MIRA INFORM REPORT

 

 

Report No. :

307788

Report Date :

12.02.2015

 

IDENTIFICATION DETAILS

 

Name :

SAUDI READYMIX CONCRETE CO LTD

 

 

Registered Office :

Prince Faysal Bin Fahd Street, Al Bandaria Area, P O Box: 31839, Al Khobar 31952

 

 

Country :

Saudi Arabia

 

 

Year of Establishment :

1978

 

 

Com. Reg. No.:

2051024902, Al Khobar

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacturers of Ready Mix Concrete and Related Products.

 

 

No. of Employees :

3,000

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia's economic development.

 

Source : CIA


SUMMARY

 

Company Name                                     : SAUDI READYMIX CONCRETE CO LTD

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Limited Liability Company

Start Date                                             : 1978

Registration Date                                   : 16th August 2006

Commercial Registration Number            : 2051024902, Al Khobar

Issued Capital                                        : SR 25,000,000

Paid up Capital                                      : SR 25,000,000

Total Workforce                                     : 3,000

Activities                                               : Manufacturers of ready mix concrete and related products.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 


COMPANY NAME

 

SAUDI READYMIX CONCRETE CO LTD

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Prince Faysal Bin Fahd Street

Area                 : Al Bandaria Area

 

PO Box             : 31839

 

Town                 : Al Khobar 31952

Country             : Saudi Arabia

 

Telephone         : (966-13) 8822373

Facsimile          : (966-13) 8822037

Email                : head.office@saudireadymix.com.sa / info@saudireadymix.com

 

Premises

 

Subject operates from a large suite of offices and a factory that are rented and located in the Industrial Area of Al Khobar.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Rami Khalid Abdulrahman Al Turki                                                      Managing Director

 

·       Rasha Khalid Abdulrahman Al Turki                                                    Director

 

·       Hatem Al Jabr                                                                                   General Manager

 

·       Wali Delara                                                                                       Finance Manager

 

·       Zaki Al Touroti                                                                                   Accountant

 

·       Hussain Talal                                                                                    Administration Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1978, however subject was registered on 22/07/1427 Hijri (corresponding to 16th August

   2006)

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 2051024902, Al Khobar

 

Issued Capital              : SR 25,000,000

 

Paid up Capital            : SR 25,000,000

 

Name of Shareholder (s)

 

·       Khalid Ali Abdulrahman Al Turki & Sons

Al Khobar

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of ready mix concrete and related products. Subject operates over 550 truck mixers and 170 mobile and stationary pumps.

 

Subject has a workforce of approximately 3,000 employees.

 

 

FINANCIAL DATA

 

Companies registered in Saudi Arabia are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       National Commercial Bank

PO Box: 1

Al Khobar 31952

Tel: (966-13) 8949669

Fax: (966-13) 8646474

 

 


PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.15

UK Pound

1

Rs.94.72

Euro

1

Rs.70.33

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.