MIRA INFORM REPORT

 

 

Report No. :

308047

Report Date :

19.02.2015

 

IDENTIFICATION DETAILS

 

Correct Name :

AMER MOHAMMED OMER BAMASAQ TRADING EST

 

 

Registered Office :

Bab Sharif, Al Balad District, P O Box 18558, Jeddah 21425

 

 

Country :

Saudi Arabia  

 

 

Financials (as on) :

31.12.2014 (Estimated)

 

 

Date of Incorporation :

01.01.2000

 

 

Com. Reg. No.:

4030134733, Jeddah

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

·         Engaged in the import and distribution of Household Furnishings and Carpets.

·         Subject owns and operates 2 vehicles

 

 

No of Employees :

04

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Saudi Arabia  

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Saudi Arabia   ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommunications, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. Riyadh has substantially boosted spending on job training and education, most recently with the opening of the King Abdallah University of Science and Technology - Saudi Arabia's first co-educational university. As part of its effort to attract foreign investment, Saudi Arabia acceded to the WTO in 2005. The government has begun establishing six "economic cities" in different regions of the country to promote foreign investment and plans to spend $373 billion between 2010 and 2014 on social development and infrastructure projects to advance Saudi Arabia's economic development.

 

Source : CIA

 

 

SUMMARY

 

Concern Correct Name                           : AMER MOHAMMED OMER BAMASAQ TRADING EST

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Sole Proprietorship

Registration Date                                  : 1st January 2000

Commercial Registration Number           : 4030134733, Jeddah

Membership Number                             : 81527

Invested Capital                                    : SR 200,000

Total Workforce                                     : 4

Activities                                               : Distributors of household furnishings and carpets

Financial Condition                                : Fair

Payments                                             : No Complaints 

 

CONCERN NAME

 

AMER MOHAMMED OMER BAMASAQ TRADING EST (Correct name)

 

 

company ADDRESS

 

Registered & Physical Address

Location           : Bab Sharif, Al Balad District

PO Box                        : 18558

Town                : Jeddah 21425

Country : Saudi Arabia

Telephone         : (966-12) 6271514

Facsimile          : (966-12) 6432241

Mobile              : (966-50) 5619496

 

Premises

Subject operates from a small suite of offices and a showroom that are rented and located in the Central Business Area of Jeddah.

 

Branch Offices

 

Location                                                                                          Distribution

·       Abdel Aziz Street                                                                              Rented showroom premises

Al Balad District

Jeddah 21331

Tel: (966-12) 6455258

Fax: (966-12) 6430393

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Amer Mohammed Bin Omer Salem Bamasaq                                     Proprietor & General Manager

·       Awad Mubarak                                                                                  Marketing Manager

·       Mohammed Saad                                                                             Accountant

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st January 2000

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.   : 4030134733, Jeddah

 

Membership No.           : 81527

Invested Capital           : SR 200,000

 

Mr Amer Mohammed Bin Omer Salem Bamasaq is the sole proprietor of the business.

 

 

AFFILIATED COMPANIES

 

·       Bamasaq Trading and Services Concern

Al Mira Bahareth Building, 7th Floor, Office No. 705

Al Dhahab Street

Al Balad District

PO Box: 18558

Jeddah 21425

Tel: (966-12) 6422318 / 6271513 / 6430049

Fax: (966-12) 6449423

CR No. 4030053412

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of household furnishings and carpets.

Subject owns and operates 2 vehicles.

 

Import Countries: China, South Korea and India.

 

Local Suppliers:

 

·       Alsourayia Mohamed Alsourayia for Furniture

·       Mousa I Al Kaltham and Sons Trading  Co

 

Operating Trend: Steady

 

Subject has a workforce of 4 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Revenue                           SR 8,200,000                            SR 8,375,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Commercial Bank

King Abdul Aziz Street

PO Box: 3555

Jeddah 21481

Tel: (966-12) 6446644

Fax: (966-12) 6446644

 

·       Riyad Bank

Prince Fahad Street

PO Box: 9324

Jeddah 21413

Tel: (966-12) 6513333

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that the correct name of the subject is “Amer Mohammed Omer Bamasaq Trading Est” and not “Ammar Mohammed Omer Bamasaq Trading Est”.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.25

UK Pound

1

Rs.95.57

Euro

1

Rs.71.01

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.