MIRA INFORM REPORT

 

 

 

 

Report No. :

260670.2

Report Date :

20.02.2015

 

IDENTIFICATION DETAILS

 

Name :

HAMBURG COFFEE COMPANY HACOFCO MBH

 

 

Registered Office :

Zippelhaus 5A, D 20457 Hamburg

 

 

Country :

Germany

 

 

Financials (as on) :

30.09.2013

 

 

Date of Incorporation :

1987

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Coffee, Tea, Cocoa and Spices

 

 

No. of Employees :

23

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, has contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.3% in 2013. The new German government introduced a minimum wage of $11 per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany hopes to replace nuclear power with renewable energy. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production.

 

Source : CIA

 

 

 


Company name & address

 

HAMBURG COFFEE COMPANY HACOFCO MBH

 

 Company Status:          active

                                    Zippelhaus 5a

                                    D 20457 Hamburg

                                    Telephone:040/3096160

                                    Telefax:  040/338200

                                    E-mail:   email@hacofco.de

 

 VAT no.:                      DE118563472

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

 LEGAL FORM           Private limited company

 Date of foundation:  1987

 Shareholders'

 agreement:           14.12.1987

 Registered on:       12.02.1988

 Commercial Register: Local court 20355 Hamburg

 under:               HRB 39319

 

 Share capital:                          EUR          6,000,000.00

 

 Shareholder:

                      Bent Bernhard Dietrich

                      Papenkamp 35

                      D 22607 Hamburg

                      born: 09.12.1959

                      Share:             EUR          6,000,000.00

 Manager:

                      Bent Bernhard Dietrich

                      Papenkamp 35

                      D 22607 Hamburg

                      having sole power of representation

                      born: 09.12.1959

                      Profession: Businessman

                      Marital status: unknown

 Manager:

                      Andreas Reyelt

                      D 20095 Hamburg

                      having sole power of representation

                      Profession: Businessman

                      Marital status: unknown

 Proxy:

                      Alfred Knaak

                      D 21423 Winsen

                      authorized to jointly represent the company

                      born: 02.03.1953

                      Profession: Businessman

                      Marital status: unknown

 Proxy:

                      Jörg Berger

                      D 21614 Buxtehude

                      authorized to jointly represent the company

                      Profession: Businessman

                      Marital status: unknown

 Proxy:

                      Stephan-Andre Niesel

                      D 20457 Hamburg

                      authorized to jointly represent the company

                      born: 07.03.1977

                      Profession: Businessman

                      Marital status: unknown

 

 Further functions/participations of Bent Bernhard Dietrich

 (Manager)

 Manager:

                      Hamburger Wohnungs- und

                      Verwaltungsgesellschaft mit beschränkter

                      Haftung

                      Kanzlershof 37

                      D 21079 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.60

                      Registered

                      on:         07.06.1955

                      Reg. data:  20355 Hamburg, HRB 7603

 Manager:

                      Johs. Schmidt G.m.b.H.

                      Rathenaustr. 54

                      D 22297 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR          1,500,000.00

                      Registered

                      on:         29.12.1970

                      Reg. data:  20355 Hamburg, HRB 13754

 Manager:

                      Johannes Schmidt GmbH

                      Hochrad 44 b

                      D 22605 Hamburg

                      Legal form: Private limited company

                      Share capital:     EUR             25,564.59

                      Registered

                      on:         05.08.1983

                      Reg. data:  20355 Hamburg, HRB 31273

 

 

COMPANY HISTORY

 

 12.02.1988 - 09.02.1995  Hamburg Coffee Company Hacofco mbH

                          Grandweg 53

                          D 22529 Hamburg

                          Private limited company

 10.02.1995 - 15.02.1996  Hamburg Coffee Company Hacofco mbH

                          Pickhuben 6

                          D 20457 Hamburg

                          Private limited company

 16.02.1996 - 19.06.2013  Hamburg Coffee Company Hacofco mbH

                          Zippelhaus 5

                          D 20457 Hamburg

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 46370   Wholesale of coffee, tea, cocoa and spices

 

 

PARTICIPATIONS

 

 Shareholder:

                      LINEAS Clever Trading Software GmbH

                      Hachumer Str. 5

                      D 38173 Evessen

                      Legal form: Private limited company

                      Company Status: active

                      Share capital:     EUR            130,000.00

                      Share:             EUR             30,000.00

                      Reg. data:  07.07.2014

                                  Local court 38100 Braunschweig

                                  HRB 204790

 

 Payment experience:  within periods customary in this trade

 

 Negative information:We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Zippelhaus 5a

                      D 20457 Hamburg

 

 Real Estate of:      Bent Bernhard Dietrich

 Type of ownership:   Tenant

 Address              Papenkamp 35

                      D 22607 Hamburg

 

 Land register documents were not available.

 

 

BANKERS

 

 COMMERZBANK, 20454 HAMBURG

 Sort. code: 20040000

 BIC: COBADEHHXXX

 DEUTSCHE BANK, 20079 HAMBURG

 Sort. code: 20070000

 BIC: DEUTDEHHXXX

 DZ BANK, 20045 HAMBURG

 Sort. code: 20060000

 BIC: GENODEFF200

 HSH NORDBANK HAMBURG, 20079 HAMBURG

 Sort. code: 20050000

 BIC: HSHNDEHH200

 UNICREDIT BANK - HYPOVEREINSBANK, 20454 HAMBURG

 Sort. code: 20030000

 BIC: HYVEDEMM300

 

 

FINANCIAL FIGURES

 

 Turnover:            2011/2012          EUR        315,174,598.00

                      2012/2013          EUR        304,027,157.00

                      2013/2014          EUR        304,050,000.00

 Profit:              2011/2012          EUR          5,222,208.00

                      2012/2013          EUR          2,115,571.00

 further business figures:

 Equipment:                              EUR            202,199.00

 Ac/ts receivable:                       EUR         22,025,293.00

 Liabilities:                            EUR         43,112,902.00

 Total numbers of vehicles:                                      3

 - Passenger cars:                                               3

 Employees:                                                     23

BALANCE SHEETS

 

 Balance sheet ratios 01.10.2012 - 30.09.2013

 Equity ratio [%]:                 19.68

 Liquidity ratio:                   0.53

 Return on total capital [%]:       3.53

 

 Balance sheet ratios 01.10.2011 - 30.09.2012

 Equity ratio [%]:                 18.27

 Liquidity ratio:                   0.59

 Return on total capital [%]:       9.98

 

 Balance sheet ratios 01.10.2010 - 30.09.2011

 Equity ratio [%]:                  8.42

 Liquidity ratio:                   0.45

 Return on total capital [%]:       0.10

 

 Balance sheet ratios 01.10.2009 - 30.09.2010

 Equity ratio [%]:                  9.02

 Liquidity ratio:                   0.65

 Return on total capital [%]:       0.59

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 Type of balance sheet:               Company balance sheet

 

 Financial year:      01.10.2012 - 30.09.2013

 

 ASSETS                                  EUR         59,903,053.38

  Fixed assets                           EUR            206,485.00

   Intangible assets                     EUR              4,283.00

    Concessions, licences, rights        EUR              4,282.00

    Advance payments for intang. assets  EUR                  1.00

   Tangible assets                       EUR            202,199.00

    Other tangible assets / fixtures and

    fittings                             EUR            202,199.00

   Financial assets                      EUR                  3.00

    Shares in participations /

    subsidiaries and the like            EUR                  2.00

     Shares in related companies         EUR                  2.00

    Loans to participations /

    subsidiaries and the like            EUR                  1.00

     Loans to related companies          EUR                  1.00

  Current assets                         EUR         59,696,568.38

   Stocks                                EUR         36,590,494.78

    Finished goods / work in progress    EUR         36,590,494.78

   Accounts receivable                   EUR         22,025,293.43

    Trade debtors                        EUR         21,547,735.79

    Amounts due from related companies   EUR             45,637.48

    Other debtors and assets             EUR            431,920.16

   Liquid means                          EUR          1,080,780.17

 

 LIABILITIES                             EUR         59,903,053.38

  Shareholders' equity                   EUR         11,378,714.16

   Capital                               EUR          6,000,000.00

    Subscribed capital (share capital)   EUR          6,000,000.00

   Balance sheet profit/loss (+/-)       EUR          5,378,714.16

    Balance sheet profit / loss          EUR          5,378,714.16

  Provisions                             EUR          5,411,436.87

   Pension provisions and comparable

   provisions                            EUR             86,686.87

   Provisions for taxes                  EUR          3,478,000.00

   Other / unspecified provisions        EUR          1,846,750.00

  Liabilities                            EUR         43,112,902.35

   Financial debts                       EUR         26,718,059.88

    Liabilities due to banks             EUR         26,718,059.88

   Other liabilities                     EUR         16,394,842.47

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          4,642,015.20

    Liabilities due to shareholders      EUR            408,514.10

    Liabililties due to related companiesEUR            116,740.29

    Unspecified other liabilities        EUR         11,227,572.88

     thereof liabilities from tax /

     financial authorities               EUR            916,776.06

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        304,027,156.56

  Other operating income                 EUR            749,727.25

  Cost of materials                      EUR        293,223,358.44

   Raw materials and supplies, purchased

   goods                                 EUR        293,223,358.44

  Gross result (+/-)                     EUR         11,553,525.37

  Staff expenses                         EUR          3,988,400.23

   Wages and salaries                    EUR          3,756,078.58

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            232,321.65

  Total depreciation                     EUR             49,771.79

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR             49,771.79

  Other operating expenses               EUR          3,366,003.44

  Operating result from continuing

  operations                             EUR          4,149,349.91

  Interest result (+/-)                  EUR           -487,437.59

   Interest and similar income           EUR            244,808.61

    thereof from related companies       EUR             29,583.83

   Interest and similar expenses         EUR            732,246.20

  Other financial result                 EUR             79,970.38

   Income from securities and loans from

   financial assets                      EUR             79,970.38

    thereof related companies            EUR             79,970.38

  Financial result (+/-)                 EUR           -407,467.21

  Result from ordinary operations (+/-)  EUR          3,741,882.70

  Income tax / refund of income tax (+/-)EUR         -1,626,311.78

  Tax (+/-)                              EUR         -1,626,311.78

  Annual surplus / annual deficit        EUR          2,115,570.92

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.10.2011 - 30.09.2012

 

 ASSETS                                  EUR         52,344,243.70

  Fixed assets                           EUR            142,539.00

   Intangible assets                     EUR                349.00

    Concessions, licences, rights        EUR                348.00

    Advance payments for intang. assets  EUR                  1.00

   Tangible assets                       EUR            142,187.00

    Other tangible assets / fixtures and

    fittings                             EUR            142,187.00

   Financial assets                      EUR                  3.00

    Shares in participations /

    subsidiaries and the like            EUR                  2.00

     Shares in related companies         EUR                  2.00

    Loans to participations /

    subsidiaries and the like            EUR                  1.00

     Loans to related companies          EUR                  1.00

  Current assets                         EUR         52,201,704.70

   Stocks                                EUR         30,869,186.34

    Finished goods / work in progress    EUR         30,869,186.34

   Accounts receivable                   EUR         20,683,640.21

    Trade debtors                        EUR         20,253,282.59

    Other debtors and assets             EUR            430,357.62

   Liquid means                          EUR            648,878.15

 

 LIABILITIES                             EUR         52,344,243.70

  Shareholders' equity                   EUR          9,263,143.24

   Capital                               EUR             25,564.59

    Subscribed capital (share capital)   EUR             25,564.59

   Balance sheet profit/loss (+/-)       EUR          9,237,578.65

    Profit / loss brought forward        EUR          4,015,370.50

    Annual surplus / annual deficit      EUR          5,222,208.15

  Provisions                             EUR          7,146,989.00

   Pension provisions and comparable

   provisions                            EUR            151,030.00

   Provisions for taxes                  EUR          2,526,200.00

   Other / unspecified provisions        EUR          4,469,759.00

  Liabilities                            EUR         35,934,111.46

   Financial debts                       EUR         21,527,084.78

    Liabilities due to banks             EUR         21,527,084.78

   Other liabilities                     EUR         14,407,026.68

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          6,136,250.79

    Liabilities due to shareholders      EUR            302,240.68

    Liabililties due to related companiesEUR            168,284.22

    Unspecified other liabilities        EUR          7,800,250.99

     thereof liabilities from tax /

     financial authorities               EUR            608,853.35

     thereof liabilities from social

     security                            EUR              1,051.30

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR        315,174,597.69

  Other operating income                 EUR             66,322.45

  Cost of materials                      EUR        297,274,042.26

   Raw materials and supplies, purchased

   goods                                 EUR        297,274,042.26

  Gross result (+/-)                     EUR         17,966,877.88

  Staff expenses                         EUR          4,962,694.64

   Wages and salaries                    EUR          4,765,239.35

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            197,455.29

  Total depreciation                     EUR            106,491.39

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            106,491.39

  Other operating expenses               EUR          2,764,512.13

  Operating result from continuing

  operations                             EUR         10,133,179.72

  Interest result (+/-)                  EUR           -799,498.58

   Interest and similar income           EUR            308,197.76

    thereof from related companies       EUR            120,882.61

   Interest and similar expenses         EUR          1,107,696.34

    thereof paid to related companies    EUR                  0.00

  Other financial result                 EUR             83,597.80

   Income from securities and loans from

   financial assets                      EUR             83,597.80

    thereof related companies            EUR             83,597.80

  Financial result (+/-)                 EUR           -715,900.78

  Result from ordinary operations (+/-)  EUR          9,417,278.94

  Income tax / refund of income tax (+/-)EUR         -4,195,070.79

  Tax (+/-)                              EUR         -4,195,070.79

  Annual surplus / annual deficit        EUR          5,222,208.15

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.25

UK Pound

1

Rs.95.57

Euro

1

Rs.71.00

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.