MIRA INFORM REPORT

 

 

Report No. :

308018

Report Date :

16.02.2015

 

IDENTIFICATION DETAILS

 

Name :

ZYLE COMMERCIAL VEHICLE COMPANY

 

 

Registered Office :

215, Ojeong-ro, Ojeong-gu, Bucheon-si, Gyeonggi-do, Korea, 421-814

 

 

Country :

South (Korea)

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

18.04.2007

 

 

Com. Reg. No.:

130-86-26912

 

 

Legal Form :

Co., Ltd by shares

 

 

Line of Business :

Sale of New Motor Vehicles

 

 

No. of Employees :

59

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South (Korea)

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH (KOREA) - ECONOMIC OVERVIEW

 

South Korea over the past four decades has demonstrated incredible growth and global integration to become a high-tech industrialized economy. In the 1960s, GDP per capita was comparable with levels in the poorer countries of Africa and Asia. In 2004, South Korea joined the trillion-dollar club of world economies, and is currently the world's 12th largest economy. Initially, a system of close government and business ties, including directed credit and import restrictions, made this success possible. The government promoted the import of raw materials and technology at the expense of consumer goods, and encouraged savings and investment over consumption. The Asian financial crisis of 1997-98 exposed longstanding weaknesses in South Korea's development model including high debt/equity ratios and massive short-term foreign borrowing. GDP plunged by 6.9% in 1998, and then recovered by 9% in 1999-2000. South Korea adopted numerous economic reforms following the crisis, including greater openness to foreign investment and imports. Growth moderated to about 4% annually between 2003 and 2007. South Korea's export focused economy was hit hard by the 2008 global economic downturn, but quickly rebounded in subsequent years, reaching 6.3% growth in 2010. The US-Korea Free Trade Agreement was ratified by both governments in 2011 and went into effect in March 2012. Throughout 2012 and 2013 the economy experienced sluggish growth because of market slowdowns in the United States, China, and the Eurozone. The administration in 2014 is likely to face the challenge of balancing heavy reliance on exports with developing domestic-oriented sectors, such as services. The South Korean economy's long term challenges include a rapidly aging population, inflexible labor market, dominance of large conglomerates (chaebols), and heavy reliance on exports, which comprise about half of GDP

 

Source : CIA

 


Basic

 

Company Name

ZYLE COMMERCIAL VEHICLE COMPANY

(Ex. Company Name : ZYLE MOTOR COMPANY, “자일자동차()”)

(Korean Company Name : “자일상용차()”)

Registered Address

215, Ojeong-ro, Ojeong-gu, Bucheon-si, Gyeonggi-do, Korea

Zip Code

421-814

Tel

+82-32-680-6692

Fax

+82-32-680-6610

E-mail

boxtree78@daewoobus.co.kr

Trading Address

215, Ojeong-ro, Ojeong-gu, Bucheon-si, Gyeonggi-do, Korea

(Old Address System : 202-1, Ojeong-dong, Ojeong-gu, Bucheon-si, Gyeonggi-do, Korea)

Tel

+82-32-680-6692

Fax

+82-32-680-6610

Type

Export

Industry

Sale of New Motor Vehicles

  Main Business

Bus, Bus Parts

Established (mm/dd/yyyy)

04/18/2007

Mr. Baik Sung-Hak owns the premises of registered HQ address.

 

 

Detailed Products

 

Activity

Detailed Products (UNSPSC)

Sell

Busses(25101502)

 

 

CEO’s

 

Name

Baik Byung-Soo

Address

12, Daesagwan-ro 11na-gil, Seongbuk-gu, Seoul, Korea

Date of Birth

06/27/1969

Title

President & CEO

Sex

Male

Nationality

Korean

 

 

Profiles

 

Capital (KRW)

114,200,000

Employees

59

Formation

Co., Ltd by shares

Bank Details

Woori Bank

Korea Exchange Bank-Hwagok Branch

Corporate Registered No.

121111-0157066

Business Registered No.

130-86-26912

Permit & Licenses

Int’l Trade No.: 45312775

Shareholder Position

Name

Shares

%

BAIK SUNG-HAK

3,784

16.6

BAIK JUNG-SOO

5,879

25.7

BAIK BYUNG-SOO

5,878

25.7

BAIK SEUNG-SOO

5,878

25.7

TREASURY STOCK

1,421

6.3

TOTAL

22,840

100.0

Company History

04/18/2007 Incorporated as DABO MACHINERY CO., LTD., after spin off from YOUNGAN INTERNATIONAL CO., LTD.(110111-1405540) and CLARK MATERIAL HANDLING INTERNATIONAL INC.(110111-0936752)

05/31/2007 Changed company name to DAEWOO BUS GLOBAL COPORATION after acquiring DAEWOO BUS GLOBAL CO., LTD.

05/31/2007 Increased capital to 114,200,000 KRW from 100,000,000 KRW

05/21/2011 Acquired CLARK ENG CO., LTD.(121111-0166273)

09/01/2011 Changed Korean company name to ZYLE MOTOR COMPANY, “자일자동차()”

08/08/2013 Changed company name to the present name

 

 

 

 

Detailed Information

 

Management

 

Job Description

Title

Name

Sex

Nationality

Inauguration Date

President & CEO

Mr.

Baik Byung-Soo

Male

Korean

07/01/2008

Director

Mr.

Baik Sung-Hak

Male

Korean

04/18/2007

Director

Mr.

Kwon Jang-Hyun

Male

Korean

03/03/2011

Director

Mr.

Baik Jung-Soo

Male

Korean

01/01/2012

Director

Mr.

Baik Seung-Soo

Male

Korean

01/01/2012

Auditor

Mr.

Kim Moon-Kyung

Male

Korean

03/30/2009

 

 

Financials

 

Year / Unit : KRW

Sales

Assets

Net Income

2013

108,387,599,218

141,222,466,913

2,010,463,763

2012

120,103,441,527

132,883,930,253

-12,147,505,577

2011

140,927,858,872

147,155,833,621

9,886,339,196

2010

134,118,820,407

99,707,199,924

5,719,290,591

2009

140,512,580,969

87,331,418,708

7,012,779,542

2008

125,993,908,052

93,694,723,188

8,638,997,852

2007

61,781,487,166

69,945,007,068

9,646,466,098

 


Financial Description

 

Authorized Capital(KRW)

400,000,000

Paid-Up Capital(KRW)

114,200,000

Total Issued Shares

22,840

 

 

Balance Sheet

 

Unit : Korean Won

As of 12/31/2013

As of 12/31/2012

As of 12/31/2011

Total Assets

141,222,466,913

132,883,930,253

147,155,833,621

Current Assets

21,347,944,647

29,056,707,800

21,089,919,127

-Quick Assets

20,788,073,849

26,523,690,674

19,880,281,577

-Inventories

559,870,798

2,533,017,126

1,209,637,550

Fixed Assets

119,874,522,266

103,827,222,453

126,065,914,494

-Investment

118,202,780,594

102,040,424,887

124,221,238,712

-Tangibles

16,755,228

56,377,157

109,255,373

-Intangibles

1,643,488,594

1,718,922,559

1,718,922,559

-Others

11,497,850

11,497,850

16,497,850

Total Liabilities

87,293,193,187

76,351,834,372

71,875,487,623

Current Liabilities

80,643,822,360

68,979,696,211

61,459,213,944

Fixed Liabilities

6,649,370,827

7,372,138,161

10,416,273,679

Capital Stock

114,200,000

114,200,000

114,200,000

Capital Surplus

26,362,394,277

25,519,262,866

25,210,963,050

Profit Surplus

33,580,624,361

31,575,378,797

48,523,825,434

Capital Adjustment

-6,127,944,912

-676,745,782

1,431,357,514

Total Equity

53,929,273,726

56,532,095,881

75,280,345,998

Liab. & Shareholder’s Equity

141,222,466,913

132,883,930,253

147,155,833,621

 

Current Liabilities

80,643,822,360

68,979,696,211

61,459,213,944

Trade Payables

23,718,148,772

23,056,024,441

19,334,827,260

Short-Term Borrowings

45,585,406,400

35,715,406,400

35,915,406,400

Account Payables

8,638,892,191

5,386,786,838

2,547,315,908

Accrued Expenses

212,067,780

257,336,472

108,350,325

Advance Receipts

1,976,661,367

2,168,288,463

1,282,046,258

Withholdings

394,629,802

140,905,728

150,544,158

Accrued Income Tax

 

 

392,482,428

Guarantee Deposit Withhold

-

2,127,854,278

1,605,688,363

Other Current Liabilities

118,016,048

127,093,591

122,552,844

Fixed Liabilities

6,649,370,827

7,372,138,161

10,416,273,679

Provision for Severance & Retirement

1,109,698,182

881,667,280

625,379,244

Deferred Income Tax Credit

5,539,672,645

6,490,470,881

9,790,894,435

 


Income Statement

 

Unit : Korean Won

As of 12/31/2013

As of 12/31/2012

As of 12/31/2011

Sales

108,387,599,218

120,103,441,527

140,927,858,872

Cost of Sold Goods

89,139,803,960

99,990,665,663

119,645,701,264

Gross Profit

19,247,795,258

20,112,775,864

21,282,157,608

Selling & Admin. Expenses

16,214,752,771

19,134,696,449

18,328,153,627

Operating Income

3,033,042,487

978,079,415

2,954,003,981

Non-Operating Income

5,302,308,575

4,921,389,459

22,359,000,557

Non-Operating Expenses

5,813,576,358

21,056,207,841

17,838,272,904

Income Before Taxes

2,521,774,704

-15,156,738,967

7,474,731,634

Income Taxes Expenses

511,310,941

-3,009,233,390

-2,411,607,562

Net Income

2,010,463,763

-12,147,505,577

9,886,339,196

 

 

Cash Flows

 

Unit : Korean Won

As of 12/31/2013

As of 12/31/2012

As of 12/31/2011

Cash Flows from Operating

6,050,654,049

86,642,983

2,091,291,322

-Net Income

2,010,463,763

-12,147,505,577

9,886,339,196

-Exp. without Cash Outflow

1,652,914,117

17,762,871,298

13,463,094,091

-Revenue without Cash Inflows

-2,062,580,343

-878,122,659

-18,958,969,262

-Changes in Asset/ & Liability

4,449,856,512

-4,650,600,079

-2,299,172,703

Cash Flows from Investing

-13,621,320,065

-332,924,479

-641,829,242

-Cash Inflow from Investing

830,664,573

14,756,521

9,089,265

-Cash Outflows for Investing

-14,451,984,638

-347,681,000

-650,918,507

Cash Flows from Financing

9,870,000,000

-200,000,000

-432,137,217

-Cash Inflows from Financing

13,000,000,000

-

857,862,783

-Cash Outflows from Financing

-3,130,000,000

-200,000,000

-1,290,000,000

Increase/Decrease in Cash

2,299,333,984

-446,281,496

1,017,324,863

Cash at the Beginning of Year

718,691,420

1,164,972,916

147,648,053

Cash at the End of Year

3,018,025,404

718,691,420

1,164,972,916

 

 

Products, Technologies, Services Description

 

Main Products & Services

Bus, Bus Parts

 

Trade Partners & Competitors

 

Suppliers

ZYLE DAEWOO BUS CORPORATION(120111-0295940)

Competitors

DOOWON HEAVY INDUSTRIAL CO., LTD.

650, GUHO-RI, CHUKDONG-MYEON, SACHEON-SI, GYEONGSANGNAM-DO, KOREA

TEL:+82-55-851-2121  FAX:+82-55-851-2011

 

S.S TRADE CORPORATION

1439, JWA 2-DONG, HAEUNDAE-GU, BUSAN, KOREA

TEL:+82-51-915-6466  FAX:+82-51-915-5251

 

HOGYEONG CO., LTD.

98-1, BUJEON 1-DONG, BUSANJIN-GU, BUSAN, KOREA

TEL:+82-51-806-4123  FAX:+82-51-802-4123

 

 

Related Parties (Subsidiaries, Joint-Venture & Affiliates)

 

Affiliates-Domestic

ZYLE DAEWOO BUS CORPORATION(120111-0295940)

(90.0% held by the subject company)

 

OBS GYEONGIN TV CO., LTD.(121111-0149021)

(5.0% held by the subject company)

Affiliates-Overseas

GULIN DAEWOO BUS CO., LTD.

JINGPING ROAD GUILIN GUANGXI, CHINA

TEL :+86-773-632-3996   FAX :+86-773-362-6182

 

SHANGHAI WANXING AUTOMOBILE CO., LTD.

NO.999, SHUHAI ROAD, SHANGHAI, CHINA

TEL :+86-21-6760-0774   FAX :+86-21-6760-0541

 

VIETNAM DAEWOO BUS CO., LTD.

LOT CN9 KHAI QUANG INDUSTRIAL PARK VINH YEN CITY VIHN PHUC PROVINCE, VIETNAM

TEL :+842-1172-1335   FAX :+842-1172-1334

 

DAEWOO BUS COSTA RICA S.A

12143-1000 SAN JOSE, COSTA RICA 2.5KMS AL OESTE, DEL CENTRO COMECIAL / SANTA ANA 2000

TEL :+506-282-9320   FAX :+506-282-5555

 

DAEWOO BUS KAZAKHSTAN LLC.

81 BI BORANBAYA ST., SEMEY EAST KAZAKHSTAN OBLAST, 071412, REPUBLIC OF KAZAKHSTAN

TEL :+7-7222-33-4601   FAX :+7-7222-33-4606

 

MASTER TRANSPORTATION BUS MANUFACTUREING(MTBM) CO., LTD.

(10.2% held by the subject company)

NO.385,MA-TSO RD., SHINYUAN SHIANG, PINGTUNG, COUNTRY,TAIWAN 932 ROC

TEL :+886-2-2578-8978   FAX :+886-2-2579-4156

 

DAEWOO BUS(SHANGHAI) GLOBAL TRADING CO.,LTD.

(100.0% held by the subject company)

NO. 999, SHUHAI ROAD, SONGJIANG DISTRICT, SHANGHAI, CHINA

TEL :+86-21-6760-2041   FAX :+86-21-6760-2045

 

DAEWOO BUS COSTARICA S.A

VIETNAM DAEWOO BUS CO., LTD

 

DAEWOO BUS KAZAKHSTAN LLC.

(50.0% held by the subject company)

 

GYERIM DAEWOO BUS CO., LTD.(CHINA)

(50.0% held by the subject company)

 

DAEWOO BUS ANDINA S.A.S

(50.0% held by the subject company)

 

DAEWOO BUS MERCOSUR S.A

(50.0% held by the subject company)

 

ZYLE MOTOR TRADING SHANGHAI CO., LTD.

Subsidiary

ZYLE DAEWOO BUS CORPORATION(120111-0295940)

(90.0% held by the subject company)

 

DAEWOO BUS COSTARICA S.A

(98.3% held by the subject company)

 

VIETNAM DAEWOO BUS CO., LTD.

(100.0% held by the subject company)

 

ZYLE MOTOR SALES CORPORATION(120111-0592908)

KORAD CO., LTD.(110111-0298904)

 

 

Sales by Region (Activity & Markets)

 

The Subject exports to Middle East including UAE.

 


Court Action

 

No.

 

 

News Clipping

 

------


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.14

UK Pound

1

Rs.95.77

Euro

1

Rs.71.05

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.