MIRA INFORM REPORT

 

 

Report No. :

307599

Report Date :

18.02.2015

 

IDENTIFICATION DETAILS

 

Name :

AL TAJ SILVER PAPER PRODUCTS AND TRADING EST

 

 

Registered Office :

Salah El Din El Farsy, Al Maazar District, 1353 Riyadh 11471

 

 

Country :

Saudi Arabia

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

01.09.2009

 

 

Com. Reg. No.:

1010279241, Riyadh

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Engaged in the import and distribution of carton boxes, plates and cake bases and cases, pizza and chip boxes and paper for butter.

 

 

No of Employees :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Saudi Arabia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 


 

SAUDI ARABIA ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia's economic development.

Source : CIA

 


 

SUMMARY

 

Company Name                         : AL TAJ SILVER PAPER PRODUCTS AND TRADING EST

Country of Origin                                    : Saudi Arabia

Legal Form                                            : Sole Proprietorship

Registration Date                                   : 1st September 2009

Commercial Registration Number            : 1010279241, Riyadh

Invested Capital                         : SR 500,000

Total Workforce                         : 10

Activities                                               : Distributors of carton boxes, plates and cake bases and cases, pizza

                                                              and chip boxes and paper for butter

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                         : Steady


Company name

 

AL TAJ SILVER PAPER PRODUCTS AND TRADING EST

 

 

company ADDRESS

 

Registered & Physical Address

 

Location            : Salah El Din El Farsy, Al Maazar District

 

PO Box             : 1353

 

Town                 : Riyadh 11471

Country : Saudi Arabia

 

Telephone         : (966-11) 4831195

Facsimile          : (966-11) 4417212 / 6532761

Mobile               : (966-59) 9952677 / 9441095

Email                : info@altajsilver.com

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Suburban Business Area of Riyadh.

 

Branch Office (s)

 

     Location                                                                                          Description

 

·       General Street                                                                                  Office premises

Om El Hammam District

Riyadh 11415

 

·       Jeddah                                                                                             Office premises

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Raghad Asnan El Saad                                                                      Proprietor & General Manager

 

·       Ashraf Abu Baker Mohamed                                                               Finance Manager

 

·       Ahmed Adly                                                                                      Purchase Manager

 

·       Mahmoud Selim                                                                                Branch Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st September 2009

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 1010279241, Riyadh

 

Invested Capital           : SR 500,000

 

Mr Raghad Asnan El Saad is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of carton boxes, plates and cake bases and cases, pizza and chip boxes and paper for butter.

 

Import Countries: China, Taiwan, Lebanon and the United Arab Emirates

 

Local Suppliers:

 

·       Dar El Sharq

 

Local Clients:

 

·         Al Musbah Group

 

Operating Trend: Steady

 

Subject has a workforce of 10 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                SR 7,910,000                            SR 8,200,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Commercial Bank

Airport Road

PO Box: 2800

Riyadh 11461

Tel: (966-11) 4772281

Fax: (966-11) 4730322

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 62.20

UK Pound

1

Rs. 95.99

Euro

1

Rs. 71.00

 

INFORMATION DETAILS

 

Analysis Done by :

KRN

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.