MIRA INFORM REPORT

 

Amended report

 

 

Report No. :

300184.3

Report Date :

20.02.2015

 

IDENTIFICATION DETAILS

 

Name :

SAGA SARL

 

 

Formerly Known As :

SAGA SPRL

 

 

Registered Office :

Blv Du 30, BCDC, 9Eme Niveau Commune De la Gombe, Kinshasa

 

 

Country :

Democratic Republic of Congo

 

 

Year of Establishments :

1995

 

 

Com. Reg. No.:

14-B-2115

 

 

Legal Form :

Societe Anonyme Responsibilitee Limitee

 

 

Line of Business :

·         SUBJECT OPERATE SHIPPING, LOGISTICS AND MATERIALS HANDLING (FRom registry record)

 

Subject operate in mining and exploration of diamond (claimed by management but cannot be confirmed from any sources)

 

 

No of Employees :

150

`

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Democratic Republic of Congo

C1

C1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Democratic Republic of Congo ECONOMIC OVERVIEW

 

The economy of the Democratic Republic of the Congo - a nation endowed with vast natural resource wealth - is slowly recovering after decades of decline. Systemic corruption since independence in 1960, combined with country-wide instability and conflict that began in the mid-90s has dramatically reduced national output and government revenue and increased external debt. With the installation of a transitional government in 2003 after peace accords, economic conditions slowly began to improve as the transitional government reopened relations with international financial institutions and international donors, and President KABILA began implementing reforms. Progress has been slow to reach the interior of the country although clear changes are evident in Kinshasa and Lubumbashi. An uncertain legal framework, corruption, and a lack of transparency in government policy are long-term problems for the mining sector and for the economy as a whole. Much economic activity still occurs in the informal sector and is not reflected in GDP data. Renewed activity in the mining sector, the source of most export income, has boosted Kinshasa's fiscal position and GDP growth in recent years. The global recession cut economic growth in 2009 to less than half its 2008 level, but growth returned to around 7% per year in 2010-12. The DRC signed a Poverty Reduction and Growth Facility with the IMF in 2009 and received $12 billion in multilateral and bilateral debt relief in 2010, but the IMF at the end of 2012 suspended the last three payments under the loan facility - worth $240 million - because of concerns about the lack of transparency in mining contracts. In 2012, the DRC updated its business laws by adhering to OHADA, the Organization for the Harmonization of Business Law in Africa. The country marked its tenth consecutive year of positive economic expansion in 2012.

 

Source : CIA

 


SUBJECT'S NAME   

 

Registered Name:                                    SAGA SARL

Requested Name:                                    SAGA SPRL

Former Names:                                       SAGA SPRL

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                   Blv Du 30, BCDC, 9Eme Niveau Commune De la Gombe, Kinshasa

Postal Address:                                       B.P. 8834

                                                              Kinshasa

Country:                                                  Democratic Republic Of Congo

Phone:                                                    243-999992268/815169685/8919500/8841533/ 999001428/976092300

Fax:                                                       243-815169685/8841533

Email:                                                     saga.sprl@gmail.com

Website:                                                 None

 

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit.

 

 

LEGAL

 

Legal Form:                                                      Societe Anonyme Responsibilitee Limitee

Date Incorporated:                                            1995

Reg. Number:                                                   14-B-2115

Tax Number:                                                    A0806864W

National ID:                                                      128N60100Z

Nominal Capital                                                CFA. 1,000,000

Subscribed Capital                                            CFA. 1,000,000

 

Subscribed Capital is Subscribed in the following form:

                                                                       Position                          Shares

Mr. Francois Kaniki Ituome                                Chairman                        

Mr. Dominique Lafont                                        CEO                               

Mr. Rodolphe Kembukuswa Diwa                       MD                                 

Mr. Raja Kumar                                                Director                           

Mr. Riad Abdoul Hassan                                    Director                           

Mr. Patrick Gerenthon                                       Director                           

Mr. Benoit Kapila                                              Director                           

Mr. Michel Roussin                                           Director                           

Mr. Olivier Roussel                                            Director                           

Mr. Martine Studer                                            Director                           

SAGA FRANCE                                               Holding Co.                      100%

 

RELATED COMPANIES  

 

SAGA FRANCE                                               Parent company.

None                                                               Subsidiary company.

Various worldwide                                             Affiliated company.

None                                                               Shareholder of subject firm.

Lubumbashi, Matadi, Moanda, Région Kivu, Kolwezi, Kasumbalesa, Boma in Democratic Republic Of Congo            Branches of the firm

 

 

OPERATIONS

 

·         Subject operate Shipping, Logistics and Materials Handling (From Registry Record)

 

Subject operate in mining and exploration of diamond (claimed by management but cannot be confirmed from any sources)

 

Imports:                                                           Asia, Europe

Exports:                                                           Neighboring countries

Trademarks:                                                     None

Terms of sale:                                                  Cash (30%) and 25-90 days (70%), invoices.

                                                                      

Main Customers:                                              firms and organizations  

Employees:                                                      150 employees.

Vehicles:                                                         Several motor vehicles.

Territory of sales:                                              Democratic Republic Of Congo

Location:                                                          Owned premises, 10,000 square feet,

 

 

AUDITORS AND INSURANCE   

 

Auditors:                                                          Information not available.

Insurance Brokers:                                            Information not available.

                                                                      

 

FINANCE 

 

Currency Reported:                                           West African Franc (CFA.)

Approx. Ex. Rate:                                             1 US Dollar = 531.96 West African Franc

Fiscal Year End:                                               December 31, 2013

Inflation:                                                           According to information given by independent sources, the

                                                                       inflation at December 31st, 2013 was of 13%.

 

Financial Information not Submitted             

                                                                      

Profit and Loss (expressed in CFA.)

                                                                                  2013

Sales                                                                          4,500,000,000

BANK 

 

Bank Name:                                                     Rawbank Kinshasa DRC

Account Number                                               0100188401-45 USD

Branch:                                                            Democratic Republic Of Congo

Comments:                                                      None

                                                                      

 

TRADE REFERENCES    

 

Experiences:                                                    Good

                                                                      

 

NOTARIAL BONDS   

 

None

 

 

COMMENTS / ADDITIONAL INFORMATION    

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

 

 

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.25

UK Pound

1

Rs.95.57

Euro

1

Rs.71.01

 

INFORMATION DETAILS

 

Analysis Done by :

SUB

 

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

--

NB

                                       New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.