MIRA INFORM REPORT

 

 

Report No. :

309475

Report Date :

21.02.2015

 

IDENTIFICATION DETAILS

 

Correct Name :

SANCALP BVBA

 

 

Registered Office :

Hoveniersstraat 30-Bus 222, 2018 Antwerpen

 

 

Country :

Belgium

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

06.02.2002

 

 

Com. Reg. No.:

476926333

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesaler of diamonds and Other Precious Stones

 

 

No of Employees :

Not Available

 

[We tried to confirm the number of employees but no one is ready to part any information from the company management.]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but Correct

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – December 31, 2014

 

Country Name

Previous Rating

(30.09.2014)

Current Rating

(31.12.2014)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Belgium ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to volatility in world markets. Roughly three-quarters of Belgium's trade is with other EU countries, and Belgium has benefited most from its proximity to Germany. In 2013 Belgian GDP grew by 0.1%, the unemployment rate increased to 8.8% from 7.6% the previous year, and the government reduced the budget deficit from a peak of 6% of GDP in 2009 to 3.2%. Despite the relative improvement in Belgium's budget deficit, public debt hovers around 100% of GDP, a factor that has contributed to investor perceptions that the country is increasingly vulnerable to spillover from the euro-zone crisis. Belgian banks were severely affected by the international financial crisis in 2008 with three major banks receiving capital injections from the government, and the nationalization of the Belgian retail arm of a Franco-Belgian bank.

 

Source : CIA

Company name & address

 

Business number                     476926333

Branche Unit Number              2101710183

Correct Company name            SANCALP BVBA

Address                                   HOVENIERSSTRAAT 30-BUS 222

2018 ANTWERPEN

Number of staff                        0

Date of establishment               06/02/2002

Fax number                              034752302

 

 

Commentary

 

The business was established over 12 years ago.

No employees are recorded for this business.

The business has been at the address for over 9 years.

The business saw a decrease in their Cash Balance of 81% during the latest trading period.

 

 

Accounts

 

DATE OF LATEST

ACCOUNTS                  TURNOVER                  PROFIT BEFORE TAX   NET WORTH     WORKING CAPITAL

31/12/2013                    13,105,699                    26,164                          149,783                         122,855

31/12/2012                    12,615,965                    31,304                          131,167                         109,735

31/12/2011                                                        15,945                          106,960                         90,435

 

Accounts

DATE OF LATEST

ACCOUNTS                  BALANCE TOTAL         NUMBER OF EMPLOYEES       CAPITAL          CASHFLOW

31/12/2013                    4,319,904                      0                                              18,600              38,838

31/12/2012                    4,122,497                      0                                              18,600              41,222

31/12/2011                    5,090,723                      0                                              18,600              28,688

 

 

Payment expectations

 

Payment expectation days                                            93.70

Industry average payment expectation days                 124.20

Industry average day sales outstanding                       181.51

Day sales outstanding                                      62.98

 

 

Company information

 

Business number

476926333

Company name

SANCALP BVBA

Fax number

034752302

Date founded

06/02/2002

Company status

active

Company type

Private Limited Company (BL/LX)

Currency

Euro (€)

Date of latest accounts

31/12/2013

Activity code

46761

Liable for VAT

yes

Activity description

Wholesaler of diamonds and other precious stones

VAT Number

BE.0476.926.333

Belgian Bullettin of Acts Publications

moniteur belge

 

 

 

 

Company accounts

 

Assets

Annual accounts

31-12-2013

%

31-12-2012

%

31-12-2011

%

31-12-2010

%

31-12-2009

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total fixed assets

80,171

-7.98

87,128

-7.38

94,072

-14.77

110,369

-13.56

127,688

Intangible fixed assets

0

-

0

-

0

-

0

-

0

Tangible fixed assets

79,071

-8.09

86,028

-7.47

92,972

-15.49

110,019

-13.60

127,338

Land & building

60,962

-13.51

70,487

-11.90

80,013

-10.64

89,538

-9.62

99,063

Plant & machinery

17,961

88.25

9,541

1713

526

-66.12

1,553

-53.49

3,339

Furniture & Vehicles

148

-97.53

6,000

-51.74

12,433

-34.31

18,928

-24.09

24,935

Financial fixed assets

1,100

0

1,100

0

1,100

214

350

0

350

Total current assets

4,239,733

5.06

4,035,369

-19.24

4,996,651

259

1,390,465

-44.33

2,497,859

Inventories

1,907,119

8.63

1,755,639

67.48

1,048,279

92.55

544,417

-13.16

626,904

Finished goods

1,402,540

-20.11

1,755,639

-

0

-

0

-

0

Other stocks

504,579

-

0

-100

1,048,279

92.55

544,417

-13.16

626,904

Trade debtors

2,261,383

9.15

2,071,735

-47.05

3,912,895

832

419,668

-64.63

1,186,667

Other amounts receivable

30,796

10999

277

-84.27

1,764

-97.58

72,930

23.73

58,944

Cash

38,094

-81.50

205,860

526

32,877

-90.69

353,030

24.65

283,219

Miscellaneous current assets

2,341

26.02

1,858

121

837

99

420

-99

342,125

Total Assets

4,319,904

4.79

4,122,497

-19.02

5,090,723

239

1,500,834

-42.84

2,625,547

 

Liabilities

 

 

 

 

 

 

 

 

 

Total shareholders equity

149,783

14.19

131,167

22.63

106,960

11.52

95,914

0.66

95,287

Issued share capital

18,600

0

18,600

0

18,600

0

18,600

0

18,600

Reserves

131,183

16.54

112,567

27.40

88,360

14.29

77,314

0.82

76,687

Creditors

4,170,121

4.48

3,991,330

-19.91

4,983,763

254

1,404,920

-44.48

2,530,260

Other Long Term loans

53,243

-18.95

65,695

-15.28

77,546

-12.70

88,825

-10.78

99,563

Total long term debts

53,243

-18.95

65,695

-15.28

77,546

-12.70

88,825

-10.78

99,563

Current portion of long term debt

12,452

5.07

11,851

5.08

11,278

5.04

10,738

5.05

102,222

Financial debts

60,765

10787

558

-89.17

5,154

-49.62

10,230

-83.06

60,376

Trade creditors

3,370,763

4.82

3,215,818

-22.98

4,175,524

680

535,205

-67.67

1,655,243

Amounts Payable for Taxes, Remuneration & Social Security

7,895

-15.98

9,397

75.57

5,352

4667

112

25.58

89

Miscellaneous current liabilities

665,004

-3.34

688,011

-2.95

708,908

-6.70

759,811

7.81

704,767

Total current liabilities

4,116,878

4.87

3,925,635

-19.99

4,906,217

272

1,316,095

-45.86

2,430,698

Total Liabilities

4,319,904

4.79

4,122,497

-19.02

5,090,723

239

1,500,834

-42.84

2,625,547

 

Profit & Loss

Annual accounts

 

31-12-2013

%

31-12-2012

%

31-12-2011

%

31-12-2010

%

31-12-2009

Weeks

 

52

 

52

 

52

 

52

 

52

Currency

 

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Operating Income

 

13,123,423

3.88

12,633,416

-

-

-

-

-

-

Turnover

 

13,105,699

3.88

12,615,965

-

-

-

-

-

-

Total operating expenses

 

13,130,801

3.72

12,660,168

-

-

-

-

-

-

Gross Operating Margin

 

-

-

-

-

146,325

150

58,490

264

-22,130

Operating Charges

 

13,148,524

3.71

12,677,619

-

-

-

-

-

-

Amortization and depreciation

 

20,223

18.85

17,015

-3.55

17,641

-0.97

17,814

46.10

12,193

Operating result

 

-25,101

56.79

-44,203

-135

126,222

230

38,167

102

-37,083

Total financial income

 

329,736

-38.29

534,338

74.60

306,029

60.20

191,031

-19.44

237,124

Total financial expenses

 

278,470

-39.31

458,831

10.21

416,306

82.15

228,551

14.31

199,939

Results on ordinary operations before taxation

26,164

-16.42

31,304

96.32

15,945

2363

647

531

102

Extraordinary Income

 

-

-

-

-

86

-

-

-

2,893

Extraordinary Charges

 

-

-

-

-

-

-

8

-

-

Extraordinary items

 

0

-

0

-100

86

1075

-8

-100

2,893

Results for the Year Before Taxation

 

26,164

-16.42

31,304

95.27

16,031

2408

639

-78.66

2,995

Taxation

7,549

6.36

7,097

42.39

4,985

  40790                 12

-99

1,911

Results on ordinary operations after taxation

18,615

-23.10

24,207

120

10,961

1626

635

35.12

-1,808

Net result

 

18,615

-23.10

24,207

119

11,047

1661

627

-42.18

1,084

Profit (Loss) for the Year to be appropriated

18,615

-23.10

24,207

119

11,047

1661

627

-42.18

1,084

 


 

Payment expectations

Payment expectation days

93.70

Day sales outstanding

62.98

 

 

Industry comparison     

 

Activity code

46761

Activity description

Wholesale of diamonds and other precious stones

Industry average payment

124.20

expectation days

 

Industry average day sales

181.51

outstanding

 

 

 

Industry quartile analysis

 

Payment expectations

Company result                        93.70

Lower                                       120.76

Median                                     74.63

Upper                                       46.13

 

Day sales outstanding

Company result                        62.98

Lower                                       102.27

Median                                     54.08

Upper                                       24.18

 

 

Group Structure

 

No group structure for this company.

 

Minority Shareholders

 

No minority shareholders found


Minority Interests

 

No minority interests found

 

 

Summons

 

there is no data for this company

 

 

Protested Bills

 

there is no data for this company

 

 

Bankruptcy and other legal events

 

there is no data for this company

 

 

Director details

 

Current director details

Name

NILESH SAVANI

 

Position

Principal Manager

 

Start Date

04/08/2010

 

Street

7 JAN JANSSENSSTRAAT ANTWERPEN

 

Post code

2610

 

Country

Belgium

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.62.25

UK Pound

1

Rs.96.00

Euro

1

Rs.70.72

 

INFORMATION DETAILS

 

Report Prepared by :

TPT

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.