|
Report No. : |
308014 |
|
Report Date : |
19.02.2015 |
IDENTIFICATION DETAILS
|
Name : |
D PLAST A.S. |
|
|
|
|
Registered Office : |
U Tescomy 206, 760 01 Zlín - Lužkovice |
|
|
|
|
Country : |
Czech Republic |
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
02.05.1991 |
|
|
|
|
Legal Form : |
Public Limited Company |
|
|
|
|
Line of Business : |
Manufacture and sale of seals, of pastes, granulated material, of pipes, hoses and pressed profiles for food industry, building industry, engineering, automotive industry and consumer industry; manufacture and sale of plastic-coated sheet metals and, as well, surface treatment of metallic elements. |
|
|
|
|
No. of Employees : |
130 [2015] |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
Slow but correct |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Czech Republic |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
CZECH REPUBLIC - ECONOMIC OVERVIEW
The Czech Republic is a
stable and prosperous market economy closely integrated with the EU, especially
since the country's EU accession in 2004. The auto industry is the largest
single industry, and, together with its upstream suppliers, accounts for nearly
24% of Czech manufacturing. The Czech Republic produced more than a million
cars for the first time in 2010, over 80% of which were exported. While the
conservative, inward-looking Czech financial system has remained relatively
healthy, the small, open, export-driven Czech economy remains sensitive to
changes in the economic performance of its main export markets, especially
Germany. When Western Europe and Germany fell into recession in late 2008,
demand for Czech goods plunged, leading to double digit drops in industrial
production and exports. As a result, real GDP fell sharply in 2009. The economy
slowly recovered in the second half of 2009 and registered weak growth in the
next two years. In 2012, however, the economy fell into a recession again, due
both to a slump in external demand and to the government’s austerity measures.
The country pulled out of recession in the second half of 2013, and most
analysts expect modest, but steady, growth through 2014. Foreign and domestic
businesses alike voice concerns about corruption, especially in public
procurement. Other long term challenges include dealing with a rapidly aging
population, funding an unsustainable pension and health care system, and
diversifying away from manufacturing and toward a more high-tech,
services-based, knowledge economy.
|
Source
: CIA |
D PLAST A.S.
U Tescomy 206
760 01 Zlín - Lužkovice
Telephone: 00420/ 577 610 111
Telefax: 00420/ 577 610 170
E-mail: info@dplast.cz
Web: www.dplast.cz
|
Company
development |
Positive
business development |
|
|
Order situation |
Good course of
business |
|
|
Terms of payment |
mostly no complaints,
but occasional delays / reminders |
|
|
Business
connection |
Business
connections appear permissible |
|
|
Legal form |
Public limited company |
|
|
Foundation |
02/05/1991 - Private limited company |
|
|
Comp. Register |
02/05/1991, Krajský soud v
Brně, RegNr.: C 1554 |
|||
|
Share Capital |
10/04/1995 |
CZK |
140 000,- |
|
|
|
08/11/1995 |
CZK |
21 913 000,- |
|
|
|
01/07/2006 |
CZK |
21 913 000,- |
|
|
|
21 912 pc of
registered shares in documentary form |
|||
|
Main Shareholder |
Ing. Jiří
Drag (26.06.1950) |
% |
20,45 |
|
|
|
Ing. Marcela
Dragová (29.01.1952) |
% |
20,45 |
|
|
Board of
Directors |
Ing. Jiří
Drag (26.06.1950) |
|||
|
|
Ing. Ladislav
Košárek (09.09.1958) |
|
|
Ing. Marcela
Dragová (29.01.1952) |
|
Supervisory
Board |
Lubomír Vinter (25.06.1958) |
|
|
Ing. Jaroslav
Šich (27.04.1951) |
|
|
Ing. Miroslav
Baleja (02.04.1953) |
|
General Data |
Manufacture and sale of seals, of pastes,
granulated material, of pipes, hoses and pressed profiles for food industry,
building industry, engineering, automotive industry and consumer industry;
manufacture and sale of plastic-coated sheet metals and, as well, surface
treatment of metallic elements. |
|
|
Main activity: |
|
|
|
Former name(s) |
|
|
|
D PLAST s.r.o. |
|
|
D PLAST, spol. s r.o. |
|
|
D PLAST spol. s r.o. |
|
|
Trade name(s) |
|
|
Export: |
79% |
|
|
Import: |
|
|
General
contacts: |
|
|
Address: |
|
|
Lužkovice 206, 763 11 Zlín |
|
|
Zábraní 179, Zlín - Malenovice |
|
|
J.Fučíka VIII/3985, Zlín |
|
|
Factory of the
business: |
|
Staff |
2009 |
96 employees |
|
|
2010 |
103 employees |
|
|
2011 |
108 employees |
|
|
2012 |
121 employees |
|
|
2013 |
128 employees |
|
|
2014 |
130 employees |
|
|
2015 |
130 employees |
||||
|
Annual Sales |
2005 |
actual sales |
CZK |
255 048 000,- |
|
|
|
|
2006 |
actual sales |
CZK |
319 744 000,- |
|
|
|
2007 |
actual sales |
CZK |
407 827 000,- |
|
|
|
2008 |
actual sales |
CZK |
422 907 000,- |
|
|
|
2009 |
actual sales |
CZK |
417 197 000,- |
|
|
|
2010 |
actual sales |
CZK |
468 299 000,- |
|
|
|
2011 |
actual sales |
CZK |
534 092 000,- |
|
|
|
2012 |
actual sales |
CZK |
612 479 000,- |
|
|
|
2013 |
actual sales |
CZK |
746 972 000,- |
|
|
|
2014 |
actual sales |
CZK |
810 000 000,- |
|
|
|
The company is
not registered in the Central register of executions. |
||||
|
Property |
Property of the company: Business
premises |
|
Balance sheets |
The enclosed balance of 2013 from business
register, -. (31.12.2013 - 1 CZK) |
|
|
The enclosed profit/loss account of 2013
from business register, -. (31.12.2013 - 1 CZK) |
|
Remarks |
The company is a
holder of ISO 9001 certificate. |
|
|
In March 2013, the company has sold its
share in the company D PLAST-EFTEC a.s.. This one-time transaction has
strongly influenced business result for the year 2013. |
|
|
Bankers |
Československá obchodní banka, a.
s. |
(0300) |
|
Copyright:
Creditreform s.r.o. Praha |
This information is addressed exclusively
to the addressee. Contractor obligates to provide updated information. Although
it is always put maximum effort to collect actual and exact information, it
is not confirmed as delinquency if there are particular inaccurateness
contained within the information, which are not considered as essential in
terms of the objective for which the information is provided to the
addressee. Contractor and recipient conform to the rules of the Name and
Description Security Act, Nub.101/2000. According to the Name and Description
Security Act, recipient has the right to process or to use forwarding data
only for the purpose for which information has been sent to the recipient.
Usage for other purpose is acceptable only in case referring to valid
regulations of the above mentioned act. |
|
balance |
31.12.2010 (CZK) |
31.12.2011 (CZK) |
31.12.2012 (CZK) |
31.12.2013 (CZK) |
|
TOTAL ASSETS |
415 260 000 |
418 462 000 |
523 060 000 |
1 504 209 000 |
|
Receivables for subscriptions |
0 |
0 |
0 |
0 |
|
Fixed assets |
226 291 000 |
214 308 000 |
229 281 000 |
196 468 000 |
|
Intangible fixed
assets |
611 000 |
407 000 |
439 000 |
454 000 |
|
Incorporation expenses |
|
0 |
|
|
|
Research and development |
|
0 |
|
|
|
Software |
380 000 |
241 000 |
314 000 |
197 000 |
|
Valuable rights |
78 000 |
120 000 |
104 000 |
88 000 |
|
Goodwill |
|
0 |
|
|
|
Other intangible fixed assets |
90 000 |
46 000 |
21 000 |
9 000 |
|
Intangible fixed assets under construction |
63 000 |
0 |
|
160 000 |
|
Advance payments for intangible fixed
assets |
|
0 |
|
|
|
Tangible fixed
assets |
201 881 000 |
190 102 000 |
205 043 000 |
196 014 000 |
|
Lands |
13 035 000 |
13 035 000 |
15 136 000 |
15 136 000 |
|
Constructions |
139 085 000 |
133 570 000 |
143 068 000 |
137 532 000 |
|
Equipment |
49 269 000 |
41 632 000 |
40 587 000 |
43 346 000 |
|
Perennial corps |
|
0 |
|
|
|
Breeding and draught animals |
|
0 |
|
|
|
Other tangible fixed assets |
|
0 |
|
|
|
Tangible fixed assets under construction |
470 000 |
0 |
4 040 000 |
|
|
Advance payments for tangible fixed assets |
22 000 |
1 865 000 |
2 212 000 |
|
|
Adjustment to acquired assets |
|
0 |
|
|
|
Long-term
financial assets |
23 799 000 |
23 799 000 |
23 799 000 |
0 |
|
Shares in controlled and managed
organizations |
23 799 000 |
23 799 000 |
23 799 000 |
|
|
Shares in accounting units with
substantial influence |
|
0 |
|
|
|
Other securities and shares |
|
0 |
|
|
|
Loans to controlled and managed organizations
and to accounting unit with substantial influence |
|
0 |
|
|
|
Other financial investments |
|
0 |
|
|
|
Financial investments acquired |
|
0 |
|
|
|
Advance payments for long-term financial
assets |
|
0 |
|
|
|
Current assets |
188 913 000 |
204 130 000 |
293 312 000 |
1 307 354 000 |
|
Inventory |
70 191 000 |
111 729 000 |
191 624 000 |
157 658 000 |
|
Materials |
39 293 000 |
55 682 000 |
107 392 000 |
74 696 000 |
|
Work in progress and semi-products |
3 368 000 |
3 815 000 |
4 565 000 |
3 678 000 |
|
Finished products |
26 432 000 |
51 851 000 |
79 519 000 |
79 221 000 |
|
Animals |
|
0 |
|
|
|
Merchandise |
1 098 000 |
381 000 |
148 000 |
63 000 |
|
Advance payments for inventory |
|
0 |
|
|
|
Long-term receivables |
3 257 000 |
353 000 |
2 224 000 |
0 |
|
Trade receivables |
|
0 |
|
|
|
Receivables from controlled and managed
organizations |
|
0 |
|
|
|
Receivables from accounting units with
substantial influence |
|
0 |
|
|
|
Receivables from partners, cooperative
members and association members |
|
0 |
|
|
|
Long-term deposits given |
|
0 |
|
|
|
Estimated receivable |
|
0 |
|
|
|
Other receivables |
3 257 000 |
353 000 |
2 224 000 |
|
|
Deferred tax receivable |
|
0 |
|
|
|
Short-term
receivables |
108 426 000 |
88 364 000 |
96 844 000 |
212 893 000 |
|
Trade receivables |
82 469 000 |
85 445 000 |
89 549 000 |
117 634 000 |
|
Receivables from controlled and managed
organizations |
|
0 |
|
|
|
Receivables from accounting units with
substantial influence |
|
0 |
|
|
|
Receivables from partners, cooperative
members and association members |
|
0 |
|
|
|
Receivables from social security and
health insurance |
|
0 |
|
|
|
Due from state - tax receivable |
3 454 000 |
0 |
1 925 000 |
1 816 000 |
|
Short-term deposits given |
273 000 |
1 050 000 |
2 707 000 |
987 000 |
|
Estimated receivable |
1 280 000 |
983 000 |
1 355 000 |
1 873 000 |
|
Other receivables |
20 950 000 |
886 000 |
1 308 000 |
90 583 000 |
|
Short-term
financial assets |
7 039 000 |
3 684 000 |
2 620 000 |
936 803 000 |
|
Cash |
299 000 |
179 000 |
210 000 |
200 000 |
|
Bank accounts |
6 740 000 |
3 505 000 |
2 410 000 |
936 603 000 |
|
Short-term securities and ownership
interests |
|
0 |
|
|
|
Short-term financial assets acquired |
|
0 |
|
|
|
Accruals |
56 000 |
24 000 |
467 000 |
387 000 |
|
Deferred expenses |
56 000 |
24 000 |
467 000 |
387 000 |
|
Complex deferred costs |
|
0 |
|
|
|
Deferred income |
|
0 |
|
|
|
TOTAL
LIABILITIES |
415 260 000 |
418 462 000 |
523 060 000 |
1 504 209 000 |
|
Equity |
236 780 000 |
246 519 000 |
236 733 000 |
1 333 991 000 |
|
Registered
capital |
21 913 000 |
21 913 000 |
21 913 000 |
21 913 000 |
|
Registered capital |
21 913 000 |
21 913 000 |
21 913 000 |
21 913 000 |
|
Company’s own shares and ownership
interests (-) |
|
0 |
|
|
|
Changes of registered capital ( +/- ) |
|
0 |
|
|
|
Capital funds |
4 649 000 |
353 000 |
2 224 000 |
-5 059 000 |
|
Share premium |
|
0 |
|
|
|
Other capital funds |
|
0 |
|
|
|
Differences from revaluation of assets and
liabilities ( +/- ) |
4 649 000 |
353 000 |
2 224 000 |
-5 059 000 |
|
Differences from revaluation in transformation
( +/- ) |
|
0 |
|
|
|
Reserve funds,
statutory reserve account for cooperatives, and other retained earnings |
5 377 000 |
4 574 000 |
4 778 000 |
4 926 000 |
|
Legal reserve fund / indivisible fund |
4 383 000 |
4 383 000 |
4 383 000 |
4 383 000 |
|
Statutory and other funds |
994 000 |
191 000 |
395 000 |
543 000 |
|
Profit / loss -
previous years |
143 729 000 |
140 196 000 |
123 979 000 |
27 118 000 |
|
Retained earnings from previous years |
144 771 000 |
140 196 000 |
123 979 000 |
27 118 000 |
|
Accumulated losses from previous years |
-1 042 000 |
0 |
|
|
|
Profit / loss -
current year (+/-) |
61 112 000 |
79 483 000 |
83 839 000 |
1 285 093 000 |
|
Liabilities |
178 480 000 |
171 943 000 |
286 327 000 |
170 218 000 |
|
Reserves |
0 |
1 941 000 |
950 000 |
1 604 000 |
|
Reserves under special statutory
regulations |
|
226 000 |
950 000 |
1 604 000 |
|
Reserves for pension and similar payables |
|
0 |
|
|
|
Income tax reserves |
|
0 |
|
|
|
Other reserves |
|
1 715 000 |
|
|
|
Long-term
payables |
2 829 000 |
2 009 000 |
8 783 000 |
13 534 000 |
|
Trade payables |
|
0 |
|
|
|
Payables to controlled and managed
organizations |
|
0 |
|
|
|
Payables to accounting units with
substantial influence |
|
0 |
|
|
|
Payables from partners, cooperative
members and association members |
|
0 |
|
|
|
Long-term advances received |
|
0 |
|
|
|
Issues bonds |
|
0 |
|
|
|
Long-term notes payables |
|
0 |
|
|
|
Estimated payables |
|
0 |
|
|
|
Other payables |
|
0 |
|
5 059 000 |
|
Deferred tax liability |
2 829 000 |
2 009 000 |
8 783 000 |
8 475 000 |
|
Short-term
payables |
123 111 000 |
150 464 000 |
151 675 000 |
141 089 000 |
|
Trade payables |
37 903 000 |
44 414 000 |
49 680 000 |
40 987 000 |
|
Payables to controlled and managed
organizations |
|
0 |
|
|
|
Payables to accounting units with
substantial influence |
|
0 |
|
|
|
Payables from partners, cooperative
members and association members |
|
0 |
|
|
|
Payroll |
80 147 000 |
94 003 000 |
96 842 000 |
87 307 000 |
|
Payables to social securities and health
insurance |
1 196 000 |
1 261 000 |
1 633 000 |
1 520 000 |
|
Due from state - tax liabilities and
subsidies |
839 000 |
9 769 000 |
1 685 000 |
3 314 000 |
|
Short-term deposits received |
70 000 |
56 000 |
199 000 |
1 346 000 |
|
Issues bonds |
|
0 |
|
|
|
Estimated payables |
2 956 000 |
961 000 |
1 636 000 |
6 590 000 |
|
Other payables |
|
0 |
|
25 000 |
|
Bank loans and
financial accommodations |
52 540 000 |
17 529 000 |
124 919 000 |
13 991 000 |
|
Long-term bank loans |
8 988 000 |
0 |
0 |
0 |
|
Short-term bank loans |
43 552 000 |
17 529 000 |
124 919 000 |
13 991 000 |
|
Short-term accommodations |
0 |
0 |
0 |
0 |
|
Accruals |
0 |
0 |
0 |
0 |
|
Accrued expenses |
|
0 |
|
|
|
Deferred revenues |
|
0 |
|
|
|
|
|
|
|
|
|
profit/loss
account |
31.12.2010 (CZK) |
31.12.2011 (CZK) |
31.12.2012 (CZK) |
31.12.2013 (CZK) |
|||||
|
Turnover |
468 299 000 |
534 092 000 |
612 479 000 |
746 972 000 |
|||||
|
Revenues from sold goods |
49 673 000 |
10 071 000 |
1 486 000 |
1 016 000 |
|||||
|
Expenses on sold goods |
53 203 000 |
10 120 000 |
1 224 000 |
716 000 |
|||||
|
Sale margin |
-3 530 000 |
-49 000 |
262 000 |
300 000 |
|||||
|
Production |
428 629 000 |
550 008 000 |
639 580 000 |
744 937 000 |
|||||
|
Revenues from own products and services |
418 626 000 |
524 021 000 |
610 993 000 |
745 956 000 |
|||||
|
Change in inventory of own products |
9 934 000 |
25 896 000 |
28 440 000 |
-1 145 000 |
|||||
|
Capitalization |
69 000 |
91 000 |
147 000 |
126 000 |
|||||
|
Production
consumption |
331 168 000 |
434 940 000 |
523 693 000 |
615 035 000 |
|||||
|
Consumption of material and energy |
312 882 000 |
417 137 000 |
499 882 000 |
584 775 000 |
|||||
|
Services |
18 286 000 |
17 803 000 |
23 811 000 |
30 260 000 |
|||||
|
Added value |
93 931 000 |
115 019 000 |
116 149 000 |
130 202 000 |
|||||
|
Personnel
expenses |
47 785 000 |
50 324 000 |
57 165 000 |
61 418 000 |
|||||
|
Wages and salaries |
34 915 000 |
37 141 000 |
42 269 000 |
45 330 000 |
|||||
|
Renumeration of board members |
|
0 |
|
|
|||||
|
Social security expenses and health
insurance |
11 812 000 |
12 520 000 |
14 176 000 |
15 258 000 |
|||||
|
Other social expenses |
1 058 000 |
663 000 |
720 000 |
830 000 |
|||||
|
Taxes and fees |
257 000 |
297 000 |
394 000 |
372 000 |
|||||
|
Depreciations of intangible and tangible
assets |
18 146 000 |
18 488 000 |
18 842 000 |
19 494 000 |
|||||
|
Revenues from
disposals of fixed assets and materials |
46 850 000 |
8 246 000 |
12 414 000 |
1 364 000 |
|||||
|
Revenues from disposals of fixed assets |
448 000 |
151 000 |
443 000 |
579 000 |
|||||
|
Revenues from disposals of materials |
46 402 000 |
8 095 000 |
11 971 000 |
785 000 |
|||||
|
Net book value of
disposed fixed assets and materials |
40 600 000 |
7 303 000 |
12 480 000 |
1 014 000 |
|||||
|
Net book value of sold fixed assets |
11 000 |
0 |
197 000 |
224 000 |
|||||
|
Net book value of sold material |
40 589 000 |
7 303 000 |
12 283 000 |
790 000 |
|||||
|
Change in operating reserves and
adjustments and complex deferred costs ( + / - ) |
134 000 |
2 075 000 |
-991 000 |
560 000 |
|||||
|
Other operating revenues |
248 000 |
-511 000 |
-968 000 |
-3 317 000 |
|||||
|
Other operating expenses |
982 000 |
1 225 000 |
1 461 000 |
888 000 |
|||||
|
Transfer of operating revenues |
|
0 |
|
|
|||||
|
Transfer of operating expenses |
|
0 |
|
|
|||||
|
Operating profit
/ loss |
33 125 000 |
43 042 000 |
38 244 000 |
44 503 000 |
|||||
|
Revenues from sales of securities and
ownership interests |
|
0 |
|
1 276 800 000 |
|||||
|
Sold securities and ownership interests |
|
0 |
|
23 799 000 |
|||||
|
Revenues from
long-term financial assets |
35 000 000 |
45 000 000 |
65 000 000 |
0 |
|||||
|
Revenues from shares in controlled and
managed organizations and in accounting units with substantial influence |
35 000 000 |
45 000 000 |
65 000 000 |
|
|||||
|
Revenues from others securities and
ownership interests |
|
0 |
|
|
|||||
|
Revenues from other long-term financial
assets |
|
0 |
|
|
|||||
|
Revenues from short-term financial assets |
|
0 |
|
|
|||||
|
Expenses associated with financial assets |
|
0 |
|
|
|||||
|
Revenues from revaluation of securities and
derivatives |
|
0 |
|
|
|||||
|
Cost of revaluation of securities and
derivatives |
|
0 |
|
|
|||||
|
Change in financial reserves and
adjustments ( + / - ) |
|
0 |
|
|
|||||
|
Interest revenues |
8 000 |
28 000 |
33 000 |
16 298 000 |
|||||
|
Interest expenses |
3 811 000 |
3 757 000 |
3 859 000 |
4 024 000 |
|||||
|
Other financial revenues |
9 716 000 |
14 461 000 |
11 969 000 |
45 465 000 |
|||||
|
Other financial expenses |
10 611 000 |
14 208 000 |
14 928 000 |
61 652 000 |
|||||
|
Transfer of financial revenues |
|
0 |
|
|
|||||
|
Transfer of financial expenses |
|
0 |
|
|
|||||
|
Profit / loss
from financial operations ( transactions ) |
30 302 000 |
41 524 000 |
58 215 000 |
1 249 088 000 |
|||||
|
Income tax on ordinary
income |
2 315 000 |
5 083 000 |
12 620 000 |
8 498 000 |
|||||
|
Due tax |
3 335 000 |
5 902 000 |
5 846 000 |
8 807 000 |
|||||
|
Tax deferred |
-1 020 000 |
-819 000 |
6 774 000 |
-309 000 |
|||||
|
Operating profit
/ loss ordinary activity |
61 112 000 |
79 483 000 |
83 839 000 |
1 285 093 000 |
|||||
|
Extraordinary revenues |
|
0 |
|
|
|||||
|
Extraordinary expenses |
|
0 |
|
|
|||||
|
Income tax on
extraordinary income |
|
0 |
0 |
|
|||||
|
Due tax |
|
0 |
|
|
|||||
|
Tax deferred |
|
0 |
|
|
|||||
|
Operating profit
/ loss extraordinary activity |
0 |
0 |
0 |
0 |
|||||
|
Transfer profit ( loss ) to partners (+/-) |
|
0 |
|
|
|||||
|
Profit / loss of
current accounting period (+/-) |
61 112 000 |
79 483 000 |
83 839 000 |
1 285 093 000 |
|||||
|
Profit / loss
before tax (+/-) |
63 427 000 |
84 566 000 |
96 459 000 |
1 293 591 000 |
|||||
|
Receivables more than 180 days after due
date |
1 148 000 |
1 161 000 |
4 463 000 |
968 000 |
|||||
|
Liabilities more than 180 days after due
date |
349 000 |
291 000 |
27 000 |
3 000 |
|||||
|
|
|
|
|
|
|||||
|
|
31.12.2010 |
31.12.2011 |
31.12.2012 |
31.12.2013 |
|
||||
|
a62/r1 * 100 |
15,27 |
20,21 |
18,44 |
86,00 |
|
||||
|
a62/r68 * 100 |
26,79 |
34,30 |
40,75 |
96,97 |
|
||||
|
a62/a1 * 100 |
13,54 |
15,83 |
15,75 |
173,18 |
|
||||
|
r49/a1 * 365 |
64,28 |
58,39 |
53,37 |
57,48 |
|
||||
|
r103/a1 * 365 |
29,54 |
30,35 |
29,61 |
20,03 |
|
||||
|
r32/a1 * 365 |
54,71 |
76,36 |
114,20 |
77,04 |
|
||||
|
r31 - r102 - r116 - r117 |
22 250,00 |
36 137,00 |
16 718,00 |
1 152 274,00 |
|
||||
|
(r39+r48) / (r91+r102) * 100 |
88,68 |
58,19 |
61,74 |
137,69 |
|
||||
|
r3 / a1 * 100 |
48,32 |
40,13 |
37,43 |
26,30 |
|
||||
|
r31 / (r102+r116+r117) |
1,13 |
1,22 |
1,06 |
8,43 |
|
||||
|
(r58+r48) / (r102+r116+r117) |
0,69 |
0,55 |
0,36 |
7,41 |
|
||||
|
r58 / (r102+r116+r117) |
0,04 |
0,02 |
0,01 |
6,04 |
|
||||
|
(1-r68/r67) * 100 |
42,98 |
41,09 |
54,74 |
11,32 |
|
||||
|
r85/r67 * 100 |
42,98 |
41,09 |
54,74 |
11,32 |
|
||||
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.25 |
|
|
1 |
Rs.95.57 |
|
Euro |
1 |
Rs.71.00 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation
is considered normal. Capable to meet normal commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major sections
of this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.