MIRA
INFORM REPORT
|
Report No. : |
309141 |
|
Report Date : |
20.02.2015 |
IDENTIFICATION DETAILS
|
Name : |
BRETON S.P.A. |
|
|
|
|
Registered Office : |
Via Giuseppe Garibaldi,27 31030 - Castello
di Godego (TV) |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as on) : |
31.12.2013 |
|
|
|
|
Date of Incorporation : |
28.12.1989 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
· Manufacturer of Tools Manufacturer of Other Electrical Equipment’s |
|
|
|
|
No. of Employees : |
From 500 to 750 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC
OVERVIEW
Italy has a diversified industrial
economy, which is divided into a developed industrial north, dominated by
private companies, and a less-developed, highly subsidized, agricultural south,
where unemployment is higher. The Italian economy is driven in large part by
the manufacture of high-quality consumer goods produced by small and
medium-sized enterprises, many of them family-owned. Italy also has a sizable
underground economy, which by some estimates accounts for as much as 17% of
GDP. These activities are most common within the agriculture, construction, and
service sectors. Italy is the third-largest economy in the euro-zone, but its
exceptionally high public debt and structural impediments to growth have
rendered it vulnerable to scrutiny by financial markets. Public debt has
increased steadily since 2007, topping 133% of GDP in 2013, but investor
concerns about Italy and the broader euro-zone crisis eased in 2013, bringing
down Italy's borrowing costs on sovereign government debt from euro-era. The
government still faces pressure from investors and European partners to sustain
its efforts to address Italy's long-standing structural impediments to growth,
such as labor market inefficiencies and widespread tax evasion. In 2013
economic growth and labor market conditions deteriorated, with growth at -1.8%
and unemployment rising to 12.4%, with youth unemployment around 40%. Italy's
GDP is now 8% below its 2007 pre-crisis level.
|
Source
: CIA |
Company Name and address
BRETON S.P.A.
Via Giuseppe Garibaldi, 27
31030 - Castello di Godego (TV) -IT-
Summary
|
Fiscal Code |
: |
01880270267 |
|
Legal Form |
: |
Joint stock company |
|
start of Activities |
: |
28/12/1989 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
100.000.000/150.000.000 |
|
Number of Employees |
: |
from 500 to 750 |
Activity
Manufacture of tools
Manufacture of other electrical equipment
Legal Data
Legal Form : Joint stock company
|
Fiscal Code : 01880270267 |
|
Foreign Trade Reg. no. : TV011254 since 18/12/1991 |
|
Chamber of Commerce no. : 175609 of Treviso since 28/05/1986 |
|
Chamber of Commerce no. : 334559 of Vicenza |
|
Firms' Register : TV086-22229 of Treviso since 19/02/1996 |
|
V.A.T. Code : 01880270267 |
|
Establishment date |
: 19/02/1986 |
|
|
Start of Activities |
: 28/12/1989 |
|
|
Legal duration |
: 31/12/2029 |
|
|
Nominal Capital |
: 20.000.000 |
|
|
Subscribed Capital |
: 20.000.000 |
|
|
Paid up Capital |
: 20.000.000 |
|
Members
|
|
Chiavacci |
Roberto |
|
|
|
Born in Castelfranco Veneto |
(TV) |
on 09/02/1938 |
- Fiscal Code : CHVRRT38B09C111B |
|
|
|
Residence: |
|
Borgo Pieve |
, 17 |
- 31033 |
Castelfranco Veneto |
(TV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Assistant board Chairman |
10/05/2012 |
|
|
|
Director |
10/05/2012 |
|
|
|
Managing Director |
10/05/2012 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Toncelli |
Luca |
|
|
|
Born in Bassano del Grappa |
(VI) |
on 30/07/1958 |
- Fiscal Code : TNCLCU58L30A703R |
|
|
|
Residence: |
|
Asiago |
, 34 |
- 36061 |
Bassano del Grappa |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Board Chairman |
10/05/2012 |
|
|
|
Director |
10/05/2012 |
|
|
|
Managing Director |
10/05/2012 |
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
|
|
Toncelli |
Dario |
|
|
|
Born in Bassano del Grappa |
(VI) |
on 10/08/1960 |
- Fiscal Code : TNCDRA60M10A703Y |
|
|
|
Residence: |
|
San Pancrazio |
, 3 |
- 36061 |
Bassano del Grappa |
(VI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
10/05/2012 |
|
|
|
|
Cavasin |
Andrea |
|
|
|
Born in Pederobba |
(TV) |
on 16/05/1964 |
- Fiscal Code : CVSNDR64E16G408X |
|
|
|
Residence: |
|
Osellame |
, 12 |
- 31044 |
Montebelluna |
(TV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Auditor |
13/05/2013 |
|
|
|
|
Sigep - S.p.a. |
|
|
|
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
|
|
|
No Prejudicial
events are reported |
|
|
No Protests
registered |
Companies connected to members *
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have
holded positions.
|
|
Chiavacci |
Roberto |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
LAVISTONE S.R.L. |
Castello di Godego (TV) - IT - |
00639370220 |
Chairman |
Withdrawn |
In liquidation |
|
LAVISTONE S.R.L. |
Castello di Godego (TV) - IT - |
00639370220 |
Vice-Chairman |
Withdrawn |
In liquidation |
|
Sigep - S.p.a. |
Castello di Godego (TV) - IT - |
01221000266 |
Director |
Active |
Registered |
|
Sigep - S.p.a. |
Castello di Godego (TV) - IT - |
01221000266 |
Assistant board Chairman |
Active |
Registered |
|
Sigep - S.p.a. |
Castello di Godego (TV) - IT - |
01221000266 |
Managing Director |
Active |
Registered |
|
Lachi Srl |
Castelfranco Veneto (TV) - IT - |
04237370269 |
Sole Director |
Withdrawn |
Registered |
|
Immobiliare Puccini S.r.l. |
Castelfranco Veneto (TV) - IT - |
81000120261 |
Sole Director |
Active |
Registered |
|
Immobiliare Puccini S.r.l. |
Castelfranco Veneto (TV) - IT - |
81000120261 |
General Partner |
Withdrawn |
Registered |
|
|
Toncelli |
Luca |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Sigep - S.p.a. |
Castello di Godego (TV) - IT - |
01221000266 |
Director |
Active |
Registered |
|
Immobiliare Sogim - S.n.c. Di Luca E Dario Toncelli |
Castelfranco Veneto (TV) - IT - |
02500740267 |
Partner |
Active |
Registered |
|
Lapitec Spa |
Vedelago (TV) - IT - |
04453430268 |
Managing Director |
Withdrawn |
Registered |
|
Lapitec Spa |
Vedelago (TV) - IT - |
04453430268 |
Director |
Active |
Registered |
|
Lapitec Spa |
Vedelago (TV) - IT - |
04453430268 |
Managing Director |
Active |
Registered |
|
Lapitec Spa |
Vedelago (TV) - IT - |
04453430268 |
Board Chairman |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refer to Firms
in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
Capital Shareholders
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Toncelli Luca |
Bassano del Grappa - IT - |
TNCLCU58L30A703R |
244.603 .Eur |
1,22 |
|
Toncelli Dario |
Bassano del Grappa - IT - |
TNCDRA60M10A703Y |
244.603 .Eur |
1,22 |
|
Sigep - S.p.a. |
|
01221000266 |
19.755.397 .Eur |
98,77 |
Direct Participations
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
Lapitec Spa |
Vedelago - IT - |
04453430268 |
235.000 .Eur |
94,00 |
|
|
Active |
|
Internazionale Marmi E Macchine - Carrar a S.p.a. |
Carrara - IT - |
00207170457 |
41.560 .Eur |
0,12 |
|
|
Active |
|
Graniti E Marmi Sardegna - Societa' Cons ortile Fra Piccole E Medie
Imprese Della |
Sassari - IT - |
01894060928 |
260 .Eur |
1,92 |
|
|
Active |
|
Boart E Wire S.r.l. |
Fara Vicentino - IT - |
03273840243 |
14.999 .Eur |
29,99 |
|
|
Active |
Firm's location and structure
In order to carry out its activities the firm uses the following locations:
|
- |
Legal and
operative seat |
|
since 16/11/1989 |
|
|
|
|
|
|
Giuseppe Garibaldi |
, 27 |
- 31030 |
- Castello di Godego |
(TV) |
- IT - |
|
|
|
|
PHONE |
: 04237691 |
|
|
|
|
FAX |
: 0423469266 |
|
|
|
|
FAX |
: 0423769600 |
|
- |
Branch |
(Factory) |
since 06/04/2010 |
|
|
|
|
|
|
Bassanese |
, 2 |
- 31050 |
- Vedelago |
(TV) |
- IT - |
|
- |
Branch |
(Store) |
since 25/06/2009 |
|
|
|
|
|
|
U. Masotto |
, 12 |
- 36020 |
- Campiglia dei Berici |
(VI) |
- IT - |
|
- |
Branch |
(Factory) |
since 01/01/2012 |
|
|
|
|
|
|
Astico |
, 40/C |
- 36030 |
- Fara Vicentino |
(VI) |
- IT - |
|
|
|
|
Employees |
: 605 |
|
Fittings and Equipment for a value of 30.620.000 |
Eur |
|
Stocks for a value of 54.220.000 |
Eur |
|
Furniture and fittings for a value of 1.550.000 |
Eur |
|
Vehicles for a value of 1.030.000 |
Eur |
|
Work in progress for a value of 8.650.000 |
Eur |
Trade organization: direct or by agents.
Sales are mainly addressed to Northern Italy
|
|
Import comes generally from the following nations:
|
- France |
|
- Germany |
|
- Spain |
|
- Finland |
|
- Greece |
Historical Information and/or Firm's Status
CHANGES TO THE
LEGAL FORM:
|
Former legal form |
New legal form |
Changement Date |
|
Limited liability company |
Joint stock company |
10/01/1990 |
COMPANY STYLE
MODIFICATIONS:
|
Former Style |
New Style |
Changement Date |
|
Bright El - S.r.l. |
|
16/11/1989 |
EX-MEMBERS /
EX-POSITIONS:
|
|
Toncelli |
Dario |
|
|
|
Born in Bassano del Grappa |
(VI) |
on 10/08/1960 |
- Fiscal Code : TNCDRA60M10A703Y |
|
|
|
Residence: |
|
San Pancrazio |
, 3 |
- 36061 |
Bassano del Grappa |
(VI) |
- IT - |
|
Ex-Postions |
|
Managing Director |
|
Managing Director |
|
Director |
|
Procurator |
|
Director |
|
|
Petti Carlo |
|
|
|
|
Ex-Postions |
|
Sole Director |
|
|
Salvalaggio |
Maria Luisa |
|
|
|
Born in BASSANO DEL GRAPPA |
(VI) |
on 18/10/1934 |
- Fiscal Code : SLVMLS34R58A703E |
|
|
|
Residence: |
|
PAPA GIOVANNI XXIII |
, 2 |
- 36061 |
Bassano del Grappa |
(VI) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Comacchio |
Guido |
|
|
|
Born in Loria |
(TV) |
on 01/07/1945 |
- Fiscal Code : CMCGDU45L01E692C |
|
|
|
Residence: |
|
Capitello |
, 23 |
- 31037 |
Loria |
(TV) |
- IT - |
|
Ex-Postions |
|
Director |
|
|
Toncelli |
Luca |
|
|
|
Born in Bassano del Grappa |
(VI) |
on 30/07/1958 |
- Fiscal Code : TNCLCU58L30A703R |
|
|
|
Residence: |
|
Asiago |
, 34 |
- 36061 |
Bassano del Grappa |
(VI) |
- IT - |
|
Ex-Postions |
|
Board Chairman |
|
Director |
|
Managing Director |
|
Managing Director |
|
|
Chiavacci |
Roberto |
|
|
|
Born in Castelfranco Veneto |
(TV) |
on 09/02/1938 |
- Fiscal Code : CHVRRT38B09C111B |
|
|
|
Residence: |
|
Borgo Pieve |
, 17 |
- 31033 |
Castelfranco Veneto |
(TV) |
- IT - |
|
Ex-Postions |
|
Assistant board Chairman |
|
Director |
|
Managing Director |
|
Vice-Chairman |
|
Managing Director |
|
|
Toncelli |
Marcello |
|
|
|
Born in Piombino |
(LI) |
on 28/07/1924 |
- Fiscal Code : TNCMCL24L28G687K |
|
|
|
Residence: |
|
Papa Giovanni Xxiii |
, 2 |
- 36061 |
Bassano del Grappa |
(VI) |
- IT - |
|
Ex-Postions |
|
Director |
|
Managing Director |
|
Chairman |
|
|
Stocco |
Maria Albina |
|
|
|
Born in San Martino di Lupari |
(PD) |
on 23/10/1963 |
- Fiscal Code : STCMLB63R63I008Q |
|
|
|
Residence: |
|
Del Vallo |
, 21 |
- 31030 |
Castello di Godego |
(TV) |
- IT - |
|
Ex-Postions |
|
Temporary Auditor |
CEASINGS/INCORPORATIONS/MERGES:
|
|
The firm
absorbed by merging of |
|
|
|
|
|
|
|
Date |
: |
28/12/1989 |
|
|
Resolution of
merging of |
|
|
|
|
|
|
|
Date |
: |
28/12/1989 |
Protests
Protests checking on the subject firm has given a negative result.
Data Base Prejudicial Events Search
Search performed on a National Scale
|
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal Procedures
None reported, standing to the latest received edition of the Official
Publications.
Financial and Economical Analysis
Subject is active since 1989
Balance sheets for the years 2011, 2012 and 2013 were analyzed.
Under an economic point of view, profits were registered during the last
years with a r.o.e. of 1,31% in 2013 with a remarkable upward trend (+21,95% on
2013 compared to 2012 and +4,73% on 2012 compared to 2011).
The operating result was positive in the last financial year (0,34%)
falling within the field's average.
An operating result of Eur. 830.422 has been registered. on stable
levels if compared to the previous year.
During the latest financial year the gross operating margin amounted to
Eur. 9.381.573 on the same levels as the previous financial year.
Very good financial situation: shareholder's equity covers short-terms
debts with an indebtedness level equal to 0,88 but slighlty increasing.
The management generated equity capital for an amount of Eur. 84.495.840
, unchanged as opposed to the preceding year.
In the year 2013 total debts amounted to Eur. 143.483.353 on the same
levels as the year before.
The recourse to financial credit is within the limits; on the other hand
the recourse to suppliers' credit is rated as fairly high besides being higher
than sector's average.
Neverthless available funds are good.
As far as the collection of credit goes, the average is high (141,11
days). and higher than the average of the sector.
2013 financial year closed with a cash flow of Eur. 9.657.475
Labour cost expenses amount to Eur. 31.463.375 , representing 21,12% on
the total of production costs. and a 23,39% incidence on sales volumes.
Limited financial charges in relation to sales volume.
Financial Data
|
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
134.530.009 |
|
Profit (Loss) for the period |
1.106.324 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
110.314.463 |
|
Profit (Loss) for the period |
1.021.594 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2011 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
105.324.979 |
|
Profit (Loss) for the period |
124.032 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2010 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
102.528.132 |
|
Profit (Loss) for the period |
1.861.944 |
|
|
|
Complete balance-sheet for the year |
al 31/12/2009 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
95.210.721 |
|
Profit (Loss) for the period |
4.690.818 |
Balance Sheets
From our constant monitoring of the relevant Public Administration offices,
no more recent balance sheets result to have been filed.
|
- Balance Sheet
as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet
as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as
at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2013 |
as at 31/12/2012 |
as at 31/12/2011 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|
|
|
|
|
|
Rigidity Ratio |
Units |
0,41 |
0,39 |
0,39 |
0,19 |
|
Elasticity Ratio |
Units |
0,59 |
0,60 |
0,61 |
0,79 |
|
Availability of stock |
Units |
0,22 |
0,20 |
0,15 |
0,20 |
|
Total Liquidity Ratio |
Units |
0,36 |
0,41 |
0,46 |
0,52 |
|
Quick Ratio |
Units |
0,09 |
0,18 |
0,29 |
0,03 |
|
COMPOSITION ON
SOURCE |
|
|
|
|
|
|
Net Short-term indebtedness |
Units |
0,88 |
0,54 |
0,23 |
3,31 |
|
Self Financing Ratio |
Units |
0,35 |
0,36 |
0,37 |
0,18 |
|
Capital protection Ratio |
Units |
0,75 |
0,75 |
0,76 |
0,66 |
|
Liabilities consolidation quotient |
Units |
0,68 |
0,86 |
0,85 |
0,18 |
|
Financing |
Units |
1,70 |
1,66 |
1,55 |
4,09 |
|
Permanent Indebtedness Ratio |
Units |
0,60 |
0,64 |
0,65 |
0,33 |
|
M/L term Debts Ratio |
Units |
0,25 |
0,28 |
0,28 |
0,11 |
|
Net Financial Indebtedness Ratio |
Units |
0,67 |
0,36 |
0,20 |
0,61 |
|
CORRELATION |
|
|
|
|
|
|
Fixed assets ratio |
Units |
1,47 |
1,63 |
1,67 |
1,80 |
|
Current ratio |
Units |
1,60 |
1,82 |
1,90 |
1,23 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,99 |
1,23 |
1,42 |
0,86 |
|
Structure's primary quotient |
Units |
0,86 |
0,90 |
0,96 |
1,12 |
|
Treasury's primary quotient |
Units |
0,24 |
0,54 |
0,91 |
0,07 |
|
Rate of indebtedness ( Leverage ) |
% |
285,79 |
281,11 |
270,13 |
541,00 |
|
Current Capital ( net ) |
Value |
52.973.664 |
63.837.250 |
64.312.867 |
380.064 |
|
RETURN |
|
|
|
|
|
|
Return on Sales |
% |
7,18 |
7,59 |
5,96 |
3,59 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
1,31 |
1,23 |
0,15 |
4,82 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
2,96 |
2,28 |
1,32 |
19,04 |
|
Return on Investment ( R.O.I. ) |
% |
0,34 |
0,42 |
0,37 |
4,67 |
|
Return/ Sales |
% |
0,62 |
0,89 |
0,79 |
4,49 |
|
Extra Management revenues/charges incid. |
% |
133,22 |
103,97 |
14,97 |
25,43 |
|
Cash Flow |
Value |
9.657.475 |
8.370.484 |
6.277.911 |
134.539 |
|
Operating Profit |
Value |
830.422 |
982.549 |
828.643 |
158.212 |
|
Gross Operating Margin |
Value |
9.381.573 |
8.331.439 |
6.982.522 |
292.137 |
|
MANAGEMENT |
|
|
|
|
|
|
Credits to clients average term |
Days |
141,11 |
135,87 |
85,77 |
103,46 |
|
Debts to suppliers average term |
Days |
154,66 |
189,22 |
177,64 |
128,84 |
|
Average stock waiting period |
Days |
145,09 |
151,13 |
116,49 |
68,68 |
|
Rate of capital employed return ( Turnover ) |
Units |
0,56 |
0,47 |
0,47 |
1,11 |
|
Rate of stock return |
Units |
2,48 |
2,38 |
3,09 |
5,22 |
|
Labour cost incidence |
% |
23,39 |
26,25 |
24,59 |
19,05 |
|
Net financial revenues/ charges incidence |
% |
-0,20 |
-0,12 |
-0,07 |
-1,26 |
|
Labour cost on purchasing expenses |
% |
21,12 |
25,04 |
23,11 |
19,40 |
|
Short-term financing charges |
% |
1,00 |
1,37 |
1,57 |
2,64 |
|
Capital on hand |
% |
179,50 |
212,50 |
211,25 |
90,11 |
|
Sales pro employee |
Value |
136.856 |
209.631 |
130.191 |
181.347 |
|
Labour cost pro employee |
Value |
32.007 |
55.028 |
32.014 |
33.314 |
Remarks
1) Protests checking (relative to the last five years) performed by crossing
and matching the members names and the Firm's Style with the reported
addresses, is supplied by the Informatic Registry managed by the Italian
Chamber of Commerce. If the fiscal code is not indicated, the eventual
homonymous cases are submitted to expert staff evaluation in order to limit
wrong matching risks.
2) The Legal Data, supplied and retrived from the Firm's Registry of the
Italian Chamber of Commerce, are in line with the last registered
modifications.
3) Risk evaluation and Credit Opinion have been performed on the base of
the actual data at the moment of their availability.
Market / Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
838.732Monthly family expences average in the region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector Data
The values are calculated on a base of 1.330 significant companies.
The companies cash their credits on an average of 103 dd.
The average duration of suppliers debts is about 129 dd.
The sector's profitability is on an average of 3,59%.
The labour cost affects the turnover in the measure of 19,05%.
Goods are held in stock in a range of 69 dd.
The difference between the sales volume and the resources used to
realize it is about 1,11.
The employees costs represent the 19,40% of the production costs.
Statistical Detrimental Data
Statistcally the trade activity shows periods of crisis.
The area is statistically considered lowly risky.
In the region 13.782 protested subjects are found; in the province they
count to 2.280.
The insolvency index for the region is 0,30, , while for the province it
is 0,28.
Total Bankrupt companies in the province : 3.317.
Total Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.62.25 |
|
|
1 |
Rs.95.57 |
|
Euro |
1 |
Rs.71.01 |
INFORMATION DETAILS
|
Analysis Done by
: |
SUB |
|
|
|
|
Report Prepared
by : |
NIT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess SC’s credit risk
and to set the amount of credit to be extended. It is calculated from a
composite of weighted scores obtained from each of the major sections of this
report. The assessed factors and their relative weights (as indicated through
%) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment record
(10%)
Credit history
(10%) Market trend
(10%) Operational
size (10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.