MIRA INFORM REPORT

 

 

Report No. :

307600

Report Date :

19.02.2015

 

IDENTIFICATION DETAILS

 

Name :

URACA GMBH & CO. KG

 

 

Registered Office :

Sirchinger Str. 15 D 72574 Bad Urach

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

13.06.1922

 

 

Com. Reg. No.:

HRA 360415

 

 

Legal Form :

Ltd Partnership With Priv. Ltd. Company As General Partner

 

 

Line of Business :

  • Manufacture of pumps and compressors n.e.c.
  • Wholesale of other machinery, equipment and supplies

 

 

No. of Employee :

339

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 

Company name and address

 

URACA GMBH & CO. KG

 

 Company Status:      active

                        Sirchinger Str. 15

                        D 72574 Bad Urach

                        Telephone:07125/133-0

                        Telefax:  07125/133-202

                        Homepage: www.uraca.de

                        E-mail:   info@uraca.de

 

 VAT no.:                      DE141172920

 Tax ID number:             89079/40530

 

 

 CONCLUSION

 

 Business relations are permissible.

 

 

Summary

 

 LEGAL FORM              Ltd partnership with priv. ltd. company as

                                    general partner

 Date of foundation:      1893

 Registered on:             13.06.1922

 Register of

 companies:                  Local court 70190 Stuttgart

 under:                          HRA 360415

 

 

Total cap. contribution

 

EUR          3,579,042.45

 

 Limited partner:

                      Maria Guberan

                      Am Kälberburren

                      D 72574 Bad Urach

                      born: 12.07.1932

                      Share:             EUR          1,521,118.19

 Limited partner:

                      Verena Dettinger-Müller

                      D 68723 Oftersheim

                      born: 28.11.1966

                      Share:             EUR            760,546.68

 Limited partner:

                      Cornelia Köhler

                      D 63739 Aschaffenburg

                      born: 22.03.1968

                      Share:             EUR            760,546.67

 Limited partner:

                      Gabriele Fleischer

                      D 45147 Essen

                      Share:             EUR            536,830.91

 General partner:

                      URACA Geschäftsführungs GmbH

                      Sirchinger Str. 15

                      D 72574 Bad Urach

                      Legal form: Private limited company

                      Share capital:     EUR            358,000.00

                      Registered on: 15.01.1976

                      Reg. data: 70190 Stuttgart, HRB 360121

 

 Shareholder:

                      Maria Guberan

                      Am Kälberburren

                      D 72574 Bad Urach

                      born: 12.07.1932

                      Share:             EUR            152,150.00

 Shareholder:

                      Verena Dettinger-Müller Cornelia Köhler

                      D 72574 Bad Urach

                      Legal form: Community of heirs

                      Share:             EUR            152,150.00

 Shareholder:

                      Gabriele Fleischer

                      D 45147 Essen

                      Share:             EUR             53,700.00

 Manager:

                      Gunter Stör

                      D 72584 Hülben

                      born: 17.11.1962

 Manager:

                      Richard Schmidhofer

                      Kattowitzer Str. 36a

                      D 81929 München

                      born: 24.02.1967

 Manager:

                      Johann Amon

                      D 71131 Jettingen

                      born: 29.11.1950

 Proxy:

                      Robert Zimmermann

                      D 72574 Bad Urach

                      authorized to jointly represent the company

                      born: 09.05.1964

 Proxy:

                      Robert Zimmermann

                      D 72574 Bad Urach

                      authorized to jointly represent the company

                      born: 09.05.1964

 

 

 COMPANY HISTORY

 

 13.06.1922 - 11.12.2012  URACA PUMPENFABRIK GmbH & Co.

                          Kommanditgesellschaft

                          Sirchinger Str. 15

                          D 72574 Bad Urach

                          Ltd partnership with priv. ltd. company

                          as general partner

 

 

 BUSINESS ACTIVITIES

 

 Sectors

 28130   Manufacture of pumps and compressors n.e.c.

4669    Wholesale of other machinery, equipment and supplies

 

 

 FINANCIAL INFORMATION

 

Payment experience:  cash discount/within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2012

 

 

 REAL ESTATE

 

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                        Sirchinger Str. 15

                                    D 72574 Bad Urach

 Value at selling price:                 EUR          4,500,000.00

 

 Real Estate of:             URACA Geschäftsführungs GmbH

 Type of ownership:       Tenant

 Address                       Sirchinger Str. 15

                                    D 72574 Bad Urach

 

 Land register documents were not available.

 

 

 BANKERS

 

 Principal bank

 DEUTSCHE BANK, 72704 REUTLINGEN

 Sort. code: 64070085, Account no.: 123190

 BIC: DEUTDESS640

 

 Further banks

 KREISSPARKASSE REUTLINGEN, 72574 BAD URACH

 Sort. code: 64050000

 BIC: SOLADES1REU

 VOLKSBANK METZINGEN-BAD URACH, 72555 METZINGEN, WÜRTT

 Sort. code: 64091200, Account no.: 31027008

 BIC: GENODES1MTZ

 KREISSPARKASSE REUTLINGEN, 72710 REUTLINGEN

 Sort. code: 64050000, Account no.: 307552

 BIC: SOLADES1REU

 

 

 FINANCIAL FIGURES

 

 Turnover:            2013               EUR         58,300,000.00

                      2014               EUR         49,500,000.00

 Expected turnover:                      EUR         53,000,000.00

 further business figures:

 Equipment:                              EUR          1,664,086.00

 Ac/ts receivable:                       EUR          5,339,738.00

 Liabilities:                            EUR         27,780,195.00

 Total numbers of vehicles:                                     25

 - Lorries:                                                     10

 - Passenger cars:                                              11

 Total value of vehicles:                EUR            450,000.00

 - Lorries:                              EUR            150,000.00

 - Passenger cars:                       EUR            300,000.00

 Employees:                                                    339

 - thereof permanent staff:                                    280

 - Part-time employees:                                         15

 - Trainees:                                                    25

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 75.55

 Liquidity ratio:                  10.00

 Return on total capital [%]:      20.37

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 75.29

 Liquidity ratio:                  10.00

 Return on total capital [%]:      21.09

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 74.71

 Liquidity ratio:                  10.00

 Return on total capital [%]:      13.84

 

 Balance sheet ratios 01.01.2009 - 31.12.2009

 Equity ratio [%]:                 77.71

 Liquidity ratio:                  10.00

 Return on total capital [%]:      11.71

 

 Equity ratio

 

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 

Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         50,115,807.67

  Fixed assets                           EUR         17,903,839.55

   Intangible assets                     EUR            178,282.00

    Concessions, licences, rights        EUR            178,282.00

   Tangible assets                       EUR         17,577,912.45

    Land / similar rights                EUR          4,841,403.81

    Plant / machinery                    EUR          4,170,169.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,664,086.00

    Advance payments made / construction

    in progress                          EUR          6,902,253.64

   Financial assets                      EUR            147,645.10

    Shares in participations /

    subsidiaries and the like            EUR            147,645.10

     Shares in related companies         EUR            140,145.10

     Shares in investee companies        EUR              7,500.00

  Current assets                         EUR         32,162,854.47

   Stocks                                EUR         14,040,151.89

    Raw materials, consumables and

    supplies                             EUR          1,650,862.46

    Finished goods / work in progress    EUR         12,328,134.00

    Advance payments made                EUR             61,155.43

   Accounts receivable                   EUR          5,339,738.47

    Trade debtors                        EUR          4,013,394.88

    Amounts due from related companies   EUR            420,367.64

    Other debtors and assets             EUR            905,975.95

   Investments in current assets         EUR          2,013,369.38

    Other investments                    EUR          2,013,369.38

   Liquid means                          EUR         10,769,594.73

  Remaining other assets                 EUR             49,113.65

   Accruals (assets)                     EUR             49,113.65

 

 LIABILITIES                             EUR         50,115,807.67

  Shareholders' equity                   EUR         18,000,000.00

   Capital                               EUR          5,000,000.00

    Capital of the fully liable partner

    (LP, general partnership)            EUR             76,958.00

     Fixed capital / accounts, capital

     account I                           EUR             76,958.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          4,923,042.00

     Limited partner's  capital, fixed

     capital, capital account I          EUR          4,923,042.00

   Reserves                              EUR         13,000,000.00

  Provisions                             EUR          4,335,613.17

   Pension provisions and comparable

   provisions                            EUR          1,540,943.00

   Provisions for taxes                  EUR             12,743.90

   Other / unspecified provisions        EUR          2,781,926.27

  Liabilities                            EUR         27,780,194.50

   Financial debts                       EUR          3,146,664.00

    Liabilities due to banks             EUR          3,146,664.00

   Other liabilities                     EUR         24,633,530.50

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,297,891.64

    Liabilities from received advance

    payments                             EUR          2,157,751.40

    Liabilities due to shareholders      EUR         19,860,036.93

    Liabilities due to investee companiesEUR              2,559.90

    Unspecified other liabilities        EUR            315,290.63

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

 

  Sales                                  EUR         53,519,443.49

  Inventory change + own costs (+/-)     EUR          2,490,595.88

   Inventory change (+/-)                EUR          2,432,123.00

   Capitalised own costs                 EUR             58,472.88

  Other operating income                 EUR            672,375.77

  Cost of materials                      EUR         16,436,164.67

   Raw materials and supplies, purchased

   goods                                 EUR         15,092,675.82

   Purchased services                    EUR          1,343,488.85

  Gross result (+/-)                     EUR         40,246,250.47

  Staff expenses                         EUR         20,272,628.68

   Wages and salaries                    EUR         17,077,493.79

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          3,195,134.89

  Total depreciation                     EUR          1,689,112.57

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          1,689,112.57

  Other operating expenses               EUR          5,848,024.31

  Operating result from continuing

  operations                             EUR         12,436,484.91

  Result from participating interests

  (+/-)                                  EUR            270,000.00

   Expenses / income from participations EUR            270,000.00

    Income from related companies        EUR            270,000.00

  Interest result (+/-)                  EUR         -1,114,362.97

   Interest and similar income           EUR            319,166.71

   Interest and similar expenses         EUR          1,433,529.68

  Financial result (+/-)                 EUR           -844,362.97

  Result from ordinary operations (+/-)  EUR         11,592,121.94

  Extraordinary expenses                 EUR          1,495,989.71

  Extraordinary result (+/-)             EUR         -1,495,989.71

  Income tax / refund of income tax (+/-)EUR         -1,366,270.83

  Other taxes / refund of taxes          EUR            -16,946.93

  Tax (+/-)                              EUR         -1,383,217.76

  Annual surplus / annual deficit        EUR          8,712,914.47

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2011 - 31.12.2011

 

 ASSETS                                  EUR         50,498,915.61

  Fixed assets                           EUR         11,557,061.64

   Intangible assets                     EUR            209,165.00

    Concessions, licences, rights        EUR            209,165.00

   Tangible assets                       EUR         11,174,942.59

    Land / similar rights                EUR          3,750,978.70

    Plant / machinery                    EUR          4,216,048.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,692,818.51

    Advance payments made / construction

    in progress                          EUR          1,515,097.38

   Financial assets                      EUR            172,954.05

    Shares in participations /

    subsidiaries and the like            EUR            172,954.05

     Shares in related companies         EUR            165,454.05

     Shares in investee companies        EUR              7,500.00

  Current assets                         EUR         38,790,717.78

   Stocks                                EUR         11,195,322.08

    Raw materials, consumables and

    supplies                             EUR          1,595,906.46

    Finished goods / work in progress    EUR          9,549,050.00

    Advance payments made                EUR             50,365.62

   Accounts receivable                   EUR          6,967,293.94

    Trade debtors                        EUR          6,105,547.70

    Amounts due from related companies   EUR            278,310.87

    Other debtors and assets             EUR            583,435.37

   Investments in current assets         EUR         12,058,689.27

   Liquid means                          EUR          8,569,412.49

  Remaining other assets                 EUR            151,136.19

   Accruals (assets)                     EUR             80,682.36

   Active difference from asset

   offsetting                            EUR             70,453.83

 

 LIABILITIES                             EUR         50,498,915.61

  Shareholders' equity                   EUR         16,000,000.00

   Capital                               EUR          5,000,000.00

    Capital of the fully liable partner

    (LP, general partnership)            EUR             76,958.00

     Fixed capital / accounts, capital

     account I                           EUR             76,958.00

    Limited partner's capital / capital

    of partially liable partner (LP)     EUR          4,923,042.00

     Limited partner's  capital, fixed

     capital, capital account I          EUR          4,923,042.00

   Reserves                              EUR         11,000,000.00

  Provisions                             EUR          4,642,404.00

   Pension provisions and comparable

   provisions                            EUR          1,753,544.00

   Provisions for taxes                  EUR            513,500.00

   Other / unspecified provisions        EUR          2,375,360.00

  Liabilities                            EUR         29,856,511.61

   Financial debts                       EUR          3,359,998.00

    Liabilities due to banks             EUR          3,359,998.00

   Other liabilities                     EUR         26,496,513.61

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          2,712,611.02

    Liabilities from received advance

    payments                             EUR          1,400,414.67

    Liabilities due to shareholders      EUR         22,023,142.93

    Liabililties due to related companiesEUR              2,883.13

    Liabilities due to investee companiesEUR              6,607.85

    Unspecified other liabilities        EUR            350,854.01

  Guarantees and other commitments       EUR            189,900.00

   Discounted bills of exchange          EUR            189,900.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         54,553,998.74

  Inventory change + own costs (+/-)     EUR            693,068.75

   Inventory change (+/-)                EUR            578,515.00

   Capitalised own costs                 EUR            114,553.75

  Other operating income                 EUR            526,244.18

  Cost of materials                      EUR         16,199,039.22

   Raw materials and supplies, purchased

   goods                                 EUR         14,714,706.25

   Purchased services                    EUR          1,484,332.97

  Gross result (+/-)                     EUR         39,574,272.45

  Staff expenses                         EUR         19,353,522.81

   Wages and salaries                    EUR         16,305,821.41

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          3,047,701.40

  Total depreciation                     EUR          1,861,754.89

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR          1,861,754.89

  Other operating expenses               EUR          4,954,744.84

  Operating result from continuing

  operations                             EUR         13,404,249.91

  Interest result (+/-)                  EUR           -987,002.30

   Interest and similar income           EUR            458,252.25

   Interest and similar expenses         EUR          1,445,254.55

  Other financial result                 EUR             -6,624.00

   Depreciation on financial assets and

   marketable securities                 EUR              6,624.00

  Financial result (+/-)                 EUR           -993,626.30

  Result from ordinary operations (+/-)  EUR         12,410,623.61

  Income tax / refund of income tax (+/-)EUR         -1,741,082.86

  Other taxes / refund of taxes          EUR            -17,745.36

  Tax (+/-)                              EUR         -1,758,828.22

  Annual surplus / annual deficit        EUR         10,651,795.39

 

 

Accounts for 2013 (and 2014) have not been filed by the company so far.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.24

UK Pound

1

Rs.95.57

Euro

1

Rs.71.01

 

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.