-Secretary

11

Shri. Deepak Jambukumar Shah

Representative Of Management

Member

 

 

BUSINESS DETAILS

 

Line of Business :

Educational Institute

 

 

Brand Names :

Not Divulged

 

 

Agencies Held :

Not Divulged

 

 

Exports :

Not Divulged

 

 

Imports :

Not Divulged

 

 

Terms :

Not Divulged

 

 

GENERAL INFORMATION

 

Suppliers :

Reference :

Not Divulged

Name of the Person :

Not Divulged

Contact No.:

Not Divulged

Since How Long Known :

Not Divulged

Maximum Limit Dealt :

Not Divulged

Experience :

Not Divulged

Remark:

Not Divulged

 

 

Customers :

Reference :

Not Divulged

Name of the Person :

Not Divulged

Contact No.:

Not Divulged

Since How Long Known :

Not Divulged

Maximum Limit Dealt :

Not Divulged

Experience :

Not Divulged

Remark:

Not Divulged

 

 

No. of Employees :

Information declined by the management

 

 

Bankers :

  • Laxmi Co-operative Bank Limited
  • State Bank of India
  • Central Bank of India
  • Vyapari Sah Bank 

 

Auditors :

 

Name :

S G Patil 

Chartered Accountant

Address :

10, East MAngalwar Peth, Solapur – 413002, Maharashtra, India

Tel. No.:

91-217-2326335

 

 

Memberships :

Not Available

 

 

Collaborators :

Not Available

 

 

Sister Concern:

--

 

 

CAPITAL STRUCTURE

 

NOT AVAILABLE


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

BALANCE SHEET AS AT 31ST MARCH, 2011

 

LIABILITIES

RS. IN MILLIONS

ASSETS

RS. IN MILLIONS

Library and Laboratory

 

 

 

Caution Money Deposit

3.779

Institute Furniture, Fixture and Office Equipments

12.351

Testing and Consultancy Advance

0.548

Civil Engineering Department

2.255

Testing and Consultancy Civil

0.000

Electronic and EXTC Equipment and Instrument

4.349

Library Deposits

0.047

Computer and IT Equipments

2.828

Ph, D, Laboratory Deposit

0.018

Computer Software Exps

1.058

Wi-Fi Registration Deposit

0.067

Mechanical and Workshop Equip, and Instrument

4.808

NAAQM Project Equipment (Grant)

0.340

Internet Installation

0.504

Equipment Fund

4.500

 

 

SAPD,J, Pathashala

56.937

 

 

National Merit Scholarship

0.015

 

 

Gratuity Fund

5.000

 

 

Flag Day

0.000

 

 

Catia Course Fee

0.196

 

 

Processing Fee

0.000

Networking Equipment and Instrument

0.738

Seth Lalchand Hirachand Technopark

0.075

Library Books

0.782

NAMP Project Equipments(Grant)

0.001

Library Book(Bank Grant)

0.014

Walchand Institute of Information Tech.

0.400

General Engg. Equipment

0.106

P.T.C.Scholarship

0.192

Air Condition Equipment

0.179

SIC.Scholarship

0.336

Electricity Fitting Equipments and Instrument

1.884

Maintenance Allowance to B.C. Students

0.007

Computer Lan

0.701

Library Book Bank Grant

0.376

Computer (DST)

0.031

Book Bank Deposit

0.177

Transformer Equipments

0.077

Bidi Workers Scholarship

0.017

Teaching Aids and Drawings Fitting

0.343

Freeship to S.B.C.

0.379

Digital Library Equipment

0.327

Freeship to VJNT

0.430

 

 

Freeshipto SC.

0.090

 

 

Freeshipto O.B.C.

0.090

 

 

Maintenance Allowance of VJNT

0.007

 

 

G.O.!. to O.B.C.

0.867

NAMP Project Equipments

0.136

G.O.!.VJNT

0.251

Energy Park Equipment

0.004

G.O.!.S.C. Scholarship

0.280

Water Connection Fitting and Equipment

0.028

GO.!.BC Scholarship

0.090

Generator Set Equipments

0.491

G.O.LS.B.C. Scholarship

0.405

Non Conventional Energy Equipment

0.997

Shlvaji University Exam. Exps.

0.131

Gymkhana Equipments

0.039

Student Aid Fund

0.315

WIT (AICTE) MODROB

0.002

Apatklain Nidhi

0.000

Gas Deposit

0.006

Solapur University Exam. Fee

1.519

Internet Deposit

0.019

Solapur University N.S.S.

0.014

Electricity Deposit

0.026

Solapur University Exam. Exps.

0.642

Telephone Deposit

0.019

Solapur University E Suvidha Fee

0.231

Shivaji University Practical I Oral Exam. Exps.

0.167

Environmental Fee

0.515

Shivaji University N.S.S. Section

0.005

University Exam Fees

0.000

Solapur University Oral/Practical Exam. Remuneration

0.515

Solapur University Revaluation Fee

0.000

Laxmi Co Bank Limited. F/D(Deficit Fund

0.03

P.G. Grant

0.480

Laxmi Co-operative Bank Limited. FID (Reserve fund)

0.075

Ph.D. Library Deposit

0.018

Grant in P.G. Course and Research Work

0.003

LaxmiSales and Agency, Amravati

0.000

Enviortech Instrument Private. Limited;

0.002

Swift Infocom (India) Private. Limited

0.022

State Bank of India Balives Br. FID

0.2

PrecisionSales and Services, New Delhi

0.003

Scholarship

0.017

DesigntechSystem and Services, Pune

0.000

Income Tax

0.01

Data Care Corporation

0.053

Registrar Consumer Dispute

0.099

Redversal Forum, Solapur

 

 

Advance

0.311

Gornale Mallu

 

 

Rajput Amarsing

0.06

 

 

Karkate Baburao

0.014

 

 

Bindage Mallu

0.017

 

 

Mukesh Choudhar

0.005

 

 

Suresh Godbole

0.005

 

 

Birajdar Gurusidha Malkappa

0.02

 

 

Amarsing Choudhari

0.000

 

 

Datta Kale

0.000

 

 

Pardeshi Amarsing

0.000

 

 

Pophale Ganesh

0.000

 

 

Satish Chalwadi

0.000

 

 

Tulip Telecom Limited

0.000

 

 

Vasavdatta Cement

0.000

 

 

Party Advance During the year

0.203

 

 

Income and Expenditure Account

34.633

 

 

Closing Balance

8.367

 

 

 

 

TOTAL

79.860

 

79.860

 

 

INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDING 31st MARCH, 2011

 

 

EXPENDITURE

RS. IN MILLIONS

INCOME

RS. IN MILLIONS

 

 

 

 

To Salary to Teaching Staff

55.128

By Fees

125.248

To Salary to Non - Teaching Staff

14.770

By Ph.D. Fees

0.376

To Salary to Menial Staff

9.888

By Other

0.032

To Gratuity Exps.

0.290

By Research Project Grant

0.163

To Management Contribution to PF

1.936

By Admission Form Fee

0.335

To Recurring Expenses

 

By AICTE Grant SDP on Web 2.0

0.163

Advertisement

3.128

By ARC center Remuneration

0.003

AICTE Grant SDP on Web 2.0

0.332

By Ashwamedh Fee

0.016

Allumini Activity

0.194

By Energy Club Grant

0.008

Audit Fee

0.053

By Interest

0.107

BE Project

0.167

By Maharashtra Energy dev. Subsidy

0.176

Bank Commission

0.012

By NAMP Project Grant

0.305

Book Binding

0.064

By Solapur University Photostate Fee

0.008

Borewell

0.089

By Solapur University Vikas Nidhi

0.005

Building Usage

8.461

By Testing and Consultancy Civil

0.588

College Magazine

0.208

By Wrokshop on PHP (CSE Dept)

0.010

College Exam. and Stationery

2.040

 

 

Consultancy Charges

0.200

By Youth Festival

0.019

 

 

By Deficit transferred to Balance Sheet

11.287

Consumable for Computers

 

 

 

Centre

0.013

 

 

Civil

0.038

 

 

CSE

0.033

 

 

Electronics

0.027

 

 

 

 

 

 

EXTC

0.013

 

 

General Engg

0.008

 

 

LT.

0.017

 

 

Library

0.009

 

 

Mechanical

0.050

 

 

Office

0.086

 

 

 

 

 

 

Laboratory Consumable

 

 

 

 

 

 

 

Civil

0.298

 

 

CSE (Computer)

0.247

 

 

Electronics

0.226

 

 

EXTC

0.143

 

 

General Engg

0.112

 

 

Generator Set

0.451

 

 

LT.

0.050

 

 

Mechanical

0.115

 

 

Workshop

0.457

 

 

D.S.T. Exps.

0.004

 

 

Educational Tour

0.562

 

 

Electrical Maintenance

1.876

 

 

Electricity Exps

2.525

 

 

FE Admission

1.160

 

 

 

 

 

 

Faculty Research and Publication

 

 

 

 

 

 

 

Conference and Seminar

0.111

 

 

First Aid

0.001

 

 

Freight and Cartraiges

0.261

 

 

Gardening

0.859

 

 

Gymkhana

0.537

 

 

Insurance

0.019

 

 

Internet Installation Charges

0.010

 

 

Internal Road Repairs and Main

2.446

 

 

Internet Subscription Charges

0.452

 

 

Legal Fee

0.160

 

 

Local Conveyance

0.109

 

 

Maintenance to Building

4.193

 

 

Miscellaneous

0.347

 

 

Municipal Tax

1.654

 

 

NAMP Project

0.356

 

 

National Level Workshop

0.025

 

 

Networking Equip. and Instru

 

 

 

Labour Charges

0.008

 

 

Noise Level Monitoring Charge

0.030

 

 

P.F. Administration Charges

0.257

 

 

P.F. Consultancy Charges

0.012

 

 

Periodicals and E-Journals

0.787

 

 

Postage

0.105

 

 

Printing and Stationery

1.067

 

 

Prize Distributio

0.107

 

 

Repairs to Furniture

2.739

 

 

Repairs to Machinery

0.378

 

 

Software Annual Maint Charge

0.038

 

 

Software Annual Subscription

 

 

 

Charges

0.298

 

 

Sports Field Maintenance

1.541

 

 

Staff Welfare Exps

0.036

 

 

Student Activity

1.401

 

 

Supervision Charges

0.079

 

 

Telephone

0.061

 

 

Training and Placement

1.333

 

 

Travelling

0.677

 

 

Typing and Xeroxing

0.162

 

 

 

 

 

 

University Affiliation/AICTEI

 

 

 

 

 

 

 

NBA Fee

1.407

 

 

Water Connection

0.170

 

 

 

 

 

 

To Depreciation

9.136

 

 

TOTAL

138.849

 

138.849

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last one year

Yes

12]

Profitability for last one year

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

No

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

No

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

No

31]

Date of Birth of Proprietor/Partner/Director, if available

No

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.87

UK Pound

1

Rs.94.07

Euro

1

Rs.70.19

 

 

INFORMATION DETAILS

 

Information Gathered by :

PAT

 

 

Analysis Done by :

DIV

 

 

Report Prepared by :

KVT


 

 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.