MIRA
INFORM REPORT
|
Report No. : |
307113 |
|
Report Date : |
07.02.2015 |
IDENTIFICATION DETAILS
|
Name : |
CENIGOMMA S.R.L. |
|
|
|
|
Registered Office : |
Strada Dell'alpo, 26, 37136 |
|
|
|
|
Country : |
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|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
04.09.2007 |
|
|
|
|
Legal Form : |
Sole-Member Limited Liability Company |
|
|
|
|
Line of Business : |
·
Engaged as distributor of Rubber Products, Industrial
and Technical Articles for Various Uses. Engaged as
Wholesaler of Fire-Prevention and Accident-Prevention Goods Engaged as
Wholesaler of Rude Rubber, Plastics in Primary Forms and Semi-Finished · Engaged as Wholesale and retail (in Separate Rooms) Industrial Products such as Safety and Fire, Pipes, Plates of Non-Ferrous Materials, Networks and Metallic Woven, Cleaning Products, and Nursery Products for Agriculture and Rubber Products as well as Plastic |
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|
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No of Employees : |
54 |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
|
Payment Behaviour : |
Slow but Correct |
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Italy |
A2 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY ECONOMIC OVERVIEW
Italy has a diversified
industrial economy, which is divided into a developed industrial north, dominated
by private companies, and a less-developed, highly subsidized, agricultural
south, where unemployment is higher. The Italian economy is driven in large
part by the manufacture of high-quality consumer goods produced by small and
medium-sized enterprises, many of them family-owned. Italy also has a sizable
underground economy, which by some estimates accounts for as much as 17% of
GDP. These activities are most common within the agriculture, construction, and
service sectors. Italy is the third-largest economy in the euro-zone, but its
exceptionally high public debt and structural impediments to growth have
rendered it vulnerable to scrutiny by financial markets. Public debt has
increased steadily since 2007, topping 133% of GDP in 2013, but investor
concerns about Italy and the broader euro-zone crisis eased in 2013, bringing
down Italy's borrowing costs on sovereign government debt from euro-era. The
government still faces pressure from investors and European partners to sustain
its efforts to address Italy's long-standing structural impediments to growth,
such as labor market inefficiencies and widespread tax evasion. In 2013
economic growth and labor market conditions deteriorated, with growth at -1.8%
and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's
GDP is now 8% below its 2007 pre-crisis level.
|
Source : CIA |
Company name & address
Cenigomma S.r.l.
Strada Dell'alpo, 26
37136 - Verona (VR) -IT-
Summary
|
Fiscal Code |
: |
03712400237 |
|
Legal Form |
: |
Sole-Member Limited Liability Company |
|
start of Activities |
: |
15/11/2007 |
|
Equity |
: |
2.000.000 |
|
Turnover Range |
: |
25.000.000/35.000.000 |
|
Number of Employees |
: |
54 |
Activity
·
Engaged as distributor of Rubber Products, Industrial
and Technical Articles for Various Uses.
Engaged as Wholesaler
of Fire-Prevention and Accident-Prevention Goods
Engaged as Wholesaler
of Rude Rubber, Plastics in Primary Forms and Semi-Finished
·
Engaged as Wholesale and retail (in Separate Rooms) Industrial Products such as Safety and Fire, Pipes, Plates of Non-Ferrous
Materials, Networks and Metallic Woven, Cleaning Products, and Nursery Products
for Agriculture and Rubber Products as well as Plastic
Legal Data
Legal Form : Sole-Member Limited Liability
Company
|
Fiscal Code : 03712400237 |
|
Chamber of Commerce no. : 266124 of Udine |
|
Chamber of Commerce no. : 359202 of Verona
since 12/09/2007 |
|
V.A.T. Code : 03712400237 |
|
Establishment date |
: 04/09/2007 |
|
|
Start of Activities |
: 15/11/2007 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 500.000 |
|
|
Subscribed Capital |
: 500.000 |
|
|
Paid up Capital |
: 500.000 |
|
Members
|
|
Giometto |
Andrea |
|
|
|
Born in Vicenza |
(VI) |
on 05/02/1964 |
- Fiscal Code : GMTNDR64B05L840P |
|
|
|
Residence: |
|
Monte Pasubio |
, 3 |
- 36013 |
Piovene Rocchette |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
16/05/2013 |
|
|
|
|
Arroweld Italia
S.p.a. |
|
|
|
|
|
|
Residence: |
|
Monte Pasubio |
, 137 |
- 36010 |
Zane' |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Sole partner |
15/05/2008 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Gasparotto |
Mirco Giorgio |
|
|
|
Born in Vicenza |
(VI) |
on 24/02/1963 |
- Fiscal Code : GSPMCG63B24Z133T |
|
|
|
Residence: |
|
Santa Rosa |
, 15 |
- 36010 |
Zane' |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
16/05/2013 |
|
|
|
Board Chairman |
16/05/2013 |
|
|
|
Managing Director |
16/05/2013 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Arroweld Italia
S.p.a. |
|
|
|
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
|
|
|
No Prejudicial events
are reported |
|
|
No Protests
registered |
|
|
Monini |
Andrea |
|
|
|
Born in Citta' di Castello |
(PG) |
on 26/06/1978 |
- Fiscal Code : MNNNDR78H26C745B |
|
|
|
Residence: |
|
Monte Pastello |
, 8 |
- 37060 |
Buttapietra |
(VR) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
31/10/2014 |
|
|
|
Director |
31/10/2014 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
Companies connected to members *
*checkings have been performed on a national
scale.
In this module are listed the companies in
which members hold or have holded positions.
|
|
Arroweld Italia
S.p.a. |
|
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Cenigomma S.r.l. |
Verona (VR) - IT - |
00210580239 |
Sole partner |
Withdrawn |
In liquidation |
|
|
Gasparotto |
Mirco Giorgio |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Politecnica Cetai S.r.l. |
Modena (MO) - IT - |
01295580367 |
Director |
Active |
Registered |
|
Politecnica Cetai S.r.l. |
Modena (MO) - IT - |
01295580367 |
Board Chairman |
Active |
Registered |
|
Bisicur S.r.l. |
Roncadelle (BS) - IT - |
01963850175 |
Director |
Active |
Registered |
|
Bisicur S.r.l. |
Roncadelle (BS) - IT - |
01963850175 |
Board Chairman |
Active |
Registered |
|
Allfin S.p.a. |
Thiene (VI) - IT - |
01261340242 |
Director |
Active |
Registered |
|
Allfin S.p.a. |
Thiene (VI) - IT - |
01261340242 |
Board Chairman |
Active |
Registered |
|
Cosmec S.r.l. |
Isola Vicentina (VI) - IT - |
03327900175 |
Director |
Withdrawn |
Registered |
|
Cosmec S.r.l. |
Isola Vicentina (VI) - IT - |
03327900175 |
Board Chairman |
Withdrawn |
Registered |
|
Edis - G.e.i.e. |
Verona (VR) - IT - |
02437470236 |
Director |
Active |
Registered |
|
Edis - G.e.i.e. |
Verona (VR) - IT - |
02437470236 |
Managing
Director |
Active |
Registered |
|
Arroweld Italia S.p.a. |
Zane' (VI) - IT - |
03354110243 |
Managing
Director |
Active |
Registered |
|
Arroweld Italia S.p.a. |
Zane' (VI) - IT - |
03354110243 |
Director |
Active |
Registered |
|
Arroweld Italia S.p.a. |
Zane' (VI) - IT - |
03354110243 |
Board Chairman |
Active |
Registered |
|
Nebraska Societa' Semplice |
Marostica (VI) - IT - |
91029050241 |
Partner |
Withdrawn |
Ceased |
|
Dragon S.a.s. Di Gasparotto Mirco Giorgio
E C. |
Marostica (VI) - IT - |
03411280245 |
General Partner |
Active |
Registered |
|
Mechplast S.r.l. |
Paruzzaro (NO) - IT - |
01922200033 |
Director |
Active |
Registered |
|
Mechplast S.r.l. |
Paruzzaro (NO) - IT - |
01922200033 |
Director |
Withdrawn |
Registered |
|
St Protect S.p.a. |
Broni (PV) - IT - |
02372680187 |
Director |
Active |
Registered |
|
St Protect S.p.a. |
Broni (PV) - IT - |
02372680187 |
Board Chairman |
Active |
Registered |
|
Light S.r.l. |
Zane' (VI) - IT - |
03423680242 |
Liquidator |
Withdrawn |
Ceased |
|
|
Monini |
Andrea |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Bisicur S.r.l. |
Roncadelle (BS) - IT - |
01963850175 |
Managing
Director |
Active |
Registered |
|
Bisicur S.r.l. |
Roncadelle (BS) - IT - |
01963850175 |
Director |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation,
Active, Inactive, etc.
For more information, in this case, we
advise to request further investigations.
capital Shareholders
Shareholders' list as at date of data
collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Arroweld Italia S.p.a. |
Zane' - IT - |
03354110243 |
|
100,00 |
Direct Participations
The Company under review has participations
in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
St Protect S.p.a. |
Broni - IT - |
02372680187 |
200.400 .Eur |
50,10 |
|
|
Active |
|
Bisicur S.r.l. |
Roncadelle - IT - |
01963850175 |
11.000 .Eur |
100,00 |
|
|
Active |
Firm's location and structure
In order to carry out its activities the
firm uses the following locations:
|
- |
Legal and
operative seat |
|
|
|
|
|
|
|
Dell'alpo |
, 26 |
- 37100 |
- Verona |
(VR) |
- IT - |
|
|
|
|
Total Surface: 230 Sq.mt. |
|
- |
Branch |
(Sales office) |
since 01/12/2007 |
|
|
|
|
|
|
Tavagnacco |
, 83/2 |
- 33100 |
- Udine |
(UD) |
- IT - |
|
- |
Branch |
(Warehouse) |
since 01/04/2009 |
|
|
|
|
|
|
Dell'alpo |
, 24 |
- 37100 |
- Verona |
(VR) |
- IT - |
|
|
|
|
Employees |
: 54 |
|
Fittings and Equipment for a value of
19.000 |
Eur |
|
Stocks for a value of 9.640.000 |
Eur |
|
|
Traded Brands / Suppliers
|
- Arroweld |
|
- Morassutti |
|
- Control |
|
- Cetai |
Historical Information and/or Firm's Status
EX-MEMBERS / EX-POSITIONS:
|
|
Oliviero |
Giuseppe |
|
|
|
Born in Montegalda |
(VI) |
on 02/09/1944 |
- Fiscal Code : LVRGPP44P02F514C |
|
|
|
Residence: |
|
Mazzini |
, 127 |
- 36100 |
Vicenza |
(VI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Cenigomma S.r.l. |
|
|
- Fiscal Code : 00210580239 |
|
|
|
Residence: |
|
Dell'alpo |
, 26 |
- 37136 |
Verona |
(VR) |
- IT - |
|
Ex-Postions |
|
Sole partner |
|
|
Cunico |
Giulio |
|
|
|
Born in Thiene |
(VI) |
on 30/03/1962 |
- Fiscal Code : CNCGLI62C30L157W |
|
|
|
Residence: |
|
Mons. Pertile |
, 30 |
- 36016 |
Thiene |
(VI) |
- IT - |
|
Ex-Postions |
|
Chairman of the Board of Aud. |
|
|
Tezzele |
Elena |
|
|
|
Born in Lavarone |
(TN) |
on 09/04/1957 |
- Fiscal Code : TZZLNE57D49E492U |
|
|
|
Residence: |
|
Lanzino |
, 61 |
- 38046 |
Lavarone |
(TN) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Boldrin |
Alberto |
|
|
|
Born in Venezia |
(VE) |
on 29/05/1960 |
- Fiscal Code : BLDLRT60E29L736T |
|
|
|
Residence: |
|
Dell'alpo |
, 26 |
- 37136 |
Verona |
(VR) |
- IT - |
|
Ex-Postions |
|
Director |
|
Managing Director |
|
Managing Director |
|
Managing Director |
|
|
Tamiozzo |
Giancarlo |
|
|
|
Born in Altavilla Vicentina |
(VI) |
on 08/09/1956 |
- Fiscal Code : TMZGCR56P08A231W |
|
|
|
Residence: |
|
S. TERESA |
, 35 |
- 36010 |
Zane' |
(VI) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
|
|
Tamiozzo |
Lorenza |
|
|
|
Born in Vicenza |
(VI) |
on 19/01/1962 |
- Fiscal Code : TMZLNZ62A59L840C |
|
|
|
Residence: |
|
Mons. Pertile |
, 30 |
- 36016 |
Thiene |
(VI) |
- IT - |
|
Ex-Postions |
|
Permanent Auditor |
|
|
Giometto |
Andrea |
|
|
|
Born in Vicenza |
(VI) |
on 05/02/1964 |
- Fiscal Code : GMTNDR64B05L840P |
|
|
|
Residence: |
|
Monte Pasubio |
, 3 |
- 36013 |
Piovene Rocchette |
(VI) |
- IT - |
|
Ex-Postions |
|
Sole Director |
|
Director |
|
|
Gasparotto |
Mirco Giorgio |
|
|
|
Born in Vicenza |
(VI) |
on 24/02/1963 |
- Fiscal Code : GSPMCG63B24Z133T |
|
|
|
Residence: |
|
Santa Rosa |
, 15 |
- 36010 |
Zane' |
(VI) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Managing Director |
|
Managing Director |
Protests
Protests checking on the subject firm has
given a negative result.
Data Base Prejudicial Events Search
Search performed on a National Scale
|
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal Procedures
None reported, standing to the latest
received edition of the Official Publications.
Financial and Economical Analysis
The company is active since 2007
The economic-financial analysis has been
made on the base of the b/s of the latest three years.
During the last years, it achieved profits
(r.o.e. 8,11% on 2013) with a stable trend in the turnover.
The operating result was positive in the
last financial year (2,05%) falling within the field's average.
The amount of the operating result for the
year 2013 is of Eur. 614.946 with a -28,57% drop.
A gross operating margine for a value of
Eur. 698.820 was reached. showing a downward trend as opposed to the previous
year.
Short-term debts volume if compared to net
worth, as it comes out from the total indebtedness (10,45) which is rising
compared to 2012.
The equity capital is equal to Eur.
1.923.909 , unchanged if compared to 2012.
In the year 2013 total debts amounted to
Eur. 26.542.380 showing a stable trend as opposed to 2012 (Eur. 26.653.472).
Remarkable financial indebtedness; payments
average period is slightly high too (106,98 gg.) but lined up with the field's
average.
Liquidity is good (1,23)
Accounts receivable average term is high
(142,93 days). even higher than the average of the specific sector.
As far as the cash flow is concerned during
the latest financial year it amounted to Eur. 236.887
Labour cost amounts to Eur. 1.952.370, with
a 7,81% incidence on production costs. , with a 7,78% incidence on turnover.
High incidence of financial charges on turnover.
Financial Data
|
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
25.098.385 |
|
Profit (Loss) for the period |
155.952 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
26.721.731 |
|
Profit (Loss) for the period |
69.042 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
30.045.989 |
|
Profit (Loss) for the period |
508.923 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
28.684.646 |
|
Profit (Loss) for the period |
-254.476 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
26.302.355 |
|
Profit (Loss) for the period |
-248.389 |
Balance Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet as
at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2013 |
as at 31/12/2012 |
as at 31/12/2011 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|
|
|
|
|
|
Rigidity Ratio |
Units |
0,12 |
0,12 |
0,12 |
0,10 |
|
Elasticity Ratio |
Units |
0,83 |
0,83 |
0,82 |
0,87 |
|
Availability of stock |
Units |
0,32 |
0,27 |
0,28 |
0,21 |
|
Total Liquidity Ratio |
Units |
0,51 |
0,56 |
0,54 |
0,61 |
|
Quick Ratio |
Units |
0,01 |
0,09 |
0,14 |
0,03 |
|
COMPOSITION ON
SOURCE |
|
|
|
|
|
|
Net Short-term indebtedness |
Units |
10,45 |
9,63 |
9,44 |
4,04 |
|
Self Financing Ratio |
Units |
0,06 |
0,06 |
0,05 |
0,16 |
|
Capital protection Ratio |
Units |
0,66 |
0,68 |
0,41 |
0,59 |
|
Liabilities consolidation quotient |
Units |
0,34 |
0,49 |
0,54 |
0,11 |
|
Financing |
Units |
13,80 |
15,08 |
16,69 |
4,85 |
|
Permanent Indebtedness Ratio |
Units |
0,29 |
0,34 |
0,38 |
0,26 |
|
M/L term Debts Ratio |
Units |
0,23 |
0,28 |
0,33 |
0,07 |
|
Net Financial Indebtedness Ratio |
Units |
7,42 |
7,38 |
7,76 |
1,01 |
|
CORRELATION |
|
|
|
|
|
|
Fixed assets ratio |
Units |
2,35 |
2,90 |
3,26 |
2,12 |
|
Current ratio |
Units |
1,23 |
1,42 |
1,35 |
1,16 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,75 |
0,95 |
0,89 |
0,88 |
|
Structure's primary quotient |
Units |
0,52 |
0,48 |
0,47 |
1,40 |
|
Treasury's primary quotient |
Units |
0,02 |
0,15 |
0,23 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
1562,73 |
1788,66 |
1838,73 |
620,22 |
|
Current Capital ( net ) |
Value |
4.602.447 |
7.775.172 |
6.663.401 |
131.414 |
|
RETURN |
|
|
|
|
|
|
Return on Sales |
% |
0,94 |
1,09 |
2,81 |
2,27 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
8,11 |
3,91 |
29,96 |
6,70 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
14,27 |
13,96 |
31,42 |
18,85 |
|
Return on Investment ( R.O.I. ) |
% |
2,05 |
2,72 |
1,03 |
4,76 |
|
Return/ Sales |
% |
2,45 |
3,22 |
1,07 |
3,70 |
|
Extra Management revenues/charges incid. |
% |
25,36 |
8,02 |
158,68 |
28,15 |
|
Cash Flow |
Value |
236.887 |
291.100 |
844.865 |
39.655 |
|
Operating Profit |
Value |
614.946 |
860.977 |
320.728 |
63.123 |
|
Gross Operating Margin |
Value |
698.820 |
1.088.827 |
662.995 |
99.042 |
|
MANAGEMENT |
|
|
|
|
|
|
Credits to clients average term |
Days |
142,93 |
137,22 |
138,46 |
119,16 |
|
Debts to suppliers average term |
Days |
106,98 |
104,90 |
143,68 |
116,83 |
|
Average stock waiting period |
Days |
138,27 |
116,21 |
104,36 |
58,39 |
|
Rate of capital employed return ( Turnover
) |
Units |
0,83 |
0,85 |
0,96 |
1,36 |
|
Rate of stock return |
Units |
2,60 |
3,10 |
3,45 |
6,14 |
|
Labour cost incidence |
% |
7,78 |
6,77 |
5,17 |
8,98 |
|
Net financial revenues/ charges incidence |
% |
-2,08 |
-2,62 |
-1,90 |
-1,08 |
|
Labour cost on purchasing expenses |
% |
7,81 |
6,86 |
5,12 |
8,98 |
|
Short-term financing charges |
% |
2,17 |
3,04 |
2,41 |
2,60 |
|
Capital on hand |
% |
119,79 |
118,34 |
103,97 |
73,17 |
|
Sales pro employee |
Value |
411.448 |
477.173 |
732.829 |
394.001 |
|
Labour cost pro employee |
Value |
32.006 |
32.315 |
37.907 |
34.340 |
Market / Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
860.796Monthly
family expenses average in the region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
2.052 |
|
- per energy consume |
: |
127 |
Sector Data
The values are calculated on a base of 2.551
significant companies.
The companies cash their credits on an
average of 119 dd.
The average duration of suppliers debts is
about 117 dd.
The sector's profitability is on an average
of 2,27%.
The labour cost affects the turnover in the
measure of 8,98%.
Goods are held in stock in a range of 58 dd.
The difference between the sales volume and
the resources used to realize it is about 1,36.
The employees costs represent the 8,98% of
the production costs.
Statistical Detrimental Data
Statistically the trade activity shows
periods of crisis.
The area is statistically considered lowly
risky.
In the region 13.782 protested subjects are
found; in the province they count to 2.673.
The insolvency index for the region is 0,30,
, while for the province it is 0,31.
Total Bankrupt companies in the province :
2.982.
Total Bankrupt companies in the region :
16.714.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.61.74 |
|
UK Pound |
1 |
Rs.94.65 |
|
Euro |
1 |
Rs.70.79 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest capability
for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.