MIRA INFORM REPORT

 

 

Report No. :

307314

Report Date :

14.02.2015

 

IDENTIFICATION DETAILS

 

Name :

FUJAIRAH INTERNATIONAL TRADING COMPANY LLC (FITCO)

 

 

Registered Office :

FNG Building, Ground Floor, P O Box 121, Fujairah

 

 

Country :

United Arab Emirates

 

 

Financials (as on) :

31.12.2014 (Estimated)

 

 

Date of Incorporation :

05.01.1983

 

 

Com. Reg. No.:

10372106

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the provision of commercial and industrial investment as well as management services

 

[We tried to confirm / obtain the detailed activity but the same is not available from any sources.]

 

 

No of Employees :

07

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

United Arab Emirates ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : FUJAIRAH INTERNATIONAL TRADING COMPANY LLC (FITCO)

Country of Origin                                   : Fujairah, United Arab Emirates

Legal Form                                           : Limited Liability Company - LLC

Registration Date                                  : 5th January 1983

Commercial Registration Number           : 10372106

Trade Licence Number                           : 50005

Chamber Membership Number               : 2377

Issued Capital                                       : UAE Dh 1,000,000

Paid up Capital                                     : UAE Dh 1,000,000

Total Workforce                                     : 7

Activities                                               : Provision of commercial and industrial investment as well as 

management services

Financial Condition                                : Fair

Payments                                             : No Complaints 

Operating Trend                                    : Steady


COMPANY NAME

 

FUJAIRAH INTERNATIONAL TRADING COMPANY LLC (FITCO)

 

 

company ADDRESS

 

Registered & Physical Address

Location           : FNG Building, Ground Floor

PO Box            : 121

Town                : Fujairah

Country             : United Arab Emirates

Telephone         : (971-9) 2010611 / 2010500 / 2010522

Facsimile          : (971-9) 2281515

Email                : info@fngae.com

 

Premises

Subject operates from a small suite of offices that are owned and located in the Central Business Area of Fujairah.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Sheikh Sultan Bin Salah El Sharky                                                     Chairman

·       Sami Baghdadi                                                                                 Managing Director

·       Haian M. Al Mansour                                                                         Business Development Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 5th January 1983

 

Legal Form                  : Limited Liability Company - LLC

 

Commercial Reg. No.   : 10372106

 

Trade Licence No.        : 50005

 

Chamber Member No.  : 2377

 

Issued Capital              : UAE Dh 1,000,000

 

Paid up Capital            : UAE Dh 1,000,000

 


Name of Shareholder (s)                                               Percentage

·       Fujairah National Group                                                  90%

·       Fujairah investment Company                                         10%

 

 

AFFILIATED COMPANIES

 

·       Fujairah National Shipping Agency

·       Fujairah Marine

·       Fujairah Aviation Academy

·       Fujairah Marine Services& Trading Co

·       Fairdeal Marine Services

·       Fujairah National Construction & Transport

·       Gulf Petril Supplies

·       Cc International

·       Aldiar Siji Hotel

·       Decortech

·       Fujairah National Electro-Mech. Est

·       Fujairah Port Clinic

·       Umc International Plc – Dubai

·       Alsharq Pharmacy (Etihad)

·       Al Sharq  Medical Center – Faseel

·       Its Testing Services

·       Fujairah National Properties

·       Inchcape

·       Fajr Private Flight

·       Al Rawasi Aggregate

·       Gulf Utilities Services

·       Areco

·       Al Sharq Medical Center – Etihad

·       Alsharq Health Care

·       Amwal Borkers

·       Siji R Mix

·       Siji Steel

·       Emirates Education Services

·       Siji Trading

·       Alsharq Medical Center – Dibba

·       Alwatan Security Services

·       Siji General Services

·       Emirates Eduction Learning Center

·       Dru - Develp. Reserch & Urban Plan. Consult

·       Alsafer Academec Services

·       Emirates Explosives Co

·       Siji Ready Mix – Dibba

·       Aldiar International Private School

·       Siji Apartments

·       Jorong

·       Gulf Dutch Foundation Co

·       Alcorcniche Pharmacy

·       Cosmomed Center

·       Corniche Medical Center – Khorfakkan

·       Alsharq Hospital

·       Alsharq Pharmacy

 

 

OPERATIONS

 

Activities: Engaged in the provision of commercial and industrial investment as well as management services.

 

Operating Trend: Steady

 

Subject has a workforce of 7 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: United Arab Emirates Dirham (UAE Dh)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Revenue                           UAE Dh 71,000,000                   UAE Dh 73,500,000

 

Net Profit                                  UAE Dh 34,000,000                   UAE Dh 36,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Union National Bank (UNB)

PO Box: 268

Fujairah

Tel: (971-9) 2222747

Fax: (971-9) 2224851

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.95.78

Euro

1

Rs.71.05

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.