MIRA INFORM REPORT

 

 

Report No. :

306711

Report Date :

07.02.2015

 

IDENTIFICATION DETAILS

 

Name :

ECO FINMETSRL

 

 

Registered Office :

Calea Prutului 9, 800205 Galati Galati

 

 

Country :

Romania

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

28.04.2011

 

 

Com. Reg. No.:

J17/541/2011

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Engaged in Collection of Non-Hazardous Waste

 

[We tried to confirm / obtain the detailed activity but the same is not available from any sources.]

 

 

No of Employees :

08 (31.12.2013)

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Romania

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Romania ECONOMIC OVERVIEW

 

Romania, which joined the EU on 1 January 2007, began the transition from Communism in 1989 with a largely obsolete industrial base and a pattern of output unsuited to the country's needs. The country emerged in 2000 from a punishing three-year recession due to strong demand in EU export markets. Domestic consumption and investment fueled strong GDP growth, but led to large current account imbalances. Romania's macroeconomic gains have only recently started to spur creation of a middle class and to address Romania's widespread poverty. Corruption and red tape continue to permeate the business environment. As a result of the global financial crisis, Romania signed on to a $26 billion emergency assistance package from the IMF, the EU, and other international lenders. GDP contracted from 2009 to 2011. In March 2011, Romania and the IMF/EU/World Bank signed a 24-month precautionary stand-by agreement, worth $6.6 billion, to promote fiscal discipline, encourage progress on structural reforms, and strengthen financial sector stability. In September 2013, the Romanian authorities and the IMF/EU agreed to a follow-on stand-by agreement, worth $5.4 billion, to continue with reforms, although Bucharest announced that it does not intend to draw funds under the agreement. Economic growth accelerated in 2013, driven by strong industrial exports and an excellent agricultural harvest; in December 2013 inflation dropped to a historical low annual rate of 1.6%; and the current account deficit was reduced substantially. Yet, progress on structural reforms is uneven and the economy still is vulnerable to shocks.

           

Source : CIA

 


Company name & address

 

ECO FINMETSRL

Telephone

+40 753 085116

Calea Prutului 9

 

 

800205 Galati Galati

 

 

Romania

 

 

 

Registration No.                           J17/541/2011

Tax No.                                       RO 28401401                                                 

Status                                         Active

 

 

Economic situation 

 

Business connection

Business connections are not denied

Payment behaviour

So far no complaints ,recently occasional reminders

 

 

Legal form

 

Private Limited Company

 

 

Registration and changes

 

established on 28.04.2011 as ECO FINMET SRL Private Limited Company

 

 

 

Owners and Capital                                

                                                                                                                                                  

Name / Address / Nationality

From

Share

Vitali Antonio (birth date 24/02/1959) MILANO, Italy Italian

28/04/2011

100,000000 %

 

Registered capital

 

Currency

Value

RON

200

 


 

Management  

           

Name / Address / Status

Since

Position

Vitali Antonio (birth date 24/02/1959) MILANO Italia

18/04/2011

Administrator

 

 

Business activities 

 

Main activity

Nace

Collection of non-hazardous waste

3811

 

 

Economic data

 

 

Turnover and Employees

 

 

Date

Turnover

Employees

31.12.2013

837.927 RON

8

31.12.2012

1.194.274 RON

7

31.12.2011

397.171 RON

1

 

 

Supplementary data    

 

Main indices

 

Payment experience and credit opinion

 

Business connection

Business connections are not denied

Payment behaviour

So far no complaints ,recently occasional reminders

 

 

Negative events                

                                                                                                         

According to the information registered at the Ministry of Finance the company has overdue debts in amount of 1.231,00 RON to the State (taxes not paid until 31.12.2014). For this debt the enforcement procedure has been started.

 

There are no related to the subject at the Payment Incidents Bureau (CIP) in the period 05.02.2008 - 05.02.2015.     

                                                                                                         

There are no related to the subject company in our debt collection department.      

 

There are no records related to the subject company at the Insolvency Proceedings Bulletin.           

 

The subject company is registered with legal proceedings opened against it, according to Court Portal .       

 

 

Balances sheet                                      

 

Assets

 

 

 

 

Name

Ref.

31/12/2011 RON SHORT

31/12/2012 RON SHORT

31/12/2013 RON SHORT

INTANGIBLE FIXED ASSETS

r1

795

1.312

120

TANGIBLE FIXED ASSETS

r2

2.097

11.563

13.421

CAPITAL ASSETS

r3

0

0

0

FIXED ASSETS - TOTAL

r4

2.892

12.875

13.541

INVENTORIES

r5

1.216

108.393

712.319

RECEIVABLES

r6

300.297

270.195

299.378

SHORT-TERM INVESTMENTS

r7

0

0

0

PETTY CASH AND BANK ACCOUNTS

r8

970

75.221

4.181

CURRENT ASSETS - TOTAL

r9

302.483

453.809

1.015.878

PREPAID EXPENSES

r10

0

24.214

0

TOTAL ASSETS

r11

305.375

490.898

1.029.419

 

 

 

 

 

Liabilities

 

 

 

 

 

 

 

 

 

Name

Ref.

31/12/2011 RON SHORT

31/12/2012 RON SHORT

31/12/2013 RON SHORT

DAT.I: AMOUNTS THAT MUST BE PAID DURING A PERIOD OF MAX. ONE YEAR

r12

302.935

483.079

1.023.788

NET CURRENT ASSETS/NET CURRENT DEBTS

r13

-452

-5.056

-7.910

TOTAL ASSETS MINUS CURRENT DEBTS

r14

2.440

7.819

5.631

DAT.I: AMOUNTS THAT MUST BE PAID DURING A PERIOD EXCEEDING ONE YEAR

r15

0

0

0

TOTAL DEBTS

r16

302.935

483.079

1.023.788

PROVISIONS

r17

0

0

0

DEFERRED INCOME, OF WHICH:

r18

0

0

0

- grants related to investments

r19

0

0

0

deferred income

r20

0

0

0

CAPITAL, of which:

r21

200

200

200

subscribed and paid up capital

r22

200

200

200

unpaid subscribed capital

r23

0

0

0

assets and liabilities (public sector companies)

r24

0

0

0

CAPITAL PREMIUM

r25

0

0

0

REVALUATION RESERVES

r26

0

0

0

RESERVES

r27

0

0

3.565

Own shares

r28

0

0

0

Earnings associated to own capital instruments

r29

0

0

0

Losses associated to own capital instruments

r30

0

0

0

PROFIT OR LOSS REPORTED Balance account C

r31

0

2.240

0

PROFIT OR LOSS REPORTED Balance account D

r32

0

0

0

PROFIT OR LOSS FINANCIAL YEAR Balance account C

r33

2.240

5.379

1.866

PROFIT OR LOSS FINANCIAL YEAR Balance account D

r34

0

0

0

Profit distribution

r35

0

0

0

SHAREHOLDERS' EQUITY - TOTAL

r36

2.440

7.819

5.631

Public patrimony

r37

0

0

0

EQUITY-TOTAL

r38

2.440

7.819

5.631

TOTAL LIABILITIES

r39

305.375

490.898

1.029.419

 

Profit and Loss Account

 

 

 

 

 

 

31/12/2011

31/12/2012

31/12/2013

Name

Ref.

RON

RON

RON

 

 

SHORT

SHORT

SHORT

Net turnover

r89

397.171

1.194.274

837.927

Own work sold

r90

0

54.098

83.440

Income from the sale of goods

r91

397.171

1.165.357

754.487

Income from interests made by leasing

r92

0

0

0

Income from grants related to income corresponding to net turnover

r93

0

0

0

--Balance account C

r94

0

5.668

12.851

Balance account D

r95

0

0

0

Production made by the entity for its own purposes and capitalized

r96

0

0

0

Other operating income

r97

0

0

38.120

TOTAL OPERATING INCOME - TOTAL

r98

397.171

1.199.942

888.898

Expenses on raw materials and consumables

r99

130

57.952

126.502

Other expenses for supplies and materials

r100

0

21.206

4.420

Other outsourced expenses (electricity and water)

r101

0

2.613

7.348

Expenses on goods

r102

370.374

857.237

566.502

Expenses on personnel, of which:

r103

13.928

103.548

86.068

Salaries and benefits

r104

10.890

80.974

64.387

Insurance and social security expenses

r105

3.038

22.574

21.681

Adjustments of the value of tangible and intangible fixed assets

r106

0

0

2.710

Expenses

r107

0

0

2.710

Income

r108

0

0

0

Adjustments of the value of current assets

r109

0

0

0

Expenses

r110

0

0

0

Income

r111

0

0

0

Other operating expenses

r112

10.084

161.878

161.956

Expenses on third party services

r113

9.581

159.901

146.577

Expenses on other taxes, duties and similar charges

r114

503

738

502

Expenses on compensations, donations and assigned assets

r115

0

1.239

14.877

Expenses with refinancing interest rates of leasing entities

r116

0

0

0

Adjustments of provisions

r117

0

0

0

Expenses

r118

0

0

0

income

r119

0

0

0

OPERATING EXPENSES - TOTAL

r120

394.516

1.185.737

955.506

- Profit

r121

2.655

14.205

0

- Loss

r122

0

0

66.608

Income from participating interests, of which:

r123

0

0

0

income obtained from subsidiaries

r124

0

0

0

Income from other financial investments and loans which are part of intangible fixed assets, of which:

r125

0

0

0

income obtained from subsidiaries

r126

0

0

0

Income from interest rates, of which:

r127

11

99

4

income obtained from subsidiaries

r128

0

0

0

Other financial income

r129

0

6.880

84.112

FINANCIAL INCOME - TOTAL

r130

11

6.979

84.116

Value adjustments in respect of capital assets and investments as current assets

r131

0

0

0

Expenses

r132

0

0

0

income

r133

0

0

0

Interest expenses

r134

0

0

0

of which, expenses in respect of subsidiaries

r135

0

0

0

Other financial expenses

r136

0

14.131

12.428

FINANCIAL EXPENSES - TOTAL

r137

0

14.131

12.428

- Profit

r138

11

0

71.688

- Loss

r139

0

7.152

0

- Profit

r140

2.666

7.053

5.080

- Loss

r141

0

0

0

Extraordinary income

r142

0

0

0

Extraordinary expenses

r143

0

0

0

- Profit

r144

0

0

0

- Loss

r145

0

0

0

TOTAL INCOME

r146

397.182

1.206.921

973.014

TOTAL EXPENSES

r147

394.516

1.199.868

967.934

- Profit

r148

2.666

7.053

5.080

- Loss

r149

0

0

0

Income tax

r150

426

1.674

3.214

Other taxes which are not recorded above

r151

0

0

0

- Net profit

r152

2.240

5.379

1.866

- Net loss

r153

0

0

0

Net result

r154

2.240

5.379

1.866

 

Additional information

 

 

 

 

 

 

 

 

 

Name

Ref.

31/12/2011 RON SHORT

31/12/2012 RON SHORT

31/12/2013 RON SHORT

Outstanding payments-total - TOTAL

r155

0

7.357

7.221

Accounts payable outstanding - total, of which: - TOTAL

r156

0

0

0

over 30 days - TOTAL

r157

N/A

0

0

over 90 days - TOTAL

r158

N/A

0

0

over 1 year - TOTAL

r159

N/A

0

0

Outstanding payments to social security- total, of which: - TOTAL

r160

0

6.520

4.652

contributions to social security payable by employers, employees and other assimilated entities - TOTAL

r161

0

4.660

3.319

contributions to the social health insurance fund - TOTAL

r162

0

1.706

1.225

contribution to the additional state pension system - TOTAL

r163

0

0

0

contributions to the unemployment insurance fund - TOTAL

r164

0

154

108

other social liabilities - TOTAL

r165

0

0

0

Payments due to special funds and other funds - TOTAL

r166

0

0

56

Payments due to other creditors - TOTAL

r167

0

0

0

Taxes and fees unpaid to the public budget on the date due - TOTAL

r168

0

837

2.513

Taxes and fees unpaid to the local budget on the date due - TOTAL

r169

0

0

0

Bank credits which were not reimbursed on the date due - total, of which: - TOTAL

r170

0

0

0

back payments after 30 days - TOTAL

r171

N/A

0

0

back payments after 90 days - TOTAL

r172

N/A

0

0

back payments after 1 year - TOTAL

r173

N/A

0

0

Past due interest - TOTAL

r174

0

0

0

Average number of employees

r175

1

7

8

 

 

 

 

 

Financial Ratios

 

 

 

 

 

 

 

 

 

Name

Ref.

31/12/2011

31/12/2012

31/12/2013

Debt Ratio

R1

0,99

0,98

0,99

Quick ratio

R2

0,99

0,72

0,30

Current ratio

R3

1,00

0,94

0,99

Solvency ratio

R4

0,00

0,00

0,00

 

 

 

 

 

Return on sales ( ROS )

R5

0,01

0,00

0,00

Return on assets ( ROA )

R6

0,01

0,01

0,00

Return on equity ( ROE )

R7

0,92

0,69

0,33

Operating margin, in (%)

R8

0,01

0,01

0,00

Days supply in inventory

R9

1,12

33,13

310,29

Days sales in receivables

R10

275,97

82,58

130,41

Days purchase in payables

R11

278,40

147,64

445,96

SALES TO TOTAL ASSETS

R12

1,30

2,43

0,81

OPERATING RESULT/TOTAL ASSETS

R13

0,01

0,03

0,00

CASH RATIO

R14

0,00

0,16

0,00

Equity as % of total assets

R15

0,80

1,59

0,55

Fixed assets as % of total assets

R16

0,95

2,62

1,32

Receivables as % of current assets

R17

99,28

59,54

29,47

Net working capital

R18

365,00

343,10

361,35

 

Exchange rate

 

31/12/2011

 

USD 1,-= RON 3,05

EUR 1,-= RON 4,24

 

31/12/2012

 

USD 1,-= RON 3,47

EUR 1,-= RON 4,46

 

31/12/2013

 

USD 1,-= RON 3,33

EUR 1,-= RON 4,42

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.74

UK Pound

1

Rs.94.65

Euro

1

Rs.70.79

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.