MIRA INFORM REPORT

 

 

Report No. :

307463

Report Date :

17.02.2015

 

IDENTIFICATION DETAILS

 

Name :

BIN FADEL TRADING EST

 

 

Registered Office :

Aswaq Al Quds, Ground Floor, Shop No. 69, Riyadh

 

 

Country :

Saudi Arabia  

 

 

Date of Incorporation :

19.01.1982

 

 

Com. Reg. No.:

1010039383, Riyadh

 

 

Legal Form :

Sole Proprietorship Concern

 

 

Line of Business :

Engaged in the wholesale and retail of textiles, readymade garments and perfumes

 

[NOTE: We tried to confirm / obtain the detailed activity but the same is not available from any sources.]

 

 

No of Employees :

03

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown 

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Saudi Arabia  

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Saudi Arabia ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia's economic development.

 

Source : CIA

 

 

SUMMARY

 

Concern Name                                      : BIN FADEL TRADING EST

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 19th January 1982

Commercial Registration Number           : 1010039383, Riyadh

Invested Capital                                                : SR 40,000

Total Workforce                         : 3

Activities                                               : Wholesalers and retailers of textiles, readymade garments and

perfumes

Financial Condition                                : Undetermined

Payments                                             : Unknown 

 

 

CONCERN NAME

 

BIN FADEL TRADING EST

 

 

concern ADDRESS

 

Registered & Physical Address

Location           : Aswaq Al Quds, Ground Floor, Shop No. 69

Town                : Riyadh

Country : Saudi Arabia

Telephone         : (966-11) 4580407 / 4122710

Facsimile          : (966-11) 4581568

 

Premises

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Riyadh.

 

Branch Offices

 

Location                                                                                          Distribution

 

·       Al Shifa District                                                                                Warehouse premises

Riyadh

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Aidha Bin Saleh Bin Fadl Ba Al Obaid                                                            Proprietor

·       Abdalla Fahed                                                                                  General Manager

·       Jehan Allah                                                                                      Sales Executive

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 19th January 1982

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 1010039383, Riyadh

 

Invested Capital           : SR 40,000

 

Aidha Bin Saleh Bin Fadl Ba Al Obaid is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of textiles, readymade garments and perfumes.

 

Import Countries: India

 

Subject has a workforce of 3 employees.

 

 

FINANCIAL DATA

 

Companies registered in Saudi Arabia are not legally required to make their accounts public and no financial information was released by the concern or submitted by outside sources.

 

 

BANKERS

 

·       Al Rajhi Banking & Investment Corporation

PO Box: 28

Riyadh 11411

Tel: (966-11) 4054647 / 4054244

Fax: (966-11) 4044753 / 4052950

 

 

PAYMENT HISTORY

 

Unknown 

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.20

UK Pound

1

Rs.95.99

Euro

1

Rs.71.00

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.