MIRA INFORM REPORT
|
Report No. : |
309433 |
|
Report Date : |
24.02.2015 |
IDENTIFICATION DETAILS
|
Name : |
STEEL MONT PRIVATE LIMITED |
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|
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|
Registered
Office : |
3501/3502, Tower C, Oberoi Woods, Mohan Gokhale Path, Off Western Express
Highway, Goregaon (East), Mumbai – 400063, Maharashtra |
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Country : |
India |
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|
Financials (as
on) : |
31.03.2014 |
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Date of
Incorporation : |
05.06.2008 |
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Com. Reg. No.: |
11-200754 |
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Capital Investment
/ Paid-up Capital : |
Rs. 72.530 Millions |
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|
|
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CIN No.: [Company Identification
No.] |
U27310MH2008PTC200754 |
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|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
Not Available |
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PAN No.: [Permanent Account No.] |
AAMCS0336C |
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Legal Form : |
Private Limited Liability Company |
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Line of Business
: |
Manufacturer, Trader and Exporter of Ferrous or
Nonferrous, Iron and Steel, Stainless Steel and Allied Products. |
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|
|
No. of Employees
: |
45 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
B (28) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
Status : |
Moderate |
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Payment Behaviour : |
Slow but correct |
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Litigation : |
Clear |
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Comments : |
Subject is an established company having moderate track record. The rating is constrained on account of company’s moderate financial risk
profile marked by thin profitability margins and low reserves of the company.
However, trade relations are fair. Business is active. Payments are
reported to be slow but correct. The company can be considered for business dealings with some caution. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – December 31, 2014
|
Country Name |
Previous Rating (30.09.2014) |
Current Rating (31.12.2014) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
EXTERNAL AGENCY RATING
NOT AVAILABLE
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2014.
INFORMATION PARTED BY [GENERAL DETAILS]
|
Name : |
Mr. Kiran |
|
Designation : |
Accounts Manager |
|
Contact No.: |
91-22-42185300 |
|
Date : |
23.02.2015 |
LOCATIONS
|
Registered Office : |
3501/3502, Tower C, Oberoi Woods, Mohan Gokhale Path, Off Western
Express Highway, Goregaon (East), Mumbai - 400063, Maharashtra, India |
|
Tel. No.: |
91-22-42185300/ 42185312/ 42185306 |
|
Fax No.: |
91-22-42185310 |
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E-Mail : |
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Website : |
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Location : |
Owned |
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|
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|
Factory : |
Sy No 217 218, Pedaganjyada, Near Gangavaram Port, Visakhapatnam
- 530044, Andhra Pradesh, India |
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Branch Office : |
D. No. 1-68/30, 31, 32, Vishwaraj Towers, 2nd Floor,
Kuloor-Kavoor Road, Kuloor, Mangalore – 575013, Karnataka, India |
|
Location : |
Rented |
DIRECTORS
AS ON 30.09.2014
|
Name : |
Mr. Nattha Ram |
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Designation : |
Director |
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Address : |
House E-5, S.R, MIG, Shankar Nagar, Bus Stop, 6 ˝, Bhopal - 462016,
Madhya Pradesh, India |
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Date of Birth/Age : |
10.07.1939 |
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Date of Appointment : |
24.06.2008 |
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PAN No.: |
ADSPR5799Q |
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DIN No.: |
02233142 |
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Other
Directorship :
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Name : |
Mr. Prabhuram Choudharv |
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|
Designation : |
Director |
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Address : |
District Hospital Campus, Raisen 464551, Madhya Pradesh, India |
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Date of Birth/Age : |
05.07.1958 |
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Date of Appointment : |
24.06.2008 |
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DIN No.: |
02233293 |
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Name : |
Mr. Nagesh Ranjan |
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Designation : |
Director |
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Address : |
House No. 102, D K Devsthali, Near Dana Pani, Restaurant, Bawaria,
Kalan, Bhopal – 462039, Madhya Pradesh, India |
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Date of Birth/Age : |
18.02.1966 |
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Date of Appointment : |
30.09.2013 |
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PAN No.: |
AASPR7016B |
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DIN No.: |
06563497 |
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Other
Directorship :
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KEY EXECUTIVES
|
Name : |
Mr. Kiran |
|
Designation : |
Accounts Manager |
MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN
AS ON 30.09.2014
|
Names of Shareholders |
|
No. of Shares |
|
Kasturi Saraiya |
|
384000 |
|
Rajesh Kumar Saraiya |
|
6868993 |
|
Nattha Ram |
|
1 |
|
Prabhuram Choudhary |
|
1 |
|
|
|
|
|
Total |
|
7252995 |
AS ON 30.09.2014
|
Equity Share Breakup |
Percentage of Holding |
|
Category |
|
|
Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others] |
100.00 |
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|
|
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer, Trader and Exporter of Ferrous or
Nonferrous, Iron and Steel, Stainless Steel and Allied Products. |
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Products/ Services : |
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Brand Names : |
-- |
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Agencies Held : |
-- |
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Exports : |
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Products : |
Finished Goods |
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Countries : |
· UAE · Bahrain |
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Imports : |
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Products : |
Raw Material |
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Countries : |
· Ukraine · UAE |
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Terms : |
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Selling : |
Cash, L/C and Credit |
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Purchasing : |
Cash, L/C and Credit |
PRODUCTION STATUS: NOT AVAILABLE
GENERAL INFORMATION
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Suppliers : |
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Customers : |
Wholesalers, Retailers and Manufacturer
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No. of Employees : |
45 (Approximately) |
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Bankers : |
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Facilities : |
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Auditors : |
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Name : |
TC and Associates Chartered Accountants |
|
Address : |
C and Co Room No. 4, 203/205, Godjiji Jain, Building No.
2, Pydhoni Kika Treet, Mumbai – 400002, Maharashtra, India |
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Income-tax
PAN of auditor or auditor's firm : |
AAGFT8588E |
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Enterprises which
are owned, or have significant influence of or are partners with Key
management personnel and their relatives : |
· Tarwada International Steel Manufacturing LLC · Ultratest Systems Limited · Steel Mont Trading Limited ·
Steel Mont GmbH |
CAPITAL STRUCTURE
AS ON 31.03.2014
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
10,000,000 |
Equity Shares |
Rs. 10/- each |
Rs. 100.000 Millions |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
7,252,995 |
Equity Shares |
Rs. 10/- each |
Rs. 72.530 Millions |
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|
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FINANCIAL DATA
[all figures are
in Rupees Millions]
ABRIDGED BALANCE
SHEET
|
SOURCES OF FUNDS |
31.03.2014 |
31.03.2013 |
31.03.2012 |
|
I.
EQUITY AND LIABILITIES |
|
|
|
|
(1)Shareholders' Funds |
|
|
|
|
(a) Share Capital |
72.530 |
72.530 |
44.531 |
|
(b) Reserves & Surplus |
17.972 |
12.226 |
91.778 |
|
(c) Money received against share warrants |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
(2) Share
Application money pending allotment |
0.000 |
0.000 |
63.837 |
|
Total
Shareholders’ Funds (1) + (2) |
90.502 |
84.756 |
200.146 |
|
|
|
|
|
|
(3)
Non-Current Liabilities |
|
|
|
|
(a) Long-term borrowings |
22.029 |
34.445 |
0.000 |
|
(b) Deferred tax liabilities (Net) |
2.141 |
0.427 |
0.712 |
|
(c)
Other long term liabilities |
0.000 |
0.000 |
0.000 |
|
(d)
long-term provisions |
0.000 |
0.000 |
0.000 |
|
Total
Non-current Liabilities (3) |
24.170 |
34.872 |
0.712 |
|
|
|
|
|
|
(4) Current Liabilities |
|
|
|
|
(a)
Short term borrowings |
0.000 |
0.000 |
92.593 |
|
(b)
Trade payables |
1237.107 |
278.874 |
366.175 |
|
(c)
Other current liabilities |
6.019 |
3.628 |
1.931 |
|
(d)
Short-term provisions |
1.354 |
2.256 |
0.480 |
|
Total
Current Liabilities (4) |
1244.480 |
284.758 |
461.179 |
|
|
|
|
|
|
TOTAL |
1359.152 |
404.386 |
662.037 |
|
|
|
|
|
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II.
ASSETS |
|
|
|
|
(1) Non-current assets |
|
|
|
|
(a)
Fixed Assets |
|
|
|
|
(i)
Tangible assets |
203.319 |
56.254 |
46.564 |
|
(ii)
Intangible Assets |
0.000 |
0.000 |
0.000 |
|
(iii)
Capital work-in-progress |
29.206 |
11.513 |
0.000 |
|
(iv) Intangible assets under development |
0.000 |
0.000 |
0.000 |
|
(b) Non-current
Investments |
0.000 |
0.000 |
0.000 |
|
(c) Deferred tax assets
(net) |
0.000 |
0.000 |
0.000 |
|
(d) Long-term Loan
and Advances |
9.179 |
4.403 |
0.000 |
|
(e)
Other Non-current assets |
0.000 |
0.000 |
0.000 |
|
Total
Non-Current Assets |
241.704 |
72.170 |
46.564 |
|
|
|
|
|
|
(2) Current assets |
|
|
|
|
(a)
Current investments |
0.000 |
0.000 |
0.000 |
|
(b)
Inventories |
592.954 |
197.798 |
442.549 |
|
(c)
Trade receivables |
366.117 |
68.225 |
18.043 |
|
(d)
Cash and cash equivalents |
18.525 |
11.905 |
50.184 |
|
(e)
Short-term loans and advances |
130.499 |
37.797 |
12.739 |
|
(f)
Other current assets |
9.353 |
16.491 |
91.958 |
|
Total
Current Assets |
1117.448 |
332.216 |
615.473 |
|
|
|
|
|
|
TOTAL |
1359.152 |
404.386 |
662.037 |
PROFIT & LOSS
ACCOUNT
|
|
PARTICULARS |
31.03.2014 |
31.03.2013 |
31.03.2012 |
|
|
|
SALES |
|
|
|
|
|
|
|
TOTAL |
1572.538 |
480.765 |
178.025 |
|
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
|
|
TOTAL |
1565.027 |
596.440 |
176.302 |
|
|
|
|
|
|
|
|
|
PROFIT/ (LOSS)
BEFORE TAX |
7.511 |
(115.675) |
1.723 |
|
|
|
|
|
|
|
|
|
Less |
TAX |
1.733 |
(0.284) |
0.545 |
|
|
|
|
|
|
|
|
|
|
PROFIT/ (LOSS)
AFTER TAX |
5.778 |
(115.391) |
1.178 |
|
|
|
|
|
|
|
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|
Add |
PREVIOUS YEARS’
BALANCE BROUGHT FORWARD |
(112.200) |
3.191 |
2.013 |
|
|
|
|
|
|
|
|
|
|
TAX ADJUSTMENTS |
(0.032) |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
|
|
BALANCE CARRIED
TO THE B/S |
(106.454) |
(112.200) |
3.191 |
|
|
|
|
|
|
|
|
|
|
Earnings/ (Loss)
Per Share (Rs.) |
0.80 |
(15.91) |
0.26 |
|
KEY RATIOS
|
PARTICULARS |
|
31.03.2014 |
31.03.2013 |
31.03.2012 |
|
Return on Total Assets (PBT/Total Assets} |
(%) |
0.56 |
(29.44) |
0.26 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
0.08 |
(1.36) |
0.01 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Debt/Networth) |
|
0.24 |
0.41 |
0.46 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
0.90 |
1.17 |
1.33 |
FINANCIAL ANALYSIS
[all figures are in
Rupees Millions]
DEBT EQUITY RATIO
|
Particulars |
31.03.2012 |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Millions) |
(Rs.
In Millions) |
(Rs.
In Millions) |
|
Share Capital |
44.531 |
72.530 |
72.530 |
|
Reserves & Surplus |
91.778 |
12.226 |
17.972 |
|
Share Application money pending allotment |
63.837 |
0.000 |
0.000 |
|
Net
worth |
200.146 |
84.756 |
90.502 |
|
|
|
|
|
|
Long-term borrowings |
0.000 |
34.445 |
22.029 |
|
Short term borrowings |
92.593 |
0.000 |
0.000 |
|
Total
borrowings |
92.593 |
34.445 |
22.029 |
|
Debt/Equity ratio |
0.463 |
0.406 |
0.243 |
YEAR-ON-YEAR GROWTH
|
Year on Year Growth |
31.03.2012 |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Millions) |
(Rs.
In Millions) |
(Rs.
In Millions) |
|
Total Income |
178.025 |
480.765 |
1572.538 |
|
|
|
170.055 |
227.091 |
NET PROFIT MARGIN
|
Net Profit Margin |
31.03.2012 |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Millions) |
(Rs.
In Millions) |
(Rs.
In Millions) |
|
Total Income |
178.025 |
480.765 |
1572.538 |
|
Profit/ (Loss) |
1.178 |
(115.391) |
5.778 |
|
|
0.66% |
-24.00% |
0.37% |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check List by Info Agents |
Available in
Report (Yes / No) |
|
1] |
Year of Establishment |
Yes |
|
2] |
Locality of the firm |
Yes |
|
3] |
Constitutions of the firm |
Yes |
|
4] |
Premises details |
No |
|
5] |
Type of Business |
Yes |
|
6] |
Line of Business |
Yes |
|
7] |
Promoter's background |
Yes |
|
8] |
No. of employees |
Yes |
|
9] |
Name of person contacted |
Yes |
|
10] |
Designation of contact
person |
Yes |
|
11] |
Turnover of firm for last
three years |
Yes |
|
12] |
Profitability for last
three years |
Yes |
|
13] |
Reasons for variation
<> 20% |
-- |
|
14] |
Estimation for coming
financial year |
No |
|
15] |
Capital in the business |
Yes |
|
16] |
Details of sister
concerns |
Yes |
|
17] |
Major suppliers |
Yes |
|
18] |
Major customers |
Yes |
|
19] |
Payments terms |
Yes |
|
20] |
Export / Import details
(if applicable) |
Yes |
|
21] |
Market information |
-- |
|
22] |
Litigations that the firm
/ promoter involved in |
-- |
|
23] |
Banking Details |
Yes |
|
24] |
Banking facility details |
Yes |
|
25] |
Conduct of the banking
account |
-- |
|
26] |
Buyer visit details |
-- |
|
27] |
Financials, if provided |
Yes |
|
28] |
Incorporation details, if
applicable |
Yes |
|
29] |
Last accounts filed at
ROC |
Yes |
|
30] |
Major Shareholders, if
available |
Yes |
|
31] |
Date of Birth of
Proprietor/Partner/Director, if available |
Yes |
|
32] |
PAN of Proprietor/Partner/Director,
if available |
Yes |
|
33] |
Voter ID No of
Proprietor/Partner/Director, if available |
No |
|
34] |
External Agency Rating,
if available |
No |
INDEX OF CHARGES
|
S.NO. |
CHARGE ID |
DATE OF CHARGE CREATION/MODIFICATION |
CHARGE AMOUNT SECURED |
CHARGE HOLDER |
ADDRESS |
SERVICE REQUEST NUMBER (SRN) |
|
1 |
10496145 |
03/05/2014 |
3,200,000.00 |
HDFC BANK LIMITED |
HDFC BANK HOUSE SENAPATI BAPAT MARG, LOWER PAREL W, MUMBAI, MAHARASHTRA - 400013, INDIA |
C04893038 |
|
2 |
10319411 |
24/11/2011 |
200,000,000.00 |
STATE BANK OF INDIA |
SAKINAKA BRANCH,
1ST FLOOR,, SAKI VIHAR ROAD, SAK |
B25943218 |
UNSECURED LOANS
|
PARTICULARS |
31.03.2014 (Rs.
In Millions) |
31.03.2013 (Rs.
In Millions) |
|
LONG-TERM BORROWINGS |
|
|
|
Loans and advances from related parties |
20.666 |
27.200 |
|
|
|
|
|
Total |
20.666 |
27.200 |
CHANGE OF ADDRESS:
The Registered Office of the company has been shifted from Flat No. 3502/3501,
35th Floor, Oberoi Woods, Oberoi Garden City, Opposite Western Express Highway
Goregaon [East], Mumbai - 400063, Maharashtra, India to the present address
w.e.f.05.07.2010.
BACKGROUND AND NATURE
OF OPERATION
Steelmont was incorporated as on 05/06/2008.
The Company is principally engaged in the business of
manufacturing, selling, purchasing, import, export, trade or deal in carbon,
carbon products, coal, ferrous or non-ferrous, iron and steel, stainless steel and
allied products of all size, shapes. Company has commissioned a Coal Servicing
Unit in Vizag to provide tailor made inputs to customers.
OPERATIONS:
Company has earned a profit of Rs 5.778 Millions compared to the loss of Rs 115.391 Millions in the previous year. The directors are hopeful for a better performance in future.
FIXED ASSETS:
· Land
· Buildings
· Furniture and fixtures
· Vehicles
· Motor vehicles
· Office equipment
· Computer equipments
· Other equipments
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper payments
to government officials for engaging in prohibited transactions or with
designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l Anti-Money
Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws, regulations
or policies that prohibit, restrict or otherwise affect the terms and
conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs. 62.18 |
|
|
1 |
Rs. 95.71 |
|
Euro |
1 |
Rs. 70.76 |
INFORMATION DETAILS
|
Information
Gathered by : |
DIP |
|
|
|
|
Analysis Done by
: |
KAR |
|
|
|
|
Report Prepared
by : |
BVA |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
4 |
|
PAID-UP CAPITAL |
1~10 |
3 |
|
OPERATING SCALE |
1~10 |
3 |
|
FINANCIAL CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
3 |
|
--PROFITABILITY |
1~10 |
3 |
|
--LIQUIDITY |
1~10 |
3 |
|
--LEVERAGE |
1~10 |
3 |
|
--RESERVES |
1~10 |
3 |
|
--CREDIT LINES |
1~10 |
3 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
YES |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTER |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
28 |
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.