MIRA INFORM REPORT

 

 

Report No. :

307236

Report Date :

16.02.2015

 

IDENTIFICATION DETAILS

 

Name :

MASQUERADE ANTIQUES AND THINGS CC

 

 

Registered Office :

No. 1 Kruger Street, Franschhoek, 7690

 

 

Country :

South Africa

 

 

Date of Incorporation :

29.08.2003

 

 

Com. Reg. No.:

B2003/072928/23

 

 

Legal Form :

Private Company

 

 

Line of Business :

·         subject offers a selection of Home-Ware, Body & Bath Products, Candles, Fine Linen as well as Kitchenware & Furniture

Wholesale trader of Other Household Goods

 

Subject product ranges includes :-

·         Body and Bath ~ Aromatiques

Glass

Kitchen Linen

Bone / Shell

Savon de Marseille ~ French Soap

Table Linen

Bed Linen

Candles ~ Bougie

Porcelain

Bathroom Linen

Kitchen ~ Cuisine

Wood

Curtains

Glassware

Décor Cushions

Linen ~ Linge

Drawstring Bags

Lights, Lamps & Lampshades

Pewter and Silver Plate

Furniture

Mirrors

Doorknobs

Jewellery

Paper Products ~ Papeterie

 

 

No of Employees :

03

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

South Africa ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 


 

Subject Name

MASQUERADE ANTIQUES AND THINGS CC

Country

SOUTH AFRICA

Subject Contact Person

MARTIE HEYNS FOSTER - Member/Owner

Assessment

This is a well-established business.

 

On investigation contact was made with the Owner, MARTIE HEYNS FOSTER who assisted with the required information.

 

The company is meeting its commitments timeously with suppliers. The subject effects a substantial turnover.

 

No adverse information was revealed.

 

The subject is considered as equal to R100 000 over 30 days.

 

Please see the information obtained below.

 

 

Company information

 

Registered Name

MASQUERADE ANTIQUES AND THINGS CC

Trading as/ Division Name

MASQUERADE

Previous Name

None

Date of Name Change

None

Registration Number

B2003/072928/23

Registration Date

2003/08/29

Date Commenced Trading

2003

Age of Business

11 Years 6 Months

History of Business

MASQUERADE ANTIQUES AND THINGS CC was registered in 2003.

History of Principals

There is 1 active Member within the business.

Shareholders/Members/Partners of subject and % holding

100% - MARTIE HEYNS FOSTER

Issued Share Capital/Members Contribution

R 100.00

Status

Active

Operations Assessment

subject offers a selection of Home-Ware, Body & Bath Products, Candles, Fine Linen as well as Kitchenware & Furniture

 

The ranges are designed & developed, imported or hand picked by the owner.

Product Details

·         Body and Bath ~ Aromatiques

Glass

Kitchen Linen

Bone / Shell

Savon de Marseille ~ French Soap

Table Linen

Bed Linen

Candles ~ Bougie

Porcelain

Bathroom Linen

Kitchen ~ Cuisine

Wood

Curtains

Glassware

Décor Cushions

Linen ~ Linge

Drawstring Bags

Lights, Lamps & Lampshades

Pewter and Silver Plate

Furniture

Mirrors

Doorknobs

Jewellery

Paper Products ~ Papeterie

Industry/ Customers

Retail

Export

None

Import

Yes

Major Industry Code / SICC

61399

Definition of Code

Wholesale trade in other household goods n.e.c

Head Office Physical Address

NO 1 KRUGER STREET, FRANSCHHOEK, 7690

Head Office Postal Address

PO BOX 191, FRANSCHHOEK, 7690

Current Tel Number

0218763944

Cell Number

0832344082

Current Fax Number

0218764626

Current Email Address

shop@masquerade.co.za

Web Site Address

www.masquerade.co.za

 

 

Auditors information

 

Company Registered Name

VISSER LOUW PROFFESIONAL ACCOUNTANTS SA CC

Trading Name

VL PROFESSIONAL ACCOUNTANTS

Registration Number

2006/185966/23

Physical Address

UNIT 32 MEDICAL CENTRE HOUSE II,WELLINGTON PARK,DURBANVILLE, 7550

Postal Address

P O BOX 4215, DURBANVILLE, 7551

Contact Person

RYNARDT VISSER

Contact Number

0726273841

Email

Unavailable

Principals

1

Judgements Against Subject

None

Judgements Against Principals

None

Practice Number

9169

VAT Number

4850211543

Tax Number

9341841154

BEE Status

Unavailable

Financial Year End

February

No of years in Business

4 Years 10 Months

Website

Unavailable

Comment

Landline: 021 975 0361

 

Previous Auditors Information - No Information on Record

 

 

Tax information

 

Vat Number

4530208562

Status

ACTIVE

Vat Liable Date

2003/09/01

Tax Number

9919506148

Financial Year End

February

 

Black Economic Empowerment

 

Status

No

BEE Certificate Available

No

ISO Status

 

Type of ISO Grade

No

ISO Certificate

No

ISO Certificate Available

No

Certified by an Accredited Agent

No

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

 

Company Structure

 

Employees

Number of Employees

3

1. Salaried employees

---

2. Waged employees

---

3. Permanent employees

---

4. Casual employees

---

5. Contracted employees

3

 

Offices

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

MERLICO 148 CC

Lease Agreement

5 Years

Type of Premises

Shop/Store

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

1

MEMBER

MARTIE HEYNS FOSTER

 

Company Structure (Ownership)

Note: One level up and all levels down

Holding

Company

Sub

100% - MARTIE HEYNS FOSTER

MASQUERADE ANTIQUES AND THINGS CC

None

 

 

 

Key Deals - No Information on Record

 

Trade References

 

Trade Reference nr

Supplier

Contact

1

SUMMIT RIDGE TRADING

0828230870

2

BLEND SA

0312668532

3

KAPULA CANDLES

083 4103005

4

CHARISMA CANDLES

0832512188

5

TAO PRINTERS

0215106006

 

Trade References Detail

 

Nr

Age of Acc

Terms

Average Purchases

Terms Taken

Comment

1

11 Years

30 Days

R 60000

30 Days

There is no credit limit set in place. This is a very good account.

2

+1.5 Years

30 Days

R 8000

30 Days

There is no credit limit set in place. This is a very good account.

3

+10 Years

30 Days

R15000

30 Days

There is no credit limit set in place. This is a very good account.

4

3 Years

30 Days

R100000

30 Days

There is no credit limit set in place. This is a very good account.

 

 

 

 

 

There is no credit

 

 

 

 

 

 

limit set in place.

 

 

 

 

 

 

The average

 

 

 

 

 

 

purchases differ

 

5

5 Years

30 Days

R 20000

30 Days

based on how many units are sent in per month. The subject pays mostly on a COD basis. This is a very good account.

 

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

NEDBANK

Branch

FRANSCHHOEK

Brach Code

198765

Bank Account Number

1470072963

Type of Account

CHEQUE

Account Name

MASQUERADE ANTIQUES AND THINGS CC

Overdraft Facilities

Yes - R100 000

Bank Code

C for R100 000.00

Bank Comment

The subject's bankers consider them good for all normal business engagements.

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial Estimates

 

Current Turnover per month

R 416666.67

Current Turnover per annum

R 5000000.00

Comment

The figures are estimated.

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

 

Number of Principals

1

Average Age of Active Principals

48

Number of Inactive Principals

 

 

Active Principals Active Principal - 1 of 1 MARTI FOSTER

Surname

FOSTER

First Name

MARTI

Other Names

HEYNS

ID Number

6709180015083

Verified ID Number

Yes

Current Age

47 Years 5 Months

Designation

Member

Status

Active

Appointment Date

2003/08/29

Physical Address (at time of Appointment)

PO BOX 191, FRANSCHHOEK, 7690

Postal Address

NO 1 KRUGER STREET, FRANCHHOEK, 7690

Current Tel Number

0218769344

Cell number

0832344082

Shareholding/Membership

100%

 

Principal's Adverse - No information on record

 

Business Information for MARTI FOSTER


 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

MASQUERADE ANTIQUES AND THINGS CC

B2003/072928/23

Deregistration Process

0

MASQUERADE ANTIQUES CC

B2000/049002/23

Deregistration Final

15 Years 3 Months

WATES MEIRING

AND BARNARD

EASTERN

GAUTENG

(PTY)LTD

M2000/000249/07

Deregistration Process

15 Years 3 Months

 

Principal's Previous Business Interests - No information on record

 

 

Principal Deeds Information

 

Property Interests for MARTI FOSTER

Title Deed No.

T39972/1995

Erf/Site No.

106

Deeds Office

CAPE TOWN

Physical Address

FRANSCHHOEK

Property Type

F

Extent / Size

1001.00000000

Purchase Date

1995/02/20

Purchase price

R 70000.00

% Ownership

0.00

Bond Holder

ABSA BANK LTD

Bond Number

B368501995

Bond Amount

R 63000.00

 

Property Interests for MARTI FOSTER

Title Deed No.

T48639/2001

Erf/Site No.

1688

Deeds Office

CAPE TOWN

Physical Address

 

Property Type

E

Extent / Size

 

Purchase Date

2001/01/31

Purchase price

R 60000.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

 

Property Interests for MARTI FOSTER

 

Title Deed No.

T48640/2001

Erf/Site No.

1689

Deeds Office

CAPE TOWN

Physical Address

 

Property Type

E

Extent / Size

 

Purchase Date

2001/01/31

Purchase price

R 60000.00

% Ownership

0.00

Bond Holder

 

Bond Number

 

Bond Amount

R 0.00

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.95.78

Euro

1

Rs.71.05

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.