MIRA
INFORM REPORT
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Report No. : |
302546 |
|
Report Date : |
09.02.2015 |
IDENTIFICATION DETAILS
|
Name : |
IMAGE STAR PRINT SOLUTIONS PRIVATE LIMITED |
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Registered
Office : |
29, |
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Country : |
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Financials (as
on) : |
31.03.2013 |
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Date of
Incorporation : |
20.06.2008 |
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Com. Reg. No.: |
18-068296 |
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Capital
Investment / Paid-up Capital : |
Rs.3.500 Millions |
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CIN No.: [Company Identification
No.] |
U22219TN2008PTC068296 |
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IEC No.: |
Not Available |
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TAN No.: [Tax Deduction &
Collection Account No.] |
Not Available |
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PAN No.: [Permanent Account No.] |
Not Available |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturer of Laser Printer Toner. |
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No. of Employees
: |
20 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
B (26) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
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Maximum Credit Limit : |
USD 35000 |
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Status : |
Moderate |
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Payment Behaviour : |
Slow but correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track record. The management has failed to file its financial with government
department for the year 2014. As per available financial of 2013, the company has taken huge
external borrowing, which acts as threatening to the liquidity positon of the
company. However, trade relations are fair. Business is active. Payments are
reported to be slow but correct. The company can be considered for business dealing with some caution. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
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Moderate |
B1 |
|
High |
B2 |
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Very High |
C1 |
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Restricted |
C2 |
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Off-credit |
D |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’
LIST STATUS
Subject’s name is not enlisted as a defaulter in
the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2014.
INFORMATION DENIED BY
|
Name : |
Mr. Balaji |
|
Designation : |
Regional Manager |
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Contact No.: |
91-44-28550040 |
|
Date : |
19.01.2015 |
LOCATIONS
|
Registered Office : |
29, Meer Madan Ali Street, Pudupet, Chennai-600002, Tamilnadu, India |
|
Tel. No.: |
91-44-22743601 / 28550389 |
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Fax No.: |
91-44-28420413 |
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E-Mail : |
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Website : |
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Branch Office : |
Located At: Delhi Bangalore Hyderabad Madurai |
DIRECTORS
As on: 30.09.2013
|
Name : |
Mr. Masood Ahmad Khan |
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Designation : |
Director |
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Address : |
No. 829, Second Floor, Annasalai, Chennai-600002, Tamil Nadu, India |
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Date of Birth/Age : |
18.05.1968 |
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Date of Appointment : |
20.06.2008 |
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DIN NO : |
02028001 |
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Name : |
Mr. Parveen Abdul Jabbar Sulthana |
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Designation : |
Director |
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Address : |
Flat No. 501, Jayashree Apartments, 60/39, Raja Annamalai Puram, II
Main Road, Chennai-600028, Tamilnadu, India |
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Date of Birth/Age : |
28.11.1973 |
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Date of Appointment : |
08.05.2013 |
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DIN NO : |
02703949 |
MAJOR SHAREHOLDERS
As on: 30.09.2013
|
Names of Shareholders |
|
No. of Shares |
|
Masood Ahmad Khan |
|
264250 |
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Parveen Sultana |
|
85750 |
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Total |
|
350000 |
Equity Share Break up (Percentage of Total Equity)
As on: 30.09.2013
|
Category |
|
Percentage |
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Directors or relatives of directors |
|
100.00 |
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Total
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|
100.00 |
BUSINESS DETAILS
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Line of Business : |
Manufacturer of Laser Printer Toner. |
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Products : |
Laser Printer Toner |
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Brand Names : |
Not Available |
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Agencies Held : |
Not Available |
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Exports : |
Not Divulged |
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Imports : |
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Products : |
Raw Material |
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Countries : |
Korea South Africa |
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Terms : |
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Selling : |
Cash and Credit (30 and 60 Days) |
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Purchasing : |
Cash and Credit (30 and 60 Days) |
PRODUCTION STATUS: Not Available
GENERAL INFORMATION
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Suppliers : |
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Customers : |
End Users and OEMs
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No. of Employees : |
20 (Approximately) |
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Bankers : |
·
State Bank of India ·
HDFC Bank ·
Indian Overseas Bank |
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Facilities : |
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Auditors : |
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Name : |
Rao and Jegadeesan Chartered Accountant |
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Address : |
New No.36/19, Old No.77/19, Corporation Complex, CP Ramasamy Road,
Alwarpet, Chennai-600018, Tamil Nadu, India |
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PAN No: |
AAAFR8641N |
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Memberships : |
Not Available |
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Collaborators : |
Not Available |
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Associates/Subsidiaries
: |
Not Available |
CAPITAL STRUCTURE
As on: 30.09.2013
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
|
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|
1000000 |
Equity Shares |
Rs.10/- each |
Rs.10.000 Millions |
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Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
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|
350000 |
Equity Shares |
Rs.10/- each |
Rs.3.500 Millions |
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FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES
OF FUNDS |
31.03.2013 |
31.03.2012 |
31.03.2011 |
|
I.
EQUITY
AND LIABILITIES |
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|
|
|
(1)Shareholders' Funds |
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|
|
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(a) Share Capital |
3.500 |
3.500 |
3.500 |
|
(b) Reserves & Surplus |
8.668 |
6.650 |
4.240 |
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(c) Money received against share
warrants |
0.000 |
0.000 |
0.000 |
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(2) Share Application
money pending allotment |
0.100 |
0.000 |
0.000 |
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Total Shareholders’ Funds (1) + (2) |
12.268 |
10.150 |
7.740 |
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(3) Non-Current Liabilities |
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(a) long-term borrowings |
0.000 |
0.000 |
21.203 |
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(b) Deferred tax liabilities (Net) |
0.064 |
0.064 |
0.064 |
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(c) Other long term liabilities |
0.000 |
0.000 |
0.000 |
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(d) long-term provisions |
0.000 |
0.000 |
0.000 |
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Total Non-current Liabilities (3) |
0.064 |
0.064 |
21.267 |
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(4) Current Liabilities |
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(a) Short term borrowings |
824.698 |
372.591 |
31.459 |
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(b) Trade payables |
41.329 |
42.317 |
27.075 |
|
(c) Other current
liabilities |
0.399 |
0.441 |
1.582 |
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(d) Short-term provisions |
0.239 |
0.047 |
0.066 |
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Total Current Liabilities (4) |
866.665 |
399.396 |
60.182 |
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TOTAL |
878.997 |
425.612 |
89.189 |
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I. ASSETS |
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(1) Non-current assets |
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(a) Fixed Assets |
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(i) Tangible assets |
3.075 |
3.147 |
2.688 |
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(ii) Intangible Assets |
0.000 |
0.000 |
0.000 |
|
(iii) Capital
work-in-progress |
0.000 |
0.000 |
0.000 |
|
(iv) Intangible assets under development |
0.000 |
0.000 |
0.000 |
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(b) Non-current Investments |
0.000 |
0.000 |
0.000 |
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(c) Deferred tax assets (net) |
0.000 |
0.000 |
0.000 |
|
(d) Long-term Loan and Advances |
0.000 |
360.142 |
32.290 |
|
(e) Other Non-current assets |
0.000 |
0.000 |
0.000 |
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Total Non-Current Assets |
3.075 |
363.289 |
34.978 |
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(2) Current assets |
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(a) Current investments |
0.000 |
0.000 |
0.000 |
|
(b) Inventories |
19.551 |
14.092 |
12.105 |
|
(c) Trade receivables |
49.683 |
45.302 |
38.998 |
|
(d) Cash and cash
equivalents |
2.947 |
1.158 |
1.618 |
|
(e) Short-term loans
and advances |
801.401 |
0.955 |
1.372 |
|
(f) Other current
assets |
2.340 |
0.816 |
0.118 |
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Total Current Assets |
875.922 |
62.323 |
54.211 |
|
|
|
|
|
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TOTAL |
878.997 |
425.612 |
89.189 |
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2013 |
31.03.2012 |
31.03.2011 |
|
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SALES |
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Income |
468.015 |
45.820 |
275.094 |
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Other Income |
2.585 |
3.042 |
NA |
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TOTAL |
470.600 |
48.862 |
NA |
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EXPENSES |
|
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|
467.552 (Including Depreciation Expenses) |
[Including
Depreciation] |
NA |
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|||
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PROFIT
/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION |
3.030 |
|||
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|||
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Less/ Add |
DEPRECIATION/
AMORTISATION |
0.369 |
|||
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PROFIT / (LOSS)
BEFORE TAX |
3.048 |
3.280 |
2.661 |
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Less |
TAX |
0.000 |
0.000 |
0.000 |
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PROFIT / (LOSS)
AFTER TAX |
3.048 |
3.280 |
2.661 |
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|
|
Earnings /
(Loss) Per Share (Rs.) |
8.70 |
10.13 |
NA |
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Particulars |
|
|
31.03.2014 |
|
Sales Turnover (Approximately) |
|
|
490.000 |
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Expected Sales (2014-2015) : Rs. 500.000 Millions
The above information has been parted by Mr. Balaji
KEY RATIOS
|
PARTICULARS |
|
31.03.2013 |
31.03.2012 |
31.03.2011 |
|
Net Profit Margin (PAT / Sales) |
(%) |
0.65
|
7.16
|
0.97 |
|
|
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|
|
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|
Return on Total Assets (PBT/Total Assets} |
(%) |
0.34
|
0.77
|
2.98 |
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|
Return on Investment (ROI) (PBT/Networth) |
|
0.24
|
0.32
|
0.34 |
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|
|
Debt Equity Ratio (Total Debt/Networth) |
|
67.22
|
36.70
|
6.80 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
1.01
|
0.15
|
0.90 |
FINANCIAL ANALYSIS
[all figures are
in Rupees Millions]
DEBT EQUITY RATIO
|
Particular |
31.03.2011 |
31.03.2012 |
31.03.2013 |
|
|
(Rs. In Millions) |
(Rs. In Millions) |
(Rs. In Millions) |
|
Share Capital |
3.500 |
3.500 |
3.500 |
|
Reserves & Surplus |
4.240 |
6.650 |
8.668 |
|
Net worth |
7.740 |
10.150 |
12.168 |
|
|
|
|
|
|
long-term borrowings |
21.203 |
16.002 |
0.000 |
|
Short term borrowings |
31.459 |
356.591 |
824.698 |
|
Total borrowings |
52.662 |
372.593 |
824.698 |
|
Debt/Equity ratio |
6.804 |
36.709 |
67.776 |
YEAR-ON-YEAR GROWTH
|
Year on Year Growth |
31.03.2011 |
31.03.2012 |
31.03.2013 |
|
|
(Rs. In Millions) |
(Rs. In Millions) |
(Rs. In Millions) |
|
Sales |
275.094 |
45.820 |
468.015 |
|
|
|
(83.344) |
921.421 |
NET PROFIT MARGIN
|
Net Profit Margin |
31.03.2011 |
31.03.2012 |
31.03.2013 |
|
|
(Rs. In Millions) |
(Rs. In Millions) |
(Rs. In Millions) |
|
Sales |
275.094 |
45.820 |
468.015 |
|
Profit |
2.661 |
3.280 |
3.048 |
|
|
0.97% |
7.16% |
0.65% |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info Agents |
Available in
Report (Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
No |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
Yes |
|
9] |
Name of person contacted |
Yes |
|
10] |
Designation of contact
person |
Yes |
|
11] |
Turnover of firm for last
three years |
Yes |
|
12] |
Profitability for last
three years |
Yes |
|
13] |
Reasons for variation
<> 20% |
----------------------- |
|
14] |
Estimation for coming
financial year |
No |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister
concerns |
No |
|
17] |
Major suppliers |
No |
|
18] |
Major customers |
No |
|
19] |
Payments terms |
No |
|
20] |
Export / Import details
(if applicable) |
Yes |
|
21] |
Market information |
---------------------- |
|
22] |
Litigations that the firm
/ promoter involved in |
---------------------- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking
account |
---------------------- |
|
26] |
Buyer visit details |
---------------------- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if
applicable |
Yes |
|
29] |
Last accounts filed at
ROC |
No |
|
30] |
Major Shareholders, if
available |
Yes |
|
31] |
Date of Birth of
Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of Proprietor/Partner/Director,
if available |
No |
|
33] |
Voter ID No of
Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating,
if available |
No |
UNSECURED LOAN
(Rs.
In Millions)
|
PARTICULAR |
31.03.2013 (Rs.
in Millions) |
31.03.2012 (Rs.
in Millions) |
|
SHORT TERM
BORROWINGS |
|
|
|
Arjun Amaravathi Chits Private Limited |
0.000 |
0.615 |
|
Loan From Director-KHAN |
5.571 |
1.608 |
|
Amit.H.shah Huf |
1.250 |
0.000 |
|
Basheer deposit |
0.786 |
0.786 |
|
Director loan praveen sulthana |
6.150 |
0.000 |
|
Amith Kumar Chowdhri |
0.500 |
0.000 |
|
Rajani H shah |
0.100 |
0.000 |
|
Bonu H.shah |
0.800 |
0.000 |
|
Loan From Director-MANOJ |
0.455 |
0.455 |
|
Shree Guruvayurappan Chit Funds |
1.459 |
0.000 |
|
Jayamala |
0.300 |
0.000 |
|
Kaushal Enterprises |
0.134 |
0.000 |
|
Manish Baid |
0.200 |
0.000 |
|
Miracle Link Loan a/c |
0.300 |
0.000 |
|
Neetha Enterprses |
0.350 |
0.000 |
|
Royal Industries |
0.270 |
0.000 |
|
Vimala Devi Hirawat |
0.500 |
0.000 |
|
Virinda Amit Chowdhri |
0.500 |
0.000 |
|
Image Star Print Solutions Private Limited - AHMD |
18.644 |
7.896 |
|
Image Star Print Solutions Private Limited - H.0 |
264.605 |
116.127 |
|
Image Star Print Solutions Private Limited - MDR |
25.550 |
15.001 |
|
Image Star Print Solutions Private Limited - BLR |
50.109 |
24.104 |
|
Image Star Print Solutions Private Limited - Nakoda |
13.151 |
9.568 |
|
Image Star Print Solutions Private Limited - CHENNAI SALES |
16.711 |
9.668 |
|
Image Star Print Solutions P Ltd - Sec |
32.813 |
14.900 |
|
Image Star Print Solutions Private Limited - royapuram |
261.491 |
115.267 |
|
Image Star Print Solutions Private Limited - Cochin |
31.241 |
13.496 |
|
Imagestar Technologicies 16979 |
0.000 |
0.053 |
|
Image Star Print Solutions Private Limited – Delhi |
75.502 |
30.511 |
|
Total |
809.442 |
360.055 |
INDEX OF CHARGES
|
S. No. |
Charge ID |
Date of Charge Creation/Modification |
Charge amount secured |
Charge Holder |
Address |
Service Request Number (SRN) |
|
1 |
10170827 |
29/04/2013 * |
17,500,000.00 |
KARNATAKA BANK LIMITED |
MOUNT ROAD BRANCH, NO.839, MOUNT ROAD, CHENNAI, Tamil Nadu - 600002, INDIA |
B74505959 |
* Date of charge modification
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No available
information exist that suggest that subject or any of its principals have been
formally charged or convicted by a competent governmental authority for any
financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on Corporate
Governance to identify management and governance. These factors often have been
predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 61.74 |
|
|
1 |
Rs. 94.65 |
|
Euro |
1 |
Rs. 70.79 |
INFORMATION DETAILS
|
Information Gathered
by : |
PPT |
|
|
|
|
Analysis Done by
: |
KAR |
|
|
|
|
Report Prepared
by : |
TRU |
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources including
but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners, controlling
shareholders or senior officers as terrorist or terrorist organization or whom
notice had been received that all financial transactions involving their assets
have been blocked or convicted, found guilty or against whom a judgement or
order had been entered in a proceedings for violating money-laundering,
anti-corruption or bribery or international economic or anti-terrorism sanction
laws or whose assets were seized, blocked, frozen or ordered forfeited for
violation of money laundering or international anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
3 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL
CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
3 |
|
--PROFITABILITY |
1~10 |
3 |
|
--LIQUIDITY |
1~10 |
2 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
3 |
|
--CREDIT LINES |
1~10 |
3 |
|
--MARGINS |
-5~5 |
- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTER |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
26 |
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with full
security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.