MIRA INFORM REPORT

 

 

Report No. :

307236

Report Date :

17.02.2015

 

IDENTIFICATION DETAILS

 

Name :

MASQUERADE ANTIQUES AND THINGS CC

 

 

Registered Office :

Unit 32 Medical Centre House Ii,Wellington Park,Durbanville, 7550

 

 

Country :

South Africa

 

 

Date of Incorporation :

29.08.2003

 

 

Com. Reg. No.:

B2003/072928/23

 

 

Legal Form :

Close Corporation

 

 

Line of Business :

Subject is offers a selection of home-ware, body & bath products, candles, fine linen, kitchenware, furniture & more.

 

 

No. of Employee :

  3

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors and a stock exchange that is the 16th largest in the world. Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. The global financial crisis reduced commodity prices and world demand. GDP fell nearly 2% in 2009 but has recovered since then, albeit slowly with 2014 growth projected at about 2%. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is at nearly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, has built two new power stations and installed new power demand management programs to improve power grid reliability. Construction delays at two additional plants, however, mean South Africa is operating on a razor thin margin; economists judge that growth cannot exceed 3% until those plants come on line. South Africa's economic policy has focused on controlling inflation, however, the country has had significant budget deficits that restrict its ability to deal with pressing economic problems. The current government faces growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

Source : CIA

 

 

 


 


Subject Contact Person

 

 

MARTIE HEYNS FOSTER - Member/Owner

 

Assessment

 

This is a well-established business. On investigation contact was made with the Owner, MARTIE HEYNS FOSTER who assisted with the required information. The company is meeting its commitments timeously with suppliers. The subject effects a substantial turnover. A bank code C was obtained for an enquiry amount of R100 000 over 30 days. No adverse information was revealed.  Please see the information obtained below.

 

 

Company Information

 

Registered Name

MASQUERADE ANTIQUES AND THINGS CC

Trading as/ Division Name

MASQUERADE

Previous Name

None

Date of Name Change

None

Registration Number

B2003/072928/23

Registration Date

2003/08/29

Date Commenced Trading

2003

Age of Business

11 Years 6 Months

History of Business

MASQUERADE ANTIQUES AND THINGS CC was registered in 2003.

History of Principals

There is 1 active Member within the business.

Shareholders/Members/Partners of subject and   % holding

100% - MARTIE HEYNS FOSTER

Authorised Share Capital

 

Issued Share Capital/Members Contribution

R 100.00

Status

Active

Operations Assessment

The subject offers a selection of home-ware, body & bath products, candles, fine linen, kitchenware, furniture & more. The ranges are designed & developed, imported or hand picked by the owner.

Industry/ Customers

Retail

Export

None

Export Countries

 

Import

Yes

Import Countries

 

Major Industry Code / SICC

61399

Definition of Code

Wholesale trade in other household goods n.e.c

Head Office Physical Address

NO 1 KRUGER STREET, FRANSCHHOEK, 7690

Head Office Postal Address

PO BOX 191, FRANSCHHOEK, 7690

Current Tel Number

0218763944

Cell Number

0832344082

Current Fax Number

0218764626

Current Email Address

shop@masquerade.co.za

Web Site Address

www.masquerade.co.za

Comments

 

 

 

Auditors Information

 

Company Registered Name

VISSER LOUW PROFFESIONAL ACCOUNTANTS SA CC

Trading Name

VL PROFESSIONAL ACCOUNTANTS

Registration Number

2006/185966/23

Physical Address

UNIT 32 MEDICAL CENTRE HOUSE II,WELLINGTON PARK,DURBANVILLE, 7550

Postal Address

P O BOX 4215, DURBANVILLE, 7551

Contact Person

RYNARDT VISSER

Contact Number

0726273841

Email

Unavailable

Principals

1

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

 

Practice Number

9169

VAT Number

4850211543

Tax Number

9341841154

BEE Status

Unavailable

Financial Year End

February

No of years in Business

4 Years 10 Months

Website

Unavailable

Comment

Landline: 021 975 0361

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4530208562

Status

ACTIVE

Vat Liable Date

2003/09/01

Tax Number

9919506148

Tax Clearance Expire Date

 

 

Financial Year End

February

Comment

 

 

 

Black Economic Empowerment

 

Status

No

Score

 

Expire Date

 

BEE Certificate Available

No

Comment

 

 

 

ISO Status

 

Type of ISO Grade

No

ISO Certificate

No

ISO Certificate Available

No

Certified by an Accredited Agent

No

 

 

Comment

 

 

Workman’s compensation

Registered

Yes

Compliance Certified

Yes

Comment

 

 

 

Company Structure

 

SUBSIDIARIES

 

Subsidiary Company

None

Shareholding

 

Registration Number

 

Import / Export

 

Comment

 

 

EMPLOYEES

 

Number of Employees

  3

1. Salaried employees

2. Waged employees

3. Permanent employees

4. Casual employees

5. Contracted employees

  3

 

 

 

Comment

 

 

 

 

 

COMPANY FLEET

 

 

 

 

 

 

Company Fleet

No of vehicles:

Owned/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

 

 

 

 

Comment

 

 

None

 

 

OFFICES

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

MERLICO 148 CC

Owned by

Value

Bond

Bank

Lease Agreement

5 Years

Lease Expire Date

Type of Premises

Shop/Store

Comment

 

BRANCH DETAIL INFORMATION

 

Branches Owned/ Rented Rental Company

 

Owned by

 

Value

 

Bond Bank

 

Lease Agreement Lease Expire Date Type of Premises

 

Comment

None

 

 

Management Overview

 

ORGANISATION CHART

 

Level

Position

Name

Comment

1

MEMBER

MARTIE HEYNS FOSTER

 

 

 

COMPANY STRUCTURE (OWNERSHIP)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100% - MARTIE HEYNS

FOSTER

MASQUERADE ANTIQUES AND THINGS CC

None

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

 

SUMMIT RIDGE

 

 

 

 

1

 

0828230870

 

 

 

 

TRADING

 

 

 

 

2

BLEND SA

0312668532

 

 

 

3

KAPULA CANDLES

083 4103005

 

 

 

4

CHARISMA CANDLES

0832512188

 

 

 

5

TAO PRINTERS

0215106006

 

 

 

 

Trade References Detail

 

Average

 

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Terms Taken

Comment

1

11 Years

 

30 Days

R 60000

30 Days

There is no credit limit set in place.

This is a very good account.

2

+1.5 Years

 

30 Days

R 80000

30 Days

There is no credit limit set in place.

This is a very good account.

3

+10 years

 

30 Days

R 15000

30 Days

There is no credit limit set in place.

This is a very good account.

4

3 Years

 

30 Days

R 100000

30 Days

There is no credit limit set in place.

This is a very good account.

5

5 Years

 

30 Days

R 20000

30 Days

There is no credit limit set in place.

The average purchases differ based on how many units are sent in per month. The subject pays mostly on a COD basis. This is a very good account.

 


 

Bank Information

 

Bank

NEDBANK

Branch

FRANSCHHOEK

Brach Code

198765

Bank Account Number

1470072963

Type of Account

CHEQUE

Account Name

MASQUERADE ANTIQUES AND THINGS CC

Overdraft Facilities

Yes - R100 000

Bank Code

C for R100 000.00

Bank Comment

The subject’s bankers consider them good for all normal business engagements.

 

 

Financial Information

 

Current Turnover per month

R 416666.67

Current Turnover per annum

R 5000000.00

Comment

The figures are estimated.

 

 

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

 

Principals

 

Number of Principals

1

 

Average Age of Active Principals

48

 

Number of Inactive Principals

 

 

 

Active Principals

 

Active Principal – 1 of 1

 

 

MARTI FOSTER

Surname

FOSTER

 

First Name

MARTI

 

Other Names

HEYNS

 

Marital Status

 

 

ID Number

6709180015083

 

Verified ID Number

Yes

 

Current Age

47 Years 5 Months

 

Designation

Member

 

Status

Active

 

Appointment Date

2003/08/29

 

Physical Address (at time of Appointment)

PO BOX 191, FRANSCHHOEK, 7690

 

Postal Address

NO 1 KRUGER STREET, FRANCHHOEK, 7690

 

Current Tel Number

0218769344

 

Cell number

0832344082

 

Shareholding/Membership

100%

 

 

 

Business Information for MARTI FOSTER

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

MASQUERADE ANTIQUES AND THINGS CC

B2003/072928/23

Deregistration Process

0

0

No

 

 

 

 

 

 

 

 

MASQUERADE ANTIQUES CC

B2000/049002/23

Deregistration

Final

15 Years 3 Months

0

No

 

 

 

 

 

 

 

 

WATES MEIRING

AND BARNARD EASTERN

GAUTENG

(PTY)LTD

M2000/000249/07

Deregistration Process

15 Years 3 Months

0

No

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


 

PRINCIPAL DEEDS INFORMATION

 

 

 

 

 

 

 

 

Property Interests for

MARTI FOSTER

 

Title Deed No.

T39972/1995

 

Erf/Site No.

106

Deeds Office

CAPE TOWN

 

Physical Address

FRANSCHHOEK

Property Type

F

 

Extent / Size

1001.00000000

Purchase Date

1995/02/20

 

Purchase price

R 70000.00

% Ownership

0.00

 

Bond Holder

ABSA BANK LTD

Bond Number

B368501995

 

Bond Amount

R 63000.00

Comment

 

 

 

 

 

 

 

 

 

 

 

Property Interests for

MARTI FOSTER

 

Title Deed No.

T48639/2001

 

Erf/Site No.

1688

Deeds Office

CAPE TOWN

 

Physical Address

 

Property Type

E

 

Extent / Size

 

Purchase Date

2001/01/31

 

Purchase price

R 60000.00

% Ownership

0.00

 

Bond Holder

 

Bond Number

 

 

Bond Amount

R 0.00

Comment

 

 

 

 

 

 

 

 

 

 

 

Property Interests for

MARTI FOSTER

 

Title Deed No.

T48640/2001

 

Erf/Site No.

1689

Deeds Office

CAPE TOWN

 

Physical Address

 

Property Type

E

 

Extent / Size

 

Purchase Date

2001/01/31

 

Purchase price

R 60000.00

% Ownership

0.00

 

Bond Holder

 

Bond Number

 

 

Bond Amount

R 0.00

Comment

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.20

UK Pound

1

Rs.95.99

Euro

1

Rs.71.00

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.