MIRA INFORM REPORT

 

 

Report No. :

307798

Report Date :

17.02.2015

 

IDENTIFICATION DETAILS

 

Name :

MODERN NILE COTTON CO SAE

 

 

Registered Office :

68 Gameat El Dewal El Arabia Street, Mohandessin, Giza 12311, Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

30.06.2014 (Estimated)

 

 

Year of Establishments :

1994

 

 

Com. Reg. No.:

99752, Giza

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Engaged in the manufacture and distribution of clothing and textiles

 

[NOTE: We tried to confirm / obtain the detailed activity but the same is not available from any sources.]

 

 

No of Employees :

220 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Egypt ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate growth. Poor living conditions combined with limited job opportunities for the average Egyptian contribute to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, pushing up unemployment levels, and economic growth remains slow amid political uncertainty, government transitions, unrest, and cycles of violence. Cairo since 2011 has drawn down foreign exchange reserves and depended on foreign assistance, particularly from Gulf countries, to finance imports and energy products and prevent further devaluation of the Egyptian pound, fearing higher inflation from a weaker currency.

 

Source : CIA

 

SUMMARY

 

Company Name                         : MODERN NILE COTTON CO SAE

Country of Origin                                    : Egypt

Legal Form                                            : Egyptian Joint Stock Company

Registration Date                                   : 1994

Commercial Registration Number            : 99752, Giza

Issued Capital                                        : £E 120,000,000

Paid up Capital                                      : £E 120,000,000

Total Workforce                         : 220 (Approximately)

Activities                                               : Manufacture and distribution of clothing and textiles.

Financial Condition                                 : Fair

Payments                                             : No Complaints 

Operating Trend                         : Steady

Person Interviewed                                 : Raafat Mohamed Adam, Accounts Manager

 

 

 


COMPANY NAME

 

MODERN NILE COTTON CO SAE

 

 

company ADDRESS

 

Registered & Physical Address

Street               : 68 Gameat El Dewal El Arabia Street

Area                 : Mohandessin, Giza 12311

Town                 : Cairo

Country : Egypt

Telephone         : (20-2) 33364031 / 33361516 / 33368562 / 33378183

Facsimile          : (20-2) 33361481

Mobile               : (20-100) 1600806 / 1613105

Email                : info@modernnile.com / raafat@modernnile.com

 

Premises

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                          Description                                         

 

·       283 El Horreya Road                                                             Factory premises

Alexandria

Tel: (20-3) 2451047 / 4272198

Fax: (20-3) 4251027

 

·       12 El Pharaana Street                                                                       Office premises

Azarita

Alexandria

Tel: (20-3) 4857322

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Ahmed Khaled Moustafa El Bosaty                                                     Chairman

 

·       Karim Mohamed Youssef Saada                                                         Director

 

·       Amr Mohamed Osman El Sharnouby                                      Director                                    

 

·       Hani Olama                                                                                      Director

 

·       Noha Khattab                                                                                    Director

 

·       Sherif Mansour Dabous                                                                      Director

                                                                                                      

·       Ahmed Amer                                                                                    Marketing Manager

 

·       Hussein Tharwat El Alfy                                                                     Finance Manager

 

·       Raafat Mohamed Adam                                                                     Accounts Manager

 

·       Ahmed Elhamy Abd El Khalek                                                           Sales Manager

 

·       Gamal Saleh                                                                         Office Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1994

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.  : 99752, Cairo

 

Issued Capital              : £E 120,000,000

 

Paid up Capital            : £E 120,000,000

 

 

Name of Shareholder (s)                                          Percentage

·       Amwal El Arabia Holding Company                             98.9%

·       Ahmed Khaled Moustafa El Bosaty                               1.0%

·       Egyptian for Spinning and Weaving                               0.1%

 

 

OPERATIONS

 

Activities: Engaged in the manufacture and distribution of clothing and textiles.

 

Import Countries: Europe and the Far East.

 

Export Countries: United States of America, South Korea, Japan, China, India, Italy, Turkey and South Africa.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 220 employees.

 

 


FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 30/06/13:                Year Ending 30/06/14:

 

Total Revenue                            £E 589,000,000                         £E 314,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Export Development Bank of Egypt

108 Mohi El Din Abu El Ezz Street

     Mohandessin

     Cairo 11111

     Tel: (20-2) 33619005 / 33385877

     Fax: (20-2) 33385940 / 33385938

 

·       National Bank of Egypt

177 Mostafa Kamel Street

Alexandria

Tel: (20-3) 5701930

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.20

UK Pound

1

Rs.95.99

Euro

1

Rs.71.00

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.