MIRA INFORM REPORT

 

 

Report No. :

308784

Report Date :

18.02.2015

 

IDENTIFICATION DETAILS

 

Name :

UNICOLOUR LIMITED

 

 

Registered Office :

Tandem Works, Wakefield Road, Waterloo, HD5 0AN

 

 

Country :

United Kingdome

 

 

Financials (as on) :

31.07.2013

 

 

Date of Incorporation :

22.03.1984

 

 

Com. Reg. No.:

01802229

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Subject

 

 

No. of Employee :

  • Subject is manufacture of dyes and pigments.
  • Chemical merchants.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOME - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these included nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 largely due to the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 21% by 2014. The Bank of England (BoE) implemented an asset purchase program of £375 billion (approximately $605 billion) as of December 2013. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU). In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.4%, accelerating unexpectedly in the second half of the year because of greater consumer spending and a recovering housing market. The budget deficit is falling but remains high at nearly 7% and public debt has continued to increase.

 

Source : CIA

 

Company Name

 

UNICOLOUR LIMITED

 

 

Company No.

 

01802229

 

 

Company Status

 

Active - Accounts Filed

 

 

Registered Address

 

TANDEM WORKS WAKEFIELD ROAD WATERLOO HD5 0AN

 

 

Company Summary

 

Registered Address:

TANDEM WORKS
WAKEFIELD ROAD
WATERLOO
HD5 0AN

Trading Address

Tandem Works
Wakefield Road
Tandem
Huddersfield, West Yorkshire
HD5 0AN

 

Website Address                      http://www.unicolour.co.uk

 

Telephone Number                   01484516974

Fax Number

 

TPS                                          No

FPS                                          No

Incorporation Date                   22/03/1984

 

Previous Name                         GLADEVEER LIMITED

Type                                         Private limited with Share Capital

FTSE Index                              -

Date of Change                         30/05/1984

Filing Date of Accounts            16/01/2014

Currency                                  GBP

Share Capital                           £50,000

SIC07                                       20120

Charity Number                        -

SIC07 Description                    MANUFACTURE OF DYES AND PIGMENTS

Principal Activity                      Chemical merchants.

 

 

Key Financials

 

Year to Date     Turnover           Pre Tax Profit    Shareholder      Funds Employees

31/07/2013        -                       -                       £773,270          

31/07/2012        -                       -                       £732,369           -

31/07/2011        -                       -                       £724,321           -

 

 

Mortgage Summary

 

Total Mortgage              1

Outstanding                  1

Satisfied                       0

 

 

Trade Debtors / Bad Debt Summary

 

Total Number of Documented Trade                   0

Total Value of Documented Trade                      £0

 


 

Commentary

 

This company has been treated as a Small company.

This company has only made late payments on a low percentage of invoices.

The latest Balance Sheet indicates a very positive net working capital position.

The latest cash balances represent a positive level in terms of the overall outstanding creditor obligations.

There has been an increase in shareholders funds compared with the previous balance sheet.

This company trades in an industry with a moderate level of corporate failures.

 

 

CCJ

 

Total Number of Exact CCJs -

0

Total Value of Exact CCJs -

Total Number of Possible CCJs -

0

Total Value of Possible CCJs -

Total Number of Satisfied CCJs -

0

Total Value of Satisfied CCJs -

Total Number of Writs -

-

 

 

Payment Information

 

Company DBT              -

 

Payment Trend              -

 

Worsening                    -

 

Customer Payment Experiences             Within terms 91+ Days

 

Number of Experiences

 

Customer Payment Experiences are supplied by Creditsafe users based on their payment experience with their customers.

 

Trade Payment Information

 

Average Invoice Value

97.47

Invoices available

112

Paid

112

Outstanding

0

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

 

Total Current Directors               1

Total Current Secretaries            1

Total Previous Directors / Company Secretaries  2

 

 

Current Directors

 

Name

Edward Michael Fair Gleason

Date of Birth

08/11/1949

Officers Title

Mr

Nationality

British

Present Appointments

1

Function

Director

Appointment Date

04/12/1991

Address

Tandem Works, Wakefield Road, Waterloo, Huddersfield, HD5 0AN

Other Actions

View Director Report

View Consumer Report

View AML Report

View Trace Report

 

 

Current Company Secretary

 

Name

Jillian Margaret Gleason

Date of Birth

-

Officers Title

Ms

Nationality

British

Present Appointments

1

Function

Company Secretary

Appointment Date

21/01/1999

Address

Tandem Works, Wakefield Road, Waterloo, Huddersfield, HD5 0AN

Other Actions

View Consumer Report

View Trace Report

Disqualified

Disqualified End Date

Disqualification Exception

No

 

 

Top 20 Shareholders

 

Name

Currency

Share Count

Share Type

Nominal Value

% of Total Share Count

JILLIAN MARGARET GLEASON

GBP

24,999

ORDINARY

1

50

EDWARD MICHAEL FAIR GLEASON

GBP

25,001

ORDINARY

1

50

 


 

Profit & Loss

 

Date Of Accounts

31/07/13

(%)

31/07/12

(%)

31/07/11

(%)

31/07/10

(%)

31/07/09

Weeks

52

(%)

52

(%)

52

(%)

52

(%)

52

Currency

GBP

(%)

GBP

(%)

GBP

(%)

GBP

(%)

GBP

Consolidated A/cs

N

(%)

N

(%)

N

(%)

N

(%)

N

Turnover

-

-

-

-

-

-

-

-

-

Export

-

-

-

-

-

-

-

-

-

Cost of Sales

-

-

-

-

-

-

-

-

-

Gross Profit

-

-

-

-

-

-

-

-

-

Wages & Salaries

-

-

-

-

-

-

-

-

-

Directors Emoluments

-

-

-

-

-

-

-

-

-

Operating Profit

-

-

-

-

-

-

-

-

-

Depreciation

£17,113

87.2%

£9,144

-8.9%

£10,037

-6.6%

£10,749

-8%

£11,686

Audit Fees

-

-

-

-

-

-

-

-

-

Interest Payments

-

-

-

-

-

-

-

-

-

Pre Tax Profit

-

-

-

-

-

-

-

-

-

Taxation

-

-

-

-

-

-

-

-

-

Profit After Tax

-

-

-

-

-

-

-

-

-

Dividends Payable

-

-

-

-

-

-

-

-

-

Retained Profit

-

-

-

-

-

-

-

-

-

 

 

Balance Sheet

 

Date Of Accounts

31/07/13

(%)

31/07/12

(%)

31/07/11

(%)

31/07/10

(%)

31/07/09

Tangible Assets

£100,789

14.6%

£87,954

-8%

£95,599

-7.5%

£103,404

-8.4%

£112,880

Intangible Assets

0

-

0

-

0

-

0

-

0

Total Fixed Assets

£100,789

14.6%

£87,954

-8%

£95,599

-7.5%

£103,404

-8.4%

£112,880

Stock

£791,783

16.6%

£679,136

14.9%

£591,303

38%

£428,631

2.7%

£417,248

Trade Debtors

£635,123

2.9%

£617,071

-26.7%

£841,483

59.4%

£527,875

45.7%

£362,311

Cash

£478,235

319%

£114,129

4.3%

£109,467

-17.4%

£132,574

561.7%

£20,036

Other Debtors

0

-

0

-

0

-

0

-

0

Miscellaneous Current Assets

0

-

0

-

0

-

0

-

0

Total Current Assets

£1,905,141

35.1%

£1,410,336

-8.6%

£1,542,253

41.6%

£1,089,080

36.2%

£799,595

Trade Creditors

£1,221,998

61.5%

£756,484

-16.5%

£905,741

68.2%

£538,545

49.1%

£361,175

Bank Loans & Overdrafts

0

-

0

-

0

-

0

-

0

Other Short Term Finance

0

-100%

£2,175

-

0

-

0

-

0

Miscellaneous Current Liabilities

0

-

0

-

0

-

0

-

0

Total Current Liabilities

£1,221,998

61.1%

£758,659

-16.2%

£905,741

68.2%

£538,545

49.1%

£361,175

Bank Loans & Overdrafts and LTL

£10,662

46.8%

£7,262

-6.8%

£7,790

-0.1%

£7,799

-

0

Other Long Term Finance

0

-

0

-

0

-

0

-

0

Total Long Term Liabilities

£10,662

46.8%

£7,262

-6.8%

£7,790

-0.1%

£7,799

-

0

.

 

Capital & Reserves

 

Date Of Accounts

31/07/13

(%)

31/07/12

(%)

31/07/11

(%)

31/07/10

(%)

31/07/09

Called Up Share Capital

£50,000

-

£50,000

-

£50,000

-

£50,000

-

£50,000

P & L Account Reserve

£723,270

6%

£682,369

1.2%

£674,321

13.1%

£596,140

18.9%

£501,300

Revaluation Reserve

-

-

-

-

-

-

-

-

-

Sundry Reserves

-

-

-

-

-

-

-

-

-

Shareholder Funds

£773,270

5.6%

£732,369

1.1%

£724,321

12.1%

£646,140

17.2%

£551,300

 

 

Other Financial Items

 

Date Of Accounts

31/07/13

(%)

31/07/12

(%)

31/07/11

(%)

31/07/10

(%)

31/07/09

Net Worth

£773,270

5.6%

£732,369

1.1%

£724,321

12.1%

£646,140

17.2%

£551,300

Working Capital

£683,143

4.8%

£651,677

2.4%

£636,512

15.6%

£550,535

25.6%

£438,420

Total Assets

£2,005,930

33.9%

£1,498,290

-8.5%

£1,637,852

37.3%

£1,192,484

30.7%

£912,475

Total Liabilities

£1,232,660

60.9%

£765,921

-16.2%

£913,531

67.2%

£546,344

51.3%

£361,175

Net Assets

£773,270

5.6%

£732,369

1.1%

£724,321

12.1%

£646,140

17.2%

£551,300

 


Cash Flow

 

Date Of Accounts

31/07/13

(%)

31/07/12

(%)

31/07/11

(%)

31/07/10

(%)

31/07/09

Net Cashflow from Operations

-

-

-

-

-

-

-

-

-

Net Cashflow before Financing

-

-

-

-

-

-

-

-

-

Net Cashflow from Financing

-

-

-

-

-

-

-

-

-

Increase in Cash

-

-

-

-

-

-

-

-

-

 

 

Miscellaneous

 

Date Of Accounts

31/07/13

(%)

31/07/12

(%)

31/07/11

(%)

31/07/10

(%)

31/07/09

Contingent Liability

NO

-

NO

-

NO

-

NO

-

NO

Capital Employed

£783,932

6%

£739,631

1%

£732,111

12%

£653,939

18.6%

£551,300

Number of Employees

-

-

-

-

-

-

-

-

-

Auditors

Auditor Comments

The company is exempt from audit

Bankers

LLOYDS TSB BANK PLC

Bank Branch Code

 

 

Ratios

 

Date Of Accounts

31/07/13

31/07/12

31/07/11

31/07/10

31/07/09

Pre-tax profit margin %

-

-

-

-

-

Current ratio

1.56

1.86

1.70

2.02

2.21

Sales/Net Working Capital

-

-

-

-

-

Gearing %

1.40

1

1.10

1.20

0

Equity in %

38.50

48.90

44.20

54.20

60.40

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

0.91

0.96

1.04

1.22

1.05

Return On Capital Employed %

-

-

-

-

-

Return On Total Assets Employed %

-

-

-

-

-

Current Debt Ratio

1.58

1.03

1.25

0.83

0.65

Total Debt Ratio

1.59

1.04

1.26

0.84

0.65

Stock Turnover Ratio %

-

-

-

-

-

Return on Net Assets Employed %

-

-

-

-

-

 


 

Report Notes

 

EVENT HISTORY

 

Date

Description

09/12/2014

Annual Returns

21/01/2014

New Accounts Filed

11/12/2013

Annual Returns

22/12/2012

Annual Returns

22/10/2012

New Accounts Filed

10/04/2012

New Accounts Filed

10/04/2012

New Accounts Filed

09/12/2011

Annual Returns

21/12/2010

Annual Returns

09/12/2010

New Accounts Filed

11/01/2010

Annual Returns

21/12/2009

New Accounts Filed

17/12/2009

Change in Reg.Office

09/01/2009

Annual Returns

24/12/2008

New Accounts Filed

 

 

Previous Company Names

 

Date

Previous Name

30/05/1984

GLADEVEER LIMITED

 

 

Statistics

 

Group

-

Linkages

0 companies

Countries

In 0 countries

 

 

Summary

 

Holding Company

-

Ownership Status

Ultimate Holding Company

-

 

 

Statistics

 

Group

0 companies

Linkages

0 companies

Countries

In 0 countries

 

 

Mortgage Details

 

Mortgage Type:

DEBENTURE

Date Charge Created:

01/10/98

Date Charge Registered:

06/10/98

Date Charge Satisfied:

-

Status:

OUTSTANDING

Person(s) Entitled:

LLOYDS BANK PLC

Amount Secured:

ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER

Details:

. FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURES FIXED PLANT AND MACHINERY SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

 

 

Previous Director/Company Secretaries

 

Name

Current Directorships

Previous Directorships

John Edward England

0

2

John Edward England

0

2

Average Invoice Value

£97.47

Invoices available

112

Paid

112

Outstanding

0

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

Within Terms

0-30 Days

31-60 Days

61-90 Days

91+ Days

Paid

60

40

8

4

0

Outstanding

0

0

0

0

0

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.00

UK Pound

1

Rs.95.99

Euro

1

Rs.71.00

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

ASH

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.