MIRA INFORM REPORT

 

 

Report No. :

305896

Report Date :

06.02.2015

 

IDENTIFICATION DETAILS

 

Name :

SUBBEYAH GENERAL TRADING & CONTRACTING COMPANY WLL

 

 

Registered Office :

Al Nuzha Complex, 3rd Floor, Office No. 10, Tunis Street, Hawalli, P O Box: 7412 & 20092, Safat 32095

 

 

Country :

Kuwait

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

02.10.2006

 

 

Com. Reg. No.:

115281

 

 

Legal Form :

With Limited Liability - WLL

 

 

Line of Business :

Subject undertakes general trading and contracting services, including electrical equipment, plastic products, engineering and construction materials.

 

 

No. of Employees :

40

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Kuwait

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

KUWAIT - ECONOMIC OVERVIEW

 

Kuwait has a geographically small, but wealthy, relatively open economy with crude oil reserves of about 102 billion barrels - more than 6% of world reserves. Petroleum accounts for nearly half of GDP, 95% of export revenues, and 95% of government income. Kuwaiti officials have committed to increasing oil production to 4 million barrels per day by 2020. Budget surpluses have stayed around 30% of GDP, which has led to higher budget expenditures, particularly wage hikes for many public sector employees, as well as increased allotments to Kuwait’s Future Generations Fund. Kuwait has done little to diversify its economy, in part, because of this positive fiscal situation, and, in part, due to the poor business climate and the historically acrimonious relationship between the National Assembly and the executive branch, which has stymied most movement on economic reforms. In 2010, Kuwait passed an economic development plan that pledges to spend up to $130 billion over five years to diversify the economy away from oil, attract more investment, and boost private sector participation in the economy, though much of these funds have yet to be allocated.

 

Source : CIA

 

SUMMARY

 

Company Name                                     : SUBBEYAH GENERAL TRADING & CONTRACTING COMPANY WLL

Country of Origin                                    : Kuwait

Legal Form                                            : With Limited Liability - WLL

Registration Date                                   : 2nd October 2006

Commercial Registration Number            : 115281

Chamber Membership Number                : 104332

Issued Capital                                        : KD 250,000

Paid up Capital                                      : KD 250,000

Total Workforce                                     : 40

Activities                                               : Subject undertakes general trading and contracting services, including

                                                              electrical equipment, plastic products, engineering and construction

                                                              materials

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Mr. Akhlak A. Malik, Managing Director

 

 


COMPANY NAME

 

SUBBEYAH GENERAL TRADING & CONTRACTING COMPANY WLL

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Al Nuzha Complex, 3rd Floor, Office No. 10

Street               : Tunis Street

Area                 : Hawalli

 

PO Box             : 7412 & 20092

 

Town                 : Safat 32095

Country             : Kuwait

 

Telephone         : (965) 24927180 / 24927190 / 22428456 / 22494604 / 22618643

Facsimile          : (965) 24844180 / 22618659

Email                : malik@stacco-electrical.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Safat.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Hassan Qatif Mousa Al Shemmari                                                      Chairman

 

·       Akhlak A. Malik                                                                                Managing Director

 

·       Abdel Rahman Hassan Qatif Mousa Al Shemmari                                Director

 

·       Mr. Danish                                                                                        Accountant

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2nd October 2006

 

Legal Form                  : With Limited Liability - WLL

 

Commercial Reg. No.  : 115281

 

Chamber Member No. : 104332

 

Issued Capital              : KD 250,000

 

Paid up Capital            : KD 250,000

 

Name of Shareholder (s)                                               Percentage

 

·       Hassan Qatif Mousa Al Shemmari                                   70%

 

·       Akhlak A. Malik                                                             30%

 

 

AFFILIATED COMPANIES

 

·       Adwa Al Jazeera

     King Abdul Aziz Road

     Industrial Area 13

     PO Box: 41212

     Sharjah

     United Arab Emirates

     Tel: (971-6) 5392011

     Fax: (971-6) 5392181

 

 

OPERATIONS

 

Activities: Subject undertakes general trading and contracting services, including electrical equipment, plastic

     products, engineering and construction materials.

 

Import Countries: China, Japan. Taiwan, Pakistan, and the United Kingdom

 

Principal Suppliers:

 

·       Easa Husain Al Yousifi & Sons Co                 Kuwait

·       Al Ghanim                                                    Kuwait

·       Dakheel Al Jassar Electrical Industries            Kuwait

·       ULF Cable & Elec. Industries                         Kuwait

·       Kharafi Plastic Industries                               Kuwait

·       Al Adasani Plastic Industries                          Kuwait

·       China Ningbo International                              China

·       Hangzhou Hongshi Electrical Co                     China

·       Khaleegia Engineering Group                         Pakistan

·       Maruichi Steel Tube Ltd                                 Japan

·       KSS Web                                                     Taiwan

·       Ardmore Group                                             United Kingdom

 

Operating Trend: Steady

 

Subject has a workforce of 40 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Kuwaiti Dinars (KD)

 

                                                Year Ending 31/12/13:                Year Ending 31/12/14:

 

Total Sales                                KD 2,280,000                            KD 2,500,000

 

Net Profit                                   KD    185,000                            KD    212,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures were confirmed by Mr Akhlak A. Malik, Managing Director.

 

 

BANKERS

 

·       National Bank of Kuwait

Ali Awadi Tower

Ahmed Al Jaber Street

PO Box: 95

Safat 13001

Tel: (965) 23981188 / 23981189

Fax: (965) 23985643

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.61.74

UK Pound

1

Rs.94.65

Euro

1

Rs.70.79

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.